Operating Instructions
87&
31
29(59,(:
87&QRQFRQWDFW,QIUDUHG7KHUPRPHWHUKHUHLQDIWHUUHIHUUHG
WRDV³WKHUPRPHWHU´LVFDSDEOHRIFRQILUPLQJWKHVXUIDFH
WHPSHUDWXUHE\PHDVXULQJLQIUDUHGHQHUJ\UDGLDWHGIURPWKH
WDUJHWVXUIDFH
87&QRQFRQWDFWLQIUDUHGWKHUPRPHWHULVLQWHOOLJHQWO\
GHVLJQHGZLWKXOWUDORZSRZHUFRQVXPSWLRQZKLFKHQVXUHV
ORQJWHUPRSHUDWLRQVDYHVXVHUIURPIUHTXHQWUHSODFHPHQWRI
EDWWHU\DQGWKHZRUU\IURPXQGHUYROWDJHDWZRUN,QWHOOLJHQW
GHVLJQIDFLOLWDWHVWHVWLQJTXLFNHUFDSWXULQJRIWKHWUXHYDOXH
RIPHDVXUHGREMHFW
6$)(7<,16758&7,21
:DUQLQJ
7RDYRLGHOHFWULFVKRFNLQJRUSHUVRQDOLQMXU\SOHDVHIROORZ
WKHIROORZLQJLQVWUXFWLRQV
'RQRWGLUHFWODVHUDWH\HVRURQLQGLUHFWUHIOHFWLRQVXUIDFH
3ULRUWRXVHWKHWKHUPRPHWHUSOHDVHFKHFNWKHER[,IDQ\
GDPDJHWRWKHWKHUPRPHWHUZHUHIRXQGSOHDVHGRQRWXVH
LW,QVSHFWIRUGDPDJHRUDQ\VKRUWDJHRISODVWLFSDUWV
5HSODFHWKHEDWWHU\LPPHGLDWHO\RQFHWKHEDWWHU\LQGLFDWRU
³´DSSHDUV
'RQRWXVHWKHWKHUPRPHWHULQFDVHRIDQ\DEQRUPDOLW\DV
WKHSURWHFWLRQPD\EHGDPDJHGDQGDIIHFWHG,QFDVHRIDQ\
GRXEWSOHDVHGHOLYHUWKHWKHUPRPHWHUIRUPDLQWHQDQFH
'RQRWXVHWKHWKHUPRPHWHUQHDUWKHH[SORVLYHJDVVWHDP
RUGXVW
7RDYRLGVFRUFKLQJLWLVQHFHVVDU\WRUHPHPEHUWKDWWKH
REMHFWZLWKKLJKUHIOHFWLRQUDWHZLOOQRUPDOO\FDXVHWKH
PHDVXUHGWHPSHUDWXUHYDOXHORZHUWKDQWKHDFWXDOWHPSHUDWXUH
7KHHTXLSPHQWSURWHFWLRQPD\EHGHJUDGHGLQFDVHRIIDLOXUH
WRXVHWKHHTXLSPHQWDVSHUWKHPDQXDO
&DXWLRQ
7RDYRLGDQ\GDPDJHWRWKHWKHUPRPHWHURUPHDVXUHGGHYLFH
SOHDVHSURWHFWWKHPIURPIROORZLQJGDPDJHV
(0)IURPHOHFWULFZHOGHUHOHFWURLQGXFWLRQKHDWHU
6WDWLFHOHFWULFLW\
7KHUPDOVKRFNFDXVHGE\ODUJHURUDEUXSWHQYLURQPHQWDO
WHPSHUDWXUHZDLWPLQWRDOORZWKHWKHUPRPHWHUVWDEOH
'RQRWDOORZWKHWKHUPRPHWHUUXQQLQJDOOWKHZD\RUQHDU
DQ\REMHFWZLWKKLJKWHPSHUDWXUH
)($785(6
6LQJOHSRLQWODVHUDLPLQJ
:KLWHEDFNOLJKW
6\QFKURQRXVGLVSOD\RIWKHPHDVXUHGPD[LPXPRUPLQLPXP
YDOXH
2SWLRQRI&HOVLXV)DKUHQKHLW
'\QDPLFPRQLWRULQJRIEDWWHU\FDSDFLW\
/RZYROWDJHLQGLFDWLRQ
'LVSOD\VFUHHQ
$GMXVWDEOHHPLVVLYLW\
6RXQGDODUPIRUWKHXSSHUDQGORZHUWHPSHUDWXUHOLPLW
(PLVVLYLW\GLVSOD\
/DVHU
