Specifications

Page 52 of 61
Attachment e
MINIMUM INSURANCE REQUIREMENTS
During the term of the Contract, the Contractor at its sole cost and expense shall provide primary commercial
insurance of such type and with such terms and limits as may be reasonably associated with the Contract. As a
minimum, the Contractor shall provide and maintain the following coverage and limits:
A. Workers Compensation, as required by the laws of Texas, and Employers’ Liability, as well as All States,
USL&H and other endorsements if applicable to the project, and in accordance with state law.
Employers’ Liability
• Each Accident: $1,000,000
• Disease–Each Employee: $1,000,000
• Policy Limit: $1,000,000
B. Commercial General Liability, including but not limited to the coverage indicated below. Coverage shall not
exclude or limit Products/Completed Operations, Contractual Liability, or Cross Liability. Where exposure exists,
the County may require coverage for watercraft, blasting, collapse, explosions, blowout, cratering, underground
damage, pollution, or other coverage. Harris County shall be named Additional Insured on primary/non-
contributory basis.
• Each Occurrence: $1,000,000
• Personal and Advertising Injury: $1,000,000
• Products/Completed Operations: $1,000,000
• General Aggregate (per project): $2,000,000
C. Automobile Liability, including coverage for all owned, hired, and non-owned vehicles used in connection with
the contract. Harris County shall be named Additional Insured on primary/non-contributory basis.
• Combined Single Limit-Each Accident: $1,000,000
D. Umbrella/Excess Liability (Harris County shall be named Additional Insured on primary/non-contributory basis)
• Each Occurrence/Aggregate: $1,000,000
E. Professional/Errors & Omissions Liability (if applicable)
• Each Occurrence/Aggregate: $1,000,000
The County reserves the right to require additional insurance if necessary. Coverage shall be issued by companies licensed
(by TDI) to do business in Texas and who have an A.M. Best rating of at least A-. Contractor shall furnish evidence of
such insurance to the County in the form of unaltered insurance certificates. If any part of the contract is sublet, insurance
shall be provided by or on behalf of any subcontractor, and shall be sufficient to cover their portion of the contract.
Contractor shall furnish evidence of such insurance to the County as well.
Policies of insurance required by the contract shall waive all rights of subrogation against the County, its officers,
employees and agents. If any applicable insurance policies are cancelled, materially changed, or non-renewed, contractor
shall give written notice to the County at least 30 days prior to such effective date and within 30 days thereafter, shall
provide evidence of suitable replacement policies. Failure to keep in force the required insurance coverage may result in
termination of the contract. Upon request, certified copies of original insurance policies shall be furnished to the County.
The requirements stipulated in this attachment do not establish limits of contractor liability.
Rev. 10/2011