User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information

78 Other Worksheets
Computing Profit Margin
1. To select the Profit Margin worksheet, press &w. The CST value
appears.
2. To enter a value for one of the two known variables, press # or " to
select a variable, then key in a value and press !.
3. Repeat step 2 for the second known variable.
4. To compute a value for the unknown variable, press # or " to select
the variable and press C. The calculator displays the computed
value.
Example: Computing Profit Margin
The selling price of an item is $125. The gross profit margin is 20%. Find
the original cost.
Answer: The original cost is $100.
Breakeven Worksheet
Note: To solve for quantity (Q), enter a value of zero for profit (PFT).
To Press Display
Select Profit Margin worksheet. &w
CST= 0.00
Enter selling price. # 125 !
SEL=
125.00
1
Enter profit margin. #
20 !
MAR=
20.00
1
Compute cost. ""C
CST=
100.00
7
The Breakeven worksheet computes the breakeven point
and sales level needed to earn a given profit by analyzing
relationships between fixed costs, variable costs per unit,
quantity, price, and profit.
You operate at a loss until you reach the breakeven
quantity (that is, total costs = total revenues).
• To access the Breakeven worksheet, press & r.
• To access breakeven variables, press " or #.
• Enter known values for the four known variables, then
compute a value for the fifth, unknown variable.