6FDQ
+ROG
0D[LPXPRUPLQLPXPYDOXH
%DWWHU\FDSDFLW\LQGLFDWLRQ
%DFNOLJKWLQGLFDWLRQ
&HOVLXV)DKUHQKHLW
6RXQGDODUPIRUWKHXSSHUDQGORZHU
WHPSHUDWXUHOLPLW
:25.,1*35,1&,3/(
,QIUDUHGWKHUPRPHWHUFDQPHDVXUHVXUIDFHWHPSHUDWXUHRI
RSDTXHREMHFWV,WVRSWLFDOGHYLFHFDQVHQVHWKHLQIUDUHG
HQHUJ\FRQFHQWUDWHGRQWKHGHWHFWRUDQGWKHHOHFWURQLF
FRPSRQHQWVFRQYHUWLQIRUPDWLRQLQWRWHPSHUDWXUHUHDGLQJ
ZKLFKLVGLVSOD\HGRQWKHGLVSOD\VFUHHQ/DVHULVRQO\XVHG
IRUDLPLQJWKHWDUJHWREMHFW
23(5$7,1*0(7+2'6
7RPHDVXUHWHPSHUDWXUHDOORZWKHWKHUPRPHWHUDLPDWWKH
PHDVXUHGWDUJHWSXVKWKHWULJJHUWRGLVSOD\WKHUHDOWLPH
PHDVXUHGUHVXOWDQGORRVHWKHWULJJHUWRKROGLW0$;0,1
LVRIIZKHQWKHPLGGOHEXWWRQLVSUHVVHG7KHUPRPHWHUZLOO
DXWRPDWLFDOO\VKXWGRZQLIQRDFWLRQZHUHGHWHFWHGRXWZLWKLQ
V7KHUDWLRRIGLVWDQFHWROLJKWVSRWVL]HDQGWKHILHOGRI
YLHZPXVWEHDOORZHGIRU/DVHUVKDOOEHRQO\XVHGWRDLP
DWWDUJHWREMHFW
6(77,1*23(5$7,21
6(7
&\FOLFDOVZLWFKLQJVHWWLQJVWDWXV&OLFNRQ6(7WRHQWHUWKH
F\FOLFDOVZLWFKLQJVHWWLQJVWDWXVZKLFKLVGHVLJQHGZLWKD
FLUFXODURUGHUDVIROORZVHPLVVLYLW\VHWWLQJ
ėḉVHWWLQJ
ėWHPSHUDWXUHOLPLWYDOXHPXWHVHWWLQJėKLJKWHPSHUDWXUH
OLPLWYDOXHVHWWLQJėORZWHPSHUDWXUHOLPLWYDOXHVHWWLQJ
8QGHUGLIIHUHQWVHWWLQJVWDWXVWKHFRUUHVSRQGLQJLFRQZLOO
IODVKDQGZLWKDVORQJSUHVVRQ6(7TXLWWKHVHWWLQJ
VWDWXV
$IWHURSHUDWLRQ³0$;0,1´ZLOOEH³
ͩāDQG³´ZLOOEH
³Ʒā:KHQIDLOXUHWRSHUIRUPWKHXVHUVHWWLQJWKH\ZRXOG
EHGLVSOD\HGDV³0$;0,1´DQG³´
(PLVVLYLW\VHWWLQJ
,WLVXVHGWRFKDQJHWKHHPLVVLYLW\YDOXH( ZLOOIODVKGXULQJ
VHWWLQJFOLFNRQ³
ƷāZLWKDSURJUHVVLYHLQFUHDVHRI
DQGUDSLGLQFUHDVHZLWKDORQJSUHVVXQWLOXSWRZKLOH
FOLFNRQ³
ͩāZLWKDSURJUHVVLYHGHFUHDVHRIDQGUDSLG
GHFUHDVHZLWKDORQJSUHVVXQWLOGRZQWR
ūŭVHWWLQJ
,WLVXVHGWRGLVSOD\ćRU̧7KHVHWXQLWćRU̧ZLOOIODVK
FOLFN³
▲āRU³ͩāWRVHOHFWćRU̧LQF\FOH
7HPSHUDWXUHOLPLWYDOXHPXWHVHWWLQJ
,WLVXVHGWRVHWWKHVRXQGRQRIIIRUPHDVXUHGWHPSHUDWXUH
H[FHHGLQJKLJKRUORZWHPSHUDWXUHOLPLWYDOXH:KHQVHWWLQJ
WKH³´ZLOOIODVK,WLVDEOHWRVHOHFWPXWHRQRIILQF\FOH
E\FOLFNLQJRQ³
▼āRU³▲ā:KHQWKHPXWHVHWWLQJLVRQ
LWZLOOEHGLVSOD\HGDV³+,*+/2:´DQGWKHEX]]HUZLOOEH
