User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
Depreciation Worksheet 59
Entering Values for DB and DBX
If you choose either the declining balance (DB) or declining balance with
crossover to
SL (DBX) depreciation method, remember to enter a value
representing the percent of declining balance for the
DB or DBX
variable.
Note: The declining balance you enter must be a positive number.
Entering Values for LIF
•If SL or SLF is selected, the LIF value must be a positive real number.
•If
SYD, DB, DBX, or DBF is selected, the LIF value must be a positive
integer.
Entering Values for M01
The value you enter for the starting month (M01) has two parts:
• The integer portion represents the month in which the asset is placed
into service.
• The decimal portion represents the fraction of the initial month in
which the asset begins to depreciate.
For example, to specify that the asset will begin to depreciate in the
middle of the first month, enter 1.5. To specify that the asset will begin
to depreciate a quarter of the way through the fourth month, enter 4.25.
Working with YR
• When computing depreciation, the value you enter for the year-to-
compute (
YR) variable must be a positive integer.
• If the remaining depreciable value (
RDV) variable is displayed, you
can press # to return to the year to compute (
YR) