:RUN&HQWUH 3UR 8VHU *XLGH 3
3UHSDUHG E\ 7KH 'RFXPHQW &RPSDQ\ ;HUR[ *.
7DEOH RI &RQWHQWV $ERXW 7KLV *XLGH )LQGLQJ ,QIRUPDWLRQ LQ WKH 8VHU *XLGH &XVWRPHU 6XSSRUW &RQYHQWLRQV 2ULHQWDWLRQ %UD
)HDWXUHV .H\ -RE 6WDWXV .H\ 0DFKLQH 6WDWXV .
6HOHFW 3ULQW 6HOHFW WKH 3ULQWHU 'ULYHU )HDWXUHV 3ULQW WKH -RE 5HWULHYH WKH 3ULQW -RE 0DQDJLQJ 3ULQW -REV
$FWLYLW\ 5HSRUW 3KRQHERRN 5HSRUW &RQILUPDWLRQ 5HSRUW 7RQH 'LDO &KDUJH &RGH
6HOHFW WKH )HDWXUHV (QWHU WKH ( PDLO $GGUHVV 3UHVV 6WDUW %XLOGLQJ D -RE 5HFHLYLQJ DQ ( PDLO
2UGHULQJ 6XSSOLHV &XVWRPHU 5HSODFHDEOH 8QLWV 5HSODFLQJ WKH 7RQHU &DUWULGJH 5HSODFLQJ WKH 'UXP &DUWULGJH 5HSODFLQJ WKH 2]RQH )LOWHU 5HSODFLQJ WKH 6WDSOH &
5HPRWH $FFHVV 'RZQORDG )LUPZDUH 5HPRWH 3DVVZRUG 6XSSOLHV 2UGHU 3ULQWLQJ 5HSRUWV '
$SSHQGL[ % 6SHFLILFDWLRQV % 0DFKLQH 6SHFLILFDWLRQV % +DUGZDUH &RQILJXUDWLRQ % 0DFKLQH :HLJKW % $FFHVVLELOLW\ % 6SDFH 5HTXLUHPHQWV
$ERXW 7KLV *XLGH 7KDQN \RX IRU SXUFKDVLQJ WKH :RUN&HQWUH 3UR 7KH :RUN&HQWUH 3UR LV GHVLJQHG IRU HDVH RI XVH EXW WR XVH \RXU PDFKLQH WR LWV IXOOHVW SRWHQWLDO WDNH VRPH WLPH WR UHDG WKH 8VHU 'RFXPHQWDWLRQ :RUN&HQWUH 3UR 8VHU *XLGH $ERXW 7KLV *XLGH
)LQGLQJ ,QIRUPDWLRQ LQ WKH 8VHU *XLGH 7KH 8VHU *XLGH FRQWDLQV WKH IROORZLQJ VHFWLRQV 7DEOH RI &RQWHQWV 8VH WKH 7DEOH RI &RQWHQWV WR ILQG WRSLFV HDVLO\ $ERXW WKLV *XLGH &KDSWHU 'HVFULEHV WKH LQIRUPDWLRQ LQ WKLV 8VHU *XLGH 3URGXFW 2YHUYLHZ &KDSWHU 'HVFULEHV WKH V\VWHP DQG KDUGZDUH IHDWXUHV RI WKH PDFKLQH DQG SURYLGHV DQ RYHUYLHZ RI KRZ WKH PDFKLQH RSHUDWHV (DFK NH\ RQ WKH &RQWURO 3DQHO LV DOVR GHVFULEHG &RS\ &KDSWHU 'HVFULEHV WKH SURFHGXUHV IRU ORDGLQJ DQG FRS\LQJ RULJLQDOV
0DLQWDLQLQJ WKH 3URGXFW &KDSWHU 3URYLGHV PDLQWHQDQFH DQG FOHDQLQJ SURFHGXUHV QHFHVVDU\ WR HQVXUH RSWLPXP SURGXFW SHUIRUPDQFH ,QFOXGHV LQVWUXFWLRQV IRU RUGHULQJ DQG UHSODFLQJ FRQVXPDEOHV %DVLF 7URXEOHVKRRWLQJ &KDSWHU *XLGHV WKH XVHU WKURXJK SUREOHP VROYLQJ DQG SURYLGHV D OLVW RI HUURU FRGHV PHVVDJHV DQG UHFRPPHQGHG FRUUHFWLYH DFWLRQV 0DFKLQH 'HIDXOWV DQG 6HWXSV &KDSWHU *LYHV VWHS E\ VWHS LQVWUXFWLRQV RQ KRZ WR DFFHVV PDFKLQH VHWXSV DQG FKDQJH WKH PDFKLQH GHIDXOWV 6DIHW\ 1R
&XVWRPHU 6XSSRUW ,I DIWHU SURGXFW LQVWDOODWLRQ IXUWKHU DVVLVWDQFH LV UHTXLUHG SOHDVH FDOO RXU H[SHUWV DW WKH ;HUR[ :HOFRPH &HQWUH RU \RXU ORFDO UHSUHVHQWDWLYH :KHQ WHOHSKRQLQJ SOHDVH TXRWH WKH PDFKLQH VHULDO QXPEHU 8VH WKH VSDFH EHORZ WR PDNH D QRWH RI WKH PDFKLQH VHULDO QXPEHU BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB 7KH VHULDO QXPEHU LV ORFDWHG LQVLGH WKH IURQW GRRU 6HULDO 1XPEHU 3ODWH
7KURXJKRXW WKLV 8VHU *XLGH WKHUH DUH VRPH WHUPV WKDW DUH XVHG LQWHUFKDQJHDEO\ ½ ½ ½ ½ 'RFXPHQW LV V\QRQ\PRXV ZLWK RULJLQDO %XWWRQ LV V\QRQ\PRXV ZLWK NH\ 3DJH LV V\QRQ\PRXV ZLWK VKHHW :RUN&HQWUH 3UR LV V\QRQ\PRXV ZLWK WKH PDFKLQH 2ULHQWDWLRQ 7KHUH DUH WZR W\SHV RI RULHQWDWLRQ UHIHUUHG WR LQ WKLV JXLGH ,PDJH 2ULHQWDWLRQ DQG )HHG 2ULHQWDWLRQ ,PDJH 2ULHQWDWLRQ ,PDJH 2ULHQWDWLRQ GHVFULEHV WKH GLUHFWLRQ RI WKH LPDJH RQ WKH SDJH 7KHUH DUH WZR W\SHV RI LPDJH RULHQWDWLRQ 3RUWUDLW $ 7KH LPDJH LV
)HHG 2ULHQWDWLRQ )HHG 2ULHQWDWLRQ GHVFULEHV WKH GLUHFWLRQ WKH RULJLQDOV DQG WKH PHGLD LV IHG WKURXJK WKH PDFKLQH ,W LV UHFRPPHQGHG WKH IHHG RULHQWDWLRQ RI WKH RULJLQDOV PDWFKHV WKDW RI WKH PHGLD 7KHUH DUH WZR W\SHV RI IHHG RULHQWDWLRQ /RQJ (GJH )HHG /() :KHQ REVHUYHG IURP WKH IURQW RI WKH PDFKLQH RULJLQDOV RU PHGLD ZLWK WKH ORQJ HGJHV WR WKH OHIW DQG ULJKW RI WKH GRFXPHQW IHHGHU RU SDSHU WUD\ $ $ /() 2ULHQWDWLRQ 2ULJLQDO 0HGLD )HHG 'LUHFWLRQ 6KRUW (GJH )HHG 6() :KHQ REVHUYHG IURP WKH IURQW
7KH >%UDFNHW 7H[W@ W\SHIDFH LV XVHG WR HPSKDVL]H WKH VHOHFWLRQ RI D IHDWXUH RU NH\ )RU H[DPSOH ½ ½ ½ 6HOHFW >5HGXFH (QODUJH@ 6HOHFW WKH UHTXLUHG VHWWLQJ 3UHVV >(QWHU@ ,WDOLF 7\SHIDFH 7KH ,WDOLF W\SHIDFH LV XVHG WR HPSKDVL]H D ZRUG RU SKUDVH ,Q DGGLWLRQ UHIHUHQFHV WR RWKHU FKDSWHUV DQG SXEOLFDWLRQV DUH GLVSOD\HG LQ ,WDOLF W\SHIDFH )RU H[DPSOH $OZD\V IROORZ VDIHW\ SURFHGXUHV ZKHQ RSHUDWLQJ WKH HTXLSPHQW 5HIHU WR ³'RFXPHQW *ODVV DQG &RQVWDQW 9HORFLW\ 7UDQVSRUW *ODVV´ RQ SDJH IR
1RWHV 1RWHV DUH VWDWHPHQWV WKDW SURYLGH DGGLWLRQDO LQIRUPDWLRQ )RU H[DPSOH 127( 8QGHU QRUPDO FRQGLWLRQV WKH PDFKLQH VKRXOG EH SRZHUHG RQ KRXUV D GD\ +LQWV +LQWV KHOS XVHUV SHUIRUP D WDVN )RU H[DPSOH +,17 %HIRUH ORDGLQJ SDSHU LQWR WKH SDSHU WUD\ IDQ WKH HGJHV 7KLV VHSDUDWHV DQ\ VKHHWV RI SDSHU WKDW PD\ EH VWXFN WRJHWKHU DQG UHGXFHV WKH SRVVLELOLW\ RI SDSHU MDPV &DXWLRQV &DXWLRQV DUH VWDWHPHQWV WKDW VXJJHVW PHFKDQLFDO GDPDJH PD\ EH WKH UHVXOW RI DQ DFWLRQ )RU H[DPSOH &$87,21 :KHQ FOHDQ
,QIRUPDWLRQ DYDLODEOH IRU WKH :RUN&HQWUH 3UR FRQVLVWV RI :RUN&HQWUH 3UR 8VHU *XLGH 7KLV 8VHU *XLGH 7KH &XVWRPHU 7UDLQLQJ &' 7KH 6\VWHP $GPLQLVWUDWRU *XLGH $ERXW 7KLV *XLGH 5HODWHG ,QIRUPDWLRQ 6RXUFHV
:RUN&HQWUH 3UR 8VHU *XLGH
3URGXFW 2YHUYLHZ 7KLV FKDSWHU SURYLGHV DQ RYHUYLHZ RI WKH :RUN&HQWUH 3UR ¶V KDUGZDUH IHDWXUHV DQG RSHUDWLRQ 7KH &RQWURO 3DQHO LV GLVFXVVHG DQG HDFK NH\ LV GHILQHG :RUN&HQWUH 3UR 8VHU *XLGH 3URGXFW 2YHUYLHZ
6\VWHP 2YHUYLHZ 7KH :RUN&HQWUH 3UR LV D GLJLWDO GHYLFH FDSDEOH RI FRS\LQJ SULQWLQJ ID[LQJ LQWHUQHW ID[LQJ DQG VFDQQLQJ WR HPDLO GHSHQGLQJ RQ WKH FRQILJXUDWLRQ SXUFKDVHG :KHQ \RX VZLWFK RQ WKH SRZHU DQG WKH V\VWHP KDV ZDUPHG XS WKH PDFKLQH LV LQ WKH 5HDG\ PRGH DQG LV UHDG\ WR XVH 5HDG\ PRGH LV ZKHUH WKH /&' VFUHHQ LV YLVLEOH DQG UHDG\ WR EH SURJUDPPHG IRU D MRE 7KH PHVVDJH GLVSOD\V ³5HDG\ WR FRS\´ ³(QWHU ID[ QXPEHU´ RU ³(QWHU ( PDLO DGGUHVV´ GHSHQGLQJ RQ WKH GHIDXOW ZDON XS VFUHHQ &RS\ :
8VLQJ 'HSDUWPHQW &RGHV ,I WKH 'HSDUWPHQW &RGH IXQFWLRQ KDV EHHQ HQDEOHG DQG LQGLYLGXDO 'HSDUWPHQW &RGHV KDYH EHHQ VHWXS WKH 5HDG\ PRGH VFUHHQV SURPSW XVHUV WR HQWHU D 'HSDUWPHQW &RGH EHIRUH DFFHVV WR WKH &RS\ )D[ ,QWHUQHW )D[ DQG 6FDQ WR (PDLO IXQFWLRQV LV DOORZHG ½ ½ 3UHVV WKH >)HDWXUHV@ NH\ 8VLQJ WKH QXPHULF NH\SDG HQWHU \RXU 'HSDUWPHQW &RGH (QWHU GHSDUWPHQW FRGH 3DSHU 2XWSXW $XWR &ROODWHG / ' 5 ( $XWR $GGHG )HDWXUHV (DFK GLJLW HQWHUHG LV GLVSOD\HG DV DQ DVWHULVN RQ WK
,GHQWLI\LQJ WKH 0DFKLQH &RQILJXUDWLRQV DQG &RPSRQHQWV 7KH IROORZLQJ SDJHV SURYLGH LOOXVWUDWLRQV DQG GHVFULSWLRQV RI WKH :RUN&HQWUH 3UR FRQILJXUDWLRQV DQG FRPSRQHQWV 8VH WKH LOOXVWUDWLRQV WR LGHQWLI\ \RXU :RUN&HQWUH 3UR FRQILJXUDWLRQ DQG WKH IXQFWLRQV DYDLODEOH IRU \RXU PDFKLQH :RUN&HQWUH 3UR 7KLV LV D EDVLF VLPSOH[ GLJLWDO FRSLHU ZLWK D GRFXPHQW JODVV D VLQJOH SDSHU WUD\ D E\SDVV WUD\ DQG D VWDQG $GGLWLRQDO 0HPRU\ FDQ EH SXUFKDVHG DV DQ RSWLRQ 'RFXPHQW *ODVV &RYHU 'RFXPHQW *ODVV XQG
3URGXFW 2YHUYLHZ :RUN&HQWUH 3UR '& 7KLV LV D EDVLF VLPSOH[ GLJLWDO FRSLHU ZLWK DQ DXWRPDWLF GRFXPHQW IHHGHU WKUHH SDSHU WUD\V DQG D E\SDVV WUD\ $GGLWLRQDO 0HPRU\ FDQ EH SXUFKDVHG DV DQ RSWLRQ &RQWURO 3DQHO $XWRPDWLF 'RFXPHQW )HHGHU $') 'RFXPHQW *ODVV XQGHU $') &RQVWDQW 9HORFLW\ 7UDQVSRUW *ODVV XQGHU $') 2XWSXW 7UD\ %\SDVV 7UD\ 2Q 2II 6ZLWFK 3DSHU 7UD\ 3DSHU 7UD\ 3DSHU 7UD\ )URQW &RYHU )LJXUH :RUN&HQWUH 3UR 8VHU *XLGH
:RUN&HQWUH 3UR 3L 7KLV LV D GLJLWDO FRSLHU DQG SULQWHU ZLWK DQ DXWRPDWLF GXSOH[ XQLW DQ RIIVHW FDWFK WUD\ D GXSOH[ DXWRPDWLF GRFXPHQW IHHGHU WKUHH SDSHU WUD\V DQG D E\SDVV WUD\ $GGLWLRQDO 0HPRU\ FDQ EH SXUFKDVHG DV DQ RSWLRQ &RQVWDQW 9HORFLW\ 7UDQVSRUW *ODVV &RQWURO XQGHU '$') 3DQHO 'XSOH[ $XWRPDWLF 'RFXPHQW )HHGHU '$') 'RFXPHQW *ODVV XQGHU '$') 2IIVHW &DWFK 7UD\ $XWR 'XSOH[ 8QLW 2Q 2II 6ZLWFK %\SDVV 7UD\ 3DSHU 7UD\ 3DSHU 7UD\ 3DSHU 7UD\ )URQW &RYHU )LJXUH :RUN&HQW
7KLV LV D GLJLWDO FRSLHU SULQWHU ID[ ZLWK LQWHUQHW ID[ DQG VFDQ WR HPDLO FDSDELOLW\ ZLWK DQ DXWRPDWLF GXSOH[ XQLW DQ RIIVHW FDWFK WUD\ D GXSOH[ DXWRPDWLF GRFXPHQW IHHGHU WKUHH SDSHU WUD\V D E\SDVV WUD\ DQG D FRQYHQLHQFH VWDSOHU $GGLWLRQDO 0HPRU\ FDQ EH SXUFKDVHG DV DQ RSWLRQ &RQWURO 3DQHO &RQVWDQW 9HORFLW\ 7UDQVSRUW *ODVV XQGHU '$') 'XSOH[ $XWRPDWLF 'RFXPHQW )HHGHU '$') 'RFXPHQW *ODVV XQGHU '$') &RQYHQLHQFH 6WDSOHU 2IIVHW &DWFK 7UD\ $XWR 'XSOH[ 8QLW 2Q 2II 6ZLWFK %\SDVV 7UD\ 3DS
&RPSRQHQWV $XWRPDWLF 'RFXPHQW )HHGHU $') 7KH $') DXWRPDWLFDOO\ VHSDUDWHV DQG IHHGV RULJLQDOV IURP WKH LQSXW WUD\ 'XSOH[ $XWRPDWLF 'RFXPHQW )HHGHU '$') 7KH '$') DXWRPDWLFDOO\ VHSDUDWHV DQG IHHGV RULJLQDOV IURP LWV LQSXW WUD\ :KHQ VFDQQLQJ WZR VLGHG RULJLQDOV DIWHU VFDQQLQJ WKH ILUVW VLGH WKH RULJLQDO LV LQYHUWHG WR HQDEOH WKH VHFRQG VLGH WR EH VFDQQHG &RQVWDQW 9HORFLW\ 7UDQVSRUW &97 *ODVV 7KH &RQVWDQW 9HORFLW\ 7UDQVSRUW &97 JODVV LV WKH QDUURZ VWULS RI JODVV ORFDWHG DW WKH OHIW VLGH RI WKH
7KH %\SDVV 7UD\ LV IRU ORDGLQJ VSHFLDO SDSHU WUDQVSDUHQFLHV ODEHOV DQG FDUGVWRFN 7KHUH LV DQ H[WHQVLRQ WUD\ WKDW FDQ EH SXOOHG RXW WR HQDEOH ODUJHU VL]H SDSHU WR EH IHG +,17 5HIHU WR $SSHQGL[ % 6SHFLILFDWLRQV IRU PRUH LQIRUPDWLRQ DERXW DSSURYHG PHGLD 2SWLRQDO $GGLWLRQDO 0HPRU\ 7ZR H[WUD PHPRU\ FDUGV DUH DYDLODEOH ZLWK PE RQ HDFK 7KHUH LV D GRRU RQ WKH EDFN RI WKH PDFKLQH WKDW SURYLGHV DFFHVV WR WKH PHPRU\ FDUG VORWV 8VH WKH IROORZLQJ SURFHGXUH WR LQVHUW DGGLWLRQDO PHPRU\ FDUGV LQWR WKH PH
&RQWURO 3DQHO &RPSRQHQWV DQG )XQFWLRQ .
3URGXFW 2YHUYLHZ ,WHP 'HVFULSWLRQ )XQFWLRQ )OLS SDQHOV SURYLGLQJ DFFHVV WR 2QH 7RXFK .H\V 'LUHFW $FFHVV .H\V .H\ERDUG 2QH 7RXFK .H\V )OLS SDQHO 8VHG WR VHOHFW XVHU SURJUDPPHG ID[ QXPEHUV RU HPDLO DGGUHVVHV E\ VLPSO\ SUHVVLQJ WKHVH NH\V 'LUHFW $FFHVV .H\V )OLS SDQHO 8VH WR VHOHFW FRPPRQO\ XVHG )D[ ,QWHUQHW )D[ DQG 6FDQ WR (PDLO IXQFWLRQV .
,WHP 'HVFULSWLRQ )XQFWLRQ (QHUJ\ 6DYHU 3UHVV WR HQWHU WKH 6OHHS 0RGH 2QFH VHOHFWHG WKH OLJKW QH[W WR WKH NH\ LV LOOXPLQDWHG 7R H[LW 6OHHS 0RGH SUHVV WKH NH\ DJDLQ ,QWHUUXSW 3UHVV WR VXVSHQG WKH FXUUHQW MRE VR WKDW DQRWKHU MRE FDQ EH SHUIRUPHG 'XULQJ WKH MRE LQWHUUXSWLRQ WKH OLJKW QH[W WR WKH NH\ LV LOOXPLQDWHG :KHQ WKH NH\ LV SUHVVHG DJDLQ WKH LQWHUUXSWHG MRE SURFHHGV ,I WKLV NH\ LV SUHVVHG DJDLQ GXULQJ D SULQW MRE WKH SULQW MRE ZLOO SDXVH WR DOORZ D FRS\ RU ID[ MRE WR EH UXQ
'HVFULSWLRQ )XQFWLRQ 'HOHWH 'HOHWHV DQ H[LVWLQJ FKDUDFWHU HQWU\ 127( $YDLODEOH RQ WKH :RUN&HQWUH 3UR 6L RQO\ (QWHU NH\ (QWHUV RU VDYHV WKH VHOHFWHG YDOXH GLVSOD\HG RQ WKH /&' VFUHHQ ([LW ([LWV WR WKH SUHYLRXV VFUHHQ ZLWKRXW VDYLQJ DQ\ FKDQJHV PDGH WR WKH FXUUHQW VFUHHQ 6FUROO .
)OLS 3DQHO 7KH IOLS SDQHOV DUH ORFDWHG WR WKH OHIW RI WKH /&' DQG DUH DFFHVVHG E\ OLIWLQJ WKH FRYHU 7KH IXQFWLRQV SURYLGHG E\ WKH IOLS SDQHOV DUH IRU XVH ZLWK WKH )D[ ,QWHUQHW )D[ DQG 6FDQ WR (PDLO IXQFWLRQV 6HOHFW HLWKHU WKH )D[ ,QWHUQHW )D[ RU 6FDQ WR (PDLO IXQFWLRQ NH\ RQ WKH &RQWURO 3DQHO SULRU WR XVLQJ WKH IOLS SDQHO IHDWXUHV 7KHUH DUH WKUHH IOLS SDQHOV DYDLODEOH &RYHU )OLS 3DQHO )OLS 3DQHO )OLS 3DQHO )OLS 3DQHO 8VH WR DFFHVV WKH 2QH 7RXFK NH\V 2QH 7RXFK NH\V DUH XVHG IRU
2Q WKH :RUN&HQWUH 3UR 6L ZKHQ SURJUDPPLQJ \RXU 0DFKLQH ,' RU QDPHV DQG ( PDLO DGGUHVVHV DVVLJQHG WR 6SHHG 'LDO QXPEHUV DQG 2QH 7RXFK .H\V FKDUDFWHUV DUH HQWHUHG $OVR PDQ\ VHWWLQJV SURJUDPPHG LQ 0DFKLQH 6WDWXV UHTXLUH WH[W HQWULHV 7KH IROORZLQJ FRPSRQHQWV DQG NH\V DUH XVHG ZKHQ HQWHULQJ FKDUDFWHUV 1XPHULF .H\SDG 3URYLGHV WKH XVHU LQWHUIDFH IRU HQWHULQJ QXPHULF FKDUDFWHUV 6FUROO .H\V 0RYHV WKH FXUVRU WR WKH OHIW 0RYHV WKH FXUVRU WR WKH ULJKW ,QVHUW DQG 'HOHWH .
&KDUDFWHU &RGH 7DEOH 7KH &KDUDFWHU &RGH 7DEOH OLVWV VSHFLDO FKDUDFWHUV WKDW FDQ EH HQWHUHG ZKHQ SURJUDPPLQJ WKH :RUN&HQWUH 3UR 6L 7KH WDEOH OLVWV WKH DOSKD NH\V LQ WKH OHIW FROXPQ DQG WKH FKDUDFWHUV WKDW FRUUHVSRQG WR HDFK NH\ LQ WKH ULJKW FROXPQ /RZHUFDVH FKDUDFWHUV FDQ EH HQWHUHG E\ SUHVVLQJ WKH DOSKD NH\ 8SSHUFDVH FKDUDFWHUV FDQ EH HQWHUHG E\ SUHVVLQJ WKH DOSKD NH\ ZKLOH KROGLQJ GRZQ WKH >6+,)7@ NH\ /RZHUFDVH VSHFLDO FKDUDFWHUV FDQ EH VHOHFWHG E\ SUHVVLQJ WKH DOSKD NH\ DIWHU WKH >,QW¶O@ NH\
3URGXFW 2YHUYLHZ :RUN&HQWUH 3UR 8VHU *XLGH
&RUUHFWLQJ &KDUDFWHUV 127(
½ 7R GHOHWH DQ DGGLWLRQDO FKDUDFWHU XVH WKH RU NH\ DQG SRVLWLRQ WKH FXUVRU DW WKH FKDUDFWHU WR EH GHOHWHG (QWHU QDPH PD[ 3UHVV >'HOHWH@ 6SHHG GLDO 6SHHG GLDO 3URGXFW 2YHUYLHZ ½ 2 ;(552; (QWHU QDPH PD[ ;(52; 5 :RUN&HQWUH 3UR 8VHU *XLGH
3RZHU 21 2)) 3RZHULQJ 2Q (QVXUH WKDW WKH PDFKLQH LV FRQQHFWHG WR D VXLWDEOH SRZHU VXSSO\ DQG WKDW WKH SRZHU FRUG LV IXOO\ SOXJJHG LQWR WKH HOHFWULFDO RXWOHW 127( )RU YROWDJH LQIRUPDWLRQ UHIHU WR $SSHQGL[ % 6SHFLILFDWLRQV 7KH PDFKLQH ZLOO EHJLQ WR ZDUP XS ZKHQ WKH VZLWFK LV SRZHUHG RQ 7KH SRZHU VZLWFK LV ORFDWHG RQ WKH IURQW RI WKH PDFKLQH ½ ½ /RFDWH WKH 21 2)) VZLWFK 3UHVV O WR SRZHU RQ WKH PDFKLQH 3RZHU 6ZLWFK 3RZHULQJ 2II 7KH SRZHU LV VZLWFKHG RII DV VRRQ DV WKH RQ RII VZLWFK LV SUHVVHG
7KH PDFKLQH KDV D 3RZHU 6DYH IHDWXUH ZKLFK VLJQLILFDQWO\ UHGXFHV WKH SRZHU FRQVXPSWLRQ GXULQJ SHULRGV RI LQDFWLYLW\ 7KH 3RZHU 6DYH IHDWXUH RSHUDWHV LQ WZR PRGHV 6WDQGE\ 0RGH 6OHHS 0RGH (QHUJ\ 6DYHU 7KH (QHUJ\ 6DYHU OLJKW LOOXPLQDWHV ZKHQ WKH 6OHHS 0RGH (QHUJ\ 6DYHU KDV EHHQ VHOHFWHG (QHUJ\ 6DYHU /LJKW :RUN&HQWUH 3UR 8VHU *XLGH (QHUJ\ 6DYHU .
6WDQGE\ 0RGH $V GHOLYHUHG WKH PDFKLQH DXWRPDWLFDOO\ VZLWFKHV LQWR 6WDQGE\ 0RGH PLQXWHV DIWHU WKH ODVW DFWLYLW\ ,Q WKLV PRGH WKH /&' VFUHHQ LV YLVLEOH DQG WKH PHVVDJH ³6WDQGE\ PRGH´ LV VKRZQ RQ WKH /&' VFUHHQ ZKHQ WKH :RUN&HQWUH 3UR LV LQ )HDWXUHV 0RGH 7R DFWLYDWH WKH PDFKLQH SUHVV DQ\ NH\ RQ WKH FRQWURO SDQHO RU RSHQ WKH GRFXPHQW JODVV FRYHU RU GRFXPHQW IHHGHU 7KH PDFKLQH UHVSRQGV ZLWKLQ VHFRQG DQG DOO WKH IHDWXUHV DUH DYDLODEOH ZLWKLQ VHFRQGV +,17 7KH IDFWRU\ GHIDXOW VHWWLQJ RI
7KHUH DUH WKUHH PRGHV DYDLODEOH RQ WKH PDFKLQH )HDWXUHV 7KLV NH\ JLYHV DFFHVV WR WKH VFUHHQV ZKLFK HQDEOH XVHUV WR SURJUDPPH IHDWXUHV -RE 6WDWXV 7KLV NH\ LV XVHG WR LGHQWLI\ WKH VWDWXV RI WKH FXUUHQW MRE DQG WR FDQFHO D MRE 127( -RE 6WDWXV LV DYDLODEOH RQ WKH :RUN&HQWUH 3UR 6L PRGHO RQO\ 0DFKLQH 6WDWXV 7KLV NH\ JLYHV DFFHVV WR LQIRUPDWLRQ VXFK DV SDSHU WUD\ VL]H VHWWLQJV PDFKLQH GHIDXOWV SULQWHU GHIDXOWV DQG PDFKLQH LQIRUPDWLRQ DERXW WKH :RUN&HQWUH 3UR )HDWXUHV NH\ -RE 6WDWXV NH\ :RUN&H
)HDWXUHV .
'LVSOD\V LQIRUPDWLRQ DERXW WKH :RUN&HQWUH 3UR 0DFKLQH GHIDXOW YDOXHV DQG YDULRXV VHWXSV PD\ EH FKDQJHG 0DFKLQH VWDWXV ½ 3UHVV WKH >0DFKLQH 6WDWXV@ NH\ WR DFFHVV WKH VHWWLQJV DYDLODEOH ½ 7R H[LW >0DFKLQH 6WDWXV@ SUHVV WKH >)HDWXUHV@ NH\ 'HIDXOW VHWWLQJV 3ULQW UHSRUW ,QLWLDO VHWXS 0HQX PDS 6HOI WHVW &XVWRPHU VXSSRUW QXPEHU 0DFKLQH VHULDO QXPEHU ;HUR[ VXSSO\ QXPEHU 7RWDO SULQW FRXQWHU 0DFKLQH UHYLVLRQV 0DFKLQH 6WDWXV 2SWLRQV 7KH RSWLRQV DYDLODEOH LQ 0D
3ULQW 5HSRUW ,QLWLDO VHWXS 0HQX PDS $OORZV UHSRUWV WR EH SULQWHG 5HSRUW RSWLRQV DUH 'HSDUWPHQW FRGH 6HWWLQJV UHSRUW 6XSSOLHV RUGHU UHSRUW &RQWDLQV WKH GHIDXOW RSWLRQV ZKLFK VKRXOG EH VHWXS ZKHQ WKH PDFKLQH LV ILUVW LQVWDOOHG 'DWH 7LPH /RFDOL]DWLRQ /DQJXDJH 0DFKLQH ,' 0DFKLQH VHULDO QXPEHU &XVWRPHU VXSSRUW 1HWZRUN 8VH WR SULQW D OLVW RI DOO WKH RSWLRQV DYDLODEOH LQ 0DFKLQH 6WDWXV +,17 )RU HDV\ UHIHUHQFH SULQW RXW D 0HQX 0DS DQG NHHS LW QH[W WR WKH PDFKLQH
'LVSOD\V WKH WRWDO QXPEHU RI SULQWV PDGH E\ WKH :RUN&HQWUH 3UR 0DFKLQH UHYLVLRQV 'LVSOD\V WKH UHYLVLRQV ZKLFK DUH LQFOXGHG RQ \RXU PDFKLQH
0XOWL $FFHVV &RPPXQLFDWLRQV 8VLQJ WKH EXLOW LQ PHPRU\ PDQ\ RSHUDWLRQV FDQ EH SURJUDPPHG ZKLOVW RWKHU RSHUDWLRQV DUH EHLQJ FDUULHG RXW IRU PD[LPXP HTXLSPHQW XWLOL]DWLRQ DQG HIILFLHQF\ )RU H[DPSOH \RX FDQ VWRUH D GRFXPHQW WR PHPRU\ ZKLOH WKH PDFKLQH LV UHFHLYLQJ D GRFXPHQW 5HIHU WR WKH 0XOWL $FFHVV )XQFWLRQ 7DEOHV WKDW IROORZ ³;´ LQGLFDWHV WKDW WKH IXQFWLRQV FDQ EH SHUIRUPHG DW WKH VDPH WLPH :RUN&HQWUH 3UR 8VHU *XLGH
3ULQW 5HFHLYHG )LOH 0DLOER[ 2XWSXW 0DLOER[ ,QSXW 3ULQW 7UDQVPLVVLRQ 5HSRUW 3ULQW 5HSRUW DXWR VW $FFHVV 6RUW &RS\ 6LQJOH &RS\ QG $FFHVV 3ULQW 5HSRUW PDQ /RFDO 6LQJOH &RS\ 6RUW &RS\ 6FDQ 3ULQW /RFDO 3ULQW 5HSRUW 0DQXDO 3ULQW 5HSRUW $XWR 3ULQW 7UDQVPLVVLRQ 5HSRUW ; 0DLOER[ ,QSXW ; ; ; 0DLOER[ 2XWSXW 3ULQW 5HFHLYHG )LOH &RPP 'LUHFW 6HQG ; 0HPRU\ 6HQG ; ; 3ULQW 0HPRU\ 7UDQVPLVVLRQ 5HSRUW ; ; ; ; ; 5HFHLYH WR 3ULQWHU 5HFHLYH WR 0HPRU\ 3& 3& 3ULQWLQJ ; ; ; ; ; ;
0XOWL $FFHVV )XQFWLRQ 7DEOH )D[ &RPPXQLFDWLRQ /RFDO 5HFHLYH WR 0HPRU\ 5HFHLYH WR 3ULQWHU 3ULQW 0HPRU\ 7UDQVPLVVLRQ 5HSRUW VW $FFHVV 0HPRU\ 6HQG 'LUHFW 6HQG QG $FFHVV 7UDQVPLW 5HVHUYDWLRQ )D[ &RPPXQLFDWLRQ 6LQJOH &RS\ ; ; ; 6RUW &RS\ 6FDQ 3ULQW ; ; ; 3ULQW 5HSRUW 0DQXDO ; ; ; ; 3ULQW 5HSRUW $XWR ; ; ; ; 3ULQW 7UDQVPLVVLRQ 5HSRUW ; ; ; ; 0DLOER[ ,QSXW ; ; ; ; 0DLOER[ 2XWSXW ; ; ; ; ; 3ULQW 5HFHLYHG )LOH ; ; ; ; ; ; ; ; &RPP 'LUHFW 6HQG 0HPRU\ 6
VW $FFHVV 3& 3& 3ULQWLQJ QG $FFHVV 3URGXFW 2YHUYLHZ 0XOWL $FFHVV )XQFWLRQ 7DEOH 3& 6LQJOH &RS\ 6RUW &RS\ 6FDQ 3ULQW /RFDO 3ULQW 5HSRUW 0DQXDO 3ULQW 5HSRUW $XWR 3ULQW 7UDQVPLVVLRQ 5HSRUW 0DLOER[ ,QSXW ; 0DLOER[ 2XWSXW &RPP 3ULQW 5HFHLYHG )LOH 'LUHFW 6HQG ; 0HPRU\ 6HQG ; 3ULQW 0HPRU\ 7UDQVPLVVLRQ 5HSRUW ; 5HFHLYH WR 3ULQWHU 5HFHLYH WR 0HPRU\ ; 3& 3& 3ULQWLQJ 1RW DYDLODEOH ZKHQ ER[ W\SH DQG QXPEHU DUH WKH VDPH :RUN&HQWUH 3UR 8VHU *XLGH
:RUN&HQWUH 3UR 8VHU *XLGH
&RS\ &RS\ 7KLV FKDSWHU FRQWDLQV LQIRUPDWLRQ DERXW WKH &RS\ IXQFWLRQ DQG WKH IHDWXUHV DYDLODEOH ,W SURYLGHV VWHS E\ VWHS LQVWUXFWLRQV IRU SURJUDPPLQJ DQG UXQQLQJ D FRS\ MRE $V GHOLYHUHG WKH PDFKLQH ZLOO KDYH WKH IDFWRU\ GHIDXOW FRS\ VHWWLQJV 7KHVH FRS\ VHWWLQJV DUH FXVWRPHU FKDQJHDEOH 7KLV FKDSWHU DOVR JLYHV VWHS E\ VWHS LQVWUXFWLRQV RQ KRZ WR FKDQJH WKH GHIDXOW FRS\ VHWWLQJV 6WDQGDUG )HDWXUHV 2XWSXW &ROODWHG &ROODWHG RIIVHW 8QFROODWHG 8Q
&RS\LQJ 3URFHGXUH 4XLFN 3DWKZD\ ½ /RDG RULJLQDOV ½ 6HOHFW TXDQWLW\ UHTXLUHG ½ &KRRVH WKH &RS\ IHDWXUHV UHTXLUHG %HIRUH PDNLQJ FRSLHV LGHQWLI\ ZKDW LV WR EH FRSLHG WKH QXPEHU RI FRSLHV UHTXLUHG DQG DQ\ VSHFLDO SURJUDPPLQJ UHTXLUHPHQWV 8VH WKH IROORZLQJ VWHSV WR PDNH D FRS\ 127( 3UHVV >&$@ WZLFH WR FOHDU RU FDQFHO DQ\ SUHYLRXV SURJUDPPLQJ VHOHFWLRQV EHIRUH VWDUWLQJ ½ 3UHVV >6WDUW@ /RDG WKH 2ULJLQDOV $ FKRLFH RI GRFXPHQW LQSXW DUHDV LV DYDLODEOH 7KHVH DUH $Q DXWRPDWLF GRFXPHQW IHHGHU
5HPRYH DOO VWDSOHV DQG SDSHU FOLSV EHIRUH SODFLQJ WKH RULJLQDOV LQWR WKH GRFXPHQW IHHGHU ½ ,I QHFHVVDU\ DGMXVW WKH VOLGLQJ JXLGHV WR WKH SDSHU VL]H UHTXLUHG ½ ,QVHUW WKH RULJLQDOV QHDWO\ LQWR WKH GRFXPHQW IHHGHU IDFH XS &RS\ ½ 6OLGLQJ JXLGHV 7KH ILUVW SDJH VKRXOG EH RQ WRS ZLWK WKH KHDGLQJV WRZDUGV WKH EDFN RU OHIW RI WKH PDFKLQH ½ $OLJQ WKH VWDFN ZLWK WKH OHIW DQG UHDU HGJHV RI WKH GRFXPHQW IHHGHU WUD\ DQG DGMXVW WKH JXLGHV WR MXVW WRXFK WKH IURQW DQG UHDU HGJHV RI WKH RULJLQD
'RFXPHQW *ODVV 7KH GRFXPHQW JODVV VKRXOG EH XVHG IRU VLQJOH SDJHV RU ERXQG RULJLQDOV XS WR D PD[LPXP VL]H RI $ [ LQFK ½ 5DLVH WKH GRFXPHQW IHHGHU RU WKH GRFXPHQW JODVV FRYHU LI ILWWHG ½ 3RVLWLRQ WKH RULJLQDO IDFH GRZQ RQ WKH GRFXPHQW JODVV $OLJQ LW ZLWK WKH UHJLVWUDWLRQ DUURZ LQ WKH UHDU OHIW FRUQHU ½ /RZHU WKH GRFXPHQW IHHGHU RU GRFXPHQW JODVV FRYHU 127( 2Q FRPSOHWLRQ RI D FRS\ MRE HQVXUH WKH GRFXPHQW JODVV FRYHU LV IXOO\ FORVHG 6HH SDJH LI \RX DUH PDNLQJ FROODWHG FRSL
½ ½ &RS\ 3UHVV WKH )HDWXUHV .H\ 3UHVV >)HDWXUHV@ ,I DYDLODEOH SUHVV WKH >&RS\@ NH\ )HDWXUHV .H\ &RS\ .
6HOHFW WKH &RS\ )HDWXUHV 7KHUH DUH ILYH VWDQGDUG IHDWXUHV DYDLODEOH 7KH NH\V DUH ORFDWHG WR WKH OHIW RI WKH /&' VFUHHQ )RU PRVW RI WKH VWDQGDUG IHDWXUHV ZKHQ WKH NH\V DUH SUHVVHG WKH /&' VFUHHQ GLVSOD\V WKH FKRLFHV ZKLFK DSSO\ WR HDFK IHDWXUH 8VLQJ WKH VFUROO NH\V VHOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ 7KH LQLWLDO &RS\ VFUHHQ GLVSOD\V WKH QHZ VHOHFWLRQ )RU WKH 2ULJLQDO 7\SH IHDWXUH WKH RSWLRQV DYDLODEOH DUH GLVSOD\HG RQ WKH &RQWURO 3DQHO ZLWK DQ LOOXPLQDWHG /(' LGHQWLI\LQJ ZKLFK RSWL
8S WR FRSLHV FDQ EH HQWHUHG XVLQJ WKH QXPHULF NH\SDG ½ 8VH WKH QXPHULF NH\SDG WR HQWHU WKH QXPEHU RI FRSLHV UHTXLUHG 7KH TXDQWLW\ HQWHUHG LV GLVSOD\HG LQ WKH WRS ULJKW FRUQHU RI WKH /&' VFUHHQ 7KH GHIDXOW FRS\ TXDQWLW\ LV ½ 7R FDQFHO DQ LQFRUUHFW HQWU\ SUHVV >&$@ RQFH DQG HQWHU WKH FRUUHFW TXDQWLW\ :RUN&HQWUH 3UR 8VHU *XLGH &RS\ (QWHU WKH 4XDQWLW\
3UHVV 6WDUW ½ 3UHVV >6WDUW@ (DFK RULJLQDO LV VFDQQHG RQFH RQO\ 127( 6HH SDJH LI \RX DUH PDNLQJ FROODWHG FRSLHV IURP WKH GRFXPHQW JODVV ,I D UHVRXUFH SUREOHP RU SURJUDPPLQJ FRQIOLFW SUHYHQWV WKH MRE FRPSOHWLQJ D PHVVDJH ZLOO EH GLVSOD\HG )ROORZ WKH PHVVDJH WR UHVROYH WKH SUREOHP ½ 2Q FRPSOHWLRQ UHPRYH WKH VFDQQHG RULJLQDOV IURP XQGHU WKH GRFXPHQW IHHGHU RU IURP WKH GRFXPHQW JODVV 6WDUW NH\ :RUN&HQWUH 3UR 8VHU *XLGH
&RS\ &RQYHQLHQFH 6WDSOHU 7KH &RQYHQLHQFH 6WDSOHU FRPHV DV VWDQGDUG RQ WKH :RUN&HQWUH 3UR 6L ,W DWWDFKHV WR WKH ULJKW VLGH RI WKH PDFKLQH DQG LV SRVLWLRQHG VR WKDW GRFXPHQWV FDQ EH VWDSOHG VWUDLJKW RU DW DQ DQJOH 7KH &RQYHQLHQFH 6WDSOHU FDQ VWDSOH VHWV RI WR VKHHWV RI J P OE SDSHU 7KH VWDSOH FDUWULGJH KROGV VWDSOHV 7KH JUHHQ OLJKW LQGLFDWHV WKH VWDSOHU LV ZRUNLQJ ½ :LWK WKH GRFXPHQWV IDFH XS DQG DOLJQLQJ WKH GRFXPHQW WR WKH LQVWUXFWLRQDO JUDSKLFV VOLGH WKH FRUQHU WR EH
8VLQJ -RE ,QWHUUXSW ,I WKH PDFKLQH LV LQ WKH SURFHVV RI FRS\LQJ LW LV SRVVLEOH WR SDXVH WKH FXUUHQW MRE WR PDNH D FRQYHQLHQFH FRS\ ½ 3UHVV >-RE LQWHUUXSW@ 7KH OLJKW QH[W WR WKH -RE LQWHUUXSW NH\ ZLOO LOOXPLQDWH $OO WKH FXUUHQW MRE VHWWLQJV ZLOO EH VWRUHG 5HDG\ WR FRS\ 3DSHU 2XWSXW $XWR &ROODWHG / ' 5 ( $XWR $GGHG )HDWXUHV 7KH 5HDG\ WR &RS\ VFUHHQ ZLOO GLVSOD\ ½ 5HPRYH DQ\ H[LVWLQJ RULJLQDOV IURP WKH GRFXPHQW JODVV RU WKH GRFXPHQW IHHGHU ½ 3ODFH \RXU QHZ RULJLQDO V
&RS\ 6WDQGDUG &RS\ )HDWXUHV 7KH VWDQGDUG &RS\ IHDWXUHV DUH VHOHFWHG E\ XVLQJ WKH NH\V ORFDWHG RQ WKH FRQWURO SDQHO 127( 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV DQG IRU HYHU\ PDFKLQH FRQILJXUDWLRQ 2XWSXW 4XLFN 3DWKZD\ ½ 2XWSXW ½ &ROODWHG ½ &ROODWHG RIIVHW ½ 8QFROODWHG ½ 8QFROODWHG RIIVHW ½ ½ ½ /RDG RULJLQDOV ½ 3UHVV >6WDUW@ 3UHVV WKH >2XWSXW@ NH\ 8VH WKLV IHDWXUH WR SURGXFH WKH FRSLHG RXWSXW DV FROODWHG RU XQFROODWHG VHWV 7KH PDFKLQH GHIDXOW VHWWLQJ LV FROODWHG 127( 2Q VRPH FRQILJXU
8QFROODWHG 8QFROODWHG RIIVHW 7KLV RSWLRQ GHOLYHUV WKH FRSLHV WR WKH WUD\ LQ WKH RUGHU EDVHG RQ WKH WRWDO QXPEHU RI FRSLHV IRU HDFK RULJLQDO 7KH RUGHU RI WKH RXWSXW IRU WZR FRSLHV RI D WKUHH SDJH GRFXPHQW ZLOO EH 7KLV RSWLRQ GHOLYHUV WKH FRSLHV XQFROODWHG VHH DERYH DQG VHSDUDWHV WKH FRS\ VHWV IURP HDFK RWKHU IRU HDV\ UHWULHYDO 0DNLQJ &ROODWHG 6HWV IURP WKH 'RFXPHQW *ODVV :KHQ \RX PDNH FRSLHV IURP WKH GRFXPHQW JODVV WKH PDFKLQH ZLOO VFDQ HDFK RULJLQDO :KHQ \RX VHOHFW 'RQH WKH PDF
½ $IWHU WKH ODVW RULJLQDO KDV EHHQ VFDQQHG XVH WKH VFUROO NH\ WR VHOHFW >'RQH@ DQG SUHVV >6WDUW@ 3UHVV VWDUW WR UHVXPH 6FDQ QH[W RULJLQDO 'RQH 6WDUW@ 3UHVV WKH >/LJKWHQ 'DUNHQ@ NH\ :RUN&HQWUH 3UR 8VHU *XLGH 8VH WKH OLJKWHQ G
/LJKWHQ 'DUNHQ 2SWLRQV $XWR 7KH PDFKLQH DXWRPDWLFDOO\ DGMXVWV WKH LPDJH TXDOLW\ RI WKH RXWSXW 0DQXDO $OORZV PDQXDO DGMXVWPHQW WR EH PDGH WR WKH LPDJH TXDOLW\ RI WKH RXWSXW 7KHUH DUH OHYHOV RI OLJKWQHVV DQG GDUNQHVV WKDW FDQ EH VHW SUHVV ><@ RU >>@ WR FKDQJH WKHVH OHYHOV 7RQHU 6DYHU 3URGXFHV D ORZHU VWDQGDUG RI LPDJH TXDOLW\ RXWSXW ZKLFK XVHV OHVV WRQHU ,GHDO IRU GUDIW DQG SODLQ WH[W GRFXPHQWV :RUN&HQWUH 3UR 8VHU *XLGH
4XLFN 3DWKZD\ &RS\ 5HGXFH (QODUJH ,Q DGGLWLRQ WR VL]H IRU VL]H FRSLHV UHGXFHG RU HQODUJHG FRSLHV FDQ EH SURGXFHG E\ FKRRVLQJ RQH RI WKH 5HGXFH (QODUJH RSWLRQV ½ 5HGXFH (QODUJH ½ ½ $XWR ½ 3UHVHW ½ 9DULDEOH ½ :KROH ,PDJH ½ ½ /RDG RULJLQDOV ½ 6HOHFW WKH 5HGXFH (QODUJH RSWLRQ UHTXLUHG IRU WKH MRE XVLQJ WKH VFUROO NH\V ½ 3UHVV >6WDUW@ 3UHVV WKH >5HGXFH (QODUJH@ NH\ 5HDG\ WR FRS\ 5HGXFH (QODUJH $XWR 3UHVHW 9DULDEOH :KROH ,PDJH 5HGXFH (QODUJH 2SWLRQV $XWR 3
)RU WKH $PHULFDV DQG &DQDGD WKH SUHVHW 5HGXFH (QODUJH VHWWLQJV DUH [ WR [ LQFK DQG [ WR [ LQFK [ WR [ LQFK [ LQFK WR $ [ WR [ LQFK DQG [ WR [ LQFK [ WR [ LQFK 9DULDEOH 8VHG WR VSHFLI\ D UHGXFWLRQ RU HQODUJHPHQW WKDW LV QRW OLVWHG 8VH WKH VFUROO NH\ WR FKRRVH D VSHFLILF UHGXFWLRQ RU HQODUJHPHQW LQ LQFUHPHQWV ,I \RX NHHS WKH VFUROO NH\ SUHVVHG GRZ
4XLFN 3DWKZD\ ½ 3DSHU 6XSSO\ ½ 7UD\ ½ 7UD\ ½ 7UD\ ½ %\SDVV WUD\ ½ $XWR 3DSHU ½ ½ ½ /RDG RULJLQDOV ½ 3UHVV >6WDUW@ &RS\ 3DSHU 6XSSO\ 8VH WKH 3DSHU 6XSSO\ RSWLRQV WR VHOHFW WKH SDSHU WUD\ UHTXLUHG IRU WKH MRE 8VLQJ $XWR 3DSHU DOORZV WKH PDFKLQH WR VHOHFW WKH SDSHU WUD\ EDVHG RQ WKH GHIDXOW VHWWLQJ RU WKH VL]H RI RULJLQDO EHLQJ FRSLHG 7KH PDFKLQH GRHV QRW DXWRPDWLFDOO\ GHWHFW WKH VL]H RI WKH SDSHU LQ WKH WUD\V 7KH XVHU PXVW SURJUDP WKH VL]H RI SDSHU LQ HDFK WUD\ XVLQJ WKH 3DSHU 7UD\V RSW
2ULJLQDO 7\SH 4XLFN 3DWKZD\ 8VH WKH 2ULJLQDO 7\SH VHWWLQJV WR GHILQH WKH W\SH RI LPDJHV EHLQJ VFDQQHG WR HQDEOH WKH PDFKLQH WR SURGXFH WKH EHVW LPDJH TXDOLW\ RXWSXW DYDLODEOH ½ 2ULJLQDO 7\SH ½ 7H[W ½ 7H[W 3KRWR ½ 3KRWR ½ ½ /RDG RULJLQDOV ½ 3UHVV >6WDUW@ 3UHVV WKH >2ULJLQDO 7\SH@ NH\ XQWLO WKH VHOHFWLRQ DSSURSULDWH IRU \RXU RULJLQDOV LV LOOXPLQDWHG 2ULJLQDO 7\SH .