PXWHLQFDVHPHDVXUHGWHPSHUDWXUHH[FHHGVWKHKLJKRU
ORZWHPSHUDWXUHOLPLWYDOXHZKLOHPXWHVHWWLQJLVRIILWZLOO
EHGLVSOD\HGDV³´DQGEX]]HUZLOOPDNHVRXQGV
+O*+/2:
LQWHUPLWWHQWO\LQFDVHPHDVXUHGWHPSHUDWXUHH[FHHGVWKH
KLJKRUORZWHPSHUDWXUHOLPLWYDOXH
+,*+OLPLWYDOXHVHWWLQJ
,WLVXVHGWRVHWWKHKLJKOLPLWYDOXHDQGWKHEX]]HUZLOOPDNH
LQWHUPLWWHQWVRXQGVZKHQPHDVXUHVWHPSHUDWXUHLVKLJKHU
WKDQWKHVHWYDOXH3UHVV³6(7´WRVZLWFKWRWKHIODVKLQJ
³+,*+´:KHQFOLFNLQJRQ³
▲āWKHYDOXHZLOOLQFUHDVHE\
LQSURJUHVVLRQDQGLWZLOOLQFUHDVHUDSLGO\DIWHUDORQJ
SUHVVDQGWKHQDVRXQGZLOOEHKHDUGZKHQXSWRWKHKLJKHVW
YDOXH:KHQFOLFNLQJRQ³
▼āWKHYDOXHZLOOGHFUHDVHE\
LQSURJUHVVLRQDQGLWZLOOLQFUHDVHUDSLGO\DIWHUDORQJ
SUHVVDQGWKHQDVRXQGZLOOEHKHDUGZKHQGRZQWRWKH
ORZHVWPHDVXUHGWHPSHUDWXUHYDOXHRUHTXLYDOHQWWRWKH
/2:OLPLWYDOXH:KHQ³´LVIODVKLQJLWLVDOORZHGWRVHW
FDQFHOWKHIXQFWLRQDQGWKHIXQFWLRQZLOOEHHIIHFWLYHZKHQ
³´LVGLVSOD\HG
+,*+
/2:OLPLWYDOXHVHWWLQJ
,WLVXVHGWRVHWWKHORZOLPLWYDOXHDQGWKHEX]]HUZLOOPDNH
LQWHUPLWWHQWVRXQGVZKHQPHDVXUHVWHPSHUDWXUHLVORZHU
WKDQWKHVHWYDOXH3UHVV³6(7´WRVZLWFKWRWKHIODVKLQJ
³+,*+´:KHQFOLFNLQJRQ³
▲āWKHYDOXHZLOOLQFUHDVHE\
LQSURJUHVVLRQDQGLWZLOOLQFUHDVHUDSLGO\DIWHUDORQJ
SUHVVDQGWKHQDVRXQGZLOOEHKHDUGZKHQXSWRWKHKLJKHVW
YDOXH:KHQFOLFNLQJRQ³
▼āWKHYDOXHZLOOGHFUHDVHE\
LQSURJUHVVLRQDQGLWZLOOLQFUHDVHUDSLGO\DIWHUDORQJ
SUHVVDQGWKHQDVRXQGZLOOEHKHDUGZKHQGRZQWRWKH
ORZHVWPHDVXUHGWHPSHUDWXUHYDOXH:KHQ³´LVIODVKLQJ
LWLVDOORZHGWRVHWFDQFHOWKHIXQFWLRQDQGWKHIXQFWLRQZLOO
EHHIIHFWLYHZKHQ³´LVGLVSOD\HG
/2:
),1'2877+(+2725&2/'32,17
7RILQGRXWWKHKRWRUFROGSRLQWDLPWKHWKHUPRPHWHUDWWKH
UHJLRQEH\RQGWKHWDUJHWVFDQXSDQGGRZQWKHZKROHUHJLRQ
VORZO\XQWLOILQGRXWWKHKRWRUFROGSRLQW
',67$1&($1'63276,=(
:LWKWKHLQFUHDVLQJGLVWDQFH'IURPWKHPHDVXUHGWDUJHWWKH
VSRWVL]H6LQWKHPHDVXUHGUHJLRQćZLOODOVRLQFUHDVH
6SRWVL]HUHSUHVHQWVRIWKHHQHUJ\LQWKHFLUFOH7KH
PD[LPXP'6ZLOOEHREWDLQHGZKHQWKHGLVWDQFHEHWZHHQWKH
GDWDUHFRUGHUDQGWDUJHWDQGWKHVSRWVL]HRIPPLQLV
JHQHUDWHG
),(/'2)9,(:
