User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
Statistics Worksheet 65
• When you enter data for one-variable statistics, Xnn represents the
value and
Ynn specifies the number of occurrences (frequency).
• When you enter a value for
Xnn, the value for Ynn defaults to 1.
Analyzing One-Variable Statistics
To analyze one-variable statistics, select 1-V. Only values for n, v, Sx, sX,
G
X, and GX
2
are computed and displayed for one-variable statistics.
Analyzing Two-Variable Statistics
You can choose from among these four regression-analysis methods:
•LIN
•
Ln
•
EXP
• PWR
Computing Values Automatically
Except for the predicted X' and Y' values, the calculator computes and
displays values for statistics variables automatically when you access
them.
Using X' and Y' for Regression Predictions
To use the X' and Y' variables for regression predictions, you either can
enter a value for
X' to compute Y' or enter a value for Y' to compute X'.
Regression Models
For two-variable data, the Statistics worksheet uses four regression
models for curve fitting and forecasting.
The calculator interprets the X value as the independent variable and the
Y value as the dependent variable.
The calculator computes the statistical results using these transformed
values:
•
LIN uses X and Y.
Model Formula Restrictions
LIN
Y = a + b X None
Ln
Y = a + b ln(X) All X values > zero
EXP
Y = a b
x
All Y values > zero
PWR
Y = a X
b
All X and Y values > zero