4XLFN 3DWKZD\ ½ 6HOHFW >$GGHG )HDWXUHV@ ½ 6HOHFW WKH IHDWXUH UHTXLUHG DQG SUHVV >(QWHU@ ½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ ½ ½ ½ ½ ½ &RS\ $GGHG )HDWXUHV $GGHG )HDWXUHV FRQWDLQV IHDWXUHV DSSURSULDWH IRU \RXU PRUH DGYDQFHG FRS\ MREV 8VH WKH LQVWUXFWLRQV EHORZ WR DFFHVV DQG SURJUDP WKH $GGHG )HDWXUHV 127( :KHQ FHUWDLQ IHDWXUHV DUH VHOHFWHG RWKHU IHDWXUHV PD\ EHFRPH XQDYDLODEOH DQG ZLOO DSSHDU RQ WKH VFUHHQ OLJKWHU RU ³JUH\HG RXW´ 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV D
6LGHG ,I \RXU :RUN&HQWUH 3UR LV FRQILJXUHG ZLWK D GXSOH[ XQLW XS WR GRXEOH VLGHG FRSLHV UDQJLQJ LQ VL]H IURP $ WR $ [ WR [ LQFK FDQ EH PDGH DXWRPDWLFDOO\ IURP RQH RU WZR VLGHG RULJLQDOV ½ ½ /RDG RULJLQDOV ½ 8VH WKH VFUROO NH\ WR VHOHFW > VLGHG@ DQG SUHVV >(QWHU@ ½ 8VH WKH VFUROO NH\ WR VHOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ ½ 3UHVV >6WDUW@ WR LQLWLDWH WKH FRS\LQJ SURFHVV 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG IHDWXUHV@ VLGHG 2ULJLQDO ! &RS
6HOHFW %RXQG 2ULJLQDO WR PDNH FRSLHV RI SDJHV IURP ERXQG RULJLQDOV RU PDJD]LQHV XVLQJ WKH 'RFXPHQW *ODVV 127( 7KHUH DUH D QXPEHU RI IHDWXUHV ZKLFK DUH QRW DYDLODEOH ZLWK %RXQG 2ULJLQDO $Q\ IHDWXUHV QRW DYDLODEOH ZLOO EH JUH\HG RXW ½ 3ODFH WKH ERXQG RULJLQDO IDFH GRZQ RQ WR WKH GRFXPHQW JODVV ½ &ORVH WKH FRYHU XQWLO LW UHVWV RQ WKH ERXQG RULJLQDO 'R QRW IRUFH LW VKXW ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG IHDWXUHV@ ½ (QVXUH >%RXQG 2ULJLQDO@ LV VHOHFWHG DQG SUHVV >(QWHU@ ½ 8VH W
%RXQG 2ULJLQDO 2SWLRQV 2II 2Q %RWK 3DJHV 2Q %LQGHU (UDVH 7KH IHDWXUH LV XQDYDLODEOH &RSLHV ERWK SDJHV RI DQ RSHQ ERXQG GRFXPHQW DQG SODFHV HDFK SDJH RQ D VHSDUDWH VKHHW RI SDSHU (UDVHV EHWZHHQ DQG PP DQG LQFKHV IURP WKH FHQWUH ELQGHU DUHD RI D ERXQG GRFXPHQW 'HIDXOW LV PP LQFKHV :RUN&HQWUH 3UR 8VHU *XLGH
8VH WKLV IHDWXUH WR FKDQJH WKH SRVLWLRQ RI WKH LPDJH RQ D SDJH 127( (QVXUH WKDW WKH RULJLQDOV DUH LQ WKH VDPH RULHQWDWLRQ DV WKH PHGLD ORDGHG LQ WKH SDSHU WUD\ ½ ½ /RDG RULJLQDOV ½ 8VH WKH VFUROO NH\ WR VHOHFW >,PDJH 6KLIW@ DQG SUHVV >(QWHU@ ½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ ½ 3UHVV >6WDUW@ WR LQLWLDWH WKH FRS\LQJ SURFHVV 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG IHDWXUHV@ ,PDJH 6KLIW 2II /HIW 0DUJLQ 5LJKW 0DUJLQ ,PDJH 6KLIW 2SWLRQV 2II 7KH IHDWXUH LV XQDYDLODEOH
(GJH (UDVH 8VH WKLV IHDWXUH WR HUDVH XQZDQWHG PDUNV VXFK DV KROH SXQFK LPSUHVVLRQV IURP WKH HGJH RI WKH FRS\ 127( 7KHUH DUH D QXPEHU RI IHDWXUHV ZKLFK DUH QRW DYDLODEOH ZLWK (GJH (UDVH $Q\ IHDWXUHV QRW DYDLODEOH ZLOO EH JUH\HG RXW 127( (QVXUH WKDW WKH RULJLQDOV DUH LQ WKH VDPH RULHQWDWLRQ DV WKH PHGLD ORDGHG LQ WKH SDSHU WUD\ ½ ½ /RDG RULJLQDOV ½ 8VH WKH VFUROO NH\ WR VHOHFW >(GJH (UDVH@ DQG SUHVV >(QWHU@ ½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ ½ 3UHVV >6WDUW@ WR LQLWLDWH
7KLV IHDWXUH SULQWV WKH LPDJHV IURP WZR LQGHSHQGHQW RULJLQDOV RQWR RQH VKHHW RI SDSHU 7KH :RUN&HQWUH 3UR UHGXFHV HQODUJHV WKH LPDJHV DV QHHGHG WR SULQW WKHP LQ ODQGVFDSH RULHQWDWLRQ RQ RQH SDJH EDVHG RQ WKH SDSHU VXSSO\ VHOHFWHG 127( 2ULJLQDOV PXVW EH ORDGHG ORQJ HGJH IHHG LQ WKH GRFXPHQW IHHGHU ½ ½ /RDG RULJLQDOV ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG IHDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHOHFW > 8S@ DQG SUHVV >(QWHU@ ½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ ½ 3UHVV >6
%RRNOHW ,I \RXU :RUN&HQWUH 3UR LV FRQILJXUHG ZLWK D GXSOH[ XQLW LW FDQ EH XVHG WR SURGXFH ERRNOHWV IURP ERWK $ DQG $ [ DQG [ LQFK RULJLQDOV $ [ LQFK RULJLQDOV DUH DXWRPDWLFDOO\ UHGXFHG WR $ [ LQFK LPDJH VL]H DQG SODFHG XS RQ ERWK VLGHV RI $ [ LQFK FRS\ SDSHU $ [ LQFK RULJLQDOV DUH DXWRPDWLFDOO\ UHGXFHG WR $ RU $ [ RU [ LQFK VL]H DFFRUGLQJ WR WKH VL]H RI WKH SDSHU LQ WKH VHOHFWHG SDSHU WUD\ 8VLQJ $ [ LQFK
127( $GGHG IHDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >%RRNOHW@ DQ
$QQRWDWLRQ 8VH WKLV IHDWXUH WR DGG WKH GDWH WLPH DQG SDJH QXPEHUV WR WKH FRS\ RXWSXW 127( 7KHUH DUH D QXPEHU RI IHDWXUHV ZKLFK DUH QRW DYDLODEOH ZLWK $QQRWDWLRQ $Q\ IHDWXUHV QRW DYDLODEOH ZLOO EH JUH\HG RXW ½ ½ /RDG RULJLQDOV ½ 8VH WKH VFUROO NH\ WR VHOHFW >$QQRWDWLRQ@ DQG SUHVV >(QWHU@ ½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ ½ 3UHVV >6WDUW@ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG IHDWXUHV@ $QQRWDWLRQ 2II 3DJH QXPEHU 3DJH 'DWH 7LPH 127( ,I XVLQJ WKLV IHDWXUH
8VH WKLV IHDWXUH WR EXLOG D MRE WKDW KDV PL[HG W\SH RULJLQDOV GLIIHUHQW VHWWLQJV PD\ EH UHTXLUHG IRU GLIIHUHQW SDJHV )RU H[DPSOH LI D VHW RI RULJLQDOV FRQVLVWV RI VRPH SDJHV ZLWK WH[W DQG VRPH ZLWK SKRWRV \RX FDQ VHOHFW DSSURSULDWH VHWWLQJV WR EH DSSOLHG WR LQGLYLGXDO SDJHV RU VHFWLRQV RI D FRPSOHWH MRE 7KLV IHDWXUH LV DOVR XVHIXO IRU VFDQQLQJ MREV ZLWK PRUH WKDQ RULJLQDOV %\ GHIDXOW %XLOG -RE LV VHW WR 2II 127( 7KHUH DUH D QXPEHU RI IHDWXUHV ZKLFK DUH QRW DYDLODEOH ZLWK %XLOG -RE $Q\ IH
½ 2Q GRFXPHQW JODVV FRQILJXUDWLRQ PDFKLQHV XVH WKH VFUROO NH\ WR VHOHFW WKH RULJLQDO VL]H DQG SUHVV >6WDUW@ 6HOHFW RULJLQDO VL]H $ $ $ 127( ,I XVLQJ DQ $') RU '$') WKLV VFUHHQ ZLOO QRW EH GLVSOD\HG 3DSHU VL]H LV DXWRPDWLFDOO\ GHWHFWHG 127( ,I PRUH WKDQ RQH VHW RI HDFK VHFWLRQ KDV EHHQ VHOHFWHG GHSHQGLQJ RQ WKH IHDWXUHV SURJUDPPHG WKH PDFKLQH ZLOO FRS\ MXVW RQH VHW RI HDFK VHFWLRQ $W WKH HQG RI WKH MRE WKH UHPDLQLQJ VHWV ZLOO EH FRSLHG ½ 7KLV PHVVDJH ZLOO DSSHDU ZKHQ WKH IL
8VH WKH VFUROO NH\ WR VHOHFW WKH VHWWLQJ \RX ZLVK WR FKDQJH DQG SUHVV >(QWHU@ ½ 6HOHFW WKH FKDQJHV UHTXLUHG DQG SUHVV >(QWHU@ ½ 7KH >6HWWLQJ@ VFUHHQ LV GLVSOD\HG DJDLQ 8VH WKH VFUROO NH\ WR VHOHFW >'RQH@ DQG SUHVV >(QWHU@ ½ 5HSHDW WKH VWHSV DERYH IRU HDFK VHFWLRQ RI WKH MRE ½ $IWHU WKH ODVW SDJH VHFWLRQ KDV EHHQ VFDQQHG XVH WKH VFUROO NH\ WR VHOHFW >(QG EXLOG MRE@ DQG SUHVV >(QWHU@ ½ (QWHU WKH TXDQWLW\ UHTXLUHG DQG SUHVV >6WDUW@ 6HWWLQJ %XLOG -RE 'RQH /LJKWHQ 'DUN
6WRUHG -RE 8S WR IRXU FRPELQDWLRQV RI IHDWXUH VHOHFWLRQV FDQ EH UHWDLQHG LQ WKH PDFKLQH¶V PHPRU\ DV VWRUHG MREV 7KH PDFKLQH VWRUHV RQO\ WKH SURJUDPPLQJ IRU WKH MRE QRW WKH LPDJH (DFK WLPH D VWRUHG MRE LV UHWULHYHG WKH LPDJH PXVW EH VFDQQHG 7KH 6WRUHG -RE VFUHHQ GLVSOD\V D OLVW RI DOO VWRUHG MREV 127( 7KHUH DUH D QXPEHU RI IHDWXUHV ZKLFK DUH QRW DYDLODEOH ZLWK 6WRUHG -RE $Q\ IHDWXUHV QRW DYDLODEOH ZLOO EH JUH\HG RXW 7R 6WRUH D -RE ½ 3URJUDP WKH MRE IHDWXUHV ZKLFK UHTXLUH VWRULQJ ½ 8VH W
½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½ (QVXUH >6WRUHG -RE@ LV VHOHFWHG DQG SUHVV >(QWHU@ ½ (QVXUH >5HWULHYH@ LV VHOHFWHG DQG SUHVV >(QWHU@ ½ 6HOHFW WKH UHTXLUHG MRE LQ WKH OLVW DQG SUHVV >(QWHU@ ½ 3UHVV WKH >([LW@ NH\ WR UHWXUQ WR WKH 5HDG\ WR &RS\ VFUHHQ ½ /RDG \RXU RULJLQDOV DQG SUHVV >6WDUW@ :RUN&HQWUH 3UR 8VHU *XLGH &RS\ 7R 5HWULHYH D 6WRUHG -RE 6WRUHG -RE 5HWULHYH 5HWULHYH 6WRUH -RE -RE -RE
3DSHU 7\SH %\SDVV 7UD\ 2QO\ 7KLV IHDWXUH HQDEOHV FRS\LQJ LQIRUPDWLRQ RQWR WUDQVSDUHQFLHV DQG KHDY\ZHLJKW VWRFN VXFK DV ODEHOV RU FDUGVWRFN ½ /RDG WKH PHGLD LQ WKH E\SDVV WUD\ ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >3DSHU 7\SH@ DQG SUHVV >(QWHU@ ½ 6HOHFW WKH UHTXLUHG RSWLRQ DQG SUHVV >(QWHU@ ½ 3URJUDP DGGLWLRQDO RSWLRQV ORDG RULJLQDOV DQG SUHVV >6WDUW@ 3DSHU 7\SH 2II 7UDQVSDUHQF\ +HDY\ZHLJKW 3DSHU 7\SH 2SWLRQV 2II 6HOHFW IRU IHHGLQJ
7KH 0HQX 0DS LV D OLVW RI DOO PDFKLQH IHDWXUHV DQG VHWWLQJV LQ D UHSRUW IRUPDW ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >0HQX PDS@ DQG SUHVV >(QWHU@ 7KH PDFKLQH SULQWV WKH PHQX PDS 5HDG\ WR FRS\ VLGHG ! VLGHG %RXQG 2ULJLQDO 2II ,PDJH 6KLIW 2II (GJH (UDVH 2II 8S 2II %RRNOHW 2II $QQRWDWLRQ 2II %XLOG -RE 2II 6WRUHG -RE 3DSHU 7\SH 2II 0HQX PDS 0HQX PDS 3ULQWLQJ DFFHSWHG :RUN&HQWUH 3UR 8VHU *XLGH &RS\ 0HQX 0DS
&KDQJLQJ &RS\ 'HIDXOWV 4XLFN 3DWKZD\ ½ 3UHVV >0DFKLQH 6WDWXV@ ½ 6HOHFW >'HIDXOW VHWWLQJV@ DQG SUHVV >(QWHU@ SUHVV >(QWHU@ 8VLQJ WKH LQVWUXFWLRQV EHORZ DQG WKH &RS\ 'HIDXOWV WDEOH SURYLGHG RQ WKH IROORZLQJ SDJHV FXVWRPL]H WKH &RS\ GHIDXOW VHWWLQJV WR PHHW \RXU FRS\LQJ QHHGV DQG FXVWRPL]H WR PHHW \RXU UHTXLUHPHQWV 127( 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV DQG IRU HYHU\ PDFKLQH FRQILJXUDWLRQ 7R DFFHVV WKH &RS\ GHIDXOWV PHQX ZKLOH LQ WKH 5HDG\ PRGH SUHVV WKH >0DFKLQH 6WDWXV@ NH\ O
½ 8VH WKH VFUROO NH\ WR VHOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ &RS\ ½ &RS\ GHIDXOWV 8VH WKH &RS\ 'HIDXOWV WDEOH EHORZ WR LGHQWLI\ WKH VHWWLQJV DYDLODEOH VHOHFW WKH VHWWLQJ UHTXLUHG DQG SUHVV >(QWHU@ 5HGXFH (QODUJH 2ULJLQDO W\SH /LJKWHQ 'DUNHQ 2XWSXW 6LGHV LPDJHG 7KH VHWWLQJ VHOHFWHG ZLOO EHFRPH WKH GHIDXOW VHWWLQJ ½ :KHQ \RX KDYH ILQLVKHG FXVWRPL]LQJ WKH VHWWLQJV SUHVV WKH >)HDWXUHV@ NH\ WR UHWXUQ WR 5HDG\ PRGH 'HIDXOW VHWWLQJV 0DFKLQH GHIDXOWV &
&RS\ 'HIDXOW 2SWLRQ 2ULJLQDO 7\SH /LJKWHQ 'DUNHQ 2XWSXW 6HWWLQJV 'HVFULSWLRQ 3KRWR 8VHG IRU VFDQQLQJ FRQWLQXRXV WRQH SKRWRJUDSKV DQG KLJK TXDOLW\ KLJK IUHTXHQF\ KDOIWRQHV 7H[W 3KRWR $XWRPDWLFDOO\ DGMXVWV WKH LPDJH TXDOLW\ EDVHG RQ WKH DWWULEXWHV RI WKH RULJLQDO $OVR XVHG IRU RULJLQDOV WKDW FRQWDLQ KDOIWRQHV DQG GLIIHUHQW LPDJHV 7H[W 8VHG IRU VFDQQLQJ WH[W VROLGV OLQH DUW DQG KDOIWRQHV $XWR $OORZV DXWRPDWLF DGMXVWPHQW WR EH PDGH WR WKH LPDJH TXDOLW\ RI WKH RX
6LGHV ,PDJHG :RUN&HQWUH 3UR 8VHU *XLGH 6HWWLQJV &RS\ &RS\ 'HIDXOW 2SWLRQ 'HVFULSWLRQ ! 3URGXFHV RQH VLGHG FRSLHV IURP RQH VLGHG RULJLQDOV ! 3URGXFHV WZR VLGHG FRSLHV IURP RQH VLGHG RULJLQDOV ! 3URGXFHV WZR VLGHG FRSLHV IURP WZR VLGHG RULJLQDOV ! 3URGXFHV RQH VLGHG RXWSXW IURP WZR VLGHG RULJLQDOV
:RUN&HQWUH 3UR 8VHU *XLGH
3ULQW 3ULQW :KHQ WKH :RUN&HQWUH 3UR LV FRQQHFWHG WR WKH QHWZRUN HOHFWURQLF MREV WKDW UHTXLUH SULQWLQJ FDQ EH VHQW IURP D ZRUNVWDWLRQ GLUHFWO\ WR WKH PDFKLQH 7KH &HQWUH:DUH SULQWHU GULYHUV HQDEOH SULQWLQJ IURP D ZRUNVWDWLRQ WR D :RUN&HQWUH 3UR RQ D QHWZRUN 7KH &HQWUH:DUH GULYHUV FRQWDLQ D YDULHW\ RI IHDWXUH RSWLRQV ZKLFK HQDEOH \RX WR FXVWRPL]H \RXU SULQW MREV 7KLV FKDSWHU SURYLGHV LQVWUXFWLRQV IRU SULQWLQJ WR WKH :RUN&HQWUH 3UR DQG DQ RYHUYLHZ RI WKH IHDWXUHV DQG IXQFWLRQV DYDLOD
3ULQWLQJ 3URFHGXUH 4XLFN 3DWKZD\ ½ &UHDWH WKH GRFXPHQW ½ 6HOHFW >3ULQW@ DQG >3URSHUWLHV@ ½ &KRRVH WKH 3ULQWHU GULYHU IHDWXUHV UHTXLUHG ½ 6HOHFW 2.
½ 3ULQW 6HOHFW 3ULQW 6HOHFW >3ULQW@ IURP WKH >)LOH@ PHQX LQ \RXU DSSOLFDWLRQ 7KH DSSOLFDWLRQ 3ULQW ZLQGRZ GLVSOD\V ½ 6HOHFW WKH :RUN&HQWUH 3UR DV \RXU SULQWHU :RUN&HQWUH 3UR 8VHU *XLGH
6HOHFW WKH 3ULQWHU 'ULYHU )HDWXUHV ½ 6HOHFW >3URSHUWLHV@ IURP WKH DSSOLFDWLRQ 3ULQW ZLQGRZ 127( ,Q VRPH DSSOLFDWLRQV WKH 3ULQWHU 'ULYHU IHDWXUHV PD\ EH DFFHVVHG YLD D 6HWXS RSWLRQ ½ 7KH SULQWHU GULYHU IHDWXUHV DUH GLVSOD\HG LQ WKH 3URSHUWLHV ZLQGRZ ½ 6HOHFW WKH IHDWXUHV UHTXLUHG IRU WKH SULQW MRE XVLQJ WKH SXOO GRZQ RSWLRQV DQG FKHFN ER[HV SURYLGHG LQ HDFK WDEEHG IROGHU +,17 $Q RYHUYLHZ RI WKH IHDWXUHV DYDLODEOH LV SURYLGHG LQ WKH QH[W VHFWLRQ :RUN&HQWUH 3UR 8VHU *XLG
½ 3ULQW 3ULQW WKH -RE :KHQ DOO WKH UHTXLUHG IHDWXUHV KDYH EHHQ SURJUDPPHG VHOHFW >2.@ 7KH 3URSHUWLHV ZLQGRZ FORVHV DQG WKH DSSOLFDWLRQ 3ULQW ZLQGRZ GLVSOD\V ½ 7R VHQG WKH MRE IRU SULQWLQJ VHOHFW >2.@ LQ WKH DSSOLFDWLRQ 3ULQW ZLQGRZ 7R H[LW WKH 3ULQW RSWLRQ ZLWKRXW VHQGLQJ WKH MRE IRU SULQWLQJ VHOHFW >&ORVH@ ½ :KHQ 2.
5HWULHYH WKH 3ULQW -RE 7KH SULQW ILOH LV UHFHLYHG E\ WKH :RUN&HQWUH 3UR SURFHVVHG DQG LQWHUSUHWHG DQG WKHQ SULQWHG
,I D SUREOHP RFFXUV ZLWK \RXU SULQW MRE RU LI \RX QHHG WR FDQFHO \RXU SULQW MRE XVH WKH 3ULQWHU 'HIDXOW VHWWLQJV DFFHVVHG YLD WKH 0DFKLQH 6WDWXV NH\ $FFHVVLQJ 3ULQWHU 'HIDXOWV 8VH WKH LQVWUXFWLRQV SURYLGHG EHORZ WR DFFHVV WKH 3ULQW 'HIDXOW VHWWLQJV ½ 3UHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ (QVXUH >'HIDXOW VHWWLQJV@ LV VHOHFWHG DQG SUHVV >(QWHU@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >3ULQWHU GHIDXOWV@ DQG SUHVV >(
&DQFHOOLQJ D 3ULQW MRE ,I WKH SULQW MRE KDV EHHQ VHQW LQ HUURU RU LI WKHUH LV D SUREOHP ZLWK WKH MRE XVH WKH &DQFHO &XUUHQW -RE SULQWHU GHIDXOW VHWWLQJ WR FDQFHO WKH MRE 127( &DQFHO FXUUHQW MRE@ DQG SUHVV >(QWHU@ 6HOHFW >1R@ WR UHWDLQ WKH MRE DQG SUHVV WKH >(QWHU@ NH\ 3UHVV WKH >)HDWXUHV@ NH\ WR UHW
7KH )RUFH )HHG SULQWHU GHIDXOW VHWWLQJ LV XVHG WR IRUFLEO\ SULQW D SULQW MRE ZKLFK LV VXVSHQGHG GXH WR WKH SDSHU VL]H PLVPDWFK ZKHQ 'HWHFW 3DSHU 0LVPDWFK LV (QDEOHG ,I \RXU SULQW MRE LV VXVSHQGHG GXH WR SDSHU VL]H PLVPDWFK XVH WKHVH LQVWUXFWLRQV WR FOHDU LW IURP WKH PDFKLQH ½ ½ 6HOHFW >)RUFH IHHG@ DQG SUHVV >(QWHU@ 3ULQWHU GHIDXOWV &DQFHO FXUUHQW MRE )RUFH IHHG )RUP IHHG 3UHVV WKH >)HDWXUHV@ NH\ WR UHWXUQ WR 5HDG\ PRGH :RUN&HQWUH 3UR 8VHU *XLGH 3ULQW 6HWWLQJ XS )RUF
)RUFLQJ D )RUP )HHG ,I D MRE LV FDQFHOOHG IURP WKH 3& GDWD PD\ UHPDLQ LQ WKH :RUN&HQWUH 3UR PHPRU\ DQG ZLOO UHTXLUH FOHDULQJ XVLQJ WKH )RUP )HHG SULQWHU GHIDXOW VHWWLQJ 8VH WKH LQVWUXFWLRQV EHORZ WR IRUFLEO\ SULQW WKH GDWD UHPDLQLQJ LQ WKH PHPRU\ RI WKH SULQWHU ZKHQ D MRE KDV EHHQ FDQFHOOHG IURP WKH 3& ½ ½ ½ 6HOHFW >)RUP IHHG@ DQG SUHVV >(QWHU@ 6HOHFW >1R@ DQG SUHVV WKH >(QWHU@ NH\ 3UHVV WKH >)HDWXUHV@ NH\ WR UHWXUQ WR 5HDG\ PRGH 3ULQWHU GHIDXOWV
3ULQW 8VLQJ -RE ,QWHUUXSW ,I WKH PDFKLQH LV LQ WKH SURFHVV RI SULQWLQJ D MRE LW LV SRVVLEOH WR SURJUDPPH IHDWXUHV IRU D FRS\ MRE ZKLFK ZLOO WKHQ DXWRPDWLFDOO\ VWDUW ZKHQ WKH SULQW MRE KDV ILQLVKHG ½ 3UHVV >-RE LQWHUUXSW@ 7KH OLJKW QH[W WR WKH -RE LQWHUUXSW EXWWRQ ZLOO LOOXPLQDWH ½ 3ODFH \RXU RULJLQDO V RQ WKH GRFXPHQW JODVV RU LQ WKH GRFXPHQW IHHGHU ½ 6HOHFW WKH TXDQWLW\ DQG FKRRVH DQ\ SURJUDPPLQJ IHDWXUHV \RX PD\ UHTXLUH IURP WKH IROORZLQJ /LJKWHQ 'DUNHQ 5HGXFH (QODUJH 3DSHU 6XSSO
3ULQWHU 'ULYHU )HDWXUHV 7KHUH DUH D QXPEHU RI 3ULQWHU 'ULYHUV DYDLODEOH IRU WKH :RUN&HQWUH 3UR 7KH IHDWXUHV DYDLODEOH GHSHQGV RQ WKH SULQWHU GULYHU EHLQJ XVHG 7KH IROORZLQJ IHDWXUH GHVFULSWLRQV DUH DQ RYHUYLHZ RI WKH W\SLFDO IHDWXUHV SURYLGHG E\ WKH :RUN&HQWUH 3UR 3ULQWHU 'ULYHUV )RU LQIRUPDWLRQ DERXW D VSHFLILF 3ULQWHU 'ULYHU IHDWXUH SOHDVH UHIHU WR WKH RQOLQH +HOS IDFLOLW\ SURYLGHG DV SDUW RI WKH 3ULQWHU 'ULYHU VRIWZDUH &RQWURO 2SWLRQV 7KHUH DUH D QXPEHU RI RSWLRQV ZKLFK DSSHDU RQ DOO
7KH IROORZLQJ EXWWRQV DUH DYDLODEOH RQ DOO +HOS VFUHHQV :RUN&HQWUH 3UR 8VHU *XLGH &RQWHQWV 'LVSOD\V WKH PDLQ 7DEOH RI &RQWHQWV IRU WKH +HOS 6\VWHP 6HDUFK /HWV \RX HQWHU D ZRUG RU SKUDVH IRU ZKLFK WR VHDUFK %DFN 7DNHV \RX EDFN WR WKH SUHYLRXV WRSLF VFUHHQ )LOH ([LW 7KH ([LW LWHP XQGHU WKH )LOH PHQX FORVHV WKH +HOS ZLQGRZ 3ULQW ,I \RX UHVW WKH PRXVH SRLQWHU RQ WRS RI D FRQWURO 0LFURVRIW :LQGRZV ZLOO VKRZ \RX D EULHI +HOS 7LS DERXW WKDW FRQWURO ,I \RX VHOHFW WKH ULJKW P
3ULQWHU &RQILJXUDWLRQ 7KH 3ULQWHU &RQILJXUDWLRQ GLDORJ DOORZV \RX XSGDWH WKH SULQWHU GULYHU WR LQWHUDFW ZLWK WKH RSWLRQDO DWWDFKPHQWV LQVWDOOHG RQ \RXU SULQWHU 2QFH \RX KDYH LQVWDOOHG DQ RSWLRQDO SULQWHU GHYLFH VHOHFW WKH UHOHYDQW FKHFNER[ LQ WKH ,QVWDOODEOH 2SWLRQV OLVW WR XSGDWH WKH SULQWHU GULYHU 6HOHFWLQJ WKHVH RSWLRQV HQDEOHV YDULRXV IHDWXUHV DQG RSWLRQV RQ RWKHU SULQWHU GULYHU WDEV 7KH SULQWHU JUDSKLF DQG WKH UHOHYDQW GURS GRZQ OLVWV RQ WKH 3DSHU 2XWSXW WDE FKDQJH WR VKRZ WKH QHZ RSWLRQV
-RE 6HSDUDWRU 7UD\ $ XQLW WKDW FDQ EH DGGHG RQ WR WKH SULQWHU WR VR WKDW HDFK SULQW MRE ZLOO EH VOLJKWO\ RIIVHW IURP RQH DQRWKHU LQ WKH FDWFK WUD\ $Q RSWLRQDO WUD\ WKDW ZKLFK GLYLGHV WKH RXWSXW WUD\ LQWR WZR VHFWLRQV XSSHU DQG ORZHU 127( 7KH 2IIVHW &DWFK 7UD\ DQG -RE 6HSDUDWRU 7UD\ FDQQRW EH LQVWDOOHG DW WKH VDPH WLPH 0HPRU\ 0% 0HPRU\ :RUN&HQWUH 3UR 8VHU *XLGH ,I \RX KDYH LQVWDOOHG DGGLWLRQDO PHPRU\ LQ WKH SULQWHU VSHFLI\ WKH WRWDO DPRXQW LQVWDOOHG 3ULQW 2IIVHW &DWFK 7UD\
3DSHU 2XWSXW $OORZV WKH VHOHFWLRQ RI 3DSHU 6L]H 3DSHU 2ULHQWDWLRQ 3DSHU 6RXUFH 0HGLD 7\SH DQG WKH QXPEHU RI FRSLHV IRU WKH MRE 4XLFN 3DWKZD\ ½ 3DSHU 2XWSXW ½ 2IIVHW )XQFWLRQ ½ &RSLHV ½ 6HOHFW 3DSHU ½ 6LGHG 3ULQWLQJ ½ &ROODWLRQ ½ ,PDJH 2ULHQWDWLRQ ½ 2XWSXW 'HVWLQDWLRQ 2IIVHW )XQFWLRQ 6HOHFW 2IIVHW )XQFWLRQ 2Q LI \RX ZDQW HDFK VHW RI D PXOWLSOH FRS\ SULQW MRE WR EH VOLJKWO\ RIIVHW IURP RQH DQRWKHU LQ WKH 2IIVHW &DWFK 7UD\ (QDEOLQJ WKLV RSWLRQ RIWHQ PDNHV LW HDVLHU WR VRUW DQG KDQGOH GR
6HOHFW 3DSHU 6HOHFW 3DSHU OHWV \RX VSHFLI\ WKH SDSHU WR XVH IRU \RXU SULQW MRE $Q\ SDSHU VSHFLILFDWLRQV DSSHDU LQ WKH SDSHU VXPPDU\ ER[ RQ WKH 3DSHU 2XWSXW WDE 7KH 6HOHFW 3DSHU GLDORJ FRQWDLQV WKUHH WDEV 'RFXPHQW %RG\ )URQW &RYHU DQG 6HSDUDWRUV %\ VHOHFWLQJ HDFK WDE \RX FDQ VHW WKH SDSHU VL]H W\SH RI SDSHU DQG SDSHU VRXUFH WR EH XVHG IRU HDFK SDUW RI WKH GRFXPHQW 'RFXPHQW %RG\ (QDEOHV \RX WR VSHFLI\ WKH VL]H DQG VRXUFH RI SDSHU WR XVH IRU \RXU RYHUDOO SULQW MRE 6L]H 6L]H HQDEOHV \RX WR
3DSHU 7UD\ 6HOHFW WKH SDSHU WUD\ FRQWDLQLQJ WKH W\SH RI SDSHU \RX ZDQW WR XVH IRU WKH GRFXPHQW FRYHU ERG\ DQG VHSDUDWRUV LI DQ\ 1RW DOO SDSHU WUD\V DFFHSW DOO SDSHU VL]HV 2QO\ VRXUFH ORFDWLRQV ZKLFK DFFHSW WKH VSHFLILHG SDSHU VL]H DUH VKRZQ $XWR 7UD\ 6HOHFW LV WKH GHIDXOW RSWLRQ ,I \RX VHOHFW D SDSHU WUD\ DQG WKHQ VHOHFW D SDSHU VL]H QRW VXSSRUWHG E\ WKDW WUD\ WKH SDSHU WUD\ RSWLRQ ZLOO GHIDXOW WR $XWR 6HOHFW 7UD\ 127( 3DSHU 7UD\ VHWWLQJV VHOHFWHG LQ WKH DSSOLFDWLRQ ZLOO RYHUULGH WKR
3ULQW 6LGHG 3ULQWLQJ +,17 ,I \RXU PDFKLQH FRQILJXUDWLRQ VXSSRUWV WKLV IHDWXUH \RX PXVW VHOHFW WKH GXSOH[ RSWLRQ RQ WKH 3ULQWHU &RQILJXUDWLRQ GLDORJ WR DFWLYDWH 6LGHG SULQWLQJ 7ZR VLGHG 3ULQWLQJ HQDEOHV \RX WR SULQW RQ ERWK VLGHV RI D SDJH 6LGHG 6LQJOH VLGHG SULQWLQJ 7KLV LV WKH GHIDXOW 6LGHG )OLS RQ 6KRUW (GJH 'RXEOH VLGHG SULQWLQJ DOLJQHG WR WKH VKRUWHVW HGJH RI WKH SDSHU 6LGHG )OLS RQ /RQJ (GJH 'RXEOH VLGHG SULQWLQJ DOLJQHG WR WKH ORQJHVW HGJH RI WKH SDSHU ,I GXSOH[ KDUGZDUH
,PDJH 2ULHQWDWLRQ 2ULHQWDWLRQ UHIHUV WR WKH UHODWLYH GLUHFWLRQV RI WKH ORQJ DQG VKRUW HGJHV RI WKH SDSHU
7KH 'RFXPHQW 2SWLRQV GLDORJ HQDEOHV \RX WR SULQW GRFXPHQWV LQ ERRNOHW IRUP RU WR SULQW PXOWLSOH SDJH LPDJHV RQ RQH VLGH RI D SDJH (DFK SDJH FDQ EH SULQWHG ZLWK RU ZLWKRXW D SDJH ERUGHU &KRRVH EHWZHHQ 1RUPDO DQG 0XOWLSOH XS SDJH IRUPDWV 4XLFN 3DWKZD\ ½ /D\RXW ½ 1RUPDO ½ 0XOWLSOH XS 1RUPDO 3ULQWV D VWDQGDUG SDJH 1RUPDO LV WKH GHIDXOW :RUN&HQWUH 3UR 8VHU *XLGH 3ULQW /D\RXW
0XOWLSOH XS 3ULQWV PRUH WKDQ RQH SDJH LPDJH RQ D VLQJOH VKHHW RI SDSHU ,QGLFDWH WKH UHTXLUHG QXPEHU RI SDJH LPDJHV SHU VLGH LQ WKH 0XOWLSOH XS OLVW ER[ 0XOWLSOH XS 'UDZ 2XWOLQHV 5LJKW WR /HIW ½ ½ ½ ½ ½ ½ 3DJH XS 3DJHV XS 3DJHV XS 3DJHV XS 3DJHV XS 3DJHV XS 3ULQWV EODFN ERUGHUV DURXQG HDFK SDJH LPDJH 3ULQWV SDJHV IURP ULJKW WR OHIW :RUN&HQWUH 3UR 8VHU *XLGH
7KH ,PDJH 2SWLRQV GLDORJ HQDEOHV \RX WR VHW GLIIHUHQW YLVXDO DQG JUDSKLF FKDUDFWHULVWLFV IRU \RXU SULQW MRE ,W DOVR OHWV \RX FKRRVH ZKHWKHU WR GRZQORDG \RXU DSSOLFDWLRQ 7UXH7\SH RU ELWPDS IRQWV WR WKH SULQWHU RU WR SULQW WKHP DV JUDSKLFV DQG GHYLFH IRQWV 4XLFN 3DWKZD\ ½ ,PDJH 2SWLRQV ½ *UD\VFDOH ½ 7UXHW\SH )RQWV ½ *UDSKLFV ½ 5HVROXWLRQ ½ 3ULQW 4XDOLW\ *UD\VFDOH 3KRWRJUDSKLF ,PDJHV &KRRVH WKLV VHWWLQJ IRU LPDJHV WKDW \RX ZDQW WR KDYH D VPRRWK UHDOLVWLF DQG SKRWRJUDSKLF DSSHDUDQFH 7KH 3KRWRJUDSKL
/LQH $UW 3ULQW &RORUHG 7H[W LQ %ODFN &KRRVH WKLV VHWWLQJ IRU JUDSKLF LPDJHV ZLWK LQWULFDWH OLQHV DQG ILQH GHWDLO IRU H[DPSOH FOLS DUW 7KLV VHWWLQJ SURYLGHV VROLG OLQHV DQG VKDUS FRQWUDVWV EHWZHHQ VKDGHG DUHDV 7KLV VHWWLQJ SULQWV DOO FRORUHG WH[W DV EODFN LQVWHDG RI JUD\ 7UXH 7\SH )RQWV 7KHVH VHOHFWLRQV DOORZ \RX WR FKRRVH ZKHWKHU WR GRZQORDG \RXU IRQWV WR WKH SULQWHU DV 7UXH 7\SH RU %LWPDS IRQWV RU ZKHWKHU WR XVH WKH SULQWHU IRQWV UHVLGHQW RQ WKH SULQWHU 'RZQORDG $V 7UXH7\SH 8VH WKLV RSWLRQ LI
7KLV VHOHFWLRQ VSHFLILHV KRZ JUDSKLFV DUH VHQW WR WKH SULQWHU 7KH RSWLRQV DYDLODEOH DUH 9HFWRU 7KLV RSWLRQ DOORZV \RX WR VHQG JUDSKLFV WR WKH SULQWHU DV D PL[WXUH RI YHFWRU DQG UDVWHU LPDJHV 9HFWRU JUDSKLFV W\SLFDOO\ SULQW PRUH TXLFNO\ WKDQ UDVWHUL]HG JUDSKLFV 9HFWRU JUDSKLFV DUH FRPSRVHG RI GLVWLQFW VKDSHV OLQHV FLUFOHV HOOLSVHV DQG ER[HV WKDW FDQ EH VFDOHG DQG HGLWHG LQGHSHQGHQWO\ 9HFWRU JUDSKLFV GR QRW EHFRPH GLVWRUWHG ZKHQ WKH\ DUH UHVL]HG 5DVWHU 7KLV RSWLRQ VHQGV JUDSKLFV WR WKH SUL
3ULQW 4XDOLW\ 7RQHU 6DYHU 6PRRWKLQJ 7XUQ 7RQHU 6DYHU 21 WR FRQVHUYH WKH DPRXQW RI WRQHU XVHG WR SULQW D GRFXPHQW 7KH SULQW TXDOLW\ LV UHGXFHG EXW WKH SULQW VSHHG PD\ EH HQKDQFHG 7KLV VHWWLQJ LV UHFRPPHQGHG IRU YHULI\LQJ GRFXPHQW FRQWHQW DQG OD\RXW 7XUQ 6PRRWKLQJ 21 WR VRIWHQ WKH DSSHDUDQFH RI MDJJHG HGJHV RQ LPDJHV LQ D SULQW MRE :RUN&HQWUH 3UR 8VHU *XLGH
7KH 2YHUOD\ GLDORJ DOORZV \RX WR FUHDWH ORDG RU GHOHWH VLPSOH SDJH RYHUOD\V IRU \RXU SULQWHU $ 3DJH 2YHUOD\ LV D JURXS RI XVHU FUHDWHG 3&/ FRPPDQGV DQG RU GDWD WKDW LV GRZQORDGHG DQG VWRUHG LQ WKH SULQWHU 3DJH RYHUOD\V FDQ EH XVHG UHSHDWHGO\ IRU SULQWLQJ SRUWLRQV RI GRFXPHQWV WKDW DUH XVHG IUHTXHQWO\ )RU H[DPSOH FRPSDQ\ OHWWHUKHDG FDQ EH FUHDWHG DV D SDJH RYHUOD\ DQG VWRUHG LQ WKH SULQWHU :KHQHYHU D OHWWHU LV SULQWHG WKH SDJH RYHUOD\ FRPPDQG IRU WKH OHWWHUKHDG FDQ EH VHQW WR WKH SULQWHU DQG
&UHDWH 2YHUOD\ %HIRUH \RX FDQ XVH DQ H[WHUQDO ILOH DV DQ RYHUOD\ \RX PXVW IRUPDW LW DV DQ RYHUOD\ 2YHUOD\V PXVW EH FUHDWHG ZLWKLQ WKH DSSOLFDWLRQ VXFK DV 0LFURVRIW :RUG 7R FUHDWH D SDJH RYHUOD\ 'HOHWH 2YHUOD\ 2SHQ WKH ILOH FRQWDLQLQJ \RXU ORJR RU LPDJH WKDW \RX ZDQW WR XVH DV DQ RYHUOD\ DQG VHOHFW 3ULQW 2SHQ WKH SULQWHU GULYHU 3URSHUWLHV 6HWXS GLDORJ DQG VHOHFW WKH 2YHUOD\V WDE 6HOHFW &UHDWH 2YHUOD\ WR RSHQ WKH &UHDWH 3DJH 2YHUOD\ GLDORJ 7\SH D QDPH XS WR HLJKW FKDUDFWHUV
4XHU\ 3DJH 2YHUOD\ 2SHQ D GRFXPHQW DQG VHOHFW WKH 3ULQW RSWLRQ 2SHQ WKH SULQWHU GULYHU 3URSHUWLHV GLDORJ DQG VHOHFW WKH 2YHUOD\V WDE 6HOHFW WKH RYHUOD\ \RX ZDQW WR GRZQORDG IURP WKH RYHUOD\V OLVW 6HOHFW WKH 'RZQORDG 1RZ EXWWRQ DQG VHOHFW WKH GHVWLQDWLRQ 6HOHFW WKH 2.