,WLVQHFHVVDU\WRHQVXUHWKHVL]HRIWDUJHWODUJHUWKDQWKHVSRW
VL]H7KHVPDOOHUWKHWDUJHWWKHFORVHUWKHGLVWDQFHVKRXOGEH
7KHPHDVXUHPHQWGLVWDQFHLVUHFRPPHQGHGWREHOHVV
WKDQWKHWKHRUHWLFDOYDOXH
(0,66,9,7<
(PLVVLYLW\UHSUHVHQWVWKHHQHUJ\HPLVVLRQRIPDWHULDO0RVWRI
RUJDQLFPDWHULDOVDQGSDLQWHGRUR[LGL]HGVXUIDFHKDYHWKH
HPLVVLYLW\RIDERXW,ISRVVLEOHPDVNLQJWDSHRU%HUOLQ
EODFNć
̧VKRXOGEHDSSOLHGWRFRYHUWKHPHDVXUHG
VXUIDFHDQGWKHKLJKHPLVVLYLW\GHYLFHVKRXOGDOVREHXVHGDV
WKHPHWDOVXUIDFHZLWKFRPSHQVDWHGOLJKWPHDVXUHPHQWPD\
FDXVHHUURUUHDGLQJ:DLWDSHULRGRIWLPHWRDOORZWKHWDSHRU
RLOVWDLQVKDUHWKHVDPHWHPSHUDWXUHZLWKWKDWRIVXUIDFHRIWKH
FRYHUHGREMHFW0HDVXUHWKHWHPSHUDWXUHRIVXUIDFHFRYHUHG
ZLWKWDSHRUSDLQW
0$,17(1$1&(
&OHDQOHQV
%ORZDZD\WKHVOLSSHGRIIJUDLQVZLWKFOHDQFRPSUHVVHGDLU
:LSHWKHVXUIDFHFDUHIXOO\ZLWKZHWFRWWRQVZDE&RWWRQVZDE
VKRXOGEHPRLVWHQHGZLWKFOHDQZDWHU
&OHDQFKDVVLV
&OHDQWKHFKDVVLVZLWKFRWWRQVSRQJHRUVRIWFORWKZLWKVRDS
ZDWHURUFOHDQZDWHU
7RSUHYHQWWKHUPRPHWHUIURPGDPDJHGRQRWVRDNWKHPHWHU
LQWRZDWHU
)$8/7',$*126,6
6\PSWRP
2/RQWKHGLVSOD\VFUHHQ
2/RQWKHGLVSOD\VFUHHQ
%DWWHU\LQGLFDWLRQLFRQIODVKHV
3RVVLEOHEODQNGLVSOD\VFUHHQ
/DVHUIDLOVWRZRUN
3UREOHP
7DUJHWWHPSHUDWXUH
H[FHHGLQJUDQJH
7DUJHWWHPSHUDWXUH
ORZHUWKDQUDQJH
%DWWHU\ORZ
'HSOHWLRQRI
EDWWHU\FDSDFLW\
%DWWHU\ORZRU
GHSOHWLRQ
(QYLURQPHQWDO
WHPSHUDWXUH
KLJKHUWKDQ
ḉ
$FWLRQ
6HOHFWWKHWDUJHW
ZLWKLQUDQJH
6HOHFWWKHWDUJHW
ZLWKLQUDQJH
5HSODFHEDWWHU\
&KHFNDQGRU
UHSODFHEDWWHU\
5HSODFHEDWWHU\
$SSOLFDEOHWRUHJLRQV
ZLWKORZWHPSHUDWXUH
&(&(57,),&$7,21
7KHWKHUPRPHWHUFRPSOLHVZLWKIROORZLQJVWDQGDUGV
(1
(1$$/DVHU6DIHW\
6WDQGDUG
63(&,),&$7,21
87&
ćć a
a DGMXVWDEOH
fćfRU
P6
)XQFWLRQ
$XWR6KXWGRZQ
6&$1
'LVSOD\+ROG
0D[LPXPYDOXHPHDVXUHPHQW
0LQLPXPYDOXHPHDVXUHPHQW
6HWORZWHPSHUDWXUHDODUP
6HWKLJKWHPSHUDWXUHDODUP
$EOHWRVKXWGRZQODVHU
ḉRSWLRQ
(PLVVLYLW\
7HPSHUDWXUHUDQJH
0D[LPXPPHDVXUHPHQWSUHFLVLRQ
5HSHWLWLRQSUHFLVLRQ
5HVROXWLRQ
5HVSRQVHWLPH
:KLWHEDFNOLJKW
fćRU$PELHQW
WHPSHUDWXUHćfć
,QIUDUHG7KHUPRPHWHUV
\HV
QR