Operation Manual

Chapter 14: Applications 258
4. Select END or BEGIN to specify the payment method.
5. Place the cursor on the
TVM variable for which you want to solve.
6. Press ƒ \. The answer is computed, displayed in the TVM Solver, and stored to the
appropriate TVM variable. An indicator square in the left column designates the solution variable.
Using the Financial Functions
Entering Cash Inflows and Cash Outflows
When using the financial functions, you must enter cash inflows (cash received) as positive numbers and
cash outflows (cash paid) as negative numbers. The TI-84 Plus C follows this convention when
computing and displaying answers.
FINANCE CALC Menu
To display the FINANCE CALC menu, press ÎŒ Í.
Note: To access Catalog Help, select the desired menu item, and then press
\ . Catalog Help is not
available for the TVM Solver option.
Use these functions to set up and perform financial calculations on the home screen.
TVM Solver
TVM Solver displays the TVM Solver.
Calculating Time Value of Money (TVM)
Calculating Time Value of Money
Use time-value-of-money (TVM) functions (menu items 2 through 6) to analyze financial instruments
such as annuities, loans, mortgages, leases, and savings.
CALC VARS
1: TVM Solver...
Displays the TVM Solver.
2: tvm_Pmt
Computes the amount of each payment.
3: tvm_¾æ
Computes the interest rate per year.
4: tvm_PV
Computes the present value.
5: tvm_òÚ
Computes the number of payment periods.
6: tvm_FV
Computes the future value.
7: npv(
Computes the net present value.
8: irr(
Computes the internal rate of return.
9: bal(
Computes the amortization sched. balance.
0: GPrn(
Computes the amort. sched. princ. sum.
A: GInt(
Computes the amort. sched. interest sum.
B: 4Nom(
Computes the nominal interest rate.
C: 4Eff(
Computes the effective interest rate.
D: dbd(
Calculates the days between two dates.
E: Pmt_End
Selects ordinary annuity (end of period).
F: Pmt_Bgn
Selects annuity due (beginning of period).