)RQWV 7KH )RQWV GLDORJ HQDEOHV \RX WR DGG UHPRYH RU FKDQJH WKH IRQWV LQVWDOOHG RQ WKH SULQWHU 4XLFN 3DWKZD\ ½ )RQWV ½ ,QVWDOOHG )RQWV ½ $GG )RQWV ½ &RS\ )RQWV WR 1HZ 3RUW ½ 3ULQW )RQW /LVWLQJ ½ 6WDWXV ,QVWDOOHG )RQWV $YDLODEOH IRQWV 7KLV ER[ VKRZV WKH 3&/ & IRQWV FXUUHQWO\ DYDLODEOH RQ WKH FRPSXWHU 0RYH 0RYH HQDEOHV \RX WR PRYH WKH VHOHFWHG IRQWV WR WKH SULQWHU SRUW &RS\ &RS\ HQDEOHV \RX WR FRS\ RQH RU PRUH RI WKH IRQWV IURP WKH $YDLODEOH )RQWV OLVW WR WKH ,QVWDOOHG )RQWV O
(GLW HQDEOHV \RX WR FKDQJH GLVN EDVHG IRQW QDPHV DQG DWWULEXWHV ,I \RX SXUFKDVH D GLVN EDVHG IRQW WKDW KDV WKH VDPH QDPH DV D IRQW \RX DUH DOUHDG\ XVLQJ \RX VKRXOG FKDQJH WKH QDPH RI WKH IRQW ZLWK WKH )RQW ,QVWDOOHU
:DWHUPDUNV 7KH :DWHUPDUN IHDWXUH SULQWV WH[W LQ WKH EDFNJURXQG RU IRUHJURXQG RI D GRFXPHQW $ IHZ SUHGHILQHG ZDWHUPDUNV FRPH ZLWK WKH GULYHU
'HOHWH HQDEOHV \RX WR UHPRYH D VHOHFWHG ZDWHUPDUN IURP WKH OLVW RI DYDLODEOH ZDWHUPDUNV 6HOHFW WKH ZDWHUPDUN LQ WKH OLVW VHOHFW 'HOHWH DQG WKHQ 2.
3RVLWLRQ IURP FHQWHU 3RVLWLRQ IURP FHQWHU &HQWHU 8VH WKH YHUWLFDO DQG KRUL]RQWDO VFUROO EDUV WR PRGLI\ WKH ZDWHUPDUN V FHQWHU SRVLWLRQ RQ WKH SDJH
4XLFN 3DWKZD\ ½ 3UHVV >0DFKLQH 6WDWXV@ ½ 6HOHFW >'HIDXOW VHWWLQJV@ DQG SUHVV >(QWHU@ ½ 6HOHFW >3ULQWHU GHIDXOWV@ DQG SUHVV >(QWHU@ ½ 6HOHFW WKH UHTXLUHG VHWWLQJ 3ULQW &KDQJLQJ 3ULQWHU 'HIDXOWV 'XULQJ PDQXIDFWXUH FHUWDLQ VHWWLQJV IRU IHDWXUHV DQG IXQFWLRQV RI WKH :RUN&HQWUH 3UR DUH SURJUDPPHG LQWR WKH PDFKLQH 2QFH WKH PDFKLQH LV LQVWDOOHG 0DFKLQH 6WDWXV FDQ EH XVHG WR FKDQJH WKHVH VHWWLQJV WR PHHW \RXU LQGLYLGXDO UHTXLUHPHQWV 8VLQJ WKH LQVWUXFWLRQV EHORZ DQG WKH 3ULQWHU 'HIDXOWV WDEOH
½ ½ 8VH WKH VFUROO NH\ WR VHOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ 3ULQWHU GHIDXOWV 8VH WKH 3ULQWHU 'HIDXOWV WDEOH EHORZ WR LGHQWLI\ WKH VHWWLQJV DYDLODEOH VHOHFW WKH VHWWLQJ UHTXLUHG DQG SUHVV >(QWHU@ 7KH VHWWLQJ VHOHFWHG ZLOO EHFRPH WKH GHIDXOW VHWWLQJ ½ &DQFHO FXUUHQW MRE )RUFH IHHG )RUP IHHG 7HVW SULQW 'HWHFW SDSHU PLVPDWFK 5HVWRUH IDFWRU\ VHWWLQJV 'HIDXOW VHWWLQJV :KHQ \RX KDYH ILQLVKHG FXVWRPL]LQJ WKH VHWWLQJV SUHVV WKH >)HDWXUHV@ NH\ WR UHWXUQ WR 5HD
)RUP IHHG 7HVW SULQW 'HWHFW SDSHU PLVPDWFK 5HVWRUH IDFWRU\ VHWWLQJV :RUN&HQWUH 3UR 8VHU *XLGH 6HWWLQJV 3ULQW 3ULQWHU 'HIDXOW 2SWLRQ 'HVFULSWLRQ
:RUN&HQWUH 3UR 8VHU *XLGH
)D[ )D[ 7KLV FKDSWHU FRQWDLQV LQIRUPDWLRQ DERXW WKH )D[ IXQFWLRQ DQG WKH IHDWXUHV DYDLODEOH ,W JLYHV VWHS E\ VWHS LQVWUXFWLRQV RQ KRZ WR VHQG DQG UHFHLYH ID[HV XVLQJ DOO WKH IHDWXUHV DQG IXQFWLRQV DYDLODEOH $V GHOLYHUHG WKH PDFKLQH ZLOO KDYH WKH IDFWRU\ GHIDXOW ID[ VHWWLQJV ZKLFK DUH FXVWRPHU FKDQJHDEOH 7KLV FKDSWHU DOVR SURYLGHV LQIRUPDWLRQ RQ FKDQJLQJ WKH ID[ GHIDXOW VHWWLQJV 6WDQGDUG )HDWXUHV 5HVROXWLRQ 6WDQGDUG )LQH 6XSHUILQH /LJKWHQ
)D[LQJ 3URFHGXUH 4XLFN 3DWKZD\ ½ /RDG WKH 2ULJLQDOV ½ &KRRVH WKH )D[ IHDWXUHV UHTXLUHG ½ (QWHU WKH ID[ WHOHSKRQH %HIRUH VHQGLQJ D ID[ LGHQWLI\ ZKDW LV WR EH ID[HG WKH ID[ QXPEHU DQG DQ\ VSHFLDO SURJUDPPLQJ UHTXLUHPHQWV 8VH WKH IROORZLQJ VWHSV WR VHQG D ID[ 127( 3UHVV >&$@ WZLFH WR FOHDU RU FDQFHO DQ\ SUHYLRXV SURJUDPPLQJ VHOHFWLRQV EHIRUH VWDUWLQJ QXPEHU ½ 3UHVV >6WDUW@ /RDG WKH 2ULJLQDOV $ FKRLFH RI GRFXPHQW LQSXW DUHDV LV DYDLODEOH 7KHVH DUH $Q DXWRPDWLF GRFXPHQW IHHGHU $')
5HPRYH DOO VWDSOHV DQG SDSHU FOLSV EHIRUH SODFLQJ WKH RULJLQDOV LQWR WKH GRFXPHQW IHHGHU ½ ,I QHFHVVDU\ DGMXVW WKH VOLGLQJ JXLGHV WR WKH SDSHU VL]H UHTXLUHG ½ ,QVHUW WKH RULJLQDOV QHDWO\ LQWR WKH GRFXPHQW IHHGHU IDFH XS )D[ ½ 6OLGLQJ JXLGHV 7KH ILUVW SDJH VKRXOG EH RQ WRS ZLWK WKH KHDGLQJV WRZDUGV WKH EDFN RU OHIW RI WKH PDFKLQH ½ $OLJQ WKH VWDFN ZLWK WKH OHIW DQG UHDU HGJHV RI WKH GRFXPHQW IHHGHU WUD\ DQG DGMXVW WKH JXLGHV WR MXVW WRXFK WKH IURQW DQG UHDU HGJHV RI WKH RULJLQDO
'RFXPHQW *ODVV 7KH GRFXPHQW JODVV VKRXOG EH XVHG IRU VLQJOH GRFXPHQWV 'RFXPHQWV VKRXOG EH J P OE DQG XS WR D PD[LPXP VL]H RI $ [ LQFK 7KH HIIHFWLYH VFDQQLQJ ZLGWK LV PP LQFKHV :KHQ ORDGLQJ WKH GRFXPHQW RQ WKH GRFXPHQW JODVV WKH RULJLQDO SDSHU VL]H PXVW EH GHVLJQDWHG )RU (XURSHDQ 9HUVLRQ )RU 1RUWK $PHULFD $ 3RUWUDLW /HWWHU [ $ 5 /DQGVFDSH /HWWHU [ 5 $ 5 /DQGVFDSH /HJDO [ 5 $ 5 /DQGVFDSH /HGJHU [ 5 /HWWHU 3RUWUDLW [
5DLVH WKH GRFXPHQW IHHGHU RU WKH GRFXPHQW JODVV FRYHU LI ILWWHG ½ 3RVLWLRQ WKH GRFXPHQW IDFH GRZQ RQ WKH GRFXPHQW JODVV $OLJQ LW ZLWK WKH UHJLVWUDWLRQ DUURZ LQ WKH UHDU OHIW FRUQHU ½ /RZHU WKH GRFXPHQW IHHGHU RU GRFXPHQW JODVV FRYHU 2Q FRPSOHWLRQ RI WKH ID[ MRE HQVXUH WKH GRFXPHQW JODVV FRYHU LV IXOO\ FORVHG 127( )RU LQVWUXFWLRQV RQ VFDQQLQJ PXOWLSOH RULJLQDOV XVLQJ WKH GRFXPHQW JODVV UHIHU WR ³%XLOGLQJ D )D[ -RE´ RQ SDJH :RUN&HQWUH 3UR 8VHU *XLGH )D[ ½ 5HJLVWUDWLRQ &R
3UHVV WKH )HDWXUHV .H\ ½ ½ 3UHVV >)HDWXUHV@ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ +,17 3UHVVLQJ WKH >)D[ ,QWHUQHW )D[@ NH\ WZLFH VHOHFWV WKH ,QWHUQHW )D[ IXQFWLRQ )D[ ,QWHUQHW )D[ .H\ ½ (QVXUH WKDW WKH ³(QWHU ID[ QXPEHU´ VFUHHQ LV GLVSOD\HG )HDWXUHV .
)D[ 6HOHFW WKH )D[ )HDWXUHV 7KHUH DUH WKUHH VWDQGDUG IHDWXUHV DYDLODEOH 7KH NH\V DUH ORFDWHG WR WKH OHIW RI WKH /&' VFUHHQ )RU PRVW RI WKH VWDQGDUG IHDWXUHV ZKHQ WKH NH\V DUH SUHVVHG WKH /&' VFUHHQ GLVSOD\V WKH FKRLFHV ZKLFK DSSO\ WR HDFK IHDWXUH 8VLQJ WKH VFUROO NH\V VHOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ 7KH LQLWLDO )D[ VFUHHQ GLVSOD\V WKH QHZ VHOHFWLRQ )RU WKH 2ULJLQDO 7\SH IHDWXUH WKH RSWLRQV DYDLODEOH DUH GLVSOD\HG RQ WKH &RQWURO 3DQHO ZLWK DQ LOOXPLQDWHG /(' LGHQWLI\LQJ ZKLFK R
(QWHU WKH )D[ 1XPEHU (QWHU WKH ID[ QXPEHU RI WKH UHPRWH PDFKLQH XVLQJ WKH 1XPHULF .
½ )D[ 3UHVV 6WDUW 3UHVV >6WDUW@ 6WDUW NH\ ½ ½ ½ ,I WKH GHIDXOW VHWWLQJ $FFRXQW &RGH KDV EHHQ HQDEOHG \RX ZLOO EH SURPSWHG WR HQWHU DQ $FFRXQW &RGH IRU WKH ID[ MRE 8VH WKH QXPHULF NH\SDG WR HQWHU WKH UHTXLUHG FRGH $FFRXQW FRGH (QWHU DFFRXQW FRGH 3UHVV >(QWHU@ (DFK GRFXPHQW LV VFDQQHG RQFH RQO\ :RUN&HQWUH 3UR 8VHU *XLGH
'HSHQGLQJ RQ GHIDXOW VHWWLQJV DQG WKH GLDOLQJ PHWKRG XVHG WKH PDFKLQH XVHV 0HPRU\ 6HQG RU 'LUHFW 6HQG WR VHQG WKH MRE ½ 8VLQJ 0HPRU\ 6HQG WKH PDFKLQH DVVLJQV D MRE QXPEHU DQG VFDQV WKH GRFXPHQW LQWR PHPRU\ 6FDQQLQJ LQWR PHPRU\ -RE QXPEHU 6FDQQLQJ SDJH 0HPRU\ UHPDLQLQJ 7KH PDFKLQH WKHQ GLDOV WKH QXPEHU FRQILUPV WKH FRQQHFWLRQ DQG VHQGV WKH ID[ ½ 8VLQJ 'LUHFW 6HQG WKH PDFKLQH DVVLJQV D MRE QXPEHU GLDOV WKH QXPEHU DQG VFDQV WKH SDJHV DV WKH\ DUH WUDQVPLWWHG 'LD
)D[ 0DQDJLQJ )D[ -REV $OO GRFXPHQWV DUH WUDQVPLWWHG DV 0HPRU\ 6HQG MREV XQOHVV \RX XVH WKH 'LUHFW 6HQG WUDQVPLVVLRQ PRGH ,I QR RWKHU MREV DUH SHQGLQJ WKH PDFKLQH EHJLQV GLDOLQJ :KHQ WKH OLQH FRQQHFWV WKH WUDQVPLVVLRQ EHJLQV
0DQXDO 5HGLDO 7KLV UHGLDO IXQFWLRQ HQDEOHV \RX WR WUDQVPLW D GRFXPHQW WR D RQH RI WKH ILYH QXPEHUV ODVW GLDOHG E\ WKH RSHUDWRU XVLQJ WKH PDFKLQH ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 3UHVV >0DQXDO GLDO@ RU LI D WHOHSKRQH LV FRQQHFWHG OLIW WKH KDQGVHW ½ 3UHVV WKH >5HGLDO 3DXVH@ NH\ 5HGLDO 3DXVH NH\ ½ ½ 8VLQJ WKH VFUROO NH\V VHOHFW WKH QXPEHU \RX ZDQW WR UHGLDO :KHQ WKH UHTXLUHG 1XPEHU LV GLVSOD\HG SUHVV >6WDUW@ 0DQXDO 'LDO .
)D[ 0HPRU\ $V WKH PDFKLQH VFDQV GRFXPHQWV LQWR PHPRU\ WKH DYDLODEOH )UHH 0HPRU\ LV UHGXFHG $V GRFXPHQWV LQ PHPRU\ DUH WUDQVPLWWHG WKH )UHH 0HPRU\ LV UHFRYHUHG 7KH QXPEHU RI SDJHV WKDW FDQ EH VWRUHG LQ PHPRU\ LV GHSHQGHQW RQ WKH VL]H RI \RXU 0HPRU\ 0RGXOH -RE 1XPEHUV -RE QXPEHUV DUH DVVLJQHG WR FRPPXQLFDWLRQV WKDW KDYH EHHQ VFDQQHG LQWR PHPRU\ $ -RE 1XPEHU LV XVHG WR LGHQWLI\ WKH FRPPXQLFDWLRQ LI WKHUH LV D QHHG WR FDQFHO D SHQGLQJ WUDQVPLVVLRQ 6FDQQLQJ LQWR PHPRU\ -RE QXPEHU 6FDQQLQJ SDJH 0
½ 3UHVV >-RE 6WDWXV@ NH\ ½ 6HOHFW WKH MRE WR EH PRQLWRUHG RU GHOHWHG XVLQJ WKH VFUROO NH\V ;HUR[ 'HOHWH ½ 7R YLHZ WKH MRE GHWDLOV VHOHFW >'HWDLO@ XVLQJ WKH VFUROO NH\ 7KH MRE GHWDLOV DUH GLVSOD\HG ½ 7R UHWDLQ WKH MRE VHOHFW >5HVXPH@ ½ 7R GHOHWH WKH MRE VHOHFW >'HOHWH@ XVLQJ WKH VFUROO NH\ 7KH FRQILUPDWLRQ VFUHHQ LV GLVSOD\HG ½ 6HQGLQJ 3HQGLQJ 3HQGLQJ 3 4 'HWDLO 6HQGLQJ WR -RE QR 'HOHWH $SU DP 3 4 5HVXPH 'HOHWH WKLV MRE"
)D[ %XLOGLQJ D -RE 8VH WKLV IHDWXUH WR EXLOG D MRE WKDW KDV PXOWLSOH RULJLQDOV ZKLFK UHTXLUH VFDQQLQJ XVLQJ WKH GRFXPHQW JODVV RU IRU MREV FRQWDLQLQJ RULJLQDOV ZKLFK UHTXLUH GLIIHUHQW SURJUDPPLQJ VHWWLQJV IRU HDFK SDJH )RU H[DPSOH LI D VHW RI RULJLQDOV FRQVLVWV RI VRPH SDJHV ZLWK WH[W DQG VRPH ZLWK SKRWRV DQG VRPH SDJHV IURP D ERXQG GRFXPHQW \RX FDQ VHOHFW DSSURSULDWH VHWWLQJV WR EH DSSOLHG WR LQGLYLGXDO SDJHV RU VHFWLRQV RI D FRPSOHWH MRE ½ 3URJUDP WKH MRE DQG SODFH WKH ILUVW RULJLQDO RQ WK
½ :KHQ WKH ILUVW RULJLQDO KDV ILQLVKHG VFDQQLQJ UHPRYH WKH RULJLQDO %XLOG )D[ -RE ½ 8VH WKH VFUROO NH\ WR VHOHFW >&KDQJH FXUUHQW VHWWLQJV@ LI QHFHVVDU\ DQG SUHVV >(QWHU@ 6FDQ QH[W RULJLQDO &KDQJH FXUUHQW VHWWLQJV 'RQH ½ 8VH WKH VFUROO NH\ WR VHOHFW WKH VHWWLQJ \RX ZLVK WR FKDQJH DQG SUHVV >(QWHU@ 6HWWLQJ ½ 6HOHFW WKH FKDQJHV UHTXLUHG DQG SUHVV >(QWHU@ ½ 7KH >6HWWLQJ@ VFUHHQ LV GLVSOD\HG DJDLQ 8VH WKH VFUROO NH\ WR VHOHFW >'RQH@ DQG SUHVV >(QWHU@ ½ 3ODFH WKH QH[W RULJL
)D[ 'LDOLQJ 0HWKRGV 7KHUH DUH VHYHUDO ID[ GLDOLQJ PHWKRGV DYDLODEOH RQ \RXU :RUN&HQWUH 3UR .H\SDG 'LDOLQJ 8VLQJ NH\SDG GLDOLQJ DOORZV \RX WR GLDO \RXU GHVWLQDWLRQ E\ HQWHULQJ WKH QXPEHU XVLQJ WKH 1XPHULF .
0DQXDO 'LDO 2Q KRRN DQG 2II KRRN 'LDOLQJ 7R LQLWLDWH 2Q KRRN GLDOLQJ SUHVV WKH 0DQXDO 'LDO NH\ GLDO WKH QXPEHU DQG OLVWHQ IRU D IDFVLPLOH WRQH WKHQ SUHVV WKH 6WDUW NH\ WR LQLWLDWH D WUDQVPLVVLRQ ,I \RX KDYH D WHOHSKRQH FRQQHFWHG \RX FDQ LQLWLDWH 2II KRRN GLDOLQJ /LIW WKH WHOHSKRQH KDQGVHW GLDO WKH QXPEHU DQG OLVWHQ IRU D ID[ WRQH WKHQ SUHVV WKH 6WDUW NH\ WR LQLWLDWH D WUDQVPLVVLRQ
½ :KHQ \RX KHDU WKH ID[ WRQHV SUHVV WKH >(QWHU@ RU >6WDUW@ NH\ ½ ,I \RX DUH XVLQJ 2Q +RRN GLDOLQJ DQG D KDQGVHW LV DYDLODEOH LI WKH UHPRWH RSHUDWRU DQVZHUV \RX FDQ WDON :KHQ \RX KDYH ILQLVKHG WDONLQJ \RX FDQ VWLOO VHQG D GRFXPHQW E\ UHTXHVWLQJ D ID[ WRQH DQG SUHVVLQJ WKH >6WDUW@ NH\ ½ 5HSODFH WKH KDQGVHW &RPPXQLFDWLQJ -RE QXPEHU )D[ 7KH PDFKLQH GLDOV WKH QXPEHU DQG FRQQHFWV ZLWK WKH UHPRWH PDFKLQH 7KH PDFKLQH VHQGV WKH ID[ DQG UHWXUQV WR WKH 5HDG\ PRGH :RUN&HQ
5HFHLYLQJ D )D[ 7KH GHIDXOW DQVZHU PRGH LV $XWR DQVZHU :KHQ WKH UHPRWH PDFKLQH FDOOV WR VHQG \RX D GRFXPHQW \RXU :RUN&HQWUH 3UR DXWRPDWLFDOO\ UHFHLYHV DQG SULQWV WKH GRFXPHQW 9DULRXV IHDWXUHV DUH DYDLODEOH IRU FXVWRPL]LQJ \RXU GRFXPHQW UHFHLYLQJ RSHUDWLRQ
)D[ 5HFHLYLQJ 0RGH 'HVFULSWLRQ 6HTXHQFH RI 2SHUDWLRQ 5HFHLYH WR 0HPRU\ 8VHU VHOHFWDEOH RSWLRQ 8VH ZKHQ WKH PDFKLQH LV RXW RI SDSHU RU D SDSHU MDP KDV RFFXUUHG DQG GXULQJ D FRS\LQJ RSHUDWLRQ :KHQ HQDEOHG WKH PDFKLQH DXWRPDWLFDOO\ UHFHLYHV GRFXPHQWV WR PHPRU\ LI WKH SULQWHU EHFRPHV XQDYDLODEOH ,I WKLV IHDWXUH LV GLVDEOHG WKH PDFKLQH GRHV QRW DQVZHU WKH SKRQH $ UHFHLYH WR PHPRU\ RSHUDWLRQ RFFXUV LI WKH SDSHU WUD\ LV HPSW\ RU WKH SDSHU LV MDPPHG 7KH PDFKLQH DXWRPDWLFDOO\ SULQWV ZKHQ WKH
5HFHLYLQJ 0RGH 'LVFDUG ([WUD 'HVFULSWLRQ 6HTXHQFH RI 2SHUDWLRQ :KHQ HQDEOHG GLVFDUGV XS WR PP LQFKHV RI WKH ORZHU SRUWLRQ RI D ORQJ GRFXPHQW :KHQ WKH 'LVFDUG ([WUD 6HWWLQJ IHDWXUH LV HQDEOHG DQ\ SRUWLRQ RI WKH GRFXPHQW XS WR PP LQFKHV WKDW LV ORQJHU WKDQ WKH UHFRUGLQJ DUHD LV GLVFDUGHG ,I WKH H[FHVV SRUWLRQ LV JUHDWHU WKDQ PP LQFKHV WKH GRFXPHQW LV SULQWHG RQ SDJHV ,Q VRPH FDVHV WKH ORZHU SDUW RI WKH GRFXPHQW GDWD PD\ EH ORVW +,17 5HIHU WR WKH VHFWLRQ ³&
)D[ 6WDQGDUG )D[ )HDWXUHV 7KH VWDQGDUG ID[ IHDWXUHV DUH VHOHFWHG E\ XVLQJ WKH .
/LJKWHQ 'DUNHQ 4XLFN 3DWKZD\ 8VH WKLV IHDWXUH WR VHOHFW WKH FRQWUDVW RI GRFXPHQW EHLQJ VFDQQHG IRU WUDQVPLVVLRQ ½ /LJKWHQ 'DUNHQ ½ $XWR ½ 0DQXDO ½ ½ /RDG RULJLQDOV ½ 6HOHFW WKH /LJKWHQ 'DUNHQ RSWLRQ UHTXLUHG IRU WKH MRE ½ (QWHU WKH ID[ QXPEHU DQG SUHVV >6WDUW@ 3UHVV WKH >/LJKWHQ 'DUNHQ@ NH\ (QWHU ID[ QXPEHU PD[ /LJKWHQ 'DUNHQ $XWR 0DQXDO /LJKWHQ 'DUNHQ 2SWLRQV $XWR 0DQXDO $OORZV DXWRPDWLF DGMXVWPHQW WR EH PDGH WR WKH VFDQQLQJ FRQWUDVW $OORZV PDQXDO DGMXVWPHQW WR EH
)D[ 2ULJLQDO 7\SH 4XLFN 3DWKZD\ 8VH WKLV IHDWXUH WR LGHQWLI\ WKH W\SH RI GRFXPHQW EHLQJ VFDQQHG IRU WUDQVPLVVLRQ ½ 2ULJLQDO 7\SH ½ 7H[W ½ 7H[W 3KRWR ½ 3KRWR ½ ½ /RDG RULJLQDOV ½ (QWHU WKH ID[ QXPEHU DQG SUHVV >6WDUW@ 3UHVV WKH >2ULJLQDO 7\SH@ NH\ XQWLO WKH VHOHFWLRQ DSSURSULDWH IRU \RXU RULJLQDOV LV LOOXPLQDWHG 2ULJLQDO 7\SH .
'LUHFW $FFHVV .H\V 7KH 'LUHFW $FFHVV .H\V DUH ORFDWHG WR WKH OHIW RI WKH &RQWURO 3DQHO RQ IOLS SDQHO 7R DFFHVV WKH IOLS SDQHOV OLIW WKH SDQHO FRYHU )OLS 3DQHO &RYHU 'LUHFW $FFHVV .H\V )OLS 3DQHO 7KH 'LUHFW $FFHVV .
)D[ $FWLYLW\ 5HSRUW 7KH $FWLYLW\ 5HSRUW FRQWDLQV WKH GHWDLOV RI VHQG DQG UHFHLYH FRPPXQLFDWLRQV DQG FDQ EH VHW WR SULQW DXWRPDWLFDOO\ HYHU\WLPH D FRPPXQLFDWLRQ WDNHV SODFH RU IROORZLQJ HYHU\ FRPPXQLFDWLRQV 7R PDQXDOO\ SULQW DQ $FWLYLW\ 5HSRUW SUHVV WKH $FWLYLW\ NH\ ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ ½ 3UHVV WKH >$FWLYLW\@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW WKH $FWLYLW\ 5HSRUW RSWLRQ UHTXLUHG WKHQ SUHVV >(QWHU@ 3ULQW QXPEHU SDJH SDJHV SDJHV
3KRQHERRN 5HSRUW ,QGLYLGXDO 3KRQHERRN UHSRUWV FDQ EH SULQWHG DOSKDEHWLFDOO\ RU E\ 6SHHG 'LDO 2QH 7RXFK RU *URXS IXQFWLRQ )D[ ,QWHUQHW )D[@ NH\ ½ 3UHVV WKH >3KRQHERRN@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW >$OO UHSRUWV@ DQG SUHVV >(QWHU@ 7KH 3KRQHERRN 5HSRUWV SULQW WKHQ WKH PD
)D[ %\ 1DPH 3KRQHERRN 5HSRUW 7KH $OSKDEHWLFDO RUGHU 3KRQHERRN 5HSRUW SULQWV D OLVW RI DOO 5HPRWH 6WDWLRQ QDPHV DVVLJQHG WR 6SHHG 'LDO QXPEHUV 2QH 7RXFK .H\V DQG *URXSV LQ DOSKDEHWLFDO RUGHU 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH %\ 1DPH 5HSRUW ,WHP 'HVFULSWLRQ 1DPH 1DPHV DVVLJQHG WR 6SHHG 'LDO QXPEHUV 2QH 7RXFK NH\V RU *URXSV /RFDWLRQ 1XPEHUV RI 6SHHG 'LDO QXPEHUV 2QH 7RXFK .
6SHHG 'LDO 3KRQHERRN 5HSRUW 7KH 6SHHG 'LDO 3KRQHERRN 5HSRUW SULQWV D OLVW RI DOO 5HPRWH 6WDWLRQ GLDOLQJ QXPEHUV DVVLJQHG WR 6SHHG 'LDO QXPEHUV 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH 6SHHG 'LDO 3KRQHERRN 5HSRUW ,WHP 'HVFULSWLRQ 6 ' QEU 6SHHG 'LDO QXPEHU 1DPH 5HPRWH ,' )D[ QXPEHU ( PDLO DGGUHVV )D[ QXPEHUV DVVLJQHG WR 6SHHG 'LDO QXPEHUV 2QH 7RXFK NH\V RU *URXSV ³◆´ LQGLFDWHV DQ DOWHUQDWH QXPEHU 68% 6(3 3:' LQGLFDWHV D W\SH RI VXE DGGUHVV ,I HQWHUHG WKH UHJLVWHUHG ( PDLO
½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ ½ 3UHVV WKH >3KRQHERRN@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW >6SHHG GLDOV@ DQG SUHVV >(QWHU@ 7KH 3KRQHERRN 5HSRUW SULQWV WKHQ WKH PDFKLQH UHWXUQV WR WKH 5HDG\ PRGH )D[ 7R SULQW WKH 6SHHG 'LDO 3KRQHERRN 5HSRUW 3KRQH ERRN UHSRUW %\ QDPH 6SHHG GLDOV *URXSV 2QH 7RXFK 3KRQHERRN 5HSRUW 7KH 2QH 7RXFK 3KRQHERRN 5HSRUW SULQWV D OLVW RI DOO 5HPRWH 6WDWLRQ GLDOLQJ QXPEHUV DVVLJQHG WR 2QH 7RXFK .
,WHP 'HVFULSWLRQ 021 /LQH PRQLWRULQJ 2Q 2II VWDWXV %ODQN LV LQGLFDWHG DV 2II VWDWXV %36 &RPPXQLFDWLRQ VSHHG OLPLW [ %ODQN LV LQGLFDWHG DV QR OLPLW 5HSRUW &RQILUPDWLRQ UHSRUW 2Q 2II VWDWXV %RWK WHOHSKRQH DQG ( PDLO 0DLO PRGH 5HVROXWLRQ DQG &RPSUHVVLRQ 6XSSRUW 6\PERO VHW RQ WKH ( PDLO DGGUHVV 5HVROXWLRQ [ [ [ [ [ &RPSUHVVLRQ 6XSSRUW 6\PERO 0+ 05 00 005 -% -%,* 7R SULQW WKH 2QH 7RXFK 3KRQHERRN 5HSRUW ½ 3UHVV WKH >)D[ ,QWHUQHW )D
)D[ *URXS 3KRQHERRN 5HSRUW 7KH *URXS 3KRQHERRN 5HSRUW SULQWV D OLVW RI DOO 2QH 7RXFK NH\V RU 6SHHG 'LDO QXPEHUV UHJLVWHUHG DV *URXS QXPEHUV 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH *URXS 3KRQHERRN 5HSRUW ,WHP 'HVFULSWLRQ *URXS QXPEHU *URXS QXPEHU 1DPH *URXS QDPH 2QH 7RXFK 6SHHG 'LDO 1XPEHU 2QH 7RXFK RU 6SHHG 'LDO QXPEHUV DVVLJQHG WR WKH JURXS 27 2QH 7RXFK .
&RQILUPDWLRQ 5HSRUW $ &RQILUPDWLRQ 5HSRUW FDQ EH VHW XS WR EH SULQWHG DXWRPDWLFDOO\ IROORZLQJ HDFK WUDQVPLVVLRQ RU RQO\ ZKHQ DQ HUURU RFFXUV 7R UHTXHVW D FRQILUPDWLRQ UHSRUW IRU DQ LQGLYLGXDO MRE XVH WKH &RQILUP GLUHFW DFFHVV NH\ ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 3UHVV WKH >&RQILUP@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW WKH &RQILUPDWLRQ 5HSRUW RSWLRQ UHTXLUHG WKHQ SUHVV >(QWHU@ ½ 8VLQJ RQH RI WKH GLDOL
)D[ 7RQH 'LDO :LWK WKLV RSWLRQ \RX FDQ WHPSRUDULO\ VZLWFK IURP SXOVH WR WRQH GLDO '70) 7KH 7RQH 'LDO GLUHFW DFFHVV NH\ FDQ EH SUHVVHG DW WKH DSSURSULDWH SRLQW ZKHQ \RX DUH HQWHULQJ WKH UHPRWH ID[ QXPEHU ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 8VLQJ WKH 1XPHULF .
&KDUJH &RGH 7KH &KDUJH &RGH IXQFWLRQ NH\ LV XVHG WR HQWHU D FKDUJH FRGH LQ D ID[ QXPEHU &KDUJH FRGHV FDQ EH HQWHUHG PDQXDOO\ GXULQJ .
)D[ &KDLQ 'LDO &KDLQ 'LDOLQJ DOORZV \RX WR GLDO QXPEHUV WKDW PD\ UHTXLUH EXLOGLQJ IURP 2QH 7RXFK NH\V 6SHHG 'LDO QXPEHUV DQG .H\SDG GLDOLQJ )RU H[DPSOH LI \RX VHQG ID[HV WR WKH VDPH FRPSDQ\ EXW ORWV RI GLIIHUHQW GHSDUWPHQWV \RX FDQ VWRUH WKH FRPSDQ\ QXPEHU LQ RQH 6SHHG 'LDO QXPEHU DQG WKH LQGLYLGXDO GHSDUWPHQW H[WHQVLRQV LQ RWKHU ORFDWLRQV
½ &RQWLQXH WR HQWHU QXPEHUV XQWLO DOO WKH QXPEHUV KDYH EHHQ HQWHUHG 127( 3UHVV WKH >5HGLDO 3DXVH@ NH\ WR HQWHU D SDXVH EHWZHHQ QXPEHUV ½ &KDLQ GLDO (QWHU ID[ QXPEHU RU SUHVV 3KRQHERRN RU 2QH WRXFK NH\ :KHQ DOO QXPEHUV KDYH EHHQ HQWHUHG SUHVV >6WDUW@ 7KH PDFKLQH GLDOV WKH QXPEHU FRQILUPV WKH FRQQHFWLRQ DQG VHQGV WKH GRFXPHQW 127( 7KH PD[LPXP QXPEHU RI GLJLWV LQ D &KDLQ 'LDO LV LQFOXGLQJ SDXVHV :RUN&HQWUH 3UR 8VHU *XLGH
)D[ 'HOD\ 6HQG 7UDQVPLWWLQJ D GRFXPHQW DW D SURJUDPPHG WLPH LV NQRZQ DV D 'HOD\ 6HQG )D[ ,QWHUQHW )D[@ NH\ ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 3UHVV WKH >'HOD\ 6HQG@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 8VH WKH 1XPHULF .
'HOD\ 6HQG 2SWLRQV 7LPH 8VH WKH ++ RSWLRQ WR HQWHU WKH KRXU DQG WKH 00 RSWLRQ WR HQWHU PLQXWH \RX ZDQW WKH MRE WR FRPPHQFH 8VH WKH '' RSWLRQ WR HQWHU WKH GD\ RI WKH FXUUHQW PRQWK \RX ZDQW WKH MRE WR EH VHQW :RUN&HQWUH 3UR 8VHU *XLGH
)D[ 0DQXDO *URXS 7KH PDFKLQH FDQ VHQG D GRFXPHQW WR PXOWLSOH ID[ QXPEHUV WKDW \RX GLDO PDQXDOO\
½ 7R HQWHU WKH QH[W QXPEHU VHOHFW >1H[W GHVWLQDWLRQ@ DQG SUHVV >(QWHU@ ½ &RQWLQXH WR HQWHU QXPEHUV XQWLO DOO WKH GHVWLQDWLRQV KDYH EHHQ HQWHUHG ½ 7R UHYLHZ D OLVW RI WKH QXPEHUV HQWHUHG VHOHFW >5HYLHZ OLVW@ DQG SUHVV >(QWHU@ $ OLVW RI WKH QXPEHUV HQWHUHG GLVSOD\V ½ ,I D WHOHSKRQH QXPEHU UHTXLUHV FRUUHFWLQJ VHOHFW WKH GHVWLQDWLRQ LQ WKH OLVW XVLQJ WKH VFUROO NH\V DQG VHOHFW >0RGLI\@ ½ 8VLQJ WKH VFUROO NH\V SRVLWLRQ WKH FXUVRU RYHU WKH ILUVW GLJLW DQG W\SH LQ WKH FRUUHFW WHOHSKRQ
7R GHOHWH D GHVWLQDWLRQ IURP WKH OLVW VHOHFW WKH GHVWLQDWLRQ XVLQJ WKH VFUROO NH\V DQG VHOHFW >'HOHWH@ 7KH HQWU\ LV GHOHWHG ½ 3UHVV >([LW@ WR UHWXUQ WR WKH SUHYLRXV VFUHHQ ½ :KHQ \RX KDYH HQWHUHG DOO WKH QXPEHUV VHOHFW >'RQH@ DQG SUHVV >6WDUW@ 7KH PDFKLQH GLDOV HDFK QXPEHU LQ WKH JURXS DQG VHQGV WKH GRFXPHQW :RUN&HQWUH 3UR 8VHU *XLGH )D[ ½ ;HUR[ 'HOHWH 0DQXDO JURXS 1H[W GHVWLQDWLRQ 5HYLHZ OLVW 'RQH 3 4 0RGLI\
'LUHFW 6HQG :KHQ IUHH PHPRU\ EHFRPHV GXH WR PDQ\ MRE UHVHUYDWLRQV D 'LUHFW 6HQG WUDQVPLVVLRQ FDQ EH SHUIRUPHG PDQXDOO\ HYHQ ZKHQ WKH GHIDXOW WUDQVPLVVLRQ PRGH LV VHW WR ³0HPRU\ 6HQG´ ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 3UHVV WKH >'LUHFW 6HQG@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW WKH UHTXLUHG 'LUHFW 6HQG RSWLRQ WKHQ SUHVV >(QWHU@ ½ 'LUHFW VHQG
)D[ 3ULRULW\ 8VH WKLV SURFHGXUH WR VHQG D GRFXPHQW LPPHGLDWHO\ HYHQ ZKHQ RWKHU MREV DUH UHVHUYHG LQ PHPRU\ 127( 2QO\ RQH WUDQVPLVVLRQ FDQ EH 3ULRULW\ 5HVHUYHG ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 3UHVV WKH >3ULRULW\@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 8VLQJ RQH RI WKH GLDOLQJ PHWKRGV HQWHU WKH ID[ QXPEHU DQG SUHVV >6WDUW@ LI UHTXLUHG 7KH GRFXPHQW LV WUDQVPLWWHG LPPHGLDWHO\ RU LPPHGLDWHO\ IROORZLQJ WKH RSHUDW
5HVHQG :KHQ WKH 5HVHQG 6WRUHG )D[ IHDWXUH LV HQDEOHG DQ\ GRFXPHQW WKDW H[FHHGV WKH QXPEHU RI DOORZHG UHGLDOV LV QRW FOHDUHG EXW VDYHG LQ PHPRU\ IRU D VSHFLILHG OHQJWK RI WLPH 8VH WKLV SURFHGXUH WR UHVHQG D ID[ WKDW LV VWRUHG IRU UHVHQGLQJ ,I WKH ID[ QXPEHU \RX GLDOHG ZDV QRW FRUUHFW \RX FDQ FKDQJH WKH QXPEHU EHIRUH UHVHQGLQJ WKH GRFXPHQW (DFK WLPH WKLV SURFHGXUH LV SHUIRUPHG WKH QXPEHU RI UHGLDOV FRXQWHU LV UHVHW ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ ½ 3UHVV WKH >5HVHQG@ GLUHFW DFFHVV NH\ R
)D[ 0DLOER[ 7KH 0DLOER[ IXQFWLRQ NH\ SURYLGHV PDLOER[ FRPPXQLFDWLRQV ZLWK DQ\ FRPSDWLEOH UHPRWH PDFKLQH XVLQJ ,78 7 VWDQGDUGV ,78 7 LV DQ LQWHUQDWLRQDO ID[ LQGXVWU\ VWDQGDUGV RUJDQL]DWLRQ 8VLQJ WKH 0DLOER[ ,78 7 IXQFWLRQ UHTXLUHV WKDW WKH PDLOER[ QXPEHUV EH VHWXS RQ WKH PDLOER[ VWDWLRQ EHIRUH D GRFXPHQW FDQ EH VWRUHG DW WKDW VWDWLRQ 7KH ,78 7 PDLOER[ QXPEHUV DOORZ D UHPRWH PDFKLQH WR FRPPXQLFDWH ZLWK \RXU :RUN&HQWUH 3UR \RX PXVW SURYLGH \RXU VXEDGGUHVV PDLOER[ QXPEHU DQG SDVVZRUG LI UHTXL
&UHDWLQJ D /RFDO 0DLOER[ 2QFH \RX SUHVHW WKH ,78 7 PDLOER[ QXPEHUV RQ \RXU RZQ PDFKLQH \RX FDQ VWRUH GRFXPHQWV LQ WKHP IRU RWKHUV WR UHWULHYH 7KH QXPEHU RI XVHUV WKDW FDQ DFFHVV \RXU GRFXPHQWV DQG WKH UHTXLUHG VHFXULW\ LV GHSHQGHQW RQ WKH W\SH RI ER[ \RX VWRUH WKH GRFXPHQW LQ DQG WKH VHFXULW\ VHWXS IRU WKDW ER[ %HIRUH GRFXPHQWV FDQ EH VWRUHG WKH PDLOER[ QXPEHU PXVW EH VHWXS LQ \RXU PDLOER[ VWDWLRQ ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ ½ 3UHVV WKH >0DLOER[@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO
)D[ ½ 6HOHFW WKH W\SH RI 0DLOER[ \RX ZDQW WR FUHDWH 7R FUHDWH D &RQILGHQWLDO 0DLOER[ VHOHFW >&RQILGHQWLDO@ 7R FUHDWH D %XOOHWLQ %RDUG 0DLOER[ VHOHFW >%XOOHWLQ %RDUG@ ½ 0DLOER[ VHWXS &RQILGHQWLDO %XOOHWLQ ERDUG 5HOD\ 3UHVV >(QWHU@ 127( )RU LQVWUXFWLRQV RQ VHWWLQJ XS D PDLOER[ IRU ,78 7 UHOD\ WUDQVPLVVLRQV UHIHU WR WKH VHFWLRQ ³,78 7 5HOD\ &RPPXQLFDWLRQV´ RQ SDJH ½ 8VLQJ WKH 1XPHULF .
'HOHWLQJ D /RFDO 0DLOER[ ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ ½ 3UHVV WKH >0DLOER[@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW >0DLOER[ VHWXS@ DQG SUHVV >(QWHU@ ½ ½ ½ 6HOHFW >0DLOER[ GHOHWH@ DQG SUHVV >(QWHU@ 8VLQJ WKH 1XPHULF .
)D[ 7KH PDLOER[ LV GHOHWHG DQG WKH PDLOER[ VHWXS VFUHHQ UHGLVSOD\V 'HOHWH PDLOER[ QXPEHU 0DLOER[ GHOHWHG 6WRULQJ D 'RFXPHQW LQ D /RFDO 0DLOER[ ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ ½ 3UHVV WKH >0DLOER[@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW WKH W\SH RI PDLOER[ LQ ZKLFK WR VWRUH WKH GRFXPHQW 7R VWRUH LQ D &RQILGHQWLDO PDLOER[ VHOHFW >&RQILGHQWLDO@ 7R VWRUH LQ D %XOOHWLQ %RDUG PDLOER[ VHOHFW >%XOOHWLQ ERDUG@
½ ½ ½ 7R VWRUH WKH GRFXPHQW VHOHFW >6WRUH WR PDLOER[@ 8VLQJ WKH 1XPHULF .
)D[ ,QWHUQHW )D[@ NH\ ½ 3UHVV WKH >0DLOER[@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW WKH W\SH RI PDLOER[ \RX ZDQW WR SULQW WKH GRFXPHQW IURP 6HOHFW >&RQILGHQWLDO@ WR DFFHVV D FRQILGHQWLDO PDLOER[ 0DLOER[ &RQILGHQWLDO %XOOHWLQ ERDUG 5HOD\ 6HOHFW >%XOOHWLQ ERDUG@ WR DFFHVV D EX
½ ½ 8VLQJ WKH 1XPHULF .
6HOHFW WKH W\SH RI PDLOER[ \RX ZDQW WR GHOHWH IURP 6HOHFW >&RQILGHQWLDO@ WR GHOHWH D GRFXPHQW IURP D FRQILGHQWLDO PDLOER[ 6HOHFW >%XOOHWLQ ERDUG@ WR GHOHWH D GRFXPHQW IURP D EXOOHWLQ ERDUG PDLOER[ ½ 3UHVV >(QWHU@ ½ 7R GHOHWH D GRFXPHQW IURP D PDLOER[ VHOHFW >'HOHWH FRQWHQWV@ ½ ½ )D[ ½ 8VLQJ WKH 1XPHULF .
6HQGLQJ WR D 5HPRWH 0DLOER[ 7KH 6HQG WR 0DLOER[ IHDWXUH DOORZV \RX WR VHQG D GRFXPHQW WR DQ ,78 7 0DLOER[ RQ D UHPRWH PDFKLQH )D[ ,QWHUQHW )D[@ NH\ ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJ
½ )D[ ½ 7R VHQG WKH GRFXPHQW WR D UHPRWH PDLOER[ VHOHFW >6HQG WR PDLOER[@ 8VLQJ WKH 1XPHULF .
3ROOLQJ D 5HPRWH 0DLOER[ 7R UHWULHYH GRFXPHQWV VWRUHG LQ DQ ,78 7 PDLOER[ RI D UHPRWH PDFKLQH \RX QHHG WR NQRZ WKH W\SH RI ER[ WKH GRFXPHQW LV VWRUHG LQ DQG WKH PDLOER[ QXPEHU DQG LI UHTXLUHG WKH PDLOER[ SDVVZRUG 127( :KHQ SROOLQJ D UHPRWH &RQILGHQWLDO PDLOER[ REWDLQ WKH ,78 7 PDLOER[ QXPEHU DQG SDVVZRUG IURP WKH UHPRWH XVHU ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ ½ 3UHVV WKH >0DLOER[@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW WKH W\SH RI PDLOER[ \RX ZDQW WR 3ROO 7R SROO D &RQILGHQWLDO
½ ½ )D[ ½ 8VLQJ WKH 1XPHULF .
&RYHU 6KHHW 7KH &RYHU 6KHHW IHDWXUH DWWDFKHV D FRYHU VKHHW WR WKH WRS RI D GRFXPHQW EHLQJ WUDQVPLWWHG 7KH FRYHU VKHHW FDQ LQFOXGH D XQLTXH LPDJH VXFK DV \RXU FRPSDQ\ ORJR DV ZHOO DV \RXU VWDWLRQ ,' WKH UHFHLYLQJ VWDWLRQ¶V ,' DQG WKH SDJH FRXQW 8VLQJ WKH &RYHU 6KHHW IHDWXUH UHSODFHV WKH URXWLQH RI PDQXDOO\ VHQGLQJ D FRYHU VKHHW HDFK WLPH \RX VHQG D GRFXPHQW 127( 7R XVH WKH FRYHU VKHHW RSWLRQ WKH FRYHU VKHHW IHDWXUH PXVW ILUVW EH HQDEOHG DQG WKH FRYHU VKHHW FUHDWHG XVLQJ WKH GHIDXOW VHWWLQJV 5
)D[ &RYHU 6KHHW 2SWLRQV 6HQG 8VH WKLV RSWLRQ WR DWWDFK D FRYHU VKHHW ZKHQ VHQGLQJ WKH GRFXPHQWV (QWHU WKH ID[ UHFLSLHQWV GHWDLOV LI UHTXLUHG 3ULQW 8VH WKLV RSWLRQ WR SULQW D FRYHU VKHHW 0HQX 0DS 7KH 0HQX 0DS LV D OLVW RI DOO PDFKLQH IHDWXUHV DQG VHWWLQJV LQ D UHSRUW IRUPDW ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ ½ 3UHVV WKH >0HQX 0DS@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO 7KH 0HQX 0DS SULQWV WKHQ WKH PDFKLQH UHWXUQV WR WKH 5HDG\ PRGH (QWHU ID[ QXPEHU PD[ 3ULQWLQJ 5HVROXWLRQ 6WDQGDU
$GGHG )HDWXUHV 4XLFN 3DWKZD\ $GGHG )HDWXUHV FRQWDLQV IHDWXUHV DSSURSULDWH IRU \RXU PRUH DGYDQFHG ID[ MREV ½ 6HOHFW >$GGHG )HDWXUHV@ ½ 6HOHFW WKH IHDWXUH UHTXLUHG 8VH WKH LQVWUXFWLRQV EHORZ WR DFFHVV DQG SURJUDP WKH $GGHG )HDWXUHV DQG SUHVV >(QWHU@ ½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ ½ 7R YLHZ WKH )D[ $GGHG )HDWXUHV PHQX VHOHFW >)D[ ,QWHUQHW )D[@ DQG SUHVV WKH VFUROO NH\ 7KH $GGHG )HDWXUHV PHQX GLVSOD\V HDFK IHDWXUH DQG LWV FXUUHQW VHWWLQJ 127( :KHQ FHUWDLQ IHDWXUHV DUH
)D[ 6HQG 2SWLRQV 7KHUH DUH ILYH VHQG RSWLRQV DYDLODEOH 6HFXUH 6HQG (UURU FRUUHFW (&0 6XEDGGUHVV 6HQG DIWHU VFDQ /RQJ RULJLQDO 6HFXUH 6HQG 7KH 6HFXUH 6HQG IHDWXUH SUHYHQWV \RXU PDFKLQH IURP VHQGLQJ WR DQ LQFRUUHFWO\ GLDOHG QXPEHU :LWK WKLV IXQFWLRQ HQDEOHG WKH GLDOHG QXPEHU LV FRPSDUHG WR WKH UHPRWH PDFKLQH¶V ,' WHOHSKRQH QXPEHU 7KH WUDQVPLVVLRQ LV SRVVLEOH RQO\ ZKHQ WKH QXPEHUV PDWFK 127( 7KLV IHDWXUH LV XVHG IRU RQH RSHUDWLRQ 7R VHW WKH VHFXUH VHQG IHDWXUH RQ DOO IXWXUH WU
½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ 6HFXUH VHQG 2II 2Q 6HFXUH 6HQG 2SWLRQV 2II 7KH IHDWXUH LV XQDYDLODEOH 2Q 8VH WKLV RSWLRQ WR HQDEOH WKH 6HFXUH 6HQG (UURU &RUUHFW (&0 7KLV IHDWXUH DOORZV \RX WR HQDEOH RU GLVDEOH WKH (&0 PRGH IRU D VLQJOH WUDQVPLVVLRQ UHJDUGOHVV RI WKH (UURU &RUUHFW 0RGH GHIDXOW VHWWLQJ 2QFH WKDW WUDQVPLVVLRQ LV FRPSOHWH WKH GHIDXOW VWDWXV LV UHJDLQHG ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 8VH WKH VFUROO NH\
)D[ ½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ (UURU FRUUHFW (&0 2II 2Q (UURU &RUUHFW (&0 2SWLRQV :RUN&HQWUH 3UR 8VHU *XLGH 2II 8VH WKLV RSWLRQ WR VZLWFK RII (UURU &RUUHFW 0RGH 2Q 8VH WKLV RSWLRQ WR VHQG WKH GRFXPHQW XVLQJ (UURU &RUUHFW 0RGH
6XEDGGUHVV 7KH 6XEDGGUHVV IHDWXUH LV XVHG WR VHQG D GRFXPHQW WR D FRPSDWLEOH UHPRWH ID[ PDFKLQH DQG UHTXHVW WKDW PDFKLQH WR IRUZDUG WKH GRFXPHQW WR WKH ILQDO GHVWLQDWLRQ VSHFLILHG LQ WKH VXEDGGUHVV QRUPDOO\ RQ D /RFDO $UHD 1HWZRUN /$1 ,W LV DQ DOWHUQDWH PHWKRG WR XVLQJ UHPRWH PDLOER[HV LI \RX GR QRW NQRZ ZKHWKHU WKHUH LV D FRQILGHQWLDO RU EXOOHWLQ ERDUG PDLOER[ RQ D UHPRWH :RUN&HQWUH 3UR PDFKLQH ,W FDQ DOVR EH XVHG WR SROO D GRFXPHQW VWRUHG LQ D UHPRWH VXEDGGUHVV 7KLV IHDWXUH XVHV WKH ,78 7
+,17 5HIHU WR &KDSWHU 3KRQHERRN IRU LQIRUPDWLRQ RQ VWRULQJ VXEDGGUHVVHV ZLWK 6SHHG 'LDO QXPEHUV DQG 2QH 7RXFK NH\V ,I \RX VWRUH WKH VXEDGGUHVV LQ WKH 6SHHG 'LDO RU 2QH 7RXFK VHWXS ZKHQ GLDOLQJ XVLQJ WKLV SURFHGXUH WKH VXEDGGUHVV VWRUHG ZLOO EH XVHG 7UDQVPLWWLQJ D 'RFXPHQW WR DQ ,78 7 6XEDGGUHVV 8VH WKH IROORZLQJ SURFHGXUH WR WUDQVPLW D GRFXPHQW WR D VXEDGGUHVV ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½
½ ½ ½ ½ 8VH WKH 1XPHULF .
8VLQJ RQH RI WKH GLDOLQJ PHWKRGV HQWHU WKH UHPRWH SKRQH WHOHSKRQH QXPEHU DQG SUHVV >(QWHU@ DQG >6WDUW@ LI QHFHVVDU\ )D[ ½ (QWHU ID[ QXPEHU PD[ $SU DP 0 5HVROXWLRQ 6WDQGDUG / ' $XWR $GGHG )HDWXUHV 7KH GRFXPHQW LV VHQW WR WKH UHPRWH ID[ PDFKLQH DQG IRUZDUGHG WR WKH VSHFLILHG VXEDGGUHVV 127( 7R WUDQVPLW WR D :RUN&HQWUH 3UR ,78 7 %XOOHWLQ %RDUG 0DLOER[ WKH UHPRWH DQG ORFDO PDFKLQHV PXVW KDYH WKH VDPH SDVVZRUGV 127( 7KH VXE DGGUHVV HQWHUHG LQ WKLV SURFH
½ ½ ½ ½ ½ 6HOHFW >6HOHFWLYH SROOLQJ 6(3 @ DQG SUHVV >(QWHU@ 8VH WKH 1XPHULF .
8VLQJ RQH RI WKH GLDOLQJ PHWKRGV HQWHU WKH UHPRWH SKRQH WHOHSKRQH QXPEHU DQG SUHVV >(QWHU@ DQG >6WDUW@ LI QHFHVVDU\ )D[ ½ (QWHU ID[ QXPEHU PD[ $SU DP 0 5HVROXWLRQ 6WDQGDUG / ' $XWR $GGHG )HDWXUHV 7KH UHPRWH PDFKLQH ZLOO EH SROOHG DQG WKH GRFXPHQW UHWULHYHG 127( 7KH VXE DGGUHVV HQWHUHG LQ WKLV SURFHGXUH RYHUULGHV D VXEDGGUHVV SURJUDPPHG LQ D 6SHHG 'LDO QXPEHU RU 2QH 7RXFK NH\ 6HQG $IWHU 6FDQ 2QFH WKH 6HQG $IWHU 6FDQ 0RGH 'HIDXOW 6HWWLQJ LV VHW WR ³2))´
½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ 6HQG DIWHU VFDQ 2II 2Q 6HQG $IWHU 6FDQ 2SWLRQV 2II 7KH IHDWXUH LV XQDYDLODEOH 2Q 8VH WKLV RSWLRQ WR HQDEOH WKH 6HQG $IWHU 6FDQ IHDWXUH 6HOHFW WKH UHTXLUHG 0HPRU\ )XOO RSWLRQ 'HOHWH 6FDQ SDJHV VHOHFW WR GHOHWH WKH VFDQQHG SDJHV LI WKH PHPRU\ EHFRPHV IXOO 6HQG 6FDQ SDJHV VHOHFW WR VHQG WKH VFDQQHG SDJHV LI WKH PHPRU\ EHFRPHV IXOO :RUN&HQWUH 3UR 8VHU *XLGH
)D[ /RQJ 2ULJLQDO :KHQ WKLV IXQFWLRQ LV WXUQHG RQ D ORQJ RULJLQDO KDYLQJ D OHQJWK RI XS WR PHWUH LQFKHV FDQ EH WUDQVPLWWHG ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >6HQG RSWLRQV@ DQG SUHVV >(QWHU@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >/RQJ RULJLQDO@ DQG SUHVV >(QWHU@ ½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ :RUN&HQWUH 3UR 8VHU *XLGH 6HQG RSWLRQV
/RQJ 2ULJLQDO 2SWLRQV 2II 7KH IHDWXUH LV XQDYDLODEOH 2Q 8VH WKLV RSWLRQ WR HQDEOH D ORQJ RULJLQDO WR EH WUDQVPLWWHG 127( 7KH WUDQVPLVVLRQ RI D ORQJ RULJLQDO LV PDGH RQO\ XS WR WKH OHQJWK RI FP LQFKHV XQGHU WKH IROORZLQJ FRQGLWLRQV 7KLV IXQFWLRQ LV WXUQHG RQ DQG WKH GLUHFW WUDQVPLVVLRQ RI WKH ORQJ RULJLQDO KDYLQJ WKH $ [ LQFK ZLGWK LV DWWHPSWHG WR WKH UHFHLYLQJ IDFVLPLOH PDFKLQH WKDW LV FDSDEOH RI UHFHLYLQJ GRFXPHQWV ZLWK WKH $ [ LQFK ZLGWK :KHQ WKH WUDQVPLVVLRQ R
)D[ /LVWHQ WR 'LDO 7RQH (QDEOH WKLV IHDWXUH WR OLVWHQ WR WKH ID[ WRQH GXULQJ WKH VHQG DQG SROOLQJ RSHUDWLRQV IRU DQ LQGLYLGXDO MRE +,17 7R HQDEOH WKLV IHDWXUH IRU DOO VHQG UHFHLYH DQG SROOLQJ RSHUDWLRQV UHIHU WR &KDSWHU 0DFKLQH 6HWXSV 'HIDXOWV ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >/LVWHQ WR GLDO WRQH@ DQG SUHVV >(QWHU@ ½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >
1XPEHU RI 3DJHV 7KLV IHDWXUH DOORZV \RX WR VHW WKH WRWDO QXPEHU RI SDJHV LQ D 'LUHFW 6HQG MRE IRU WKH FXUUHQW MRE
)D[ 6HFXUH 5HFHLYH 0DQXDO 7KH 6HFXUH 5HFHLYH IHDWXUH DOORZV \RX WR VHW VSHFLILHG WLPHV ZKHQ GRFXPHQWV FDQ EH UHFHLYHG WR PHPRU\ 7KLV IHDWXUH LV XVHIXO ZKHQ SULYDWH GRFXPHQWV DUH H[SHFWHG $OO GRFXPHQWV DUH UHFHLYHG WR PHPRU\ GXULQJ WKH VSHFLILHG WLPH WKH XVHU FDQ WKHQ SULQW WKH UHFHLYHG GRFXPHQWV E\ HQWHULQJ WKH GLJLW 6HFXULW\ &RGH 2QFH WKH 6HFXUH 5HFHLYH PRGH LV HQDEOHG \RX FDQ HQIRUFH WKH 6HFXUH 5HFHLYH PRGH DW DQ\ WLPH HYHQ RXWVLGH RI WKH WLPH SHULRG VSHFLILHG LQ WKH GHIDXOW VHWWLQJ +,17
3ULQW 5HSRUW 8VH WKLV RSWLRQ WR SULQW D UHSRUW OLVWLQJ DOO WKH SHQGLQJ MREV RU WR SULQW D PDLOER[ UHSRUW ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >3ULQW UHSRUW@ DQG SUHVV >(QWHU@ ½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ 6HQG RSWLRQV /LVWHQ WR GLDO WRQH 1XPEHU RI SDJHV 6HFXUH UHFHLYH 3ULQW UHSRUW 3ROOLQJ 0HQX PDS 3ULQW UHSRUW 3HQGLQJ MREV 0DLOER[ 3ULQW 5HSRUW 2SWLRQV 3HQGLQJ MREV 0DLOER[ 8VH WKLV RSWLRQ WR SUL
)D[ 3ROOLQJ 7KH 3ROOLQJ IXQFWLRQ DOORZV \RX WR SROO D UHPRWH PDFKLQH 3ROO VHW XS D GRFXPHQW WR EH SROOHG E\ D UHPRWH PDFKLQH 6FDQ WR EH SROOHG SROO PXOWLSOH UHPRWH PDFKLQHV GXULQJ WKH VDPH RSHUDWLRQ *URXS SROO VHQG D GRFXPHQW WR D UHPRWH PDFKLQH DQG WKHQ UHWULHYH D GRFXPHQW IURP WKH PDFKLQH 6HQG WKHQ SROO DQG SROO UHPRWH PDFKLQHV DW UHJXODU LQWHUYDOV &RQWLQXRXV SROO 7KH 3ROOLQJ IHDWXUH DOORZV \RX WR UHWULHYH D GRFXPHQW IURP D UHPRWH PDFKLQH ZKHQ \RX FDOO WKDW PDFKLQH
½ ½ ,I D VHFXULW\ FRGH LV UHTXLUHG VHOHFW >(QWHU@ (QWHU WKH VHFXULW\ FRGH REWDLQHG IURP WKH UHPRWH RSHUDWRU DQG SUHVV >(QWHU@ ½ ,I QR VHFXULW\ FRGH LV UHTXLUHG SUHVV >1R@ DQG SUHVV >(QWHU@ ½ 8VLQJ RQH RI WKH GLDOLQJ PHWKRGV HQWHU WKH ID[ QXPEHU RI WKH UHPRWH PDFKLQH DQG SUHVV >(QWHU@ DQG >6WDUW@ LI QHFHVVDU\ 3ROO $GG VHFXULW\ FRGH"
½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >3ROOLQJ@ DQG SUHVV >(QWHU@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >3ROO@ DQG SUHVV >(QWHU@ ½ ½ ½ ,I D VHFXULW\ FRGH LV UHTXLUHG VHOHFW >(QWHU@ (QWHU WKH VHFXULW\ FRGH REWDLQHG IURP WKH UHPRWH RSHUDWRU DQG SUHVV >(QWHU@ )D[ 6HQG RSWLRQV /LVWHQ WR GLDO WRQH 1XPEHU RI SDJHV 6HFXUH UHFHLYH 3ULQW UHSRUW 3ROOLQJ 0HQX PDS 3ROOLQJ 3ROO 6FDQ WR EH SROOHG 6HQG WKHQ
½ ½ ,I WKH *URXS QXPEHUV WR EH SROOHG KDYH EHHQ SURJUDPPHG DV D *URXS LQ WKH SKRQHERRN SUHVV 3KRQHERRN VHOHFW >*URXS@ DQG HQWHU WKH JURXS QXPEHU 3ROO (QWHU ID[ QXPEHU RU SUHVV 3KRQHERRN RU 2QH WRXFK NH\ ,I WKH *URXS KDV QRW EHHQ SUH SURJUDPPHG SUHVV WKH >0DQXDO *URXS@ GLUHFW DFFHVV NH\ 'LUHFW $FFHVV .
½ ½ )D[ ½ 7R HQWHU WKH QH[W QXPEHU VHOHFW >1H[W GHVWLQDWLRQ@ DQG SUHVV >(QWHU@ &RQWLQXH WR HQWHU QXPEHUV XQWLO DOO WKH *URXS 3ROO GHVWLQDWLRQV KDYH EHHQ HQWHUHG 6HOHFW >'RQH@ DQG SUHVV >6WDUW@ 7KH PDFKLQH GLDOV HDFK GHVWLQDWLRQ LQ WXUQ WR UHWULHYH WKH GRFXPHQWV ZDLWLQJ WR EH SROOHG :RUN&HQWUH 3UR 8VHU *XLGH 0DQXDO *URXS 0DQXDO JURXS 1H[W GHVWLQDWLRQ 5HYLHZ OLVW 'RQH 1H[W GHVWLQDWLRQ 5HYLHZ OLVW 'RQH
6FDQ WR EH 3ROOHG 7KLV IHDWXUH VWRUHV GRFXPHQWV LQ SROOLQJ ER[HV RQ \RXU PDFKLQH WR EH UHWULHYHG E\ RWKHUV 7KH IROORZLQJ W\SHV RI 3ROOLQJ ER[HV DUH DYDLODEOH 3ROO RQFH %R[ 'RFXPHQWV VWRUHG LQ D SROO RQFH ER[ DUH FOHDUHG ZKHQ WKH\ DUH SROOHG :KHQ VWRULQJ D GRFXPHQW WR EH SROOHG \RX FDQ GHVLJQDWH WKH IROORZLQJ VHFXULW\ RSWLRQV WR EH UHTXLUHG E\ WKH SROOLQJ PDFKLQH ZKHQ UHWULHYLQJ \RXU GRFXPHQWV $ GLJLW VHFXULW\ FRGH WR 7KH UHPRWH PDFKLQH ID[ QXPEHU %RWK WKH UHPRWH PDFKLQH I
7KLV IHDWXUH VWRUHV D GRFXPHQW LQ D 3ROO RQFH ER[ RU D 0XOWL SROO ER[ DQG SUHSDUHV \RXU PDFKLQH WR EH SROOHG E\ D UHPRWH PDFKLQH ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >3ROOLQJ@ DQG SUHVV >(QWHU@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >6FDQ WR EH SROOHG@ DQG SUHVV >(QWHU@ ½ 6HOHFW ZKLFK W\SH RI ER[ LV UHTXLUHG DQG SUHVV >(QWHU@ :RUN&HQWUH 3UR 8VHU *XLGH 6HQG RSWLR
½ ,I >3ROO RQFH ER[@ LV VHOHFWHG VHOHFW WKH VHFXULW\ RSWLRQ UHTXLUHG ½ 7R VHOHFW QR VHFXULW\ SUHVV >'RQH@ ½ 7R HQWHU D VHFXULW\ FRGH SUHVV >6HFXULW\@ DQG SUHVV >(QWHU@ ½ (QWHU D GLJLW VHFXULW\ FRGH XVLQJ WKH QXPHULF NH\SDG DQG SUHVV >(QWHU@ 3ROO RQFH ER[ 'RQH 6HFXULW\ RII 6HFXUH ID[ QXPEHU RII 3ROO RQFH ER[ 6HFXULW\ FRGH +,17 7KH UHPRWH XVHU ZLOO UHTXLUHG WKH VHFXULW\ FRGH WR SROO \RXU PDFKLQH 127( ,I 0XOWL SROO ER[ LV VHOHFWHG QR VHFXULW\ LV UHTXLUHG ½ ½
)D[ ½ 6HOHFW >'RQH@ DQG SUHVV >(QWHU@ ½ 6HOHFW >6WDUW@ WR VFDQ WKH GRFXPHQW WR EH SROOHG 7KH GRFXPHQW LV VFDQQHG LQWR PHPRU\ DQG LV ZDLWLQJ WR EH SROOHG 3ROO RQFH ER[ 'RQH 6HFXULW\ RII 6HFXUH ID[ QXPEHU RII 127( ,I D GRFXPHQW LV DOUHDG\ UHVHUYHG LQ D 3ROO RQFH ER[ DQG \RX VHOHFW WKH VDPH VHFXULW\ IHDWXUHV DQG QXPEHUV RU LI D GRFXPHQW LV DOUHDG\ UHVHUYHG LQ D 0XOWL SROO ER[ \RX DUH SURPSWHG WR GHOHWH LW UHWDLQ LW RU DGG WKH QHZ GRFXPHQW WR LW 7R 5HSODFH RU $GG D 6WRUHG 'RFX
½ ,I >3ROO RQFH ER[@ LV VHOHFWHG HQWHU WKH VDPH VHFXULW\ GHWDLOV XVHG SUHYLRXVO\ ½ I >0XOWL SROO ER[@ LV VHOHFWHG QR VHFXULW\ LV UHTXLUHG ½ 3UHVV >(QWHU@ 3ROO RQFH ER[ 'RQH 6HFXULW\ RII 6HFXUH ID[ QXPEHU RII ½ 6HOHFW WKH FKDQJH RSWLRQ UHTXLUHG 3ROO RQFH ER[ 7R GHOHWH DQG UHSODFH WKH VWRUHG GRFXPHQW VHOHFW >'HOHWH@ DQG SUHVV >(QWHU@ 7KH GRFXPHQW LV VFDQQHG 'HOHWH $GG 5HWDLQ 7R DGG WKLV GRFXPHQW WR WKH VWRUHG GRFXPHQW VHOHFW >$GG@ DQG SUHVV >(QWHU@ 7KH
)D[ 6HQG WKHQ 3ROO 7KLV IHDWXUH SHUIRUPV WZR RSHUDWLRQV WUDQVPLW DQG SROO LQ D VLQJOH RSHUDWLRQ ,I WKH UHPRWH PDFKLQH KDV D GRFXPHQW VHW WR EH SROOHG WKH SROOLQJ GRFXPHQW LV UHFHLYHG DIWHU \RXU GRFXPHQW LV VHQW GXULQJ WKH VDPH FDOO WKLV LV D RQH WLPH SURFHGXUH ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >3ROOLQJ@ DQG SUHVV >(QWHU@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >6HQG
½ ½ 6HOHFW DQ\ DGGLWLRQDO ID[ RSWLRQV UHTXLUHG IRU WKH MRE 8VLQJ RQH RI WKH GLDOLQJ PHWKRGV HQWHU WKH ID[ QXPEHU DQG SUHVV >(QWHU@ DQG >6WDUW@ QHFHVVDU\ (QWHU ID[ QXPEHU PD[ $SU DP 0 5HVROXWLRQ 6WDQGDUG / ' $XWR $GGHG )HDWXUHV 7KH GRFXPHQW LV VHQW DQG WKH GRFXPHQW VHW WR SROO DW WKH UHPRWH PDFKLQH LV UHFHLYHG 7KH PDFKLQH WKHQ UHWXUQV WR 5HDG\ PRGH :RUN&HQWUH 3UR 8VHU *XLGH
)D[ &RQWLQXRXV 3ROOLQJ 8VH WKLV SURFHGXUH WR SROO WKH VDPH PDFKLQH RU JURXS RI PDFKLQHV IUHTXHQWO\ \RX FDQ VHW XS \RXU PDFKLQH WR DXWRPDWLFDOO\ SHUIRUP WKLV WDVN RQ D UHJXODU VFKHGXOH :KHQ WKH &RQWLQXRXV 3ROOLQJ IHDWXUH LV DFWLYH \RXU PDFKLQH SROOV DQG UHFHLYHV GRFXPHQWV IURP WKH GHVLJQDWHG PDFKLQHV DW WKH VDPH WLPH RQ HDFK GD\ \RX KDYH VHOHFWHG 2QO\ RQH &RQWLQXRXV 3ROOLQJ RSHUDWLRQ FDQ EH UHVHUYHG DW D WLPH ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHO
½ ½ 7R VHOHFW WKH VWDUW GDWH DQG WLPH IRU WKH FRQWLQXRXV SROO RSHUDWLRQ VHOHFW >6WDUW@ DQG SUHVV >(QWHU@ &OHDU FXUUHQW VHWWLQJV (QWHU ID[ QXPEHU V 6WDUW 0RQ DP (QG )UL SP 'XUDWLRQ +RXUV ,QWHUYDO PLQ 6HFXULW\ RII &RQWLQXRXV SROO 6WDUW 'DWH 7LPH DP 3 4 0RQ 3 4 8VLQJ WKH VFUROO NH\V VHOHFW WKH GD\ RI WKH ZHHN DQG WKH WLPH WR VWDUW SROOLQJ 3UHVV >(QWHU@ &RQWLQXRXV SROO 7R VHW WKH (QG 'DWH VHOHFW >(QG@ DQG SUHVV >(QWHU@ ½ 6HOHFW
½ 8VH WKH ,QWHUYDO RSWLRQ WR VHW WKH OHQJWK RI WLPH EHWZHHQ SROOLQJ FDOOV 6HOHFW >,QWHUYDO@ DQG SUHVV >(QWHU@ 6HOHFW WKH LQWHUYDO SHULRG UHTXLUHG XVLQJ WKH VFUROO NH\V 7KH SHULRG FDQ EH VHW EHWZHHQ DQG PLQXWHV LQ PLQXWH LQFUHPHQWV ½ 3UHVV >(QWHU@ ½ ,I D VHFXULW\ FRGH LV UHTXLUHG E\ WKH UHPRWH PDFKLQH EHLQJ SROOHG XVH WKH 6HFXULW\ RSWLRQ 6HOHFW >6HFXULW\@ DQG SUHVV >(QWHU@ ½ &RQWLQXRXV SROO ,QWHUYDO EHWZHHQ FDOO PLQ 3 4 ½ )D[ PLQ &RQWLQXRXV SROO (QWHU
½ 6HOHFW >$GG QH[W QXPEHU@ WR DGG DQRWKHU ID[ QXPEHU ½ :KHQ \RX KDYH ILQLVKHG HQWHULQJ DOO WKH ID[ QXPEHUV VHOHFW >'RQH@ DQG SUHVV >(QWHU@ ½ &RQWLQXRXV 3ROOLQJ VWDUWV ZKHQ WKH PDFKLQH FORFN UHDFKHV WKH VWDUW WLPH &RQWLQXRXV SROO $GG QH[W QXPEHU 'RQH :RUN&HQWUH 3UR 8VHU *XLGH
7R PRGLI\ WKH FRQWLQXRXV SROO RSHUDWLRQ \RX PXVW GHOHWH DQG UH HQWHU WKH LQIRUPDWLRQ ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >3ROOLQJ@ DQG SUHVV >(QWHU@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >&RQWLQXRXV SROOLQJ@ DQG SUHVV >(QWHU@ ½ 7R FOHDU WKH FRQWLQXRXV SROO VHWWLQJV HQWHUHG VHOHFW >&OHDU FXUUHQW VHWWLQJV@ DQG SUHVV >(QWHU@ ½ 6HOHFW >(QWHU@ ½ 7R UHWDLQ WKH FRQWLQXRXV SROO VHWWLQJV VHOHFW >1R@ DQG S
0HQX 0DS 7KH 0HQX 0DS LV D SULQWHG OLVW RI DOO WKH PDFKLQH IHDWXUHV LQ D UHSRUW IRUPDW ½ 8VH WKH VFUROO NH\ WR VHOHFW >$GGHG )HDWXUHV@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >0HQX PDS@ DQG SUHVV >(QWHU@ 6HQG RSWLRQV /LVWHQ WR GLDO WRQH 1XPEHU RI SDJHV 6HFXUH UHFHLYH 3ULQW UHSRUW 3ROOLQJ 0HQX PDS 7KH PHQX PDS SULQWV 0HQX PDS 3ULQWLQJ DFFHSWHG :RUN&HQWUH 3UR 8VHU *XLGH
)D[ ,78 7 5HOD\ &RPPXQLFDWLRQV 5HOD\ &RPPXQLFDWLRQ DOORZV \RX WR VHQG GRFXPHQWV IURP \RXU ID[ PDFKLQH LQLWLDWLQJ VWDWLRQ WR RQH ID[ PDFKLQH UHOD\ VWDWLRQ ZKLFK IXUWKHU VHQGV WKHP WR DGGLWLRQDO ID[ PDFKLQHV HQG VWDWLRQV ,I \RX KDYH VHYHUDO HQG VWDWLRQV LQ RQH RU PRUH UHJLRQDO DUHDV \RX FDQ VDYH WLPH DQG WHOHSKRQH H[SHQVHV E\ VHWWLQJ XS D UHOD\ V\VWHP 2ULJLQDWRU ,QLWLDWLQJ 6WDWLRQ 5HOD\ 6HQG 0DLOER[ LV XVHG WR SHUIRUP D 5HOD\ &RPPXQLFDWLRQ 5HOD\ 6WDWLRQ 5HOD\ 0DLOER[ 5HOD\ 0DLOER[
6HQGLQJ D 5HOD\ &RPPXQLFDWLRQ ,QLWLDWLQJ 6WDWLRQ 3ULRU WR VHQGLQJ D 5HOD\ &RPPXQLFDWLRQ XVLQJ \RXU :RUN&HQWUH 3UR WKH UHPRWH PDFKLQH EHLQJ XVHG DV WKH 5HOD\ 6WDWLRQ PXVW EH VHWXS 7KH UHOD\ VWDWLRQ PXVW SURJUDP WKH HQG VWDWLRQ ID[ QXPEHUV WR 6SHHG 'LDO QXPEHUV 2QH 7RXFK NH\V RU *URXS QXPEHUV 7KH UHOD\ VWDWLRQ PXVW SURYLGH DQ\ UHTXLUHG SDVVZRUGV WR WKH ,QLWLDWLQJ 6WDWLRQ ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 3UHVV WKH >0DLOER[@ GLUHFW DFFHVV NH\ ½
)D[ 127( $ 3DVVZRUG LV UHTXLUHG UHFHLYH WR D 5HOD\ %R[ ½ ½ ,I D SDVVZRUG LV UHTXLUHG VHOHFW >(QWHU@ 8VLQJ WKH 1XPHULF .
6HWWLQJ XS D 5HOD\ 6WDWLRQ 7R VHWXS WKH :RUN&HQWUH 3UR DV D 5HOD\ 6WDWLRQ WKH HQG VWDWLRQ ID[ QXPEHUV PXVW EH SURJUDPPHG LQWR 6SHHG 'LDO QXPEHUV 2QH 7RXFK NH\V RU D *URXS QXPEHU 127( )RU LQVWUXFWLRQV RQ VHWWLQJ XS 6SHHG 'LDO QXPEHUV 2QH 7RXFK NH\V RU *URXS QXPEHUV UHIHU WR &KDSWHU 3KRQHERRN SDJH 2QFH WKH ID[ QXPEHUV KDYH EHHQ VHWXS D 5HOD\ 0DLOER[ LV FUHDWHG 7KH HQG VWDWLRQ QXPEHUV VWRUHG DV 6SHHG 'LDO QXPEHUV 2QH 7RXFK NH\V RU *URXS QXPEHUV DUH HQWHUHG LQWR WKH 5HOD\ 0DLOER[ V
½ )D[ ½ 6HOHFW WKH >5HOD\@ DV WKH W\SH RI 0DLOER[ \RX ZDQW WR FUHDWH 8VLQJ WKH 1XPHULF .H\SDG HQWHU D PDLOER[ QXPEHU WKHQ SUHVV >(QWHU@ ½ 7R DVVLJQ D SDVVZRUG VHOHFW >(QWHU@ ½ 8VH WKH 1XPHULF .
½ ½ ½ 7R XVH WKH SKRQHERRN SUHVV WKH >3KRQHERRN 'LDO@ NH\ DQG VHOHFW 6SHHG 'LDO $OSKD 'LDO RU *URXS 'LDO DQG SUHVV >(QWHU@ 6SHHG GLDO $OSKD GLDO *URXS GLDO (QWHU WKH QXPEHU RU QDPH UHTXLUHG DQG SUHVV >(QWHU@ 5HOD\ HQG QXPEHU 7R XVH WKH 2QH 7RXFK NH\V SUHVV WKH 2QH 7RXFK NH\ UHTXLUHG 3KRQHERRN 6SHHG GLDO 5HOD\ HQG QXPEHU 2QH WRXFK NH\ ;HUR[ ½ 7R HQWHU DQRWKHU HQG VWDWLRQ ID[ QXPEHU VHOHFW >$GG QH[W QXPEHU@ DQG SUHVV >(QWHU@ ½ &RQWLQXH WR HQWHU WKH HQG
½ )D[ ½ 7R VHQG D WUDQVPLVVLRQ UHSRUW WR DQ HQG VWDWLRQ HQWHU WKH ID[ QXPEHU XVLQJ RQH RI WKH GLDOLQJ PHWKRGV DQG SUHVV >(QWHU@ LI QHFHVVDU\ 7KH PDLOER[ VHWXS VFUHHQ GLVSOD\V 6HOHFW >'RQH@ DQG SUHVV >(QWHU@ 7R HQDEOH D UHPRWH PDFKLQH WR XVH \RXU PDFKLQH DV D 5HOD\ 6WDWLRQ SURYLGH WKH PDLOER[ QXPEHU DQG SDVVZRUG LI UHTXLUHG WR WKH UHPRWH XVHU 5HOD\ WUDQVPLVVLRQ UHSRUW (QWHU ID[ QXPEHU RU SUHVV 3KRQHERRN RU 2QH WRXFK NH\ 0DLOER[ VHWXS 'RQH 0DLOER[ VHWXS 0DLOER[ GHOHWH 'HOH
½ ½ ½ ½ 6HOHFW >0DLOER[ VHWXS@ DQG SUHVV >(QWHU@ 6HOHFW >0DLOER[ GHOHWH@ DQG SUHVV >(QWHU@ 0DLOER[ &RQILGHQWLDO %XOOHWLQ ERDUG 5HOD\ 0DLOER[ VHWXS 0DLOER[ VHWXS 'RQH 0DLOER[ VHWXS 0DLOER[ GHOHWH 8VLQJ WKH 1XPHULF .
4XLFN 3DWKZD\ ½ 3UHVV >0DFKLQH 6WDWXV@ ½ 6HOHFW >'HIDXOW VHWWLQJV@ DQG SUHVV >(QWHU@ ½ 6HOHFW >)D[ GHIDXOWV@ DQG SUHVV >(QWHU@ ½ 6HOHFW WKH UHTXLUHG VHWWLQJ DQG FXVWRPL]H WR PHHW \RXU UHTXLUHPHQWV ½ 7R DFFHVV WKH )D[ GHIDXOWV PHQX ZKLOH LQ WKH 5HDG\ PRGH SUHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ (QVXUH >'HIDXOW VHWWLQJV@ LV VHOHFWHG DQG SUHVV >(QWHU@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >)D[ GHIDXOWV@ DQG S
½ ½ 8VH WKH VFUROO NH\ WR VHOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ )D[ GHIDXOWV 8VH WKH )D[ 'HIDXOWV WDEOH EHORZ WR LGHQWLI\ WKH VHWWLQJV DYDLODEOH VHOHFW WKH VHWWLQJ UHTXLUHG DQG SUHVV >(QWHU@ 3KRQHERRN VHWXS /LQH PRQLWRU 5HFHLYH LQWHUYDO 7KH VHWWLQJ VHOHFWHG ZLOO EHFRPH WKH GHIDXOW VHWWLQJ ½ :KHQ \RX KDYH ILQLVKHG FXVWRPL]LQJ WKH VHWWLQJV SUHVV WKH >)HDWXUHV@ NH\ WR UHWXUQ WR 5HDG\ PRGH )D[ 'HIDXOWV 7KH IROORZLQJ WDEOH OLVWV HDFK )D[ GHIDXOW RSWLRQ WKH VHWWLQJV D
/LQH PRQLWRU 6HWWLQJV 2II $OZD\V )D[ )D[ 'HIDXOW 2SWLRQ 'HVFULSWLRQ (QDEOH WKLV IHDWXUH WR OLVWHQ WR WKH ID[ WRQH GXULQJ WKH VHQG DQG SROOLQJ RSHUDWLRQV 5HFHLYH LQWHUYDO 5HFHLYH LQWHUYDO 6HW WKH UHFHLYH LQWHUYDO WR EHWZHHQ DQG PLQXWHV XVLQJ WKH VFUROO NH\V (UURU FRUUHFW (&0 2II (UURU &RUUHFWLRQ 0RGH (&0 LV DQ LQWHUQDWLRQDOO\ UHFRJQL]HG HUURU FRUUHFWLRQ V\VWHP ,W HQDEOHV FRPPXQLFDWLRQV ZLWK FOHDQ LPDJHV VLQFH LW DXWRPDWLFDOO\ UH VHQGV DQ\ SRUWLRQ RI WKH GRFXPHQ
)D[ 'HIDXOW 2SWLRQ 5HVROXWLRQ 6HWWLQJV 6WDQGDUG 'HVFULSWLRQ 5HFRPPHQGHG IRU WH[W GRFXPHQWV ,W UHTXLUHV OHVV FRPPXQLFDWLRQ WLPH EXW GRHV QRW SURGXFH WKH EHVW LPDJH TXDOLW\ IRU JUDSKLFV DQG SKRWRV $IWHU VHOHFWLQJ >(QWHU@ SURJUDP WKH /LJKWHQ 'DUNHQ GHIDXOW VHWWLQJ UHTXLUHG )LQH 5HFRPPHQGHG IRU OLQH DUW RU ILQH WH[W ,W SURGXFHV D UHVROXWLRQ EHWZHHQ VXSHUILQH DQG VWDQGDUG $IWHU VHOHFWLQJ >(QWHU@ SURJUDP WKH /LJKWHQ 'DUNHQ GHIDXOW VHWWLQJ UHTXLUHG 6XSHUILQH 5HFRPPHQGHG IRU SKR
5HGLDOV 6HWWLQJV ,QWHUYDO )D[ )D[ 'HIDXOW 2SWLRQ 'HVFULSWLRQ :KHQ D GRFXPHQW LV UHVHUYHG LQ PHPRU\ DQG D MRE QXPEHU LV DVVLJQHG WKH PDFKLQH DXWRPDWLFDOO\ DWWHPSWV WR VHQG WKH GRFXPHQW DFFRUGLQJ WR WKH UHGLDO VHWWLQJ
)D[ 'HIDXOW 2SWLRQ $QVZHU PRGH 0HPRU\ VHQG 6HWWLQJV $XWR DQVZHU :KHQ WKH DQVZHU PRGH LV VHW WR $XWR DQVZHU WKH PDFKLQH DXWRPDWLFDOO\ DQVZHUV DQG UHFHLYHV LQFRPLQJ ID[ FDOOV 8VH WKH $XWR $QVZHU PRGH LI \RX KDYH D GHGLFDWHG SKRQH OLQH 6HOHFW WKH QXPEHU RI WLPHV WKH SKRQH PXVW ULQJ EHIRUH WKH PDFKLQH DQVZHUV EHWZHHQ DQG XVLQJ WKH VFUROO NH\V 0DQXDO DQVZHU 8VH WKH 0DQXDO $QVZHU PRGH LI \RX KDYH D VLQJOH OLQH IRU ID[ DQG YRLFH FRPPXQLFDWLRQV 7KH 0DQXDO $QVZHU PRGH DOORZV \RX W
6HFXUH VHQG 6HWWLQJV 2II 2Q &RYHU VKHHW 2II 2Q 2Q &RYHU LPDJH )D[ )D[ 'HIDXOW 2SWLRQ 'HVFULSWLRQ :KHQ WKH 6HFXUH 6HQG 0RGH LV HQDEOHG DOO WUDQVPLVVLRQV DUH VHFXUH 7KH PDFKLQH FRPSDUHV WKH QXPEHU GLDOHG WR WKH UHPRWH PDFKLQHV ,' WHOHSKRQH QXPEHU DQG LI WKH QXPEHUV PDWFK WKH GRFXPHQW LV VHQW 7KH &RYHU 6KHHW IHDWXUH DWWDFKHV D FRYHU VKHHW WR WKH WRS RI D GRFXPHQW EHLQJ WUDQVPLWWHG 7R DGG DQ LPDJH WR WKH FRYHU VKHHW VHOHFW WKH >2Q &RYHU LPDJH @ RSWLRQ DQG ZKHQ SURPSW
)D[ 'HIDXOW 2SWLRQ 6HQG KHDGHU 6HWWLQJV 2II ,QVLGH 'HVFULSWLRQ :KHQ HQDEOHG 6HQG +HDGHU LQIRUPDWLRQ LV SULQWHG DW WKH WRS RI HDFK SDJH \RX VHQG 7KH 'DWH 6WDUW 7LPH 7UDQVPLWWLQJ 6WDWLRQ ,' GHSDUWPHQW QDPH RU WHOHSKRQH QXPEHU 7UDQVPLVVLRQ 6HULDO 1XPEHU 3DJH 1XPEHU 7RWDO 1XPEHU RI 3DJHV DQG 5HFHLYH 1XPEHU LV SULQWHG RQ HDFK SDJH 6HQG DIWHU VFDQ 'LDO ZKLOH VFDQ 'LDO DIWHU VFDQ $FFRXQW FRGH 2II 2Q 6HSDUDWRU SDJH 2II 2Q (QDEOLQJ WKH 6HQG $IWHU 6F
6HFXUH UHFHLYH 6HWWLQJV 6HFXULW\ &RGH 6HFXULW\ 2Q 2II )D[ )D[ 'HIDXOW 2SWLRQ 'HVFULSWLRQ 7KH 6HFXUH 5HFHLYH IHDWXUH DOORZV \RX WR VHW VSHFLILHG WLPHV ZKHQ GRFXPHQWV FDQ EH UHFHLYHG WR PHPRU\ 8VHUV FDQ SULQW WKH UHFHLYHG GRFXPHQWV E\ HQWHULQJ WKH 6HFXULW\ &RGH ,I XVLQJ IRU WKH ILUVW WLPH HQWHU D GLJLW VHFXULW\ FRGH ZKHQ HQDEOLQJ WKH RSWLRQ 0DNH D QRWH RI WKH FRGH VRPHZKHUH VDIH 7R HQDEOH WKH $XWRPDWLF 6HFXUH 5HFHLYH 0RGH HQWHU D GLJLW VHFXULW\ FRGH DQG GHVLJQDWH WKH GD\ DQG
)D[ 'HIDXOW 2SWLRQ 5HGXFH UHFHLYH 6HWWLQJV 2II 2Q 'HVFULSWLRQ 7KLV IXQFWLRQ DOORZV D UHGXFWLRQ RI WKH UHFHLYHG LPDJH :KHQ WKLV IHDWXUH LV VHW WR 2Q DQG GHILQHG VL]H FRS\ SDSHU LV LQVWDOOHG WKH PDFKLQH UHGXFHV ORQJHU VL]H GRFXPHQWV WR ILW RQ WKH SDSHU ,I 2II LV VHOHFWHG WKH ORQJHU VL]H GRFXPHQW SULQWV RQ WZR SDJHV 'LVFDUG H[WUD 2II 2Q 8VLQJ WKLV IHDWXUH DQ\ SRUWLRQ RI WKH GRFXPHQW XS WR PP LQFKHV WKDW LV ORQJHU WKDQ WKH UHFRUGLQJ DUHD LV GLVFDUGHG ,I WKH H[FHVV
)D[ )D[ 5HSRUWV 9DULRXV 5HSRUWV DQG /LVWV DUH DYDLODEOH WR KHOS \RX FRQILUP DQG PRQLWRU \RXU ID[ DFWLYLW\ 5HSRUWV FDQ EH VHW XS WR LQFOXGH VSHFLILF LQIRUPDWLRQ RU WR SULQW DXWRPDWLFDOO\ 7KH IROORZLQJ ID[ UHSRUWV DUH DYDLODEOH $FWLYLW\ 5HSRUW 7KH $FWLYLW\ 5HSRUW FRQWDLQV WKH GHWDLOV RI VHQG DQG UHFHLYH FRPPXQLFDWLRQV 8VLQJ WKH $FWLYLW\ 5HSRUW 6HWXS SURFHGXUH \RX FDQ GHVLJQDWH ZKLFK UHSRUWV DUH SULQWHG DXWRPDWLFDOO\ DQG XQGHU ZKDW FRQGLWLRQV 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH $FWLYLW\ 5H
7KH &RGH LV GLVSOD\HG LQ GLJLWV WR WKH ULJKW RI WKH 0RGH V\PERO &2'( ([DPSOH * * &RGH (QFRGHG 'DWD 005 /LQH 'HQVLW\ 'DWD SHOV PP [ OLQHV PP 7UDQVPLVVLRQ 6SHHG ESV 7UDQVPLVVLRQ &RGH 6SHHG /LQH 'HQVLW\ &RGH (QFRGLQJ ESV SHOV PP [ OLQHV PP 0+ ESV SHOV PP [ OLQHV PP 05 ESV SHOV PP [ OLQHV PP 005 ESV -%,* ESV ESV 9 ² SHOV PP [ OLQHV PP ,WHP 'HVFU
)D[ )D[ 3ROO 5HOD\ 5HSRUWV &RQILUPDWLRQ 5HSRUW &RQILUPDWLRQ 5HSRUWV FDQ DXWRPDWLFDOO\ EH SULQWHG E\ WKH :RUN&HQWUH 3UR IROORZLQJ HDFK WUDQVPLVVLRQ RU RQO\ IROORZLQJ WUDQVPLVVLRQV ZKHUH DQ HUURU RFFXUUHG 8VLQJ WKH VHWXS SURFHGXUH \RX FDQ VHOHFW ZKLFK W\SH RI WUDQVPLVVLRQV DXWRPDWLFDOO\ SULQW D &RQILUPDWLRQ 5HSRUW DQG XQGHU ZKLFK FRQGLWLRQV WKH UHSRUW LV SULQWHG 7KH &RQILUPDWLRQ 5HSRUW FRQWDLQV WKH VDPH LWHPV DV WKH $FWLYLW\ 5HSRUW &RQILUPDWLRQ 5HSRUW 0HPRU\ 6HQG 7KH IROORZLQJ LQIRUPDWLRQ L
*URXS 6HQG 5HSRUW 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH *URXS 6HQG 5HSRUW ,WHP 'HVFULSWLRQ -RE QXPEHU -RE 1XPEHU RI WUDQVPLVVLRQ 'DWH 'DWH DQG WLPH WKDW WKH MRE ZDV DFFHSWHG 'RFXPHQW SDJHV 1XPEHU RI SDJHV RI PHPRU\ LQSXW 6WDUW WLPH 7LPH ZKHQ WKH WUDQVPLVVLRQ VWDUWHG (QG WLPH 5HVHQG XQWLO 7LPH ZKHQ WKH WUDQVPLVVLRQ HQGHG WKH WLPH ZKHQ D 5HVHQG 6WRUHG )D[ WUDQVPLV VLRQ LV GHVLJQDWHG DQG QRW WUDQVPLWWHG 6XFFHVVIXO QEUV /LVW RI 6SHHG 'LDO RU *URXS QXPEHUV ZKHUH WKH WUDQVPLV
)D[ *URXS 3ROO 5HSRUW 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH *URXS 3ROO &RQILUPDWLRQ 5HSRUW ,WHP 'HVFULSWLRQ -RE QXPEHU -RE 1XPEHU RI WUDQVPLVVLRQ 'DWH 'DWH DQG WLPH WKDW WKH MRE ZDV DFFHSWHG 6WDUW WLPH 7LPH ZKHQ WKH WUDQVPLVVLRQ VWDUWHG (QG WLPH 7LPH ZKHQ WKH WUDQVPLVVLRQ HQGHG 6XFFHVVIXO QEUV /LVW RI 6SHHG 'LDO RU 2QH 7RXFK QXPEHUV ZKHUH WKH WUDQVPLVVLRQ ZDV VHQW 8QVXFFHVVIXO QEUV /LVW RI 6SHHG 'LDO RU 2QH 7RXFK QXPEHUV ZKHUH DQ HUURU RFFXUUHG 1RW $YDLODEOH 3ROOLQJ IXQFWLRQ
5HOD\ 2ULJLQDWRU 5HSRUW 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH 5HOD\ 2ULJLQDWRU &RQILUPDWLRQ 5HSRUW ,WHP 'HVFULSWLRQ -RE QXPEHU -RE 1XPEHU RI WUDQVPLVVLRQ 'DWH 'DWH DQG WLPH WKDW WKH MRE ZDV DFFHSWHG 7R 1DPH RU IDFVLPLOH QXPEHU WUDQVPLWWHG 5HOD\ %R[ 5HOD\ ER[ QXPEHU 1XPEHU RI SDJHV 1XPEHU RI SDJHV WUDQVPLWWHG 6WDUW WLPH 7LPH ZKHQ WKH WUDQVPLVVLRQ VWDUWHG (QG WLPH 7LPH ZKHQ WKH WUDQVPLVVLRQ HQGHG 3DJHV VHQW 1XPEHU RI SDJHV QRUPDOO\ WUDQVPLWWHG ZKHQ WKH WUDQVPLVVLRQ HUURU LV RFFXU
)D[ 5HOD\ 6WDWLRQ 5HSRUW 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH 5HOD\ 6WDWLRQ &RQILUPDWLRQ 5HSRUW ,WHP 'HVFULSWLRQ -RE QXPEHU -RE 1XPEHU RI WUDQVPLVVLRQ 'DWH 'DWH DQG WLPH WKDW WKH MRE ZDV DFFHSWHG 1XPEHU RI SDJHV 1XPEHU RI GRFXPHQW SDJHV )URP 2ULJLQDWLQJ 6WDWLRQ QDPH RU WHOHSKRQH QXPEHU 6WDUW WLPH 7LPH ZKHQ WKH WUDQVPLVVLRQ VWDUWHG IRU (QG 7HUPLQDO (QG WLPH 7LPH ZKHQ WKH WUDQVPLVVLRQ HQGHG 5HOD\ ER[ 5HOD\ ER[ QXPEHU IRU UHOD\ WUDQVPLVVLRQ 6XFFHVVIXO QEUV /LVW RI 6SHHG 'LDO 2
5HOD\ 'HVWLQDWLRQ 5HSRUW 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH 5HOD\ 'HVWLQDWLRQ &RQILUPDWLRQ 5HSRUW ,WHP 'HVFULSWLRQ -RE QXPEHU -RE 1XPEHU RI WUDQVPLVVLRQ 'DWH 'DWH DQG WLPH WKDW WKH MRE ZDV DFFHSWHG 1XPEHU RI SDJHV 1XPEHU RI SDJHV RI PHPRU\ LQSXW )URP 2ULJLQDWLQJ 6WDWLRQ QDPH RU WHOHSKRQH QXPEHU 6WDUW WLPH 7LPH ZKHQ WKH WUDQVPLVVLRQ VWDUWHG (QG WLPH 7LPH ZKHQ WKH WUDQVPLVVLRQ HQGHG 6XFFHVVIXO QEUV /LVW RI 6SHHG 'LDO 2QH 7RXFK RU *URXS QXPEHUV ZKHUH WKH WUDQVPLVVLRQ ZDV VHQW
)D[ 5HFHSWLRQ 5HSRUWV 5HFHSWLRQ 5HSRUWV FDQ DXWRPDWLFDOO\ EH SULQWHG E\ WKH PDFKLQH ZKHQHYHU D GRFXPHQW LV UHFHLYHG DW WKH 5HOD\ 6WDWLRQ RU LQWR D 0DLOER[ 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH 5HFHSWLRQ 5HSRUWV ,WHP 'HVFULSWLRQ -RE QXPEHU -RE QXPEHU 0DLOER[ QEU 0DLOER[ QXPEHU 0DLOER[ W\SH 0DLOER[ 7\SH &RQILGHQWLDO ER[ %XOOHWLQ ERDUG 1XPEHU RI SDJHV 1XPEHU RI GRFXPHQW SDJHV HQWHUHG )URP 6WDWLRQ WKURXJK ZKLFK WKH PDLO GRFXPHQW ZDV HQWHUHG /RFDO WR 0DLOER[ 5HSRUW $ UHFHSWLRQ OLVW D
&KDQJLQJ 5HSRUWV 'HIDXOWV 8VLQJ WKH LQVWUXFWLRQV EHORZ DQG WKH 5HSRUW 6HWWLQJV WDEOH SURYLGHG WR FXVWRPL]H WKH 5HSRUW GHIDXOW VHWWLQJV WR PHHW \RXU LQGLYLGXDO QHHGV ½ 3UHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ (QVXUH >'HIDXOW VHWWLQJV@ LV VHOHFWHG DQG SUHVV >(QWHU@ ½ ½ 8VH WKH VFUROO NH\ WR VHOHFW >5HSRUW GHIDXOWV@ DQG SUHVV >(QWHU@ 7KHUH DUH WKUHH FDWHJRULHV RI UHSRUWV VHOHFW WKH FDWHJRU\ UHTXLUHG DQG SUR
½ 7KHUH DUH WKUHH FDWHJRULHV RI 5HSRUWV GHIDXOWV 8VH WKH VFUROO NH\ WR VHOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ )D[ ½ 5HSRUW GHIDXOWV $FWLYLW\ UHSRUW )D[ SROO UHOD\ 5HFHSWLRQ UHSRUWV 8VH WKH )D[ 'HIDXOWV WDEOH EHORZ WR LGHQWLI\ WKH VHWWLQJV DYDLODEOH VHOHFW WKH VHWWLQJ UHTXLUHG DQG SUHVV >(QWHU@ 7KH VHWWLQJ VHOHFWHG ZLOO EHFRPH WKH GHIDXOW VHWWLQJ ½ :KHQ \RX KDYH ILQLVKHG FXVWRPL]LQJ WKH VHWWLQJV SUHVV WKH >)HDWXUHV@ NH\ WR UHWXUQ WR 5HDG\ PRGH 5HSRUW 'HIDXOWV 7K
)D[ 'HIDXOW 6HWWLQJ )D[ SROO UHOD\ 2SWLRQV &RQILUPDWLRQ UHSRUW 'HVFULSWLRQ 3ULQWV WUDQVPLVVLRQ UHVXOWV IRU D 'LUHFW 6HQG WUDQVPLVVLRQ ½ 7R DXWRPDWLFDOO\ SULQW D UHSRUW DIWHU D 'LUHFW 6HQG VHOHFW >$OZD\V@ ½ 7R DXWRPDWLFDOO\ SULQW D UHSRUW ZKHQ DQ HUURU RFFXUV VHOHFW >(UURU RQO\@ ½ 7R GLVDEOH WKH UHSRUW IHDWXUH VHOHFW >2II@ :RUN&HQWUH 3UR 8VHU *XLGH
2SWLRQV &RQILUP 0HPRU\ VHQG )D[ )D[ 'HIDXOW 6HWWLQJ 'HVFULSWLRQ 3ULQWV 0HPRU\ 6HQG 7UDQVPLVVLRQ UHVXOWV ½ 7R DXWRPDWLFDOO\ SULQW D UHSRUW DIWHU D 0HPRU\ 6HQG VHOHFW >$OZD\V@ ½ 7R DXWRPDWLFDOO\ SULQW D UHSRUW ZKHQ DQ HUURU RFFXUV VHOHFW >(UURU RQO\@ :KHQ >$OZD\V@ RU >(UURU RQO\@ LV VHOHFWHG \RX FDQ XVH WKH >6KRZ ILUVW ID[ LPDJH@ RSWLRQ WR SULQW WKH ILUVW SDJH RI WKH ID[ RQ WKH UHSRUW ½ *URXS VHQG UHSRUW 7R GLVDEOH WKH UHSRUW IHDWXUH VHOHFW >2II@ 3ULQWV *URXS 7UDQVPLVVLR
)D[ 'HIDXOW 6HWWLQJ 2SWLRQV *URXS SROO UHSRUW 5HOD\ RULJLQDWRU 'HVFULSWLRQ 3ULQWV *URXS 3ROOLQJ 7UDQVPLVVLRQ UHVXOWV ½ 7R DXWRPDWLFDOO\ SULQW D UHSRUW DIWHU D *URXS 3ROO VHOHFW >$OZD\V@ ½ 7R DXWRPDWLFDOO\ SULQW D UHSRUW ZKHQ DQ HUURU RFFXUV VHOHFW >(UURU RQO\@ ½ 7R GLVDEOH WKH UHSRUW IHDWXUH VHOHFW >2II@ 3ULQWV UHVXOWV IRU 5HOD\ 7UDQVPLVVLRQV LQLWLDWHG E\ WKH 2ULJLQDWRU 6WDWLRQ ½ 7R DXWRPDWLFDOO\ SULQW D UHSRUW DIWHU D 5HOD\ 7UDQVPLVVLRQ LQLWLDWHG E\ WKH 2ULJLQDWRU 6WDWL
2SWLRQV 5HOD\ VWDWLRQ )D[ )D[ 'HIDXOW 6HWWLQJ 'HVFULSWLRQ 3ULQWV UHVXOWV IRU 5HOD\ 7UDQVPLVVLRQV LQLWLDWHG E\ WKH 5HOD\ 6WDWLRQ ½ 7R DXWRPDWLFDOO\ SULQW D UHSRUW DIWHU D 5HOD\ 7UDQVPLVVLRQ LQLWLDWHG E\ WKH 5HOD\ 6WDWLRQ VHOHFW >$OZD\V@ ½ 7R DXWRPDWLFDOO\ SULQW D UHSRUW ZKHQ DQ HUURU RFFXUV VHOHFW >(UURU RQO\@ :KHQ >$OZD\V@ RU >(UURU RQO\@ LV VHOHFWHG \RX FDQ XVH WKH >6KRZ ILUVW ID[ LPDJH@ RSWLRQ WR SULQW WKH ILUVW SDJH RI WKH ID[ RQ WKH UHSRUW ½ 5HOD\ GHVWLQDWLRQ 7R GLVDEO
)D[ 'HIDXOW 6HWWLQJ 5HFHSWLRQ UHSRUWV 2SWLRQV /RFDO WR PDLOER[ 'HVFULSWLRQ $ UHFHSWLRQ OLVW DXWRPDWLFDOO\ SULQWV ZKHQ WKH PDFKLQH UHFHLYHV VWRUHV D GRFXPHQW LQ D ORFDO 0DLOER[ ½ 5HPRWH WR PDLOER[ $ UHFHSWLRQ OLVW DXWRPDWLFDOO\ SULQWV ZKHQ WKH PDFKLQH UHFHLYHV VWRUHV D GRFXPHQW LQWR D 0DLOER[ IURP D UHPRWH SDUW\ ½ 5HOD\ VWDWLRQ 7R DXWRPDWLFDOO\ SULQW D 5HPRWH 0DLOER[ 5HFHSWLRQ 5HSRUW VHOHFW >2Q@ RU WR GLVDEOH VHOHFW >2II@ $ UHFHSWLRQ OLVW DXWRPDWLFDOO\ SULQWV IROORZLQJ D 5HOD\
,QWHUQHW )D[ DQG 6FDQ WR (PDLO 7KLV FKDSWHU FRQWDLQV LQIRUPDWLRQ DERXW WKH ,QWHUQHW )D[ DQG 6FDQ WR (PDLO IXQFWLRQ DQG WKH IHDWXUHV DYDLODEOH ,W JLYHV VWHS E\ VWHS LQVWUXFWLRQV RQ KRZ WR VHQG DQG UHFHLYH ( PDLOV XVLQJ ,QWHUQHW )D[ DQG 6FDQ WR (PDLO 6WDQGDUG )HDWXUHV 5HVROXWLRQ 'HIDXOW &XVWRP /LJKWHQ 'DUNHQ $XWR 0DQXDO 2ULJLQDO W\SH :RUN&HQWUH 3UR 8VHU *XLGH 3KRWR 7H[W 3KRWR 7H[W ,QWHUQHW )D[ DQG 6FDQ WR (PDLO
2YHUYLHZ ,QWHUQHW )D[ DQG 6FDQ WR (PDLO HQDEOH \RX WR VHQG RU UHFHLYH GRFXPHQWV DQG ( PDLO WKURXJK WKH ,QWHUQHW LQVWHDG RI WKH SXEOLF WHOHSKRQH OLQH 8VLQJ WKHVH IXQFWLRQV \RX FDQ 6HQG RU UHFHLYH GRFXPHQWV EHWZHHQ RWKHU :RUN&HQWUH 3UR PDFKLQHV ZLWK WKH ,QWHUQHW )D[ DQG 6FDQ WR (PDLO FDSDELOLW\ RYHU WKH LQWHUQHW 6HQG GRFXPHQWV WR ( PDLO DGGUHVVHV 5HFHLYH DQG SULQW ( PDLO PHVVDJHV IURP 3&¶V DQG ZRUNVWDWLRQV 6HQG GRFXPHQWV WR * ID[ PDFKLQHV WKURXJK WKH ,QWHUQHW DQG DQRWKHU :RUN&HQWUH
4XLFN 3DWKZD\ ½ /RDG WKH 2ULJLQDOV ½ &KRRVH WKH IHDWXUHV UHTXLUHG ½ (QWHU WKH ( PDLO DGGUHVV ½ 3UHVV >6WDUW@ %HIRUH VHQGLQJ DQ LQWHUQHW ID[ RU VFDQQLQJ WR H PDLO LGHQWLI\ ZKDW LV WR EH VHQW WKH ( PDLO DGGUHVV DQG DQ\ VSHFLDO SURJUDPPLQJ UHTXLUHPHQWV 8VH WKH IROORZLQJ VWHSV WR VHQG DQ H PDLO 127( 3UHVV >&$@ WZLFH WR FOHDU RU FDQFHO DQ\ SUHYLRXV SURJUDPPLQJ VHOHFWLRQV EHIRUH VWDUWLQJ /RDG WKH 2ULJLQDOV $ FKRLFH RI GRFXPHQW LQSXW DUHDV LV DYDLODEOH 7KHVH DUH $Q DXWRPDWLF GRFXPHQW IHHG
½ 5HPRYH DOO VWDSOHV DQG SDSHU FOLSV EHIRUH SODFLQJ WKH RULJLQDOV LQWR WKH GRFXPHQW IHHGHU ½ ,I QHFHVVDU\ DGMXVW WKH VOLGLQJ JXLGHV WR WKH SDSHU VL]H UHTXLUHG ½ ,QVHUW WKH RULJLQDOV QHDWO\ LQWR WKH GRFXPHQW IHHGHU IDFH XS 6OLGLQJ JXLGHV 7KH ILUVW SDJH VKRXOG EH RQ WRS ZLWK WKH KHDGLQJV WRZDUGV WKH EDFN RU OHIW RI WKH PDFKLQH ½ $OLJQ WKH VWDFN ZLWK WKH OHIW DQG UHDU HGJHV RI WKH GRFXPHQW IHHGHU WUD\ DQG DGMXVW WKH JXLGHV WR MXVW WRXFK WKH IURQW DQG UHDU HGJHV RI WKH RULJLQDO
7KH GRFXPHQW JODVV VKRXOG EH XVHG IRU VLQJOH RULJLQDOV 2ULJLQDOV VKRXOG EH J P OE DQG XS WR D PD[LPXP VL]H RI $ [ LQFK 7KH HIIHFWLYH VFDQQLQJ ZLGWK LV PP LQFKHV :KHQ ORDGLQJ WKH RULJLQDO RQ WKH GRFXPHQW JODVV WKH RULJLQDO SDSHU VL]H PXVW EH GHVLJQDWHG )RU (XURSHDQ 9HUVLRQ )RU 1RUWK $PHULFD $ 3RUWUDLW /HWWHU [ $ 5 /DQGVFDSH /HWWHU [ 5 $ 5 /DQGVFDSH /HJDO [ 5 $ 5 /DQGVFDSH /HGJHU [ 5 /HWWHU 3RUWUDLW [ 6WDWHPHQW
½ 5DLVH WKH GRFXPHQW IHHGHU RU WKH GRFXPHQW JODVV FRYHU LI ILWWHG ½ 3RVLWLRQ WKH RULJLQDO IDFH GRZQ RQ WKH GRFXPHQW JODVV $OLJQ LW ZLWK WKH UHJLVWUDWLRQ DUURZ LQ WKH UHDU OHIW FRUQHU ½ /RZHU WKH GRFXPHQW IHHGHU RU GRFXPHQW JODVV FRYHU 2Q FRPSOHWLRQ RI WKH LQWHUQHW ID[ MRE HQVXUH WKH GRFXPHQW JODVV FRYHU LV IXOO\ FORVHG 127( )RU LQVWUXFWLRQV RQ VFDQQLQJ PXOWLSOH RULJLQDOV XVLQJ WKH GRFXPHQW JODVV UHIHU WR ³%XLOGLQJ D -RE´ RQ SDJH 5HJLVWUDWLRQ &RUQHU :RUN&HQWUH 3UR 8V
½ ½ ,QWHUQHW )D[ DQG 6FDQ WR (PDLO 3UHVV WKH )HDWXUHV .H\ 3UHVV >)HDWXUHV@ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ WZLFH RU SUHVV WKH >6FDQ WR (PDLO@ NH\ )D[ ,QWHUQHW )D[ .H\ )HDWXUHV .H\ 6FDQ WR (PDLO .
6HOHFW WKH )HDWXUHV 7KHUH DUH WKUHH VWDQGDUG IHDWXUHV DYDLODEOH 7KH NH\V DUH ORFDWHG WR WKH OHIW RI WKH /&' VFUHHQ )RU PRVW RI WKH VWDQGDUG IHDWXUHV ZKHQ WKH NH\V DUH SUHVVHG WKH /&' VFUHHQ GLVSOD\V WKH FKRLFHV ZKLFK DSSO\ WR HDFK IHDWXUH 8VLQJ WKH VFUROO NH\V VHOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ 7KH LQLWLDO VFUHHQ GLVSOD\V WKH QHZ VHOHFWLRQ )RU WKH 2ULJLQDO 7\SH IHDWXUH WKH RSWLRQV DYDLODEOH DUH GLVSOD\HG RQ WKH &RQWURO 3DQHO ZLWK DQ LOOXPLQDWHG /(' LGHQWLI\LQJ ZKLFK RSWLRQ LV VHOH
7KLV IHDWXUH DOORZV \RX WR HQWHU WKH GHVWLQDWLRQ H PDLO DGGUHVV E\ XVLQJ WKH .H\ERDUG ORFDWHG RQ )OLS 3DQHO DQG WKH 1XPHULF .H\SDG ½ 8VH WKH .H\ERDUG RQ IOLS SDQHO DQG WKH 1XPHULF .H\SDG WR HQWHU WKH H PDLO DGGUHVV RI WKH UHFLSLHQW .
3UHVV 6WDUW ½ ½ 3UHVV >6WDUW@ (DFK RULJLQDO LV VFDQQHG RQFH RQO\ 6WDUW NH\ ½ ,I XVLQJ WKH GRFXPHQW JODVV VHOHFW WKH RULJLQDO VL]H DQG SUHVV >(QWHU@ RU >6WDUW@ 7KH PDFKLQH VFDQV WKH RULJLQDOV DQG VHQGV WKH H PDLO 6HOHFW RULJLQDO VL]H $ $ $ :RUN&HQWUH 3UR 8VHU *XLGH
8VH WKLV IHDWXUH WR EXLOG D MRE WKDW KDV PXOWLSOH RULJLQDOV ZKLFK UHTXLUH VFDQQLQJ XVLQJ WKH GRFXPHQW JODVV ½ 3URJUDP WKH MRE DQG SODFH WKH ILUVW RULJLQDO RQ WKH GRFXPHQW JODVV ½ 3UHVV >6WDUW@ ,03257$17 2Q GRFXPHQW JODVV FRQILJXUDWLRQ PDFKLQHV D MRE FDQ FRQVLVW RI XS WR ILYH SDJHV ½ 8VH WKH VFUROO NH\ WR VHOHFW WKH RULJLQDO VL]H DQG SUHVV >6WDUW@ :RUN&HQWUH 3UR 8VHU *XLGH 6HOHFW RULJLQDO VL]H $ $ $ ,QWHUQHW )D[ DQG 6FDQ WR (PDLO %XLOGLQJ D -RE
½ :KHQ WKH ILUVW RULJLQDO KDV ILQLVKHG VFDQQLQJ UHPRYH WKH RULJLQDO ½ 7R VFDQ WKH QH[W RULJLQDO SODFH LW RQ WKH GRFXPHQW JODVV DQG VHOHFW >(QWHU@ ½ 5HSHDW WKH VWHSV DERYH IRU HDFK RULJLQDO ½ $IWHU WKH ODVW RULJLQDO KDV EHHQ VFDQQHG XVH WKH VFUROO NH\ WR VHOHFW >1R@ DQG SUHVV >(QWHU@ 6FDQ QH[W RULJLQDO
7KH :RUN&HQWUH 3UR FDQ UHFHLYH H PDLOV DXWRPDWLFDOO\ RU PDQXDOO\ 7KH IROORZLQJ UHFHLYLQJ PRGHV DUH DYDLODEOH :RUN&HQWUH 3UR 8VHU *XLGH 5HFHLYLQJ 0RGH 'HVFULSWLRQ $XWR 5HFHLYH 7KH PDFKLQH DFFHVVHV WKH ( PDLO VHUYHU DW UHJXODU LQWHUYDOV WR FKHFN LI DQ\ ( PDLOV KDYH EHHQ GHOLYHUHG ,I DQ ( PDLO KDV EHHQ GHOLYHUHG WKH PDFKLQH DXWRPDWLFDOO\ UHFHLYHV DQG SULQWV RXW WKH ( PDLO 0DQXDO 5HFHLYH
$XWR 5HFHLYH 7R DXWRPDWLFDOO\ UHFHLYH H PDLOV IURP WKH ( PDLO VHUYHU VHW XS WKH ³3RS 7LPH 6HWXS´ 127( ,QVWUXFWLRQV IRU WKH ³3RS 7LPH 6HWXS´ VHWXS LV SURYLGHG LQ WKH 6\VWHP $GPLQLVWUDWRU¶V JXLGH 0DQXDO 5HFHLYH 7R PDQXDOO\ FKHFN LI DQ H PDLO KDV EHHQ UHFHLYHG ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ WZLFH ½ 6HOHFW >$GGHG )HDWXUHV@ XVLQJ WKH VFUROO NH\ ½ 6HOHFW >&KHFN ( PDLO@ DQG SUHVV >(QWHU@ (QWHU ( PDLO DGGUHVV PD[ $SU DP 0 5HVROXWLRQ GSL / ' $XWR $GGH
7KH VWDQGDUG LQWHUQHW ID[ IHDWXUHV DUH VHOHFWHG E\ XVLQJ WKH .
7KH GHIDXOW UHVROXWLRQ LV [ GRWV SHU LQFK GSL IRU ,QWHUQHW )D[ DQG [ GSL IRU 6FDQ WR (PDLO ½ ,I WKH UHVROXWLRQ RI WKH UHFHLYLQJ PDFKLQH LV NQRZQ VHOHFW WKH >&XVWRP@ RSWLRQ WR FKDQJH WKH VHWWLQJ DQG SUHVV >(QWHU@ ½ ,I WKH 5HFHLYHU 5HVROXWLRQ LV NQRZQ VHOHFW >1R@ DQG SUHVV >(QWHU@ ½ 6HOHFW WKH 5HVROXWLRQ RI WKH 5HFHLYLQJ PDFKLQH DQG SUHVV >(QWHU@ ½ ½ ,I WKH 5HFHLYHU &RPSUHVVLRQ LV NQRZQ VHOHFW >1R@ DQG
½ ,I WKH 5HFHLYHU 3DSHU 6L]H LV NQRZQ VHOHFW >1R@ DQG SUHVV >(QWHU@ 6HOHFW WKH DSSURSULDWH 3DSHU 6L]H RSWLRQ DQG SUHVV >(QWHU@ :RUN&HQWUH 3UR 8VHU *XLGH ,QWHUQHW )D[ DQG 6FDQ WR (PDLO ½ 'R \RX NQRZ WKH 5HFHLYHU SDSHU VL]H"
/LJKWHQ 'DUNHQ 4XLFN 3DWKZD\ 8VH WKLV IHDWXUH WR DGMXVW WKH LPDJH FRQWUDVW RI WKH RULJLQDO EHLQJ VFDQQHG ½ /LJKWHQ 'DUNHQ ½ $XWR ½ 0DQXDO ½ 3UHVV WKH >/LJKWHQ 'DUNHQ@ NH\ ½ 8VLQJ WKH VFUROO NH\V VHOHFW WKH /LJKWHQ 'DUNHQ RSWLRQ UHTXLUHG IRU WKH MRE (QWHU ( PDLO DGGUHVV PD[ /LJKWHQ 'DUNHQ $XWR 0DQXDO /LJKWHQ 'DUNHQ 2SWLRQV $XWR 0DQXDO $OORZV DXWRPDWLF DGMXVWPHQW WR EH PDGH WR WKH VFDQQLQJ FRQWUDVW $OORZV PDQXDO DGMXVWPHQW WR EH PDGH WR WKH FRQWUDVW IRU VFDQQLQJ 7KHUH D
4XLFN 3DWKZD\ 8VH WKLV IHDWXUH WR LGHQWLI\ WKH W\SH RI GRFXPHQW EHLQJ VFDQQHG ½ 2ULJLQDO 7\SH ½ 7H[W ½ 7H[W 3KRWR ½ 3KRWR ½ ,QWHUQHW )D[ DQG 6FDQ WR (PDLO 2ULJLQDO 7\SH 3UHVV WKH >2ULJLQDO 7\SH@ NH\ XQWLO WKH VHOHFWLRQ DSSURSULDWH IRU \RXU RULJLQDOV LV LOOXPLQDWHG 2ULJLQDO 7\SH .
'LUHFW $FFHVV .H\V 7KH 'LUHFW $FFHVV .H\V DUH ORFDWHG WR WKH OHIW RI WKH &RQWURO 3DQHO RQ IOLS SDQHO 7R DFFHVV WKH IOLS SDQHOV OLIW WKH SDQHO FRYHU )OLS 3DQHO &RYHU 'LUHFW $FFHVV .H\V )OLS 3DQHO 7KH 'LUHFW $FFHVV .
,QWHUQHW )D[ DQG 6FDQ WR (PDLO 6RPH RI WKH IHDWXUHV KDYH DGGLWLRQDO RSWLRQV ZKLFK DUH SURJUDPPHG XVLQJ WKH /&' 'LUHFW $FFHVV .
$FWLYLW\ 5HSRUW 7KH $FWLYLW\ 5HSRUW FRQWDLQV WKH GHWDLOV RI VHQG DQG UHFHLYH FRPPXQLFDWLRQV DQG FDQ EH VHW WR SULQW DXWRPDWLFDOO\ HYHU\WLPH D FRPPXQLFDWLRQ WDNHV SODFH RU IROORZLQJ HYHU\ FRPPXQLFDWLRQV 7R PDQXDOO\ SULQW DQ $FWLYLW\ 5HSRUW ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ WZLFH RU SUHVV WKH >6FDQ WR (PDLO@ NH\ ½ 3UHVV WKH >$FWLYLW\@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW WKH $FWLYLW\ 5HSRUW RSWLRQ UHTXLUHG WKHQ SUHVV >(QWHU@ 3ULQW QXPEHU SDJH SDJ
,QGLYLGXDO 3KRQHERRN UHSRUWV FDQ EH SULQWHG DOSKDEHWLFDOO\ RU E\ 6SHHG 'LDO 2QH 7RXFK RU *URXS IXQFWLRQ )D[ ,QWHUQHW )D[@ NH\ WZLFH RU SUHVV WKH >6FDQ WR (PDLO@ NH\ ½ 3UHVV WKH >3KRQHERRN@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW >$OO UHSRUWV@ DQG SUHVV >(QWHU@ 7KH 3KRQHERRN 5HSRUW
%\ 1DPH 3KRQHERRN 5HSRUW 7KH $OSKDEHWLFDO RUGHU 3KRQHERRN 5HSRUWV SULQWV D OLVW RI DOO 5HPRWH 6WDWLRQ QDPHV DVVLJQHG WR 6SHHG 'LDO QXPEHUV 2QH 7RXFK .H\V DQG *URXSV LQ DOSKDEHWLFDO RUGHU 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH %\ 1DPH 5HSRUW ,WHP 'HVFULSWLRQ 1DPH 1DPHV DVVLJQHG WR 6SHHG 'LDO QXPEHUV 2QH 7RXFK NH\V RU *URXSV /RFDWLRQ 1XPEHUV RI 6SHHG 'LDO QXPEHUV 2QH 7RXFK .
7KH 6SHHG 'LDO 3KRQHERRN 5HSRUW SULQWV D OLVW RI DOO 5HPRWH 6WDWLRQ ID[ QXPEHUV RU H PDLO DGGUHVVHV DVVLJQHG WR 6SHHG 'LDO QXPEHUV 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH 6SHHG 'LDO 3KRQHERRN 5HSRUW ,WHP 'HVFULSWLRQ 6 ' QEU 6SHHG 'LDO QXPEHU 1DPH 5HPRWH ,' )D[ QXPEHU ( PDLO DGGUHVV )D[ QXPEHUV DVVLJQHG WR 6SHHG 'LDO QXPEHUV 2QH 7RXFK NH\V RU *URXSV ³◆´ LQGLFDWHV DQ DOWHUQDWH QXPEHU 68% 6(3 3:' LQGLFDWHV D W\SH RI VXE DGGUHVV ,I HQWHUHG WKH UHJLVWHUHG ( PDLO DGGUHVV LV DOVR
7R SULQW WKH 6SHHG 'LDO 3KRQHERRN 5HSRUW ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ WZLFH RU SUHVV WKH >6FDQ WR (PDLO@ NH\ ½ 3UHVV WKH >3KRQHERRN@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW >6SHHG GLDOV@ DQG SUHVV >(QWHU@ 7KH 3KRQHERRN 5HSRUW SULQWV WKHQ WKH PDFKLQH UHWXUQV WR WKH 5HDG\ PRGH 3KRQH ERRN UHSRUW %\ QDPH 6SHHG GLDOV *URXSV 2QH 7RXFK 3KRQHERRN 5HSRUW 7KH 2QH 7RXFK 3KRQHERRN 5HSRUW SULQWV D OLVW RI DOO 5HPRWH 6WDWLRQ ID[ QXPEHUV RU H PDLO DGGUHVVHV DVVLJQHG WR 2QH 7RXFK .
'HVFULSWLRQ 021 /LQH PRQLWRULQJ 2Q 2II VWDWXV %ODQN LV LQGLFDWHG DV 2II VWDWXV %36 &RPPXQLFDWLRQ VSHHG OLPLW [ %ODQN LV LQGLFDWHG DV QR OLPLW 5HSRUW &RQILUPDWLRQ UHSRUW 2Q 2II VWDWXV %RWK WHOHSKRQH DQG ( PDLO 0DLO PRGH 5HVROXWLRQ DQG &RPSUHVVLRQ 6XSSRUW 6\PERO VHW RQ WKH ( PDLO DGGUHVV 5HVROXWLRQ [ [ [ [ [ &RPSUHVVLRQ 6XSSRUW 6\PERO 0+ 05 00 005 -% -%,* 7R SULQW WKH 2QH 7RXFK 3KRQHERRN 5HSRUW ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH
*URXS 3KRQHERRN 5HSRUW 7KH *URXS 3KRQHERRN 5HSRUW SULQWV D OLVW RI DOO 2QH 7RXFK NH\V RU 6SHHG 'LDO QXPEHUV UHJLVWHUHG DV *URXS QXPEHUV 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH *URXS 3KRQHERRN 5HSRUW ,WHP 'HVFULSWLRQ *URXS QXPEHU *URXS QXPEHU 1DPH *URXS QDPH 2QH 7RXFK 6SHHG 'LDO 1XPEHU 2QH 7RXFK RU 6SHHG 'LDO QXPEHUV DVVLJQHG WR WKH JURXS 27 2QH 7RXFK .
$ &RQILUPDWLRQ 5HSRUW FDQ EH VHW XS WR EH SULQWHG DXWRPDWLFDOO\ IROORZLQJ HDFK WUDQVPLVVLRQ RU RQO\ ZKHQ DQ HUURU RFFXUV 7R UHTXHVW D FRQILUPDWLRQ UHSRUW IRU DQ LQGLYLGXDO MRE XVH WKH &RQILUP GLUHFW DFFHVV NH\ ½ 3UHVV WKH >)D[ ,QWHUQHW )D[@ NH\ WZLFH RU SUHVV WKH >6FDQ WR (PDLO@ NH\ ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 3UHVV WKH >&RQILUP@ GLUHFW DFFHVV NH\ RQ IOLS SDQHO ½ 6HOHFW WKH &RQILUPDWLRQ 5HSRUW RSWLRQ UHTXLUHG WKHQ SUHVV >(QWHU@ ½ (Q
0DQXDO *URXS 7KH PDFKLQH FDQ VHQG D GRFXPHQW WR PXOWLSOH ( PDLO DGGUHVVHV WKDW \RX HQWHU PDQXDOO\
7R HQWHU WKH QH[W DGGUHVV VHOHFW >1H[W GHVWLQDWLRQ@ DQG SUHVV >(QWHU@ ½ &RQWLQXH WR HQWHU DGGUHVVHV XQWLO DOO WKH GHVWLQDWLRQV KDYH EHHQ HQWHUHG ½ :KHQ \RX KDYH HQWHUHG DOO WKH DGGUHVVHV VHOHFW >'RQH@ DQG SUHVV >6WDUW@ :RUN&HQWUH 3UR 8VHU *XLGH 0DQXDO JURXS 0DQXDO JURXS 1H[W GHVWLQDWLRQ 5HYLHZ OLVW 'RQH 1H[W GHVWLQDWLRQ 5HYLHZ OLVW 'RQH ,QWHUQHW )D[ DQG 6FDQ WR (PDLO ½
$GGHG )HDWXUHV 4XLFN 3DWKZD\ ½ 6HOHFW >$GGHG )HDWXUHV@ ½ 6HOHFW WKH IHDWXUH UHTXLUHG DQG SUHVV >(QWHU@ ½ 6HOHFW WKH RSWLRQ UHTXLUHG DQG SUHVV >(QWHU@ ½ ½ 7R YLHZ WKH $GGHG )HDWXUHV PHQX VHOHFW >)D[ ,QWHUQHW )D[@ WZLFH DQG SUHVV WKH VFUROO NH\ 8VH WKH LQVWUXFWLRQV EHORZ WR DFFHVV DQG SURJUDP WKH $GGHG )HDWXUHV 127( :KHQ FHUWDLQ IHDWXUHV DUH VHOHFWHG RWKHU IHDWXUHV PD\ EHFRPH XQDYDLODEOH DQG ZLOO DSSHDU RQ WKH VFUHHQ OLJKWHU RU ³JUH\HG RXW´ $GGHG )HDWXUHV DUH QRW DYDLODEOH IRU WKH 6FDQ
7KLV RSWLRQ LV XVHG WR PDQXDOO\ FKHFN WKH ( PDLO VHUYHU IRU UHFHLYHG H PDLOV ½ 6HOHFW >$GGHG )HDWXUHV@ XVLQJ WKH VFUROO NH\ (QWHU ( PDLO DGGUHVV PD[ $SU DP 0 5HVROXWLRQ [ / ' $XWR $GGHG IHDWXUHV ½ 6HOHFW >&KHFN ( PDLO@ DQG SUHVV >(QWHU@ &KHFN ( PDLO 0HQX PDS ,I DQ ( PDLO KDV EHHQ GHOLYHUHG WR WKH ( PDLO VHUYHU WKH PDFKLQH UHFHLYHV DQG SULQWV RXW WKH ( PDLO 3ULQWLQJ D 0HQX 0DS 7KH 0HQX 0DS LV D OLVW RI DOO WKH PDFKLQH IHDWXUHV LQ D UHSRUW
:RUN&HQWUH 3UR 8VHU *XLGH
3KRQHERRN 3KRQHERRN 5HPRWH QXPEHUV DQG H PDLO DGGUHVVHV FDQ EH DVVLJQHG WR 6SHHG 'LDO QXPEHUV DQG RU 2QH 7RXFK .
6HWWLQJ XS WKH 3KRQHERRN 5HPRWH ID[ QXPEHUV DQG H PDLO DGGUHVVHV FDQ EH DVVLJQHG WR 6SHHG 'LDO QXPEHUV DQG RU 2QH 7RXFK .
$IWHU SURJUDPPLQJ WKH SKRQHERRN SULQW WKH 3KRQHERRN 5HSRUWV WR FKHFN WKH QXPEHUV DQG DGGUHVVHV KDYH EHHQ HQWHUHG FRUUHFWO\ DQG NHHS D UHFRUG RI WKH HQWULHV PDGH 8VH WKH >3KRQHERRN@ NH\ WR DFFHVV DQG SULQW WKH UHTXLUHG UHSRUWV 5HFRUG WKH QDPHV DVVRFLDWHG ZLWK WKH 2QH 7RXFK NH\V RQ WKH 2QH 7RXFK ODEHO 6HWWLQJ 8S 6SHHG 'LDO 1XPEHUV 8S WR QXPEHUV RU ( PDLO DGGUHVVHV FDQ EH DVVLJQHG WR 6SHHG 'LDO QXPEHUV WR $Q DOWHUQDWH ID[ QXPEHU PD\ EH VWRUHG ZLWK WKH VSHHG GLDO QXPEHU ,I WKH QXPE
7R $VVLJQ 6SHHG 'LDO 1XPEHUV ½ 3UHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ (QVXUH >'HIDXOW VHWWLQJV@ LV VHOHFWHG DQG SUHVV >(QWHU@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >)D[ GHIDXOWV@ DQG SUHVV >(QWHU@ ½ ½ 8VH WKH VFUROO NH\ WR VHOHFW >3KRQHERRN VHWXS@ DQG SUHVV >(QWHU@ 8VH WKH VFUROO NH\ WR VHOHFW >6SHHG GLDOV@ DQG SUHVV >(QWHU@ 0DFKLQH VWDWXV 'HIDXOW VHWWLQJV 3ULQW UHSRUW ,QLWLDO VHWXS 'HI
½ 6HOHFW >1DPH@ DQG SUHVV >(QWHU@ ½ 8VLQJ WKH NH\ERDUG RQ IOLS SDQHO HQWHU WKH QDPH \RX ZDQW WR DVVLJQ WR WKLV 6SHHG 'LDO QXPEHU FKDUDFWHUV PD[LPXP ½ 3UHVV >(QWHU@ 6SHHG GLDO 6SHHG GLDO 'RQH 1DPH )D[ QXPEHU $OWHUQDWH ID[ QXPEHU )D[ RSWLRQV ( PDLO DGGUHVV ( PDLO RSWLRQV (QWHU QDPH PD[ 3KRQHERRN (QWHU WKH 6SHHG 'LDO 1DPH (QWHU WKH )D[ 1XPEHU ½ ,I WKLV 6SHHG 'LDO LV WR EH XVHG IRU VHQGLQJ ID[HV VHOHFW >)D[ QXPEHU@ DQG SUHVV >(QWHU@ ½
+,17 3DXVH@ NH\ 7R HQWHU D FKDUJH FRGH SUHVV WKH >&KDUJH &RGH@ NH\ DIWHU HQWHULQJ WKH QXPEHU (QWHU WKH $OWHUQDWH )D[ 1XPEHU ½ 6HOHFW >$OWHUQDWH ID[ QXPEHU@ DQG SUHVV >(QWHU@ ½ 8VLQJ WKH 1XPHULF .
,I QR )D[ RSWLRQV DUH UHTXLUHG VHOHFW >2II@ DQG SUHVV >(QWHU@ :RUN&HQWUH 3UR 8VHU *XLGH 3KRQHERRN ½ )D[ RSWLRQV 2II 2Q
(QWHU WKH ( PDLO $GGUHVV ½ ,I WKLV 6SHHG 'LDO LV WR EH XVHG IRU VHQGLQJ ( PDLOV VHOHFW >( PDLO DGGUHVV@ DQG SUHVV >(QWHU@ ½ (QWHU WKH ( PDLO DGGUHVV \RX ZDQW WR DVVLJQ WR WKH 6SHHG 'LDO QXPEHU FKDUDFWHUV PD[LPXP XVLQJ WKH NH\ERDUG RQ IOLS SDQHO RU WKH 3KRQHERRN 'LDO NH\ ½ 3UHVV >(QWHU@ 6SHHG GLDO (QWHU ( PDLO DGGUHVV RU 3UHVV 3KRQHERRN NH\ 6HOHFW WKH 6SHHG 'LDO ( PDLO 2SWLRQV ½ 6HOHFW >( PDLO RSWLRQV@ WKHQ SUHVV >(QWHU@ ½ 6HOHFW >2Q@ WR HQDEOH ( PDLO RSWLRQV LI UH
½ ½ ,I QR ( PDLO RSWLRQV DUH UHTXLUHG VHOHFW >2II@ DQG SUHVV >(QWHU@ :KHQ \RX KDYH ILQLVKHG VHWWLQJ XS WKH 6SHHG 'LDO QXPEHU VHOHFW >'RQH@ WKHQ SUHVV >(QWHU@ 7R OLQN WKLV 6SHHG 'LDO QXPEHU WR D 2QH 7RXFK NH\ SUHVV WKH UHTXLUHG 2QH 7RXFK NH\ 3KRQHERRN ½ ( PDLO RSWLRQV 2II 2Q 6SHHG GLDO 6SHHG GLDO 'RQH 1DPH )D[ QXPEHU $OWHUQDWH ID[ QXPEHU )D[ RSWLRQV ( PDLO DGGUHVV ( PDLO RSWLRQV 6HOHFW RQH WRXFK NH\ RU 3UHVV (17(5 LI GRQH 7R H[LW ZLWKRXW OLQNLQJ
6HWWLQJ 8S 2QH 7RXFK .H\V 7KHUH DUH 2QH 7RXFK NH\V ZKLFK FDQ EH SURJUDPPHG ZLWK D VLQJOH ID[ RU ( PDLO GHVWLQDWLRQ D 6SHHG 'LDO QXPEHU RU D *URXS QXPEHU $Q DOWHUQDWH ID[ QXPEHU FDQ EH VWRUHG ZLWK WKH 2QH 7RXFK NH\ ,I WKH QXPEHU GLDOHG LV EXV\ WKH DOWHUQDWH QXPEHU LV GLDOHG DIWHU WKH UHGLDO DWWHPSWV 127( 7KH DOWHUQDWH QXPEHU GLDOLQJ IXQFWLRQ LV QRW SHUIRUPHG LQ 5HOD\ 3ROOLQJ RU 0DLOER[ FRPPXQLFDWLRQV 7R $VVLJQ 2QH 7RXFK .
8VH WKH VFUROO NH\ WR VHOHFW >2QH WRXFK NH\V@ DQG SUHVV >(QWHU@ 3KRQHERRN ½ 3KRQHERRN VHWXS 6SHHG GLDOV *URXSV 2QH WRXFK NH\V 6HOHFW WKH 2QH 7RXFK .
(QWHU WKH )D[ 1XPEHU ½ ,I WKLV 2QH 7RXFK NH\ LV WR EH XVHG IRU VHQGLQJ ID[HV VHOHFW >)D[ QXPEHU@ DQG SUHVV >(QWHU@ ½ 8VLQJ WKH 1XPHULF .
½ 6HOHFW >)D[ RSWLRQV@ WKHQ SUHVV >(QWHU@ ½ 6HOHFW >2Q@ WR HQDEOH )D[ RSWLRQV LI UHTXLUHG DQG SUHVV >(QWHU@ 7KH ID[ RSWLRQV PHQX GLVSOD\V 5HIHU WR WKH )D[ RSWLRQV WDEOH RQ SDJH DQG SURJUDP WKH RSWLRQV UHTXLUHG IRU WKH 2QH 7RXFK QXPEHU ½ :KHQ \RX KDYH ILQLVKHG SURJUDPPLQJ WKH RSWLRQV UHTXLUHG VHOHFW >'RQH@ DQG SUHVV >(QWHU@ ½ ,I QR )D[ RSWLRQV DUH UHTXLUHG VHOHFW >2II@ DQG SUHVV >(QWHU@ :RUN&HQWUH 3UR 8VHU *XLGH 3KRQHERRN 6HOHFW WKH 2QH 7RXFK )D[ 2SWLRQV )D[ RSWLRQ
(QWHU WKH ( PDLO $GGUHVV ½ ,I WKLV 2QH 7RXFK NH\ LV WR EH XVHG IRU VHQGLQJ ( PDLOV VHOHFW >( PDLO DGGUHVV@ DQG SUHVV >(QWHU@ ½ (QWHU WKH ( PDLO DGGUHVV \RX ZDQW WR DVVLJQ WR WKH 2QH 7RXFK NH\ FKDUDFWHUV PD[LPXP XVLQJ WKH NH\ERDUG RQ IOLS SDQHO RU WKH 3KRQHERRN 'LDO NH\ ½ 3UHVV >(QWHU@ 2QH 7RXFK NH\ (QWHU ( PDLO DGGUHVV RU 3UHVV 3KRQHERRN NH\ 6HOHFW WKH 2QH 7RXFK ( PDLO 2SWLRQV ½ 6HOHFW >( PDLO RSWLRQV@ WKHQ SUHVV >(QWHU@ ½ 6HOHFW >2Q@ WR HQDEOH ( PDLO RSWLRQV LI UH
½ ½ ,I QR ( PDLO RSWLRQV DUH UHTXLUHG VHOHFW >2II@ DQG SUHVV >(QWHU@ :KHQ \RX KDYH ILQLVKHG VHWWLQJ XS WKH 2QH 7RXFK NH\ VHOHFW >'RQH@ WKHQ SUHVV >(QWHU@ 7R OLQN WKLV 2QH 7RXFK NH\ WR D 6SHHG 'LDO QXPEHU HQWHU WKH 6SHHG 'LDO QXPEHU UHTXLUHG DQG SUHVV >(QWHU@ 3KRQHERRN ½ ( PDLO RSWLRQV 2II 2Q 2QH WRXFK NH\ 2QH WRXFK NH\ 'RQH 1DPH )D[ QXPEHU $OWHUQDWH ID[ QXPEHU )D[ RSWLRQV ( PDLO DGGUHVV ( PDLO RSWLRQV (QWHU 6SHHG GLDO QXPEHU RU 3UHVV (17(5 LI GRQH
0RGLI\LQJ RU 'HOHWLQJ 6SHHG 'LDO RU 2QH 7RXFK 6HWWLQJV 8VH WKLV SURFHGXUH WR FKDQJH RU GHOHWH D SUHYLRXVO\ DVVLJQHG 6SHHG 'LDO QXPEHU RU 2QH 7RXFK NH\ :KHQ \RX VHOHFW WKH QXPEHU RU NH\ \RX ZDQW WR FKDQJH RU GHOHWH WKH ³$OUHDG\ DVVLJQHG´ PHVVDJH GLVSOD\V ½ 3UHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ (QVXUH >'HIDXOW VHWWLQJV@ LV VHOHFWHG DQG SUHVV >(QWHU@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >)D[ GHIDXOWV@ DQG SUHVV >
8VH WKH VFUROO NH\ WR VHOHFW >6SHHG GLDOV@ RU >2QH WRXFK NH\V@ DQG SUHVV >(QWHU@ ½ (QWHU WKH 6SHHG 'LDO QXPEHU RU SUHVV WKH 2QH 7RXFK NH\ ZKLFK UHTXLUHV PRGLI\LQJ RU GHOHWLQJ ½ 7R GHOHWH WKH 6SHHG 'LDO QXPEHU RU 2QH 7RXFK NH\ VHOHFW >'HOHWH@ DQG SUHVV >(QWHU@ ½ 7R PRGLI\ WKH LQIRUPDWLRQ VHOHFW >0RGLI\@ DQG SUHVV >(QWHU@ 3KRQHERRN ½ 3KRQHERRN VHWXS 6SHHG GLDOV *URXSV 2QH WRXFK NH\V 6SHHG 'LDO 'HOHWH 0RGLI\ 5HWDLQ 8VLQJ WKH LQIRUPDWLRQ LQ WKH SUHYLRXV
)D[ 2SWLRQV 8VLQJ WKH WDEOH EHORZ LGHQWLI\ WKH )D[ 2SWLRQV UHTXLUHG IRU WKH 6SHHG 'LDO QXPEHU RU 2QH 7RXFK NH\ DQG VHOHFW WKH DSSURSULDWH VHWWLQJV XVLQJ WKH )D[ 2SWLRQV PHQX )D[ 2SWLRQ 'RQH 2SWLRQV
6XE $GGUHVV :RUN&HQWUH 3UR 8VHU *XLGH 2SWLRQV 'HVFULSWLRQ 'RQH 8VH 'RQH WR FRQILUP WKH 6XE $GGUHVV VHOHFWLRQV HQWHUHG DQG UHWXUQ WR WKH SUHYLRXV VFUHHQ ,V DOVR XVHG WR VNLS WKH 6XE $GGUHVV IHDWXUH LI LW LV QRW UHTXLUHG 6XEDGGUHVV 68% 8VH WKLV RSWLRQ WR VHQG D GRFXPHQW WR D VXE DGGUHVV ORFDWLRQ (QWHU WKH QXPHULF UHPRWH VXE DGGUHVV ZKHQ SURPSWHG QXPHULF GLJLWV PD[LPXP 6HOHFW 3ROOLQJ 6(3 8VH WKLV RSWLRQ WR SROO D GRFXPHQW IURP D VXE DGGUHVV ORFDWLRQ (QWHU WKH QXP
( PDLO 2SWLRQV 8VLQJ WKH WDEOH EHORZ LGHQWLI\ WKH ( PDLO 2SWLRQV UHTXLUHG IRU WKH 6SHHG 'LDO QXPEHU RU 2QH 7RXFK NH\ DQG VHOHFW WKH DSSURSULDWH VHWWLQJV XVLQJ WKH ( PDLO 2SWLRQV PHQX ( PDLO 2SWLRQ 'RQH 2SWLRQV
,I \RX IUHTXHQWO\ VHQG ID[HV RU H PDLOV WR WKH VDPH JURXS RI UHFLSLHQWV \RX FDQ DVVLJQ WKHLU ID[ QXPEHUV RU H PDLO DGGUHVVHV WR D *URXS 2QO\ 6SHHG 'LDO RU 2QH 7RXFK HQWULHV FDQ EH DVVLJQHG WR D *URXS 3UHVHW JURXS QXPEHUV FDQ DOVR EH XVHG IRU SROOLQJ ,W LV D JRRG LGHD WR FUHDWH WKH OLVW RI QDPHV DQG QXPEHUV RU DGGUHVVHV UHTXLUHG IRU WKH *URXS EHIRUH \RX VWDUW SURJUDPPLQJ WKH PDFKLQH 7KH IROORZLQJ WDEOH OLVWV WKH LQIRUPDWLRQ WKDW ZLOO EH UHTXHVWHG DQG FRPPHQWV RQ HDFK RI WKH ILHOGV )LHOGV &RPPH
7R 3UHVHW 1XPEHUV WR D *URXS 3ULRU WR VHWWLQJ XS D *URXS HQVXUH DOO WKH JURXS PHPEHUV KDYH EHHQ DOUHDG\ EHHQ SURJUDPPHG DV D 6SHHG 'LDO QXPEHU RU 2QH 7RXFK NH\ 127( ,QVWUXFWLRQV IRU SURJUDPPLQJ 6SHHG 'LDO QXPEHUV RU 2QH 7RXFK NH\V VWDUW RQ SDJH ½ 3UHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ (QVXUH >'HIDXOW VHWWLQJV@ LV VHOHFWHG DQG SUHVV >(QWHU@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >)D[ GHIDXOWV@ DQG SUHVV >(QWHU
,I WKH *URXS LV WR EH XVHG IRU VHQGLQJ )D[HV VHOHFW >)D[ QXPEHU VHWXS@ 3KRQHERRN ½ *URXS )D[ QXPEHU VHWXS ( PDLO DGGUHVV VHWXS ½ ,I WKH *URXS LV WR EH XVHG IRU VHQGLQJ ( PDLOV VHOHFW >( PDLO DGGUHVV VHWXS@ ½ 3UHVV >(QWHU@ ½ (QWHU WKH UHTXLUHG *URXS QXPEHU WR SUHVV >(QWHU@ (QWHU JURXS QXPEHU 6HOHFW >1DPH@ DQG SUHVV >(QWHU@ *URXS *URXS ½ ½ 8VLQJ WKH NH\ERDUG RQ IOLS SDQHO HQWHU WKH QDPH \RX ZDQW WR DVVLJQ WR WKLV *URXS QXPEHU FKDU
½ 6HOHFW >'HVWLQDWLRQV@ DQG SUHVV >(QWHU@ ½ 3UHVV WKH 2QH 7RXFK NH\ RU HQWHU WKH 6SHHG 'LDO QXPEHU \RX ZDQW WR LQFOXGH LQ WKH JURXS DQG SUHVV >(QWHU@ ½ 6HOHFW >$GG QH[W QXPEHU@ DQG SUHVV >(QWHU@ DGG WKH QH[W QXPEHU WR WKH JURXS ½ &RQWLQXH WR DGG 6SHHG 'LDO QXPEHUV DQG 2QH 7RXFK NH\V XQWLO DOO WKH HQWULHV KDYH EHHQ PDGH *URXS *URXS *URXS (QWHU VSHHG GLDO RU RQH WRXFK NH\ $GG QH[W QXPEHU 5HYLHZ OLVW 'RQH ½ :KHQ DOO WKH HQWULHV KDYH EHHQ PDGH VHOHFW
7R DVVLJQ WKLV *URXS WR D 2QH 7RXFK NH\ SUHVV WKH UHTXLUHG 2QH 7RXFK NH\ 7KH *URXS VHWWLQJ LQLWLDO VFUHHQ UHGLVSOD\V *URXS 6HOHFW RQH WRXFK NH\ RU 3UHVV (17(5 LI GRQH 7R H[LW ZLWKRXW DVVLJQLQJ WR D 2QH 7RXFK NH\ SUHVV >(QWHU@ ½ 3UHVV >)HDWXUHV@ WR UHWXUQ WR WKH 5HDG\ PRGH :RUN&HQWUH 3UR 8VHU *XLGH 3KRQHERRN ½
0RGLI\LQJ RU 'HOHWLQJ D *URXS 1XPEHU 127( :KHQ \RX HQWHU WKH JURXS QXPEHU \RX ZDQW WR FKDQJH RU GHOHWH WKH ³$OUHDG\ DVVLJQHG´ PHVVDJH GLVSOD\V ½ 3UHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ (QVXUH >'HIDXOW VHWWLQJV@ LV VHOHFWHG DQG SUHVV >(QWHU@ ½ 8VH WKH VFUROO NH\ WR VHOHFW >)D[ GHIDXOWV@ DQG SUHVV >(QWHU@ ½ ½ 8VH WKH VFUROO NH\ WR VHOHFW >3KRQHERRN VHWXS@ DQG SUHVV >(QWHU@ 8VH WKH VFUROO NH\ WR V
½ 6HOHFW WKH W\SH RI *URXS WR PRGLI\ RU GHOHWH VHOHFW >)D[ QXPEHU VHWXS@ RU >( PDLO DGGUHVV VHWXS@ 3KRQHERRN ½ *URXS )D[ QXPEHU VHWXS ( PDLO DGGUHVV VHWXS 3UHVV >(QWHU@ 7R 'HOHWH D *URXS ½ ½ (QWHU WKH *URXS QXPEHU WR SUHVV >(QWHU@ 6HOHFW >'HOHWH@ DQG SUHVV >(QWHU@ 7KH *URXS QXPEHU LV GHOHWHG :RUN&HQWUH 3UR 8VHU *XLGH *URXS (QWHU JURXS QXPEHU *URXS 'HOHWH 0RGLI\ GHVWLQDWLRQV 5HWDLQ
0RGLI\LQJ D *URXS ½ 6HOHFW >0RGLI\ GHVWLQDWLRQV@ DQG SUHVV >(QWHU@ ½ 8VLQJ WKH VFUROO NH\V VHOHFW WKH GHVWLQDWLRQ WR EH PRGLILHG ½ 8VH WKH ULJKW VFUROO NH\ WR VHOHFW >0RGLI\@ RU WKH OHIW VFUROO NH\ WR VHOHFW >'HOHWH@ ½ :KHQ \RX KDYH FRPSOHWHG WKH PRGLILFDWLRQV VHOHFW WKH >([LW@ NH\ ½ 3UHVV WKH >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH *URXS 'HOHWH 0RGLI\ GHVWLQDWLRQV 5HWDLQ 'HOHWH 6DOHV 'HSDUWPHQW ;HUR[ (XURSH ;HUR[ 6XSSOLHV 3 4 0RGLI\ :RU
$V \RX DVVLJQ SKRQH QXPEHUV WR WKH 2QH 7RXFK NH\V XVH D SHQFLO WR ILOO LQ WKH ORFDWLRQ QDPH RQ WKH 2QH 7RXFK /DEHO 2QH 7RXFK NH\V :RUN&HQWUH 3UR 8VHU *XLGH 3KRQHERRN )LOOLQJ RXW WKH 2QH 7RXFK /DEHO
8VLQJ WKH 3KRQHERRN 7KHUH DUH VHYHUDO GLIIHUHQW PHWKRGV ZKLFK FDQ EH XVHG WR DFFHVV WKH LQIRUPDWLRQ VWRUHG LQ WKH SKRQHERRN 6SHHG 'LDOLQJ $OSKD 'LDOLQJ *URXS 'LDOLQJ 2QH 7RXFK 'LDOLQJ 6SHHG 'LDOLQJ 2QFH \RX KDYH DVVLJQHG D GHVWLQDWLRQ ID[ QXPEHU RU H PDLO DGGUHVV DV D 6SHHG 'LDO QXPEHU \RX FDQ HQWHU \RXU GHVWLQDWLRQ E\ XVLQJ WKH 6SHHG 'LDO QXPEHU WR +,17 5HIHU WR ³6HWWLQJ XS WKH 3KRQHERRN´ RQ SDJH WR DVVLJQ 6SHHG 'LDO QXPEHUV 2QH 7RXFK NH\V RU *URXS QXPEHUV 8VLQJ 6S
½ 6HOHFW >6SHHG GLDO@ DQG SUHVV >(QWHU@ 8VLQJ WKH 1XPHULF .
½ ½ 6HOHFW >$OSKD GLDO@ DQG SUHVV >(QWHU@ 3KRQHERRN 6SHHG GLDO $OSKD GLDO *URXS GLDO (QWHU WKH ILUVW OHWWHU V WR VHDUFK IRU XVLQJ WKH NH\ERDUG RQ IOLS SDQHO WKHQ SUHVV >(QWHU@ 8S WR FKDUDFWHUV FDQ EH HQWHUHG $OSKD GLDO 6HDUFK QDPH PD[ ½ $IWHU IHZ VHFRQGV VHDUFKLQJ LV FRPSOHWH 8VLQJ WKH VFUROO NH\V VHOHFW WKH UHTXLUHG HQWU\ DQG SUHVV >6WDUW@ $OSKD GLDO 6DOHV 6DOHV 'HSDUWPHQW 6XSSOLHV :RUN&HQWUH 3UR 8VHU *XLGH
2QFH \RX KDYH D *URXS QXPEHU \RX FDQ HQWHU \RXU *URXS E\ XVLQJ WKH *URXS QXPEHU WR +,17 5HIHU WR ³6HWWLQJ XS WKH 3KRQHERRN´ RQ SDJH WR DVVLJQ 6SHHG 'LDO QXPEHUV 2QH 7RXFK NH\V RU *URXS QXPEHUV 8VLQJ *URXS 'LDOLQJ ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 3UHVV WKH >3KRQHERRN 'LDO@ NH\ 3KRQHERRN 'LDO .H\ ½ ½ 6HOHFW >*URXS GLDO@ DQG SUHVV >(QWHU@ 8VLQJ WKH 1XPHULF .
2QH 7RXFK 'LDOLQJ ,I \RX SURJUDPPHG D ID[ QXPEHU RU H PDLO DGGUHVV WR D 2QH 7RXFK NH\ \RX FDQ XVH WKH QXPEHU RU DGGUHVV E\ SUHVVLQJ WKH FRUUHVSRQGLQJ 2QH 7RXFK NH\ +,17 5HIHU WR ³6HWWLQJ XS WKH 3KRQHERRN´ RQ SDJH WR DVVLJQ 6SHHG 'LDO 2QH 7RXFK QXPEHUV RU *URXS QXPEHUV 8VLQJ 2QH 7RXFK 'LDOLQJ ½ (QVXUH WKH RULJLQDOV KDYH EHHQ ORDGHG DQG WKH MRE IHDWXUHV SURJUDPPHG ½ 3UHVV WKH UHTXLUHG >2QH 7RXFK@ NH\ 2QH 7RXFK .
0DLQWDLQLQJ WKH 3URGXFW 7KHUH ZLOO EH WLPHV ZKHQ WKH PDFKLQH ZLOO UHTXLUH PDLQWHQDQFH WDVNV WR EH FDUULHG RXW 7KLV FKDSWHU SURYLGHV VWHS E\ VWHS LQVWUXFWLRQV IRU PDLQWDLQLQJ WKH PDFKLQH DQG UHSODFLQJ FRQVXPDEOHV :RUN&HQWUH 3UR 8VHU *XLGH 0DLQWDLQLQJ WKH 3URGXFW
&OHDQLQJ &OHDQLQJ WKH :RUN&HQWUH 3UR 3URSHU PDLQWHQDQFH LV LPSRUWDQW IRU WKH VPRRWK RSHUDWLRQ RI DQ\ HTXLSPHQW &$87,21 :KHQ FOHDQLQJ WKH :RUN&HQWUH 3UR GR QRW XVH RUJDQLF RU VWURQJ FKHPLFDO VROYHQWV RU DHURVRO FOHDQHUV 'R QRW SRXU IOXLGV GLUHFWO\ RQWR DQ\ DUHD $YRLG VXSSOLHV WKDW DUH QRW VSHFLILFDOO\ OLVWHG DV DSSURYHG LQ WKLV GRFXPHQWDWLRQ 7KH\ FDQ FDXVH SRRU SHUIRUPDQFH DQG FUHDWH D GDQJHURXV FRQGLWLRQ 8VH VXSSOLHV DQG FOHDQLQJ PDWHULDOV RQO\ DV GLUHFWHG LQ WKLV GRFXPHQWDWLRQ .
7R HQVXUH RSWLPXP LPDJH TXDOLW\ DW DOO WLPHV FOHDQ WKH GRFXPHQW JODVV DQG FRQVWDQW YHORFLW\ WUDQVSRUW JODVV PRQWKO\ RU PRUH RIWHQ LI QHHGHG 7KLV KHOSV DYRLG RXWSXW ZLWK VWUHDNV VPHDUV DQG RWKHU PDUNV WKDW WUDQVIHU IURP WKH JODVV DUHD ZKHQ VFDQQLQJ GRFXPHQWV ½ 7R FOHDQ WKH JODVV DUHDV XVH D OLQW IUHH FORWK OLJKWO\ GDPSHQHG ZLWK ZDWHU RU ;HUR[ /HQV DQG 0LUURU &OHDQHU &RQWURO 3DQHO .H\ERDUG /&' 'LVSOD\ 5HJXODU FOHDQLQJ NHHSV WKH &RQWURO 3DQHO .
7UDQVIHU &RURWURQ :LUH ,I \RX KDYH SRRU TXDOLW\ RXWSXW ZLWK XQHYHQ IDLQW GHJUDGHG SULQW RU D ZKLWH OLQH DSSHDULQJ LQ WKH GLUHFWLRQ RI WKH SDSHU IHHG WKH 7UDQVIHU &RURWURQ :LUH PD\ EH GLUW\ 5HIHU WR WKH IROORZLQJ VWHSV IRU FOHDQLQJ LQVWUXFWLRQV ½ ,I LQVWDOOHG RSHQ WKH $XWR 'XSOH[ 8QLW ½ 2SHQ WKH 6LGH &RYHU :RUN&HQWUH 3UR 8VHU *XLGH
5HPRYH WKH FOHDQLQJ WRRO IURP LWV VWRUDJH VSDFH RQ WKH PDFKLQH ½ 7KH 7UDQVIHU &RURWURQ :LUH &OHDQLQJ 7RRO KDV WZR VKRXOGHUV :RUN&HQWUH 3UR 8VHU *XLGH 0DLQWDLQLQJ WKH 3URGXFW ½ 6KRXOGHUV
½ :KHQ SRVLWLRQLQJ WKH FOHDQLQJ WRRO RYHU WKH 7UDQVIHU &RURWURQ :LUH HQVXUH WKDW WKH WZR VKRXOGHUV DUH IDFLQJ DZD\ IURP WKH PDFKLQH :RUN&HQWUH 3UR 8VHU *XLGH
(QVXUH WKDW WKH OLS DW WKH EDFN RI WKH FOHDQLQJ WRRO LV UHVWLQJ RQ WKH 7UDQVIHU &RURWURQ :LUH FDVLQJ (QVXUH WKDW WKH WZR VKRXOGHUV DUH ORFDWHG XQGHU WKH SODVWLF JXDUG ½ +ROG WKH FOHDQLQJ WRRO XSULJKW DQG VOLGH LW DORQJ WKH 7UDQVIHU &RURWURQ :LUH IURP OHIW WR ULJKW ,I WKH FOHDQLQJ WRRO LV SRVLWLRQHG FRUUHFWO\ LW ZLOO VOLGH HDVLO\ ZLWKRXW DQ\ UHVLVWDQFH ½ 7KLV DFWLRQ ZLOO UHPRYH DQ\ GXVW RU GLUW ½ ½ &ORVH WKH VLGH FRYHU 0DLQWDLQLQJ WKH 3URGXFW ½ 7UDQVIHU &RURWURQ :LUH FDVLQJ 3ODVW
2UGHULQJ 6XSSOLHV 7KH 7RQHU &DUWULGJH WKH 'UXP &DUWULGJH DQG WKH 6WDSOH &DUWULGJH DUH DYDLODEOH DV FXVWRPHU UHSODFHDEOH XQLWV 7KH FXVWRPHU UHSODFHDEOH XQLW SDUW QXPEHUV DUH OLVWHG EHORZ &XVWRPHU 5HSODFHDEOH 8QLW 3DUW 1XPEHU (XURSH 86$ DQG &DQDGD 7RQHU &DUWULGJH 5 5 'UXP &DUWULGJH 5 5 6WDSOH &DUWULGJH 5 5 7R REWDLQ VXSSOLHV FRQWDFW \RXU ORFDO ;HUR[ RIILFH JLYLQJ \RXU FRPSDQ\ QDPH WKH SURGXFW QXPEHU DQG LWV VHULDO QXPEHU 8VH WKH VSDFH EHORZ WR
5HSODFLQJ WKH 7RQHU &DUWULGJH 7KH 7RQHU &DUWULGJH LV D FXVWRPHU UHSODFHDEOH XQLW 7KLV DVVHPEO\ KROGV WKH WRQHU IRU WKH :RUN&HQWUH 3UR $IWHU DSSUR[LPDWHO\ FRSLHV WKH PDFKLQH ZLOO GLVSOD\ D PHVVDJH WR UHSODFH WKH WRQHU :KHQ WKLV PHVVDJH DSSHDUV LQVWDOO D QHZ WRQHU FDUWULGJH :$51,1* :KHQ RUGHULQJ D QHZ 7RQHU &DUWULGJH PDNH VXUH WKH FRUUHFW FDUWULGJH LV RUGHUHG IRU WKH :RUN&HQWUH 3UR )RU DVVLVWDQFH WKH SURGXFW QXPEHU LV GLVSOD\HG RQ WKH FDUWULGJH ER[ &$87,21 'R QRW VKDNH DQ HPSW\ FD
½ 5DLVH WKH FDWFK WR XQORFN DQG UHOHDVH WKH 7RQHU &DUWULGJH ½ +ROGLQJ WKH FDUWULGJH DV VKRZQ VOLGH LW RXW RI WKH PDFKLQH ½ 7KH XVHG 7RQHU &DUWULGJH VKRXOG EH UHF\FOHG )ROORZ WKH LQVWUXFWLRQV JLYHQ LQ WKH FDUWULGJH UHWXUQ ERRNOHW HQFORVHG ZLWK WKH QHZ 7RQHU &DUWULGJH :RUN&HQWUH 3UR 8VHU *XLGH
5HPRYH WKH QHZ 7RQHU &DUWULGJH IURP WKH ER[ DQG LWV ZUDSSHU 9LJRURXVO\ VKDNH WKH FDUWULGJH IURP VLGH WR VLGH ½ 3XOO WKH WDE WR UHPRYH WKH VHDOLQJ WDSH IURP WKH FDUWULGJH :RUN&HQWUH 3UR 8VHU *XLGH 0DLQWDLQLQJ WKH 3URGXFW ½
½ ,QVWDOO WKH 1HZ 7RQHU &DUWULGJH LQWR WKH PDFKLQH XQWLO LW FOLFNV LQ SODFH ½ $IWHU LQVWDOOLQJ WKH 7RQHU &DUWULGJH SXOO WKH &KDUJHU :LUH &OHDQLQJ /HYHU RXW RI WKH 'UXP &DUWULGJH XQWLO LW VWRSV DQG WKHQ SXVK LW EDFN LQ DJDLQ VHYHUDO WLPHV 7KLV SURFHVV FOHDQV WKH FKDUJHU ZLUH :RUN&HQWUH 3UR 8VHU *XLGH
&ORVH WKH )URQW &RYHU :RUN&HQWUH 3UR 8VHU *XLGH 0DLQWDLQLQJ WKH 3URGXFW ½
5HSODFLQJ WKH 'UXP &DUWULGJH 7KH 'UXP &DUWULGJH UHTXLUHV UHSODFHPHQW ZKHQ WKH 'UXP OLIH ZDUQLQJ LV GLVSOD\HG DIWHU DSSUR[LPDWHO\ FRSLHV 7KH NLW FRQWDLQV D QHZ 'UXP &DUWULGJH DQG D QHZ 2]RQH )LOWHU &$87,21 'R QRW H[SRVH WKH JUHHQ GUXP WR OLJKW IRU DQ H[WHQGHG SHULRG 1HYHU H[SRVH WKH GUXP WR GLUHFW VXQOLJKW RU WRXFK WKH GUXP VXUIDFH 'DPDJH RU SRRU LPDJH TXDOLW\ PD\ UHVXOW 127( ,I WKH :RUN&HQWUH 3UR GRHV QRW LQFOXGH WKH $XWR 'XSOH[ 8QLW VNLS WKH ILUVW VWHS ½ 7R RSHQ WKH $XWR 'XSOH[
5HOHDVH WKH KDQGOH WR RSHQ WKH 6LGH &RYHU ½ 5HPRYH WKH 7RQHU &DUWULGJH XVLQJ WKH LQVWUXFWLRQV ³5HSODFLQJ WKH 7RQHU &DUWULGJH´ RQ SDJH :RUN&HQWUH 3UR 8VHU *XLGH 0DLQWDLQLQJ WKH 3URGXFW ½
&$87,21 $OZD\V KROG WKH 'UXP &DUWULGJH E\ WKH FRORXUHG KDQGOHV 'R QRW WRXFK WKH JUHHQ GUXP DUHD 'R QRW OHDYH WKH 'UXP &DUWULGJH RXW RI WKH PDFKLQH IRU DQ H[WHQGHG SHULRG ½ /LIW WKH FRORXUHG KDQGOH DQG JHQWO\ SXOO WKH 'UXP &DUWULGJH IURP WKH PDFKLQH ½ $V \RX ZLWKGUDZ WKH 'UXP &DUWULGJH VXSSRUW LW E\ KROGLQJ WKH FRORXUHG KDQGOH RQ WKH WRS RI WKH XQLW ½ 7KH XVHG 'UXP &DUWULGJH VKRXOG EH UHF\FOHG )ROORZ WKH LQVWUXFWLRQV JLYHQ LQ WKH FDUWULGJH UHWXUQ ERRNOHW HQFORVHG ZLWK WKH QHZ 'UXP
½ 0DLQWDLQLQJ WKH 3URGXFW 5HPRYH WKH QHZ 'UXP &DUWULGJH IURP WKH ER[ %DFN 5LJKW )URQW %DFN /HIW :RUN&HQWUH 3UR 8VHU *XLGH )URQW
½ 5HPRYH WKH SURWHFWLYH SDFNDJLQJ IURP WKH 'UXP &DUWULGJH DV VKRZQ LQ WKH IROORZLQJ LOOXVWUDWLRQV ½ 5HPRYH WKH FDUG IURP WKH ULJKW RI WKH 'UXP &DUWULGJH ½ 5HPRYH WKH FDUG IURP WKH OHIW RI WKH 'UXP &DUWULGJH :RUN&HQWUH 3UR 8VHU *XLGH
0DLQWDLQLQJ WKH 3URGXFW ½ 5HPRYH WZR SLHFHV RI WDSH WDSH WDSH ½ 3XOO WDEV QXPEHUHG WR UHPRYH PRUH SURWHFWLYH PDWHULDO :RUN&HQWUH 3UR 8VHU *XLGH
½ 3XOO WDE WR XQIROG SURWHFWLYH SDSHU SXOO ½ &RPSOHWHO\ UHPRYH DOO WKH SDSHU DQG DVVRFLDWHG WDSH :RUN&HQWUH 3UR 8VHU *XLGH
+ROG WKH KDQGOH DQG WLOW WKH 'UXP &DUWULGJH 5HPRYH WKH SODVWLF VWULS DORQJ WKH ERWWRP ½ 3XOO UHPDLQLQJ WDE RQ WKH OHIW RI WKH 'UXP &DUWULGJH WR UHPRYH WKH ODVW SLHFH RI SURWHFWLYH SDFNDJLQJ 0DLQWDLQLQJ WKH 3URGXFW ½ OHIW :RUN&HQWUH 3UR 8VHU *XLGH
½ 6OLGH WKH QHZ 'UXP &DUWULGJH LQWR WKH PDFKLQH XQWLO LW FOLFNV LQWR SODFH ½ 5HLQVWDOO WKH 7RQHU &DUWULGJH XVLQJ WKH LQVWUXFWLRQV ³5HSODFLQJ WKH 7RQHU &DUWULGJH´ RQ SDJH :RUN&HQWUH 3UR 8VHU *XLGH
$IWHU UHLQVWDOOLQJ WKH 7RQHU &DUWULGJH SXOO WKH &KDUJHU :LUH &OHDQLQJ /HYHU RXW RI WKH 'UXP &DUWULGJH XQWLO LW VWRSV DQG SXVK LW EDFN LQ DJDLQ VHYHUDO WLPHV 7KLV SURFHVV FOHDQV WKH FKDUJHU ZLUH ½ &ORVH DOO FRYHUV DQG GRRUV 0DLQWDLQLQJ WKH 3URGXFW ½ 5HSODFLQJ WKH 2]RQH )LOWHU 7KH 2]RQH )LOWHU DEVRUEV WKH R]RQH HPLWWHG E\ WKH PDFKLQH ,W LV ORFDWHG LQ D VORW LQ WKH PLGGOH RI WKH FHQWUH RXWSXW WUD\ 7R FKDQJH WKH ILOWHU UHPRYH WKH 2]RQH )LOWHU UHFHSWDFOH IURP WKH PDFKLQH ½ 3XVK RXW WKH H[L
5HSODFLQJ WKH 6WDSOH &DUWULGJH 7KH &RQYHQLHQFH 6WDSOHU LV SURYLGHG DV VWDQGDUG RQ WKH :RUN&HQWUH 3UR 6L 8VH WKH LQVWUXFWLRQV EHORZ WR UHSODFH WKH VWDSOH FDUWULGJH ½ 2SHQ WKH WRS FRYHU RI WKH FRQYHQLHQFH VWDSOHU XQLW ½ )ROORZLQJ WKH UHSODFHPHQW LQVWUXFWLRQ ODEHOV RQ WKH XQGHUVLGH RI WKH WRS FRYHU JULS WKH VLGHV RI WKH 6WDSOH &DUWULGJH DQG OLIW LW RXW RI WKH VWDSOHU XQLW ½ ½ ½ 'LVSRVH RI WKH XVHG FDUWULGJH ½ &ORVH WKH WRS FRYHU RI WKH FRQYHQLHQFH VWDSOHU XQLW 8QSDFN WKH QHZ FDUWULGJ
/RDGLQJ WKH 3DSHU 7UD\V 8S WR WKUHH SDSHU WUD\V FDQ EH LQVWDOOHG RQ WKH :RUN&HQWUH 3UR 7KH IROORZLQJ VWHSV VKRZ KRZ WR ORDG SDSHU LQ WKH SDSHU WUD\V 7KH SDSHU VL]H LQ HDFK WUD\ PXVW EH HQWHUHG IURP WKH &RQWURO 3DQHO LQ WKH 0DFKLQH 6WDWXV PHQX +,17 %HIRUH ORDGLQJ SDSHU LQWR WKH SDSHU WUD\V IDQ WKH HGJHV 7KLV VHSDUDWHV DQ\ VKHHWV RI SDSHU WKDW PD\ EH VWXFN WRJHWKHU DQG UHGXFHV WKH SRVVLELOLW\ RI SDSHU MDPV +,17 7R DYRLG MDPV DQG PLVIHHGV GR QRW ORDG QHZ SDSHU RQ WRS RI SDSHU WKDW PD\ VWLOO
½ ,I \RX DUH ORDGLQJ WKH VDPH VL]H SDSHU LQWR WKH WUD\ ORDG WKH SDSHU LQWR WKH WUD\ VR WKDW LW LV DJDLQVW WKH ULJKW VLGH RI WKH WUD\ ½ &ORVH WKH WUD\ \RX DUH QRZ UHDG\ WR FRQWLQXH \RXU MRE 127( ,I \RX ZDQW WR ORDG D GLIIHUHQW VL]H SDSHU RU FKDQJH WKH RULHQWDWLRQ RI WKH SDSHU FRQWLQXH RQ WR WKH QH[W VWHS ½ ,I \RX ZLVK WR ORDG SDSHU RI D GLIIHUHQW VL]H RU RULHQWDWLRQ \RX ZLOO QHHG WR FKDQJH WKH SRVLWLRQ RI WKH SDSHU JXLGHV DQG LQSXW WKH QHZ SDSHU VL]H DQG RULHQWDWLRQ XQGHU 0DFKLQH
½ /RFDWH WKH OHYHU VKRZQ DV LQ WKH SKRWR DW WKH OHIW UHDU RI WKH WUD\ 3UHVV WKH OHYHU GRZQ WR WKH ULJKW WR XQORFN WKH JXLGHV ½ 7R UHOHDVH WKH IURQW JXLGH SXVK GRZQ RQ WKH WDE VKRZQ DV RQ WKH SKRWR DQG VOLGH WKH IURQW DQG UHDU JXLGHV WR WKHLU QHZ SRVLWLRQ 0DLQWDLQLQJ WKH 3URGXFW 7R DGMXVW WKH )URQW DQG 5HDU *XLGHV 7R DGMXVW WKH /HIW *XLGH ½ 6TXHH]H WKH ORZHU VLGHV RI WKH JXLGH DQG UHPRYH LW IURP LWV H[LVWLQJ SRVLWLRQ ,QVHUW WKH JXLGH LQWR LWV QHZ SRVLWLRQ /HIW *XLGH :R
½ /RDG WKH SDSHU LQWR WKH WUD\ DQG PDNH VXUH WKDW WKH JXLGHV DUH FRUUHFWO\ SRVLWLRQHG IRU WKH SDSHU VL]H DQG DUH ORFNHG ILUPO\ LQ SODFH ½ 3UHVV WKH OHYHU DW WKH EDFN RI WKH WUD\ GRZQ WR WKH OHIW WR ORFN WKH IURQW DQG UHDU JXLGHV LQ SRVLWLRQ ½ &ORVH WKH SDSHU WUD\ ½ 2Q WKH FRQWURO SDQHO SUHVV WKH 0DFKLQH 6WDWXV NH\ 1RWH WKH ORFDWLRQ RI WKH RWKHU NH\V RQ WKLV GLDJUDP DV \RX ZLOO XVH WKHP ODWHU 0DFKLQH VWDWXV )RXU ZD\ GLUHFWLRQDO DUURZV ([LW (QWHU :RUN&HQWUH 3UR 8VHU *X
½ ½ ½ ½ 8VH WKH VFUROO NH\ WR VHOHFW >'HIDXOW VHWWLQJV@ DQG SUHVV WKH >(QWHU@ NH\ 8VH WKH VFUROO NH\ WR VHOHFW >0DFKLQH GHIDXOWV@ DQG SUHVV WKH >(QWHU@ NH\ 8VH WKH VFUROO NH\ WR VHOHFW >3DSHU WUD\V@ DQG SUHVV WKH >(QWHU@ NH\ 8VH WKH VFUROO NH\V DQG WR VHOHFW WKH WUD\ \RX KDYH FKDQJHG WKHQ SUHVV WKH >(QWHU@ NH\ 8VH WKH VFUROO NH\V DQG WR VHOHFW WKH SDSHU VL]H DQG RULHQWDWLRQ \RX KDYH LQVWDOOHG LQ WKH WUD\ DQG WKHQ SUHVV WKH >(QWHU@ NH\ :RUN&HQWUH 3UR 8VHU *XLGH 0
)HDWXUHV NH\ ½ 3UHVV WKH >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH 7KH WUD\ LV QRZ VHW XS FRUUHFWO\ DQG UHDG\ WR XVH :RUN&HQWUH 3UR 8VHU *XLGH
7KH %\SDVV 7UD\ FDQ EH XVHG IRU D YDULHW\ RI GLIIHUHQW PHGLD ,W LV ORFDWHG RQ WKH ULJKW VLGH RI WKH PDFKLQH 7R FKDQJH WKH SDSHU VL]H IRU WKH %\SDVV 7UD\ LW PXVW EH VHOHFWHG IURP WKH &RQWURO 3DQHO ½ /RDG WKH PHGLD LQ WKH %\SDVV WUD\ ½ 6OLGH WKH JXLGH XQWLO LW LV MXVW WRXFKLQJ WKH HGJH RI WKH VWDFN 127( (QVXUH WKDW WKH PD[LPXP ILOO OLQH LV QRW H[FHHGHG 127( 7KH %\SDVV WUD\ LV H[WHQGDEOH WR DFFRPPRGDWH VKRUW HGJH IHHG RULJLQDOV RU ODUJHU SDSHU VL]HV :RUN&HQWUH 3UR 8VHU *XLGH
:RUN&HQWUH 3UR 8VHU *XLGH
%DVLF 7URXEOHVKRRWLQJ 7KLV FKDSWHU SURYLGHV LQIRUPDWLRQ IRU VROYLQJ SUREOHPV ZKLFK PD\ RFFXU ZLWK \RXU :RUN&HQWUH 3UR 7DEOHV OLVWLQJ (UURU 0HVVDJHV DQG &RGHV SUREOHPV DQG SRVVLEOH VROXWLRQV DUH SURYLGHG :RUN&HQWUH 3UR 8VHU *XLGH %DVLF 7URXEOHVKRRWLQJ
-DP &OHDUDQFH 7KHUH DUH WKUHH W\SHV RI MDP 'RFXPHQW )HHGHU $') '$') MDP 3DSHU SDWK -DP &RQYHQLHQFH 6WDSOHU -DP ,I D MDP RFFXUV GXULQJ PDFKLQH RSHUDWLRQ UHIHU WR WKH PHVVDJHV GLVSOD\HG RQ WKH /&' ,03257$17 )ROORZ WKH VWHS E\ VWHS SURFHGXUHV VKRZQ RQ WKH PHVVDJH GLVSOD\ WR FOHDU WKH IDXOW 8VH WKH VFUROO NH\ WR SURFHHG WR WKH QH[W VWHS DQG SUHVV >(QWHU@ $FFHVV $UHDV 7KH IROORZLQJ GLDJUDP LOOXVWUDWHV ZKHUH WKH MDP FOHDUDQFH DFFHVV DUHDV DUH RQ WKH PDFKLQH $'+ '$'+ -DP $FFHVV &RYHU &RQYHQ
%DVLF 7URXEOHVKRRWLQJ ([DPSOH RI 3DSHU -DP 6HH WKH IROORZLQJ IRU DQ H[DPSOH RI W\SLFDO MDP FOHDUDQFH PHVVDJHV &OHDU SDSHU MDP 2SHQ VLGH FRYHU ½ 2SHQ WKH ULJKW VLGH FRYHU ½ 8VH WKH VFUROO NH\ WR SURFHHG WR WKH QH[W VWHS DQG SUHVV >(QWHU@ ½ 5HPRYH DQ\ SDSHU YLVLEOH LQ WKLV DUHD &OHDU SDSHU MDP 5HPRYH MDPPHG SDSHU *UHHQ ZKHHO ½ 5RWDWH WKH JUHHQ ZKHHO WRZDUG \RX DQG UHPRYH DQ\ MDPPHG SDSHU DV LW DSSHDUV EHWZHHQ WKH UROOHUV :RUN&HQWUH 3UR 8VHU *XLGH 5HPRYH SDSHU
½ 2SHQ WKH H[LW FRYHU DV VKRZQ KHUH ½ 5HPRYH DQ\ MDPPHG SDSHU LQVLGH WKH H[LW XQLW ½ 8VH WKH VFUROO NH\ WR SURFHHG WR WKH QH[W VWHS DQG SUHVV >(QWHU@ ½ &ORVH WKH H[LW FRYHU DQG WKH ULJKW KDQG VLGH FRYHU &OHDU SDSHU MDP &ORVH VLGH FRYHU 127( 7KH GLVSOD\ LQVWUXFWLRQV PD\ YDU\ GHSHQGLQJ RQ WKH RSWLRQV LQVWDOOHG 3UHYHQWLQJ 3DSHU -DPV 3DSHU MDPV KDSSHQ IRU D YDULHW\ RI UHDVRQV 8VH WKH IROORZLQJ UHFRPPHQGDWLRQV WR UHGXFH WKH SRWHQWLDO IRU MDPV 8VH RQO\ UHFRPPHQGHG SDSHU 5HIHU WR
&OHDU PLVIHG RULJLQDO 3XVK MDP DFFHVV EXWWRQ %DVLF 7URXEOHVKRRWLQJ ([DPSOH RI 'RFXPHQW )HHGHU $') '$') -DP &OHDU PLVIHG RULJLQDO 2SHQ MDP DFFHVV FRYHU &OHDU PLVIHG RULJLQDO 2SHQ XSSHU JXLGH &OHDU PLVIHG RULJLQDO 7XUQ JUHHQ ZKHHO &OHDU PLVIHG RULJLQDO 5HPRYH PLVIHG RULJLQDO :RUN&HQWUH 3UR 8VHU *XLGH
([DPSOH RI &RQYHQLHQFH 6WDSOHU -DP ½ 2SHQ WKH WRS FRYHU RI WKH FRQYHQLHQFH VWDSOHU XQLW ½ )ROORZ WKH MDP FOHDUDQFH LQVWUXFWLRQ ODEHOV RQ WKH XQGHUVLGH RI WKH WRS FRYHU ½ $IWHU UHPRYLQJ WKH MDPPHG SDSHU WKH PDFKLQH ZLOO ZDUP XS :DUPLQJ XS 3DSHU 2XWSXW $XWR &ROODWHG / ' 5 ( $XWR $GGHG )HDWXUHV ½ 7R FRPSOHWH WKH UHPDLQLQJ SDJHV SUHVV >6WDUW@ ½ 7R FDQFHO WKH MRE SUHVV >&OHDU@ 3UHVV VWDUW WR UHVXPH 3DSHU 2XWSXW $XWR &ROODWHG / ' 5 ( $XWR $GGHG
,I WKH SUREOHP SHUVLVWV FRQWDFW WKH ;HUR[ :HOFRPH &HQWUH RU \RXU ORFDO UHSUHVHQWDWLYH 7KH VHULDO QXPEHU RI WKH PDFKLQH ZLOO EH UHTXLUHG WRJHWKHU ZLWK DQ\ UHOHYDQW HUURU FRGHV )RU LQIRUPDWLRQ RQ ORFDWLQJ WKH VHULDO QXPEHU SOHDVH UHIHU WR ³&XVWRPHU 6XSSRUW´ RQ SDJH 'LVSOD\LQJ (UURU &RGHV 3UHVV WKH >6WRS@ DQG WKH QXPEHU NH\ DW WKH VDPH WLPH WR GLVSOD\ WKH (UURU &RGH 7KH (UURU &RGH LQGLFDWHV WKH ORFDWLRQ RI WKH IDXOW UHIHU WR SDJH LQ WKLV VHFWLRQ &XVWRPHU 6XSSRUW 7HOHSKRQH 1XPEHU 7KH
(UURU 0HVVDJHV DQG &RGHV ,I DQ DEQRUPDO FRQGLWLRQ DULVHV LQ WKH PDFKLQH RU DQ LQFRUUHFW RSHUDWLRQ LV SHUIRUPHG DQ DODUP VLJQDO LV JHQHUDWHG IRU D IHZ VHFRQGV DQG D PHVVDJH LQGLFDWLQJ WKH QDWXUH RI WKH HUURU LV GLVSOD\HG ,I WKLV KDSSHQV WDNH WKH FRUUHFWLYH DFWLRQ OLVWHG LQ WKH IROORZLQJ WDEOH 7KH SUREOHP PD\ EH LGHQWLILHG IXUWKHU E\ DFFHVVLQJ WKH HUURU FRGHV 7R DFFHVV WKH HUURU FRGHV ZKHQ D PDFKLQH SUREOHP LV LGHQWLILHG SUHVV >6WRS@ DQG (UURU 0HVVDJHV (UURU 0HVVDJH 'HVFULSWLRQ DQG &RUUHFWLYH
'HVFULSWLRQ DQG &RUUHFWLYH $FWLRQ 7UD\ LV QRW UHDG\ 3XVK 7UD\ LQWR WKH PDFKLQH 7UD\ LV QRW UHDG\ 3XVK 7UD\ LQWR WKH PDFKLQH 0HPRU\ HUURU $XWR GLDO QXPEHUV DQG LQLWLDO VHWWLQJV KDYH EHHQ ORVW GXH WR D OHQJWK\ SRZHU IDLOXUH GHSOHWHG EDWWHU\ HWF 3UHVV >&OHDU@ WR UHVWRUH WKH LGOH VWDWH ,I WKLV (UURU 0HVVDJH LV UHSHDWHGO\ GLVSOD\HG PDFKLQH SURJUDPPLQJ KDV EHFRPH FRUUXSWHG 7KH PDFKLQH PXVW EH UHLQLWLDOL]HG E\ D WUDLQHG WHFKQLFLDQ &DOO IRU VHUYLFH %XV\ QR DQVZHU $ GLUHFW WUDQVPLVV
(UURU 0HVVDJH 'HVFULSWLRQ DQG &RUUHFWLYH $FWLRQ 3DJH FRXQW GLIIHU FKHFN UHSRUW 7KH GHVLJQDWHG QXPEHU RI SDJHV LQ WUDQVPLVVLRQ GLG QRW DJUHH ZLWK WKH QXPEHU RI SDJHV DFWXDOO\ VFDQQHG 3UHVV >&OHDU@ WZLFH WR UHVWRUH WKH LGOH VWDWH &RQILUP WKH QXPEHU RI RULJLQDO SDJHV $GG SDSHU 3DSHU KDV UXQ RXW LQ DOO FDVVHWWHV RU DOO FDVVHWWHV KDYH EHHQ UHPRYHG /RDG SDSHU RU LQVHUW WKH FDVVHWWH ILUPO\ 0HPRU\ UHFHSWLRQ PD\ EH SHUIRUPHG 'R QRW VZLWFK RII WKH SRZHU 7UD\ HPSW\ 7UD\ HPSW\ 7UD\ HPSW\ 3DS
7\SH (UURU &RGH 3UREDEOH &DXVH &RUUHFWLYH $FWLRQ &$// )25 6(59,&( & &DOO \RXU ORFDO VHUYLFH UHSUHVHQWDWLYH 7HPSRUDU\ SDSHU VXSSO\ PHFKDQLVP HUURU & 7UD\ HUURU 3XOO WUD\ RXW DQG SXVK EDFN LQ ,I WKH SUREOHP SHUVLVWV FDOO IRU VHUYLFH & 7UD\ HUURU 3XOO WUD\ RXW DQG SXVK EDFN LQ ,I WKH SUREOHP SHUVLVWV FDOO IRU VHUYLFH & 7UD\ HUURU 3XOO WUD\ RXW DQG SXVK EDFN LQ ,I WKH SUREOHP SHUVLVWV FDOO IRU VHUYLFH &$// )25 6(59,&( & & &DOO \RXU ORFDO VHUYLFH U
7\SH (UURU &RGH ( 7UDQVSRUW MDPV ( LQ PDLQ ERG\ 3DSHU )HHG MDP 3UREDEOH &DXVH &RUUHFWLYH $FWLRQ 3DSHU UHPDLQLQJ LQVLGH WKH PDFKLQH DW SRZHU RQ H[FHSW IRU $') 2SHQ WKH VLGH FRYHU DQG H[LW FRYHU DQG UHPRYH DQ\ MDPPHG SDSHU $OVR LI \RX KDYH DQ $'8 $XWR 'XSOH[ XQLW D MRE VHSDUDWRU RU DQ RIIVHW FDWFK WUD\ RSHQ WKH FRYHU DQG UHPRYH DQ\ MDPPHG SDSHU 2SHQ WKH VLGH FRYHU RI WKH 3DSHU )HHG 3URFHVVRU WUD\V DQG UHPRYH DQ\ MDPPHG SDSHU &ORVH DOO FRYHUV 7UDQVSRUWLQJ MD
(UURU &RGH 3UREDEOH &DXVH &RUUHFWLYH $FWLRQ 2SWLRQDO 7UD\V ( WUDQVSRUW MDPV 3DSHU MDP LQVLGH 0DLQ XQLW 2SHQ WKH FRSLHU VLGH FRYHU DQG GXULQJ 7UD\ IHHG SDSHU GRHV UHPRYH DQ\ MDPPHG SDSHU 2SHQ WKH QRW UHDFK )'6 VHQVRU 7UD\ VLGH FRYHU DQG UHPRYH DQ\ MDPPHG SDSHU &ORVH FRYHUV ( 3DSHU MDP LQVLGH 0DLQ XQLW 2SHQ WKH FRSLHU VLGH FRYHU DQG GXULQJ 7UD\ IHHG SDSHU GRHV UHPRYH DQ\ MDPPHG SDSHU 2SHQ WKH QRW UHDFK )'6 VHQVRU 7UD\ VLGH FRYHU DQG 7UD\ VLGH FRYHU DQG UHPRYH DQ\ MD
7\SH /LIH HQG 0LVFHOODQHRXV (UURU &RGH 3UREDEOH &DXVH &RUUHFWLYH $FWLRQ 'UXP &DUWULGJH QHDU HQG RI OLIH 5HSODFH 'UXP &DUWULGJH 7RQHU LV QHDUO\ HPSW\ 5HSODFH WRQHU FDUWULGJH 1R WRQHU FDUWULGJH ,QVWDOO WRQHU FDUWULGJH 1R 'UXP &DUWULGJH ,QVWDOO 'UXP &DUWULGJH 2IIVHW FDWFK WUD\ LV IXOO 5HPRYH SDSHU IURP WUD\ :RUN&HQWUH 3UR 8VHU *XLGH
9DULRXV VLWXDWLRQV FDQ DIIHFW WKH TXDOLW\ RI WKH RXWSXW &KHFN WKH IROORZLQJ FRQGLWLRQV WR HQVXUH RSWLPXP FRS\ DQG SULQW SHUIRUPDQFH ,I \RX VWLOO FDQQRW UHVROYH WKH SUREOHP FRQWDFW WKH .
)D[ 3UREOHPV 7UDQVPLVVLRQ 3UREOHPV &KHFN WKH IROORZLQJ SRLQWV LI \RX DUH KDYLQJ SUREOHPV VHQGLQJ ID[HV ,I \RX FDQQRW UHFWLI\ WKH SUREOHP E\ FKHFNLQJ WKHVH SRLQWV RU WKH SUREOHP LV QRW OLVWHG EHORZ FRQWDFW \RXU ORFDO VHUYLFH UHSUHVHQWDWLYH 7URXEOH ³',$/,1*´ RU ³&20081,&$7,1*´ LV QRW GLVSOD\HG HYHQ LI >6WDUW@ 7UDQVPLVVLRQ 0RGH 2ULJLQDOV DUH IHG GLDJRQDOO\ VNHZHG 7ZR RULJLQDOV DUH IHG WRJHWKHU &KHFN 3RLQW ½ 'LG \RX SUHVV >)D[ LQWHUQHW )D[@ EHIRUH EHJLQQLQJ WKH 'LUHFW 7UDQVPLVVLRQ
&KHFN 3RLQW 7KH RULJLQDO LV QRW EHLQJ SULQWHG RQ WKH SDSHU RI WKH UHPRWH )$; HYHQ WKRXJK LW LV EHLQJ VHQW ½ (QVXUH WKH RULJLQDOV ZHUH SODFHG IDFH XS LQ WKH GRFXPHQW IHHGHU RU IDFH GRZQ RQ WKH GRFXPHQW JODVV 2ULJLQDOV DUH QRW VHQW HYHQ LI RSHUDWLRQV DUH FDUULHG RXW QRUPDOO\ ½ ½ ,V WKH UHPRWH )$; FRPSDWLEOH ZLWK \RXU PDFKLQH" &DQQRW VHQG RYHUVHDV ½ 6SHFLI\ /RZ 6SHHG ESV DQG UHVHQG :RUN&HQWUH 3UR 8VHU *XLGH 7KLV PDFKLQH VXSSRUWV * FRPPXQLFDWLRQV EXW QRW * FRPPXQLFDWLRQV
5HFHSWLRQ 3UREOHPV &KHFN WKH IROORZLQJ SRLQWV LI \RX DUH KDYLQJ SUREOHPV UHFHLYLQJ ID[HV ,I \RX FDQQRW UHFWLI\ WKH SUREOHP E\ FKHFNLQJ WKHVH SRLQWV RU WKH SUREOHP LV QRW OLVWHG EHORZ FRQWDFW \RXU ORFDO VHUYLFH UHSUHVHQWDWLYH 7URXEOH &KHFN 3RLQW ½ 'LG \RX ZDLW IRU WKH EHOO WR ULQJ EHIRUH \RX SLFNHG XS WKH KDQGVHW" ½ 'LG \RX UHSODFH WKH KDQGVHW EHIRUH \RX SUHVVHG >6WDUW@" :KHQ \RX DQVZHU D FDOO XVLQJ WKH KDQGVHW WR UHFHLYH D )$; GR QRW UHSODFH WKH KDQGVHW XQWLO \RX SUHVV >6WDUW@ DQG \RX KHDU
%DVLF 7URXEOHVKRRWLQJ 7URXEOH &KHFN 3RLQW 3DSHU LV RXWSXW EXW QRW SULQWHG ½ ½ ,V WKHUH HQRXJK WRQHU" 3DSHU RIWHQ MDPV ½ ½ ½ ½ ½ ,V WKH SDSHU FDVVHWWH VL]H VHWWLQJ FRUUHFW" :DV WKH RULJLQDO SODFHG FRUUHFWO\ ZKHQ VFDQQHG DW WKH UHPRWH )$;" &KHFN WKLV ZLWK WKH SDUW\ WU\LQJ WR VHQG WKH RULJLQDO ,V WKH SDSHU FDVVHWWH SURSHUO\ LQVHUWHG" ,V WKH VSHFLILHG SDSHU W\SH EHLQJ XVH" ,V WKH SDSHU EHLQJ XVHG ZLWKLQ VSHFLILFDWLRQ" +DV WKH SDSHU EHHQ VWRUHG FRUUHFWO\" (UURU &RGHV 3ULQWHG RQ 5HSRUWV :KHQ DQ (U
(UURU &RGH &DXVH +RZ WR &RUUHFW >6WRS@ ZDV SUHVVHG GXULQJ WKH FRPPXQLFDWLRQ 5HWU\ WKH WUDQVPLVVLRQ RU DVN WKH UHPRWH SDUW\ WR WUDQVPLW WKH GRFXPHQW DJDLQ 3DJH PLVPDWFK &KHFN WKH DFWXDO GRFXPHQW FRXQW 3ROOLQJ (UURU &KHFN SROOLQJ RSWLRQV VHWXS VHFXULW\ FRGH HWF DQG FKHFN LI WKH SROOLQJ GRFXPHQW H[LVWV 'XULQJ D PHPRU\ WUDQVPLVVLRQ RU D PHPRU\ UHFHSWLRQ WKH PDFKLQH UDQ RXW RI LPDJH PHPRU\ 7KH PDFKLQH¶V LPDJH PHPRU\ ZDV H[KDXVWHG 'LYLGH WKH RULJLQDOV LQWR V
$V GHOLYHUHG WKH PDFKLQH KDV WKH IDFWRU\ GHIDXOW VHWWLQJV 7KLV FKDSWHU OLVWV WKH VHWWLQJV WKDW DUH FXVWRPHU FKDQJHDEOH DQG VWHS E\ VWHS LQVWUXFWLRQV RQ KRZ WR FKDQJH WKHP :RUN&HQWUH 3UR 8VHU *XLGH 0DFKLQH 'HIDXOWV 6HWXSV 0DFKLQH 'HIDXOWV 6HWXSV
&KDQJLQJ 0DFKLQH 'HIDXOWV 4XLFN 3DWKZD\ ½ 0DFKLQH 6WDWXV ½ 'HIDXOW VHWWLQJV ½ 0DFKLQH GHIDXOWV ½ 127( 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV DQG IRU HYHU\ PDFKLQH FRQILJXUDWLRQ 7KHUHIRUH IHDWXUH QXPEHULQJ FDQ YDU\ 7R DFFHVV WKH 0DFKLQH 'HIDXOWV PHQX ZKLOH LQ WKH 5HDG\ PRGH SUHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ 8VH WKH IROORZLQJ LQVWUXFWLRQV WR DFFHVV WKH 0DFKLQH 'HIDXOW RSWLRQV ,QVWUXFWLRQV IRU FXV
0DFKLQH 'HIDXOWV 6HWXSV 3DSHU 7UD\V 8VH WKH 3DSHU 7UD\V VHWWLQJ WR VHOHFW WKH SDSHU VL]H DQG RULHQWDWLRQ IRU HDFK WUD\ ½ ½ ½ ½ 6HOHFW >3DSHU WUD\V@ DQG SUHVV >(QWHU@ 8VH WKH VFUROO NH\ WR VHOHFW D WUD\ DQG SUHVV >(QWHU@ 8VH WKH VFUROO NH\ WR VHOHFW D FRPELQDWLRQ RI SDSHU VL]H DQG RULHQWDWLRQ DQG SUHVV >(QWHU@ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH :RUN&HQWUH 3UR 8VHU *XLGH 0DFKLQH GHIDXOWV 3DSHU WUD\V :DONXS VFUHHQ 7LPHUV 3DSHU WUD\V 7UD\
:DONXS 6FUHHQ 8VH WKH :DONXS 6FUHHQ RSWLRQ WR VHW ZKLFK IXQFWLRQ \RX ZDQW WKH PDFKLQH WR GHIDXOW WR &RS\ )D[ RU 6FDQ ½ ½ ½ 6HOHFW >:DONXS VFUHHQ@ DQG SUHVV >(QWHU@ 8VH WKH VFUROO NH\ WR VHOHFW WKH :DONXS VFUHHQ UHTXLUHG DQG WKHQ 3UHVV >(QWHU@ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH 0DFKLQH GHIDXOWV 3DSHU WUD\V :DONXS VFUHHQ 7LPHUV :DONXS VFUHHQ &RS\ )D[ 6FDQ :RUN&HQWUH 3UR 8VHU *XLGH
8VH WKH 7LPHUV VHWWLQJ WR VHW WKH GHIDXOW WLPH IRU 7LPH 2XW 6WDQGE\ PRGH DQG 6OHHS PRGH ½ ½ 8VH WKH VFUROO NH\ WR VHOHFW >7LPHUV@ DQG SUHVV >(QWHU@ 8VH WKH VFUROO NH\ WR VHOHFW >7LPH RXW@ DQG WKHQ 3UHVV >(QWHU@ 0DFKLQH GHIDXOWV 3DSHU WUD\V :DONXS VFUHHQ 7LPHUV 7LPHUV 7LPH RXW 6WDQGE\ PRGH 6OHHS PRGH 7LPH 2XW 7LPH RXW FOHDUV DQ\ IHDWXUHV WKDW PD\ KDYH EHHQ VHOHFWHG DQG UHWXUQV WR WKH 6WDQGE\ PRGH 7KH /&' VFUHHQ GLVSOD\V WKH FXUUHQW 7LPH RXW WLPHU YDOXH :RUN&H
½ 8VH WKH VFUROO NH\V RU WR VHOHFW WKH UHTXLUHG YDOXH EHWZHHQ VHFRQGV 7LPHUV 7LPH RXW 7KH IROORZLQJ YDOXHV DUH VHOHFWDEOH DQG VHFRQGV ½ ½ VHF VHF 3UHVV >(QWHU@ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ 0RGH 6WDQGE\ 0RGH 7KH GHIDXOW VHWWLQJ LV WR DXWRPDWLFDOO\ VZLWFK LQWR 6WDQGE\ PRGH DIWHU UHPDLQLQJ LGOH IRU PLQXWHV 7KH /&' VFUHHQ LV YLVLEOH DQG WKH PHVVDJH µ6WDQGE\¶ LV GLVSOD\HG 7R
8VH WKH VFUROO NH\V RU WR VHOHFW WKH UHTXLUHG YDOXH EHWZHHQ DQG PLQXWHV 7LPHUV 6WDQGE\ PRGH 7KH IROORZLQJ YDOXHV DUH VHOHFWDEOH DQG PLQXWHV ½ ½ 0DFKLQH 'HIDXOWV 6HWXSV ½ PLQ PLQ 3UHVV >(QWHU@ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH 6OHHS 0RGH 7KH GHIDXOW VHWWLQJ LV IRU WKH PDFKLQH WR DXWRPDWLFDOO\ SRZHU GRZQ PLQXWHV DIWHU WKH PDFKLQH HQWHUV 6WDQGE
½ 8VH WKH VFUROO NH\V RU WR VHOHFW WKH UHTXLUHG YDOXH EHWZHHQ DQG PLQXWHV 7KH IROORZLQJ YDOXHV DUH VHOHFWDEOH DQG PLQXWHV ½ ½ 7LPHUV 6OHHS PRGH PLQ PLQ 3UHVV >(QWHU@ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ 0RGH :RUN&HQWUH 3UR 8VHU *XLGH
8VH WKH ,QWHUUXSW .H\ RSWLRQ WR HQDEOH RU GLVDEOH WKH ,QWHUUXSW IXQFWLRQ ½ 6HOHFW >,QWHUUXSW NH\@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ ½ 6HOHFW >(QDEOH@ RU >'LVDEOH@ DQG SUHVV >(QWHU@ ½ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH :RUN&HQWUH 3UR 8VHU *XLGH 0DFKLQH GHIDXOWV 3DSHU WUD\V :DONXS VFUHHQ 7LPHUV ,QWHUUXSW NH\ 6SHDNHU YROXPH 'HSDUWPHQW FRGH ,QWHUUXSW NH\ (QDEOH 'LVDEOH 0DFKLQH 'HIDXOWV 6HWXSV ,QWHUUXSW .
6SHDNHU 9ROXPH 7KHUH DUH IRXU 6SHDNHU 9ROXPH VHOHFWLRQV DYDLODEOH ½ ½ 6HOHFW >6SHDNHU YROXPH@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 6HOHFW WKH YROXPH RSWLRQ UHTXLUHG XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ $ODUP YROXPH ZKHQ WKH PDFKLQH KDV DQ HUURU DQ DODUP ULQJV WR QRWLI\ WKH XVHU .
8VH WKH VFUROO NH\V RU WR VHOHFW WKH UHTXLUHG YDOXH EHWZHHQ DQG 6HOHFWLQJ VZLWFKHV RI WKH DODUP DQG LV WKH ORXGHVW VHWWLQJ ½ ½ 6SHDNHU YROXPH YROXPH 0DFKLQH 'HIDXOWV 6HWXSV ½ 3UHVV >(QWHU@ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH :RUN&HQWUH 3UR 8VHU *XLGH
'HSDUWPHQW &RGHV 8VH RI WKH PDFKLQH FDQ EH OLPLWHG WR DXWKRULVHG SHUVRQQHO ZLWKLQ D GHSDUWPHQW E\ VHWWLQJ XS 'HSDUWPHQW &RGHV :LWKLQ WKH 'HSDUWPHQW &RGHV IXQFWLRQ \RX FDQ DVVLJQ RQH 0DVWHU &RGH IRU WKH DGPLQLVWUDWRU DQG XS WR 'HSDUWPHQW 1XPEHUV DQG &RGHV IRU LQGLYLGXDO GHSDUWPHQWV WR XVH 7KH PDFKLQH FDQ WKHQ PRQLWRU HDFK GHSDUWPHQW¶V XVDJH :KHQ WKH IXQFWLRQ LV XVHG IRU WKH ILUVW WLPH WKH DGPLQLVWUDWRU LV SURPSWHG WR HQWHU D 0DVWHU &RGH 1DPH DQG D GLJLW 0DVWHU &RGH 7KLV QDPH DQG FRGH LV WKH
½ 8VH WKH VFUROO NH\ WR VHOHFW >'HSDUWPHQW FRGH@ DQG WKHQ SUHVV >(QWHU@ 0DFKLQH 'HIDXOWV 6HWXSV 6HWXS RI WKH 0DVWHU 'HSDUWPHQW &RGH 0DFKLQH GHIDXOWV 3DSHU WUD\V :DONXS VFUHHQ 7LPHUV ,QWHUUXSW NH\ 6SHDNHU YROXPH 'HSDUWPHQW FRGH ½ 7R HQDEOH WKH 'HSDUWPHQW FRGH IXQFWLRQ VHOHFW >2Q@ DQG SUHVV >(QWHU@ 7KH ³0DVWHU FRGH´ VFUHHQ GLVSOD\V 'HSDUWPHQW FRGHV 2Q 2II 0DVWHU FRGH 0DVWHU FRGH QXPEHU (QWHU PDVWHU FRGH QDPH PD[ 127( .
½ 8VLQJ WKH QXPHULF NH\SDG HQWHU D GLJLW PDVWHU FRGH DQG SUHVV >(QWHU@ 0DVWHU FRGH 7KH 0DVWHU &RGH KDV EHHQ VHWXS DQG \RX DUH QRZ UHDG\ WR VHWXS LQGLYLGXDO 'HSDUWPHQW &RGHV 'HSDUWPHQW FRGHV 0DVWHU FRGH QXPEHU (QWHU PDVWHU FRGH (QWHU PDVWHU FRGH RU (QWHU GHSDUWPHQW FRGH 6HWXS RI LQGLYLGXDO 'HSDUWPHQW &RGHV ½ 8VH WKH VFUROO NH\ WR VHOHFW >'HSDUWPHQW FRGH@ DQG WKHQ SUHVV >(QWHU@ 0DFKLQH GHIDXOWV 3DSHU WUD\V :DONXS VFUHHQ 7LPHUV ,QWHUUXSW NH\ 6SHD
½ 6HOHFW >0RGLI\ FXUUHQW FRGHV@ WR VHWXS QHZ 'HSDUWPHQW &RGHV RU PRGLI\ H[LVWLQJ FRGHV 3UHVV >(QWHU@ 'HSDUWPHQW FRGHV 0RGLI\ FXUUHQW FRGHV 'HOHWH DOO FRGHV 3ULQW DOO FRGHV 127( ,I \RX HQWHUHG WKH 0DVWHU &RGH WR JDLQ DFFHVV WR WKH PDFKLQH \RX ZLOO QRW KDYH WR HQWHU LW DJDLQ KHUH ½ (QWHU WKH GLJLW 0DVWHU &RGH XVLQJ WKH QXPHULF NH\SDG DQG SUHVV >(QWHU@ 0DVWHU FRGH (QWHU PDVWHU FRGH ,I WKH FRGH LV FRUUHFW DFFHVV WR WKH 'HSDUWPHQW &RGH VHWXS VFUHHQV LV SURYLGHG ½ 8VLQJ WKH
½ ½ 8VLQJ WKH QXPHULF NH\SDG HQWHU D GLJLW 'HSDUWPHQW &RGH DQG SUHVV >(QWHU@ 'HSDUWPHQW FRGHV 8VLQJ WKH QXPHULF NH\SDG HQWHU WKH ILUVW GLJLW 'HSDUWPHQW 1XPEHU \RX ZDQW WR VHWXS EHWZHHQ DQG 'HSDUWPHQW FRGHV 'HSDUWPHQW QXPEHU (QWHU PDVWHU FRGH (QWHU PDVWHU FRGH RU (QWHU GHSDUWPHQW FRGH ½ 3UHVV >(QWHU@ ½ 8VLQJ WKH QXPHULF NH\SDG HQWHU D GLJLW PDVWHU FRGH DQG SUHVV >(QWHU@ 0DVWHU FRGH 7KH ILUVW 'HSDUWPHQW &RGH KDV QRZ EHHQ VHWXS )ROORZ WKH SURFHGXUH WR V
½ 8VH WKH VFUROO NH\ WR VHOHFW >'HSDUWPHQW FRGH@ DQG WKHQ SUHVV >(QWHU@ 0DFKLQH 'HIDXOWV 6HWXSV 0RGLI\LQJ DQG 'HOHWLQJ 'HSDUWPHQW &RGHV 0DFKLQH GHIDXOWV 3DSHU WUD\V :DONXS VFUHHQ 7LPHUV ,QWHUUXSW NH\ 6SHDNHU YROXPH 'HSDUWPHQW FRGH ½ 6HOHFW >2Q@ DQG SUHVV >(QWHU@ WR DFFHVV WKH VHWXS VFUHHQV ½ 6HOHFW >0RGLI\ FXUUHQW FRGHV@ WR PRGLI\ H[LVWLQJ FRGHV ½ 3UHVV >(QWHU@ 'HSDUWPHQW FRGHV 2Q 2II 'HSDUWPHQW FRGHV 0RGLI\ FXUUHQW FRGHV 'HOHWH DOO FRGHV
½ 8VLQJ WKH QXPHULF NH\SDG HQWHU WKH GLJLW 'HSDUWPHQW 1XPEHU \RX ZDQW WR PRGLI\ RU GHOHWH ½ (QWHU > @ WR PRGLI\ WKH 0DVWHU &RGH RU EHWZHHQ > @ DQG > @ WR PRGLI\ WKH ,QGLYLGXDO 'HSDUWPHQW &RGHV ½ 3UHVV >(QWHU@ ½ 'HSDUWPHQW FRGHV (QWHU PDVWHU FRGH RU (QWHU GHSDUWPHQW FRGH $ PHVVDJH GLVSOD\V ³8QDYDLODEOH $OUHDG\ DVVLJQHG´ 7KH PRGLI\ RSWLRQV WKHQ GLVSOD\ 'HSDUWPHQW FRGHV 7R GHOHWH WKH 'HSDUWPHQW &RGH VHOHFW >'HOHWH@ DQG SUHVV >(QWHU@ 'HSDUWPHQW FRGHV 127( 7KH P
½ 7R FKDQJH WKH FRGH GHWDLOV VHOHFW >0RGLI\@ DQG SUHVV >(QWHU@ 0DNH WKH FKDQJHV UHTXLUHG DQG SUHVV >(QWHU@ 0DFKLQH 'HIDXOWV 6HWXSV ½ 'HSDUWPHQW FRGHV 'HOHWH 0RGLI\ 5HWDLQ 'HSDUWPHQW FRGHV 'HSDUWPHQW QXPEHU (QWHU GHSDUWPHQW QDPH PD[ 6833/,(6 ½ ½ 7R H[LW ZLWKRXW PDNLQJ DQ\ FKDQJHV VHOHFW >5HWDLQ@ DQG SUHVV >(QWHU@ 3UHVV WKH >)HDWXUHV@ NH\ WR UHWXUQ WR 5HDG\ PRGH :RUN&HQWUH 3UR 8VHU *XLGH 'HSDUWPHQW FRGHV 'HOHWH 0RGLI\ 5HWDLQ 'HSDUWPHQW FRGHV (Q
8VLQJ 'HSDUWPHQW &RGHV 2QFH WKH 'HSDUWPHQW &RGHV KDYH EHHQ VHWXS WKH 5HDG\ PRGH VFUHHQV SURPSW XVHUV WR HQWHU D 'HSDUWPHQW &RGH EHIRUH DFFHVV WR WKH &RS\ )D[ ,QWHUQHW )D[ DQG 6FDQ WR (PDLO IXQFWLRQV LV DOORZHG ½ ½ 3UHVV WKH >)HDWXUHV@ NH\ 8VLQJ WKH QXPHULF NH\SDG HQWHU \RXU 'HSDUWPHQW &RGH (QWHU GHSDUWPHQW FRGH 3DSHU 2XWSXW $XWR &ROODWHG / ' 5 ( $XWR $GGHG )HDWXUHV (DFK GLJLW HQWHUHG LV GLVSOD\HG DV DQ DVWHULVN RQ WKH VFUHHQ ½ 3UHVV >(QWHU@ ,I WKH FRGH LV FRUUHFW DFF
4XLFN 3DWKZD\ ½ 0DFKLQH 6WDWXV ½ 'HIDXOW VHWWLQJV ½ 5HPRWH VHUYLFH ½ 127( 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV DQG IRU HYHU\ PDFKLQH FRQILJXUDWLRQ 7KHUHIRUH IHDWXUH QXPEHULQJ FDQ YDU\ 7R DFFHVV WKH 0DFKLQH 'HIDXOWV PHQX ZKLOH LQ WKH 5HDG\ PRGH SUHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ 8VH WKH IROORZLQJ LQVWUXFWLRQV WR DFFHVV WKH 5HPRWH 6HUYLFH RSWLRQV 7KLV RSWLRQ DOORZV UHPRWH DFFHVV WR \RXU PDFKLQH
7KH 5HPRWH 6HUYLFH RSWLRQV GLVSOD\ 5HPRWH VHUYLFH 5HPRWH DFFHVV 'RZQORDG ILUPZDUH 5HPRWH SDVVZRUG 6XSSOLHV RUGHU 5HPRWH $FFHVV 7KLV IHDWXUH DOORZV D UHPRWH ;HUR[ WHVW IDFLOLW\ RU VHUYLFH FHQWUH WR SHUIRUP GLDJQRVWLF WHVWV RQ \RXU PDFKLQH ½ 8VH WKH VFUROO NH\ WR VHOHFW >5HPRWH DFFHVV@ DQG WKHQ SUHVV >(QWHU@ 5HPRWH VHUYLFH 5HPRWH DFFHVV 'RZQORDG ILUPZDUH 5HPRWH SDVVZRUG 6XSSOLHV RUGHU ½ 6HOHFW >2II@ WR GLVDEOH RU >2Q@ WR HQDEOH 5HPRWH $FFHVV DQG SUHVV >(Q
7KLV VHOHFWLRQ LV XVHG WR HQDEOH ILUPZDUH WR EH GRZQORDGHG WR WKH PDFKLQH 7KHUH DUH WZR 'RZQORDG ILUPZDUH VHOHFWLRQV 1R -RE LQ 0HPRU\ DQG $Q\WLPH ½ ½ 8VH WKH VFUROO NH\ WR VHOHFW >'RZQORDG ILUPZDUH@ DQG WKHQ SUHVV >(QWHU@ 7R GRZQORDG WKH ILUPZDUH ZKHQ WKHUH LV QR MRE LQ PHPRU\ VHOHFW >1R MRE LQ PHPRU\@ ½ 7R GRZQORDG WKH ILUPZDUH DW DQ\WLPH SUHVV >$Q\WLPH@ ½ 3UHVV >(QWHU@ :RUN&HQWUH 3UR 8VHU *XLGH 5HPRWH VHUYLFH 5HPRWH DFFHVV 'RZQORDG ILUPZDUH 5HPRWH SDVVZRUG
5HPRWH 3DVVZRUG $OORZV \RX WR SDVVZRUG SURWHFW WKH PDFKLQH IURP DQ\ XQDXWKRUL]HG SHUVRQ GLDOLQJ LQWR WKH PDFKLQH 7KLV VKRXOG EH XVHG DV VHFXULW\ WR DOORZ RQO\ ;HUR[ DXWKRUL]HG VHUYLFH SHUVRQV WR XVH 5HPRWH 'LDJQRVWLFV &HQWUH 5'& WR GLDO LQWR WKH PDFKLQH WR UHWULHYH LQIRUPDWLRQ ½ ½ 8VH WKH VFUROO NH\ WR VHOHFW >5HPRWH SDVVZRUG@ DQG WKHQ SUHVV >(QWHU@ 8VLQJ WKH 1XPHULF .
7KH $XWRPDWLF 6XSSOLHV 2UGHULQJ IHDWXUH DOORZV \RX WR KDYH WKH PDFKLQH DXWRPDWLFDOO\ VHQG D UHSRUW WR D VSHFLILHG ID[ QXPEHU XVXDOO\ D VXSSOLHV FHQWUH ZKHQ WKH PDFKLQH LV RXW RI WRQHU RU WKH GUXP OLIH LV ORZ 7KLV ZLOO HQVXUH WKDW VXSSOLHV DUH DYDLODEOH ZKHQ QHHGHG DQG ZLOO PLQLPL]H RUGHULQJ WLPH 6XSSOLHV FDQ EH RUGHUHG WKURXJK WKH FXVWRPHU¶V LQWHUQDO VXSSOLHV FHQWUH WKURXJK D GHDOHU RU HYHQ WKURXJK ;HUR[ 6XSSOLHV 7KLV LV GHWHUPLQHG ZKHQ WKH RUGHU FHQWUH ID[ QXPEHU LV HQWHUHG DIWHU WKH DXWR VXSS
½ (QWHU WKH 6SHHG 'LDO RU 2QH 7RXFK NH\ WKDW \RX SUHVHW IRU WKH VXSSOLHV FHQWUH WKHQ SUHVV >(QWHU@ 7KH GHVWLQDWLRQ KDV EHHQ SURJUDPPHG 'HVWLQDWLRQ VHWXS (QWHU ID[ QXPEHU RU SUHVV ( PDLO 3KRQHERRN RU RQH WRXFK NH\ (QWHULQJ 6XSSOLHV 'HWDLOV ½ ½ 6HOHFW >6XSSOLHV@ DQG SUHVV >(QWHU@ 7R RUGHU D 7RQHU &DUWULGJH VHOHFW >7RQHU@ WR RUGHU D GUXP FDUWULGJH VHOHFW > 'UXP@ ½ 3UHVV >(QWHU@ ½ 6HOHFW >6HOHFW DXWR RUGHU@ DQG SUHVV >(QWHU@ WR VHWXS $XWRPDWLF 2UGHULQJ ½ 6HOHFW >
½ ½ ½ 7R HQWHU WKH SDUW QXPEHU VHOHFW >(QWHU SDUW QXPEHU@ DQG SUHVV >(QWHU@ 8VLQJ WKH 1XPHULF .H\SDG DQG .H\ERDUG HQWHU WKH SDUW QXPEHU RI WKH WRQHU RU GUXP FDUWULGJH DOSKDQXPHULF PD[LPXP 7R HQWHU WKH TXDQWLW\ UHTXLUHG VHOHFW >(QWHU TXDQWLW\@ DQG SUHVV >(QWHU@ 8VLQJ WKH 1XPHULF .
(QWHULQJ 2UGHU 'HWDLOV ½ ½ 6HOHFW >2WKHU LQIRUPDWLRQ@ DQG SUHVV >(QWHU@ 7R HQWHU \RXU FXVWRPHU QXPEHU VHOHFW >&XVWRPHU QXPEHU@ DQG SUHVV >(QWHU@ ½ 7R HQWHU FRQWDFW QDPH VHOHFW >&RQWDFW QDPH@ DQG SUHVV >(QWHU@ ½ 7R HQWHU D FRQWDFW WHOHSKRQH QXPEHU VHOHFW >&RQWDFW WHO QXPEHU@ DQG SUHVV >(QWHU@ ½ 7R HQWHU WKH QDPH WR ZKRP WKH LWHPV VKRXOG EH GLVSDWFKHG VHOHFW >6KLS WR QDPH@ DQG SUHVV >(QWHU@ ½ 7R HQWHU WKH VKLSSLQJ DGGUHVV IRU LWHPV VHOHFW >6KLS WR DGGUHVV@ DQG SUHVV >(QWHU@ ½
½ 7R DFFHVV WKH 3ULQW 5HSRUW PHQX ZKLOH LQ WKH 5HDG\ WR &RS\ RU )D[ VFUHHQ SUHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV 0DFKLQH VWDWXV ½ 6HOHFW >3ULQW UHSRUW@ DQG SUHVV >(QWHU@ 'HIDXOW VHWWLQJV 3ULQW UHSRUW ,QLWLDO VHWXS ½ 6HOHFW >6XSSOLHV RUGHU@ DQG SUHVV >(QWHU@ 3ULQW UHSRUW ½ 0DFKLQH 'HIDXOWV 6HWXSV 3ULQWLQJ WKH 6XSSOLHV )RUP 'HSDUWPHQW FRGH 6HWWLQJV UHSRUW 6XSSOLHV RUGHU UHSRUW 7KH
3ULQWLQJ 5HSRUWV 4XLFN 3DWKZD\ ½ 0DFKLQH 6WDWXV ½ 'HIDXOW VHWWLQJV ½ 3ULQW UHSRUW 7KHUH DUH WKUHH UHSRUWV WKDW FDQ EH SULQWHG IURP WKH PDFKLQH 'HSDUWPHQW FRGH 6HWWLQJ UHSRUW 6XSSOLHV RUGHU UHSRUW 127( 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV DQG IRU HYHU\ PDFKLQH FRQILJXUDWLRQ 7KHUHIRUH IHDWXUH QXPEHULQJ FDQ YDU\ ½ 7R DFFHVV WKH 3ULQW 5HSRUW PHQX ZKLOH LQ WKH 5HDG\ PRGH SUHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VH
7KH 'HSDUWPHQW &RGH UHSRUW OLVWV WKH 'HSDUWPHQW 1DPHV DQG &RGHV 7KH XVDJH IRU HDFK GHSDUWPHQW LV OLVWHG E\ QXPEHU RI SDJHV VHQW UHFHLYHG DQG FRSLHG ,I \RX HQWHU WKH PDVWHU FRGH WKH UHSRUW OLVWV WKH PDVWHU GHSDUWPHQW FRGH DQG DOO GHSDUWPHQWV ,I \RX HQWHU D GHSDUWPHQW FRGH WKH UHSRUW SULQWV LQIRUPDWLRQ IRU RQO\ WKDW XVHU¶V GHSDUWPHQW 7KH IROORZLQJ LQIRUPDWLRQ LV SULQWHG RQ WKH 'HSDUWPHQW &RGH 5HSRUW ,WHP 'HVFULSWLRQ 'HSW QEU 'HSDUWPHQW 1XPEHU 1DPH 'HSDUWPHQW 1DPH 'HSW FRGH 'HSDUWPHQW
7KH ³3ULQWLQJ DFFHSWHG´ PHVVDJH LV GLVSOD\HG DQG \RXU UHSRUW ZLOO EH SULQWHG ½ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH 'HSDUWPHQW FRGH 3ULQWLQJ DFFHSWHG :RUN&HQWUH 3UR 8VHU *XLGH
7KH 6HWWLQJV 5HSRUW SULQWV D OLVW RI HDFK PDFKLQH IXQFWLRQ DQG WKH FXUUHQW VHWWLQJV .H\ERDUG W\SH 0HPRU\ VL]H 0DFKLQH GHIDXOWV 3DSHU WUD\ WUD\ WUD\ WUD\ 5HVHQG VWRUHG ID[ 6WRUHG WLPH 6HQG KHDGHU 6HQG DIWHU VFDQ $FFRXQW FRGH 6HSDUDWRU SDJH 6HFXUH UHFHLYH %\SDVV 6WDUW WLPH :DONXS VFUHHQ (QG WLPH 7LPHUV $OO GD\ VHFXUH 7LPH RXW 5HFHLYH WR PHPRU\ 6WDQGE\ PRGH 5HGXFH UHFHLYH 6OHHS PRGH 'LVFDUG H[WUD ,QWHUUXSW NH\ 6SHDNHU YROXPH $ODUP YROXPH .
0HPRU\ VHQG 6HFXUH VHQG &RYHU VKHHW 5HGLDOV ,QWHUYDO 1XPEHU RI UHGLDOV $QVZHU PRGH 5LQJV WR DQVZHU 0HPRU\ VHQG 6HFXUH VHQG &RYHU VKHHW 7R 3ULQW WKH 6HWWLQJV 5HSRUW ½ 6HOHFW >6HWWLQJV UHSRUW@ DQG SUHVV >(QWHU@ 7KH ³3ULQWLQJ DFFHSWHG´ PHVVDJH LV GLVSOD\HG DQG \RXU UHSRUW ZLOO EH SULQWHG ½ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH 3ULQW UHSRUW 'HSDUWPHQW FRGH 6HWWLQJV UHSRUW 6XSSOLHV RUGHU UHSRUW 6HWWLQJV UHSRUW 3ULQWLQJ DFFHSWHG 127( 7RWDO 3DJHV UHSUHVHQWV WKH JUDQG WRWDO
7KH 6XSSOLHV 2UGHU UHSRUW FDQ EH VHWXS DQG XVHG WR RUGHU VXSSOLHV IRU \RXU :RUN&HQWUH 3UR )RU LQIRUPDWLRQ RQ VHWWLQJ XS WKH UHSRUW UHIHU WR SDJH 7R 3ULQW WKH 6XSSOLHV 2UGHU 5HSRUW ½ ½ 6HOHFW >6XSSOLHV RUGHU@ DQG SUHVV >(QWHU@ 3ULQW UHSRUW 'HSDUWPHQW FRGH 6HWWLQJV UHSRUW 6XSSOLHV RUGHU UHSRUW 7KH ³3ULQWLQJ DFFHSWHG´ PHVVDJH LV GLVSOD\HG DQG \RXU UHSRUW ZLOO EH SULQWHG 6XSSOLHV RUGHU UHSRUW 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH 3ULQWLQJ DFFHSWHG :RUN&HQWU
&KDQJLQJ WKH ,QLWLDO 6HWXS 4XLFN 3DWKZD\ ½ 0DFKLQH 6WDWXV ½ ,QLWLDO VHWXS ,QLWLDO VHWXS DOORZV WKH XVHU WR ORFDOLVH WKHLU PDFKLQH DQG FXVWRPL]H WR PHHW WKHLU LQGLYLGXDO QHHGV 7KH IROORZLQJ DUH WKH VHWXSV DYDLODEOH 'DWH 7LPH /RFDOL]DWLRQ /DQJXDJH 0DFKLQH ,' 0DFKLQH 6HULDO 1XPEHU &XVWRPHU 6XSSRUW 127( 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV DQG IRU HYHU\ PDFKLQH FRQILJXUDWLRQ 7KHUHIRUH IHDWXUH QXPEHULQJ FDQ YDU\ ½ 7R DFFHVV WKH ,QLWLDO 6HWXS PHQX ZKLOH LQ WKH 5H
½ (QVXUH >'DWH 7LPH@ LV VHOHFWHG DQG SUHVV >(QWHU@ 0DFKLQH 'HIDXOWV 6HWXSV 'DWH 7LPH ,QLWLDO 6HWXS 'DWH 7LPH /RFDOL]DWLRQ /DQJXDJH 0DFKLQH ,' 0DFKLQH VHULDO QXPEHU &XVWRPHU VXSSRUW 1HWZRUN 6HWWLQJ 6HWWLQJ DOORZV XVHUV WR YLHZ DQG HGLW WKH FXUUHQW 'DWH 7LPH LQIRUPDWLRQ ½ (QVXUH >6HWWLQJ@ LV VHOHFWHG DQG SUHVV >(QWHU@ 7KH /&' VFUHHQ GLVSOD\V WKH FXUUHQW GDWH DQG WLPH LQIRUPDWLRQ 6HWWLQJ 7LPH IRUPDW 'DWH IRUPDW 0RQWK IRUPDW 6HWWLQJ <<<< 0
½ &KDQJH WKH VHWWLQJV XVLQJ WKH VFUROO NH\V DQG QXPHULF NH\SDG 8VH WKH VFUROO NH\ WR VHOHFW WKH GLJLW HQWU\ UHTXLULQJ FKDQJH 6HWWLQJ <<<< 00 '' GD\ 7XH ++ 00 SP (QWHU D QHZ GLJLW XVLQJ WKH QXPHULF NH\SDG RU VFUROO WR D QHZ HQWU\ XVLQJ WKH VFUROO NH\V RU ½ :KHQ \RX KDYH FKDQJHG DOO WKH UHTXLUHG VHWWLQJV SUHVV >(QWHU@ 7LPH )RUPDW 8VH WKH 7LPH )RUPDW VHWWLQJ WR VHOHFW D KRXU RU KRXU FORFN ½ ½ ½ 6HOHFW >7LPH )RUPDW@ XVLQJ WKH VFUROO NH\ DQG SUHVV >
8VH WKH 'DWH )RUPDW VHWWLQJ WR VHOHFW WKH GDWH RUGHU IRU H[DPSOH WKH \HDU WKH PRQWK WKH GD\ RU WKH PRQWK WKH GD\ WKH \HDU HWF ½ ½ 6HOHFW >'DWH )RUPDW@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 6HOHFW WKH IRUPDW RSWLRQ UHTXLUHG XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 'DWH 7LPH 6HWWLQJ 7LPH IRUPDW 'DWH IRUPDW 0RQWK IRUPDW 'DWH IRUPDW <<<< 00 '' 00 '' <<<< '' 00 <<<< << 00 '' 00 '' << '' 00 << 0RQWK )RUPDW 8VH WKH 0RQWK )RUPDW VHWWLQJ WR FKRRVH ZKHWKHU W
½ ½ 6HOHFW WKH RSWLRQ UHTXLUHG XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH )HDWXUHV PRGH 0RQWK IRUPDW 1XPHULF 1DPH :RUN&HQWUH 3UR 8VHU *XLGH
0DFKLQH 'HIDXOWV 6HWXSV /RFDOL]DWLRQ 8VH WKH ORFDOL]DWLRQ VHWWLQJ WR VHOHFW ZKHWKHU WR GLVSOD\ PHDVXUHPHQWV LQ LQFKHV RU PLOOLPHWUHV ½ ½ 6HOHFW >/RFDOL]DWLRQ@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 6HOHFW WKH /RFDOL]DWLRQ RSWLRQ UHTXLUHG XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ :RUN&HQWUH 3UR 8VHU *XLGH ,QLWLDO 6HWXS 'DWH 7LPH /RFDOL]DWLRQ /DQJXDJH 0DFKLQH ,' 0DFKLQH VHULDO QXPEHU &XVWRPHU VXSSRUW 1HWZRUN /RFDOL]DWLRQ ,QFKHV 1DPH
/DQJXDJH 8VH WKH /DQJXDJH VHWWLQJ WR VHOHFW ZKLFK ODQJXDJH WKH VFUHHQ ZLOO XVH ½ ½ ½ 6HOHFW >/DQJXDJH@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 6HOHFW WKH UHTXLUHG /DQJXDJH XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH ,QLWLDO 6HWXS 'DWH 7LPH /RFDOL]DWLRQ /DQJXDJH 0DFKLQH ,' 0DFKLQH VHULDO QXPEHU &XVWRPHU VXSSRUW 1HWZRUN /DQJXDJH (QJOLVK )UDQoDLV (VSDxRO 3RUWXJXrVH EUDVLOHLUR 3RUWXJXrVH
7KH 0DFKLQH ,' LGHQWLILHV \RXU PDFKLQH WR WKH UHPRWH ID[ PDFKLQH ZKHQ WKH\ FRPPXQLFDWH 7KH 0DFKLQH ,' PXVW LGHQWLI\ WKH SHUVRQ RU FRPSDQ\ WKDW VHQGV WKH GRFXPHQWV DQG DSSHDU RQ HDFK WUDQVPLWWHG SDJH 127( 5HIHU WR &KDSWHU 3URGXFW 2YHUYLHZ SDJH IRU LQIRUPDWLRQ RQ HQWHULQJ FKDUDFWHUV 127( 8 6 5HJXODWLRQV UHTXLUH WKDW \RXU ID[ WUDQVPLWWDOV LQFOXGH \RXU QDPH EXVLQHVV RU LQGLYLGXDO WHOHSKRQH QXPEHU GDWH DQG WLPH ½ ½ 6HOHFW >0DFKLQH ,'@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 8V
½ ½ 7R HQWHU D &RXQWU\ &RGH VHOHFW >(QWHU@ $IWHU WKH ³ ´ V\PERO HQWHU WKH FRXQWU\ FRGH DQG WKH PDFKLQH¶V ID[ QXPEHU XVLQJ WKH 1XPHULF .
)RU HDV\ UHIHUHQFH WKH PDFKLQH VHULDO QXPEHU FDQ EH VWRUHG LQ WKH VHWXSV 127( 7R ORFDWH WKH PDFKLQH VHULDO QXPEHU UHIHU WR &KDSWHU $ERXW 7KLV *XLGH SDJH ½ ½ ½ ½ 6HOHFW >0DFKLQH VHULDO QXPEHU@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 7KH PDFKLQH VHULDO QXPEHU LV RQ D ODEHO ORFDWHG RQ WKH PDFKLQH IUDPH LQVLGH WKH IURQW GRRU 8VH WKH .
&XVWRPHU 6XSSRUW 8VH WKLV RSWLRQ WR VWRUH WKH ;HUR[ &XVWRPHU 6XSSRUW WHOHSKRQH QXPEHU DQG WKH ;HUR[ 6XSSOLHV WHOHSKRQH QXPEHU ½ ½ 6HOHFW >&XVWRPHU 6XSSRUW@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ ,QLWLDO 6HWXS 'DWH 7LPH /RFDOL]DWLRQ /DQJXDJH 0DFKLQH ,' 0DFKLQH VHULDO QXPEHU &XVWRPHU VXSSRUW 1HWZRUN (QVXUH >&XVWRPHU VXSSRUW QXPEHU@ LV VHOHFWHG DQG SUHVV >(QWHU@ &XVWRPHU VXSSRUW &XVWRPHU VXSSRUW QXPEHU ;HUR[ VXSSO\ QXPEHU ½ ½ 8VH WKH QXPHULF NH\SDG
½ 6HOHFW >;HUR[ VXSSO\ QXPEHU@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 0DFKLQH 'HIDXOWV 6HWXSV ;HUR[ 6XSSO\ 1XPEHU &XVWRPHU VXSSRUW &XVWRPHU VXSSRUW QXPEHU ;HUR[ VXSSO\ QXPEHU ½ ½ 8VH WKH QXPHULF NH\SDG WR HQWHU \RXU ;HUR[ VXSSO\ WHOHSKRQH QXPEHU DQG SUHVV >(QWHU@ ;HUR[ VXSSO\ QXPEHU 1XPEHU PD[ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH :RUN&HQWUH 3UR 8VHU *XLGH
1HWZRUN 7KH QHWZRUN VHWWLQJV DUH XVHG WR LQVWDOO DQG FRQILJXUH WKH :RUN&HQWUH 3UR 3L DQG 6L RQ \RXU QHWZRUN 7KLV WDVN PXVW EH SHUIRUPHG E\ D WUDLQHG 6\VWHP $GPLQLVWUDWRU ,QVWUXFWLRQV IRU FRQILJXULQJ WKH QHWZRUN VHWWLQJV DQG LQVWDOOLQJ WKH PDFKLQH RQ D QHWZRUN DUH SURYLGHG LQ WKH 6\VWHP $GPLQLVWUDWRU¶V *XLGH ,QLWLDO 6HWXS 'DWH 7LPH /RFDOL]DWLRQ /DQJXDJH 0DFKLQH ,' 0DFKLQH VHULDO QXPEHU &XVWRPHU VXSSRUW 1HWZRUN :RUN&HQWUH 3UR 8VHU *XLGH
4XLFN 3DWKZD\ ½ 0DFKLQH 6WDWXV ½ 0HQX PDS ½ 7R DFFHVV WKH 0HQX PDS ZKLOH LQ WKH 5HDG\ WR &RS\ RU )D[ VFUHHQ SUHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ 6HOHFW >0HQX PDS@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 7KH ³SULQWLQJ DFFHSWHG´ PHVVDJH GLVSOD\V DQG D PDS RI WKH PHQXV DYDLODEOH ZLWKLQ 0DFKLQH 6WDWXV LV SULQWHG ½ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 5HDG\ PRGH :RUN&HQWUH 3UR 8VHU *XLGH 7KH PHQX P
6HOI 7HVW 4XLFN 3DWKZD\ ½ 0DFKLQH 6WDWXV ½ 6HOI WHVW $ VHULHV RI PDFKLQH WHVWV FDQ EH FDUULHG RXW E\ WKH XVHU WR HQDEOH \RX WR XQGHUVWDQG WKH SHUIRUPDQFH RI WKH PDFKLQH DQG GLDJQRVH DQ\ SUREOHPV LW PD\ KDYH 9DULRXV WHVWV DUH DYDLODEOH IURP WKH VHOI WHVW RSWLRQ 127( 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV DQG IRU HYHU\ PDFKLQH FRQILJXUDWLRQ 7KHUHIRUH IHDWXUH QXPEHULQJ FDQ YDU\ ½ 7R DFFHVV WKH 0HQX PDS ZKLOH LQ WKH 5HDG\ WR &RS\ RU )D[ VFUHHQ SUHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG W
0DFKLQH 'HIDXOWV 6HWXSV 7KH $XWR WHVW VFUHHQ GLVSOD\V GXULQJ WHVWLQJ $XWR WHVW $XWR WHVW ½ 7KH ³&RPSOHWHG´ PHVVDJH GLVSOD\V ZKHQ WKH WHVW LV FRPSOHWH $XWR WHVW $XWR WHVW ½ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 6WDQGE\ 0RGH &RPSOHWHG 'DWH IRUPDW ,QGLYLGXDO 7HVW ½ 8VH WKH VFUROO NH\ WR VHOHFW >,QGLYLGXDO WHVW@ 3UHVV >(QWHU@ 6HOI WHVW $XWR WHVW ,QGLYLGXDO WHVW 3ULQW WHVW UHVXOW 7KHVH LQGLYLGXDO WHVWV DUH DYDLOD
3ULQW 7HVW 5HVXOW ½ 8VH WKH VFUROO NH\ WR VHOHFW >3ULQW WHVW UHVXOW@ 3UHVV >(QWHU@ 6HOI WHVW $XWR WHVW ,QGLYLGXDO WHVW 3ULQW WHVW UHVXOW ½ 7KH ³3ULQWLQJ DFFHSWHG´ PHVVDJH GLVSOD\V DQG WKH WHVW UHVXOWV DUH SULQWHG 3ULQW WHVW ½ 3UHVV >)HDWXUHV@ NH\ WR UHWXUQ WR WKH 6WDQGE\ 0RGH 3ULQWLQJ DFFHSWHG :RUN&HQWUH 3UR 8VHU *XLGH
4XLFN 3DWKZD\ ½ 0DFKLQH 6WDWXV ½ &XVWRPHU VXSSRUW QXPEHU ½ 7R DFFHVV WKLV RSWLRQ ZKLOH LQ WKH 5HDG\ WR &RS\ RU )D[ VFUHHQ SUHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ 6HOHFW >&XVWRPHU VXSSRUW QXPEHU@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 7KLV RSWLRQ GLVSOD\V WKH FXVWRPHU VXSSRUW QXPEHU HQWHUHG XVLQJ WKH ,QLWLDO 6HWXS RSWLRQV 127( 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV DQG IRU HYHU\ PDFKLQH FRQILJXUDWLRQ
0DFKLQH 6HULDO 1XPEHU 4XLFN 3DWKZD\ ½ 0DFKLQH 6WDWXV ½ 0DFKLQH VHULDO QXPEHU ½ 7R DFFHVV WKLV RSWLRQ ZKLOH LQ WKH 5HDG\ WR &RS\ RU )D[ VFUHHQ SUHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ 6HOHFW >0DFKLQH VHULDO QXPEHU@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 7KLV RSWLRQ GLVSOD\V WKH VHULDO QXPEHU RI \RXU PDFKLQH 127( 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV DQG IRU HYHU\ PDFKLQH FRQILJXUDWLRQ 7KHUHIRUH IHDWX
4XLFN 3DWKZD\ ½ 0DFKLQH 6WDWXV ½ ;HUR[ VXSSO\ QXPEHU ½ 7R DFFHVV WKLV RSWLRQ ZKLOH LQ WKH 5HDG\ WR &RS\ RU )D[ VFUHHQ SUHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ 6HOHFW >;HUR[ VXSSO\ QXPEHU@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 7KLV RSWLRQ GLVSOD\V WKH WHOHSKRQH QXPEHU WR FDOO IRU RUGHULQJ VXSSOLHV IURP ;HUR[ 127( 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV DQG IRU HYHU\ PDFKLQH FRQILJXUDWLRQ 7KHUHIRUH I
7RWDO 3ULQW &RXQWHU 4XLFN 3DWKZD\ ½ 0DFKLQH 6WDWXV ½ 7RWDO SULQW FRXQWHU ½ 7R DFFHVV WKLV RSWLRQ ZKLOH LQ WKH 5HDG\ WR &RS\ RU )D[ VFUHHQ SUHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ 6HOHFW >7RWDO SULQW FRXQWHU@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 7KLV RSWLRQ GLVSOD\V WKH WRWDO QXPEHU RI SULQWV WKH PDFKLQH KDV GRQH 127( 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV DQG IRU HYHU\ PDFKLQH FRQILJXUDWLRQ 7KHUHI
4XLFN 3DWKZD\ ½ 0DFKLQH 6WDWXV ½ 0DFKLQH UHYLVLRQV ½ 7R DFFHVV WKLV RSWLRQ ZKLOH LQ WKH 5HDG\ WR &RS\ RU )D[ VFUHHQ SUHVV WKH >0DFKLQH 6WDWXV@ NH\ ORFDWHG WR WKH ULJKW RI WKH /&' 7KH 0DFKLQH 6WDWXV PHQX GLVSOD\V WKH VHWWLQJV RSWLRQV ½ 6HOHFW >0DFKLQH UHYLVLRQV@ XVLQJ WKH VFUROO NH\ DQG SUHVV >(QWHU@ 8VH WKLV RSWLRQ WR YLHZ D OLVW RI PDFKLQH UHYLVLRQV 127( 6RPH RSWLRQV DUH QRW DYDLODEOH LQ DOO 0DUNHWV DQG IRU HYHU\ PDFKLQH FRQILJXUDWLRQ 7KHUHIRUH IHDWXUH QXPEHULQJ FDQ YDU\ 0DFKLQH
:RUN&HQWUH 3UR 8VHU *XLGH
8VH RI DQ H[WHQVLRQ FRUG ZLWK WKLV SURGXFW LV QRW UHFRPPHQGHG RU DXWKRUL]HG 8VHUV VKRXOG FKHFN EXLOGLQJ FRGHV DQG LQVXUDQFH UHTXLUHPHQWV LI D SURSHUO\ HDUWKHG H[WHQVLRQ FRUG LV WR EH XVHG (QVXUH WKDW WKH WRWDO DPSHUH UDWLQJV RI WKH SURGXFWV SOXJJHG LQWR WKH H[WHQVLRQ FRUG GR QRW H[FHHG WKH H[WHQVLRQ FRUG DPSHUH UDWLQJ $OVR PDNH VXUH WKDW WKH WRWDO DPSHUDJH RI DOO SURGXFWV SOXJJHG LQWR WKH ZDOO RXWOHWV GRHV QRW H[FHHG WKH RXWOHW UDWLQJ 'LVFRQQHFW 'HYLFH IRU WKLV SURGXFW LV WKH SRZHU FRUG 7R UHP
'R QRW SXW \RXU KDQGV LQWR WKH IXVHU DUHD ORFDWHG MXVW LQVLGH WKH H[LW WUD\ DUHD DV \RX PD\ EH EXUQHG 4XDOLW\ 6WDQGDUGV 7KH SURGXFW LV PDQXIDFWXUHG XQGHU D UHJLVWHUHG ,62 4XDOLW\ V\VWHP ,I \RX QHHG DGGLWLRQDO VDIHW\ LQIRUPDWLRQ FRQFHUQLQJ WKLV ;(52; SURGXFW RU ;(52; VXSSOLHG PDWHULDOV \RX PD\ FDOO WKH IROORZLQJ QXPEHU (8523( 86$ &$1$'$ 6DIHW\ 6WDQGDUGV (8523( 7KLV ;(52; SURGXFW LV FHUWLILHG E\ WKH IROORZLQJ $JHQF\ XVLQJ WKH 6DIHW\ 6WDQGDUGV OLVWHG $JHQF\
5HJXODWRU\ ,QIRUPDWLRQ 7KH &( PDUNLQJ DSSOLHG WR WKLV SURGXFW V\PEROL]HV ;HUR[ /LPLWHG 'HFODUDWLRQ RI &RQIRUPLW\ ZLWK WKH IROORZLQJ DSSOLFDEOH 'LUHFWLYHV RI WKH (XURSHDQ 8QLRQ DV RI WKH GDWHV LQGLFDWHG -DQXDU\ &RXQFLO 'LUHFWLYH ((& DPHQGHG E\ &RXQFLO 'LUHFWLYH ((& DSSUR[LPDWLRQ RI WKH ODZV RI WKH PHPEHU VWDWHV UHODWHG WR ORZ YROWDJH HTXLSPHQW -DQXDU\ &RXQFLO 'LUHFWLYH ((& DSSUR[LPDWLRQ RI WKH ODZV RI WKH PHPEHU VWDWHV UHODWHG WR HOHFWURPDJQHWLF FRPSDWLELOLW\
:$51,1* 7KLV LV D &ODVV $ SURGXFW LQ D GRPHVWLF HQYLURQPHQW 7KLV SURGXFW PD\ FDXVH UDGLR IUHTXHQF\ LQWHUIHUHQFH LQ ZKLFK FDVH WKH XVHU PD\ EH UHTXLUHG WR WDNH DGHTXDWH PHDVXUHV :$51,1* 6KLHOGHG FDEOHV PXVW EH XVHG ZLWK WKLV HTXLSPHQW WR PDLQWDLQ FRPSOLDQFH ZLWK &RXQFLO 'LUHFWLYH ((& )&& 3DUW 7KLV HTXLSPHQW KDV EHHQ WHVWHG DQG IRXQG WR FRPSO\ ZLWK WKH OLPLWV IRU D &ODVV $ GLJLWDO GHYLFH SXUVXDQW WR 3DUW RI WKH )&& 5XOHV 7KHVH OLPLWV ZHUH GHVLJQHG WR SURYLGH UHDVRQDEOH SURWHFWLRQ DJ
/DVHU 6DIHW\ &$87,21 8VH RI FRQWUROV RU DGMXVWPHQWV RU SHUIRUPDQFH RI SURFHGXUHV RWKHU WKDQ WKRVH VSHFLILHG KHUHLQ PD\ UHVXOW LQ KD]DUGRXV UDGLDWLRQ H[SRVXUH :LWK VSHFLILF UHJDUG WR ODVHUV WKH HTXLSPHQW FRPSOLHV ZLWK ODVHU SURGXFW SHUIRUPDQFH VWDQGDUGV VHW E\ JRYHUQPHQWDO QDWLRQDO DQG LQWHUQDWLRQDO DJHQFLHV DV D &ODVV /DVHU 3URGXFW ,W GRHV QRW HPLW KD]DUGRXV UDGLDWLRQ DV WKH EHDP LV WRWDOO\ HQFORVHG GXULQJ DOO SKDVHV RI FXVWRPHU RSHUDWLRQ DQG PDLQWHQDQFH 7KH (OHFWULFLW\ DW :RUN 5HJXODWLRQV
:KDW LV WKH (OHFWULFLW\ DW :RUN 5HJXODWLRQ" $16:(5 7KH (OHFWULFLW\ DW :RUN 5HJXODWLRQ FDPH LQWR IRUFH LQ (QJODQG DQG :DOHV RQ WKH $SULO 7KLV 5HJXODWLRQ SODFHV D GXW\ RQ DOO HPSOR\HUV DQG VHOI HPSOR\HG SHUVRQV WR HQVXUH WKH HOHFWULFDO V\VWHPV LQ WKHLU SUHPLVHV DUH FRQVWUXFWHG PDLQWDLQHG DQG RSHUDWHG LQ VXFK D PDQQHU DV WR SUHYHQW VR IDU DV UHDVRQDEO\ SUDFWLFDEOH GDQJHU 7KLV LQFOXGHV HQVXULQJ WKDW DOO HOHFWULFDO SURGXFWV FRQQHFWHG WR VXFK HOHFWULFDO V\VWHPV DUH VDIHO\ FRQVWUXF
48(67,21 'RHV WKH ;(52; HTXLSPHQW LQ P\ SUHPLVHV FRPSO\ ZLWK WKH (OHFWULFLW\ DW :RUN 5HJXODWLRQV" $16:(5 $OO HPSOR\HUV DQG VHOI HPSOR\HG SHUVRQV PXVW HQVXUH WKDW WKH HOHFWULFDO V\VWHPV LQ WKHLU SUHPLVHV DUH VDIH 7KLV ZLOO LQFOXGH HQVXULQJ ;(52; HTXLSPHQW LQ VXFK SUHPLVHV LV VDIH ;(52; /LPLWHG¶V 3URGXFW 6DIHW\ IXQFWLRQ KDV SUHSDUHG D JXLGH ZKLFK FRQWDLQV D OLVW RI WHVWV ZKLFK PD\ EH FRPSOHWHG E\ \RXU ;(52; /LPLWHG &XVWRPHU 6HUYLFH 2UJDQL]DWLRQ 7+(6( 7(676 0867 %( &$55,(' 287 21/< %< 3(56216 :
$SSHQGL[ $ 6DIHW\ 1RWHV 3OHDVH FRQWDFW XV LI \RX KDYH DQ\ TXHULHV UHJDUGLQJ WKH LQIRUPDWLRQ SURYLGHG LQ WKLV GRFXPHQW (QYLURQPHQW +HDOWK DQG 6DIHW\ ;(52; /LPLWHG 32 %R[ %HVVHPHU 5RDG :HOZ\Q *DUGHQ &LW\ +HUWV $/ +( (QJODQG 7HO 1XPEHU &HUWLILFDWLRQ WR (& 5DGLR (TXLSPHQW 7HOHFRPPXQLFDWLRQV 7HUPLQDO (TXLSPHQW 'LUHFWLYH 7KLV ;HUR[ SURGXFW KDV EHHQ VHOI FHUWLILHG E\ ;HUR[ IRU SDQ (XURSHDQ VLQJOH WHUPLQDO FRQQHFWLRQ WR WKH DQDORJXH SXEOLF VZLWFKHG WHOHSKRQH QHWZRUN 3671
127( $OWKRXJK WKLV SURGXFW FDQ XVH HLWKHU ORRS GLVFRQQHFW SXOVH RU '70) WRQH VLJQDOOLQJ LW LV UHFRPPHQGHG WKDW LW LV VHW WR XVH '70) VLJQDOOLQJ '70) VLJQDOOLQJ SURYLGHV UHOLDEOH DQG IDVWHU FDOO VHW XS 0RGLILFDWLRQ FRQQHFWLRQ WR H[WHUQDO FRQWURO VRIWZDUH RU WR H[WHUQDO FRQWURO DSSDUDWXV QRW DXWKRULVHG E\ ;HUR[ ZLOO LQYDOLGDWH LWV FHUWLILFDWLRQ )&& 5HJXODWLRQV 6HQG +HDGHU 5HTXLUHPHQWV )HGHUDO &RPPXQLFDWLRQV &RPPLVVLRQ )&& UHJXODWLRQV UHTXLUH DOO SHUVRQV ZLWKLQ WKH 8QLWHG 6WDWHV ZKR VHQG DQ\
:$51,1* $VN \RXU ORFDO WHOHSKRQH FRPSDQ\ IRU WKH PRGXODU MDFN W\SH LQVWDOOHG RQ \RXU OLQH &RQQHFWLQJ WKLV PDFKLQH WR DQ XQDXWKRUL]HG MDFN FDQ VHYHUHO\ GDPDJH WHOHSKRQH FRPSDQ\ HTXLSPHQW
7KH WHOHSKRQH FRPSDQ\ ZLOO ZKHUH SUDFWLFDO QRWLI\ \RX ZKHQ WKH\ QHHG WR WHPSRUDULO\ GLVFRQQHFW VHUYLFH +RZHYHU LI DFWLRQ LV UHDVRQDEOH DQG QHFHVVDU\ EXW SULRU QRWLFH LV QRW SUDFWLFDO WKH\ PD\ VWLOO WHPSRUDULO\ GLVFRQQHFW \RXU VHUYLFH ,Q VXFK FDVHV WKH\ PXVW ,PPHGLDWHO\ QRWLI\ \RX RI WKHLU WHPSRUDU\ DFWLRQ 5HFRQQHFW VHUYLFH ZKHQ WKH VRXUFH RI GDPDJH LV UHPRYHG ,QIRUP \RX RI \RXU ULJKWV WR EULQJ D FRPSODLQW WR WKH )&& XQGHU )&& UXOHV 7KH WHOHSKRQH FRPSDQ\ PD\ PDNH FKDQJHV WR LWV
1RWLFH 7KH ,QGXVWU\ &DQDGD /DEHO RQ WKH PDFKLQH LGHQWLILHV FHUWLILHG HTXLSPHQW 7KLV FHUWLILFDWLRQ PHDQV WKDW WKH HTXLSPHQW PHHWV FHUWDLQ WHOHFRPPXQLFDWLRQV QHWZRUNV SURWHFWLYH RSHUDWLRQDO DQG VDIHW\ UHTXLUHPHQWV ,QGXVWU\ &DQDGD GRHV QRW JXDUDQWHH WKH HTXLSPHQW ZLOO RSHUDWH WR WKH XVHU V VDWLVIDFWLRQ %HIRUH LQVWDOOLQJ WKLV HTXLSPHQW XVHUV VKRXOG HQVXUH WKDW LW LV SHUPLVVLEOH WR EH FRQQHFWHG WR WKH IDFLOLWLHV RI WKH ORFDO WHOHFRPPXQLFDWLRQV FRPSDQ\ 7KH HTXLSPHQW PXVW DOVR EH LQVWDOOHG XVLQJ DQ
(QYLURQPHQWDO &RPSOLDQFH (QHUJ\ 6WDU ;(52; &RUSRUDWLRQ GHVLJQHG WKLV SURGXFW WR FRPSO\ ZLWK WKH JXLGHOLQHV RI WKH (1(5*< 67$5 SURJUDP RI WKH (QYLURQPHQWDO 3URWHFWLRQ $JHQF\ $V DQ (1(5*< 67$5 3DUWQHU ;(52; KDV GHWHUPLQHG WKDW WKLV SURGXFW PHHWV WKH (1(5*< 67$5 JXLGHOLQHV IRU HQHUJ\ HIILFLHQF\
7KH :RUN&HQWUH 3UR DGKHUHV WR VWULFW VSHFLILFDWLRQV DSSURYDOV DQG FHUWLILFDWLRQV 7KHVH VSHFLILFDWLRQV DUH GHVLJQHG WR SURYLGH IRU WKH VDIHW\ RI XVHUV DQG WR HQVXUH WKDW WKH PDFKLQH RSHUDWHV LQ D IXOO\ IXQFWLRQDO VWDWH 8VH WKH VSHFLILFDWLRQV OLVWHG LQ WKLV FKDSWHU WR TXLFNO\ LGHQWLI\ WKH FDSDELOLWLHV RI WKH PDFKLQH ,I IXUWKHU VSHFLILFDWLRQ LQIRUPDWLRQ LV UHTXLUHG SOHDVH FRQWDFW \RXU ;HUR[ 5HSUHVHQWDWLYH :RUN&HQWUH 3UR 8VHU *XLGH % $SSHQGL[ % 6SHFLILFDWLRQV $SSHQGL[ % 6SHFLILFDWL
0DFKLQH 6SHFLILFDWLRQV +DUGZDUH &RQILJXUDWLRQ :RUN&HQWUH 3UR :RUN&HQWUH 3UR '& 6LPSOH[ GLJLWDO FRSLHU ZLWK D GRFXPHQW JODVV D VLQJOH SDSHU WUD\ D E\SDVV WUD\ DQG D VWDQG 6LPSOH[ GLJLWDO FRSLHU ZLWK DQ DXWRPDWLF GRFXPHQW IHHGHU $') WKUHH SDSHU WUD\V DQG D E\SDVV WUD\ :RUN&HQWUH 3UR 3L 'LJLWDO FRSLHU DQG SULQWHU ZLWK DQ DXWRPDWLF GXSOH[ XQLW $'8 DQ RIIVHW FDWFK WUD\ 2&7 D GXSOH[ DXWRPDWLF GRFXPHQW IHHGHU '$') WKUHH SDSHU WUD\V DQG D E\SDVV WUD\ :RUN&HQWUH 3UR 6L 'LJLWDO F
$ FSP $ FSP /HWWHU [ FSP /HJDO [ FSP /HGJHU [ FSP $SSHQGL[ % 6SHFLILFDWLRQV &RS\ 6SHHG &RS\ 0DJQLILFDWLRQV =RRP UDQJH WR LQ LQFUHPHQWV )L[HG 5DWLRV (XURSH $PHULFDV :DUP XS 7LPH /HVV WKDQ VHFRQGV :RUN&HQWUH 3UR 8VHU *XLGH %
$XWRPDWLF 'RFXPHQW )HHGHU DQG 'XSOH[ $XWRPDWLF 'RFXPHQW )HHGHU &DSDFLW\ VKHHWV 3DSHU VL]HV $ WR $ [ WR [ LQFK 3DSHU :HLJKWV J P OE 3DSHU 6XSSO\ 7UD\V &DSDFLW\ VKHHWV RI J P OE SHU WUD\ 3DSHU :HLJKWV J P ,EV 3DSHU 6L]HV $ WR $ [ WR [ LQFK %\SDVV 7UD\ &DSDFLW\ VKHHWV RI J P OE SHU WUD\ WUDQVSDUHQFLHV FDUGVWRFN ODEHOV 3DSHU :HLJKWV J P ,EV 3DSHU 6L]HV $
$SSHQGL[ % 6SHFLILFDWLRQV )RU 8VH LQ %\SDVV 7UD\ 2QO\ 7UDQVSDUHQF\ $ ;HUR[ 5 /HWWHU [ ;HUR[ 5 /DEHOV $ ;(52; 5 XS $ ;(52; 5 XS /HWWHU [ ;(52; 5 XS /HWWHU [ ;(52; 5 XS &DUGVWRFN $ ;(52; 5 /HWWHU [ ;(52; 5 7KHUH PD\EH VRPH SHUIRUPDQFH GHJUDGDWLRQ ZKHQ XVLQJ WKHVH PHGLD W\SHV 127( $OO WKH %\SDVV 7UD\ UHFRPPHQGHG PHGLD VKRXOG RQO\ EH IHG IURP WKH %\SDVV 7UD\ DQG QRW DQ\ RWKHU SDSHU WUD\V &HQWUH 7
% :RUN&HQWUH 3UR 8VHU *XLGH
1XPHULFV 6LGHG 3ULQWLQJ SULQWHU GULYHU 4-19 6LGHG 3-20 ! 6LGHG 3-20 ! 6LGHG 3-20 ! 6LGHG 3-20 ! 6LGHG 3-20 8S 3-25 $ $ERXW WDE SULQWHU GULYHU 4-34 $FFRXQW &RGH 'HIDXOW VHWWLQJ 5-112 $FWLYLW\ 5HSRUW 5-27 5-115 6-22 5-27 6-22 5-27 6-22 5-27 6-22 'HIDXOW VHWWLQJ 5-125 $GGHG )HDWXUHV 5-79 &RS\ 3-19 )D[ 5-62 $GGHG )HDWXUHV &RS\ 6LGHG 3-20 8S 3-25 $QQRWDWLRQ 3-28 %RRNOHW 3-26 %RXQG 2ULJLQDO 3-21 %XLOG -RE 3-29 (GJH (UDVH 3-24 ,PDJH 6KLIW 3-23 3DSHU 7\SH 3-34 6WR
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
' '$') 2-8 'DWH 7LPH 10-37 'DWH )RUPDW 10-39 0RQWK )RUPDW 10-39 6HWWLQJ 10-37 7LPH )RUPDW 10-38 'HIDXOW VHWWLQJV RYHUYLHZ 2-25 'HIDXOWV &RS\ 3-36 )D[ 5-105 ,QLWLDO 6HWXS 10-36 0DFKLQH 10-1 10-2 ;HUR[ :RUN&HQWUH 3UR 8VHU *XLGH 3ULQW 5HSRUW 10-30 3ULQWLQJ 4-35 5HPRWH 6HUYLFH 10-21 'HOD\ 6HQG 5-39 7LPH 5-40 'HOHWH NH\ 2-13 'HOHWLQJ D 'RFXPHQW 6WRUHG LQ D /RFDO 0DLOER[ 5-54 'HOHWLQJ D /RFDO 0DLOER[ 5-50 'HOHWLQJ D 5HOD\ %R[ 5-103 'HOHWLQJ &RQWLQXRXV 3ROO -REV 5-95 'HPRQVWUDWLRQ 3DJH SULQW 4-37 'H
'UXP &DUWULGJH 8-14 'XSOH[ $XWRPDWLF 'RFXPHQW )HHGHU '$') 2-8 3-2 5-2 6-3 6SHFLILFDWLRQV B-4 ( (GJH (UDVH 3-24 (OHFWULFDO 6SHFLILFDWLRQV B-5 (PDLO $GGUHVV 6-9 (QHUJ\ 6DYHU 6OHHS 0RGH 2-22 (QHUJ\ 6DYHU NH\ 2-12 (QHUJ\ VDYLQJ 2-21 (QHUJ\ 6WDU A-14 (QWHU NH\ 2-13 (QWHU WKH (PDLO $GGUHVV 6-9 (QWHU WKH )D[ 1XPEHU 5-8 (QWHU WKH 4XDQWLW\ 3-7 (QWHULQJ &KDUDFWHUV 2-15 (UURU &RGHV 9-11 (UURU &RGHV 3ULQWHG RQ 5HSRUWV 9-19 (UURU &RUUHFW (&0 5-64 'HIDXOW VHWWLQJ 5-107 (UURU 0HVVDJHV 9-8 (UURU 0HVVDJHV DQG &
* *UDSKLFV SULQWHU GULYHU 4-25 *UD\VFDOH SULQWHU GULYHU 4-23 *URXS 1XPEHUV 0RGLI\LQJ RU 'HOHWLQJ 7-26 3UHVHWWLQJ 1XPEHUV WR D *URXS 7-22 6HWWLQJ 8S 7-21 *URXS 3KRQHERRN 5HSRUW 5-33 6-28 *URXS 3ROO 5-80 *URXS 3ROO 5HSRUW 5-119 'HIDXOW VHWWLQJ 5-128 *URXS 6HQG 5HSRUW 5-118 'HIDXOW VHWWLQJ 5-127 + +HOS 3ULQWHU 'ULYHU 2SWLRQV 4-12 +LQWV FRQYHQWLRQV 1-8 , ,GHQWLI\LQJ WKH PDFKLQH FRPSRQHQWV 2-4 ,PDJH 2SWLRQV SULQWHU GULYHU 4-23 ,PDJH 2ULHQWDWLRQ SULQWHU GULYHU 4-20 ,PDJH 4XDOLW\ 3UREOHPV 9-15 8QHYHQ
'HIDXOW VHWWLQJ 3-38 )D[ 5-24 0DQXDO 3-14 5-24 6-18 7RQHU 6DYHU 3-14 /LQH /(' 2-13 /LQH 0RQLWRU 'HIDXOW VHWWLQJ 5-107 /LVWHQ WR 'LDO 7RQH 5-75 /RDGLQJ 0HGLD 8-25 /RDGLQJ 3DSHU 8-25 /RDGLQJ WKH %\SDVV 7UD\ 8-31 /RDGLQJ WKH 2ULJLQDOV 3-2 5-2 6-3 $XWRPDWLF 'RFXPHQW )HHGHU $') 3-2 5-2 6-3 'RFXPHQW *ODVV 3-4 5-4 6-5 'XSOH[ $XWRPDWLF 'RFXPHQW )HHGHU $') 3-2 5-2 'XSOH[ $XWRPDWLF 'RFXPHQW )HHGHU '$') 6-3 /RDGLQJ WKH 3DSHU 7UD\V 8-25 /RFDO WR 0DLOER[ 5HSRUW 5-123 'HIDXOW VHWWLQJ 5-130 /RFDOL]DWLRQ 10
0XOWL $FFHVV &RPPXQLFDWLRQV 2-28 0XOWLSOH XS SULQWHU GULYHU 4-22 0XOWL SROO %R[ 5-84 1 1HWZRUN 10-48 1,& 6WDWXV SULQW 4-37 1RUPDO /D\RXW SULQWHU GULYHU 4-21 1RWHV FRQYHQWLRQV 1-8 1XPEHU RI 3DJHV 5-76 1XPHULF .H\V 2-11 2 2&7 2-8 2II 2-20 2IIVHW &DWFK 7UD\ 2&7 2-8 2IIVHW )XQFWLRQ SULQWHU GULYHU 4-16 2Q 2-20 2QH 7RXFK 'LDOLQJ 7-34 2QH 7RXFK .H\ )LOOLQJ RXW WKH 2QH 7RXFK /DEHO 7-29 0RGLI\LQJ RU 'HOHWLQJ 6HWWLQJV 7-16 2QH 7RXFK 'LDOLQJ 7-34 2QH 7RXFK .
3UHVHWWLQJ 1XPEHUV WR D *URXS 7-22 6HWWLQJ XS 7-2 6HWWLQJ XS *URXS 1XPEHUV 7-21 6HWWLQJ XS 2QH 7RXFK .
5-53 3ULQWLQJ D 0HQX 0DS 6-33 3ULQWLQJ 3URFHGXUH 4-2 3ULQWLQJ 5HSRUWV 10-30 3ULQWV 7RWDO 3ULQW &RXQWHU 10-56 3ULRULW\ )D[ 5-45 3URGXFW 2YHUYLHZ 2-1 36 )RQW OLVW SULQW 4-37 3:' 5-66 4 4XDQWLW\ 3-7 4XLFN SDWKZD\ FRQYHQWLRQV 1-7 5 5HDG\ PRGH 2-2 5HFHLYH +HDGHU 'HIDXOW VHWWLQJ 5-114 5HFHLYH ,QWHUYDO 'HIDXOW VHWWLQJ 5-107 ;HUR[ :RUN&HQWUH 3UR 8VHU *XLGH 5HFHLYH WR 0HPRU\ 5-21 'HIDXOW VHWWLQJ 5-113 5HFHLYLQJ DQ ,QWHUQHW )D[ (PDLO 6-13 5HFHSWLRQ 3UREOHPV 9-18 5HFHSWLRQ 5HSRUWV 5-123 'HIDXOW VHWWLQJ
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
;HUR[ :RUN&HQWUH 3UR 8VHU *XLGH &HQWUH 7UD\ B-5 &RSLHU 6SHHG SDSHU WUD\ B-3 &RS\ 0DJQLILFDWLRQV B-3 'XSOH[ $XWRPDWLF 'RFXPHQW )HHGHU '$') B-4 (OHFWULFDO B-5 +DUGZDUH &RQILJXUDWLRQ B-2 0DFKLQH :HLJKW B-2 3DSHU 6XSSO\ B-4 6SDFH 5HTXLUHPHQWV B-2 :DUP XS 7LPH B-3 6SHHG 'LDO (PDLO 2SWLRQV 7-8 7-14 )D[ 2SWLRQV 7-6 7-13 6SHHG 'LDO (PDLO 2SWLRQV &RQILUPDWLRQ 5HSRUW 7-20 'RQH 7-20 6SHHG 'LDO )D[ 2SWLRQV &RQILUPDWLRQ 5HSRUW 7-18 'HOD\ 6HQG 7-18 'RQH 7-18 )D[ 6SHHG 7-18 /LVWHQ WR 'LDO 7-18 6XE $GGUHVV 7-1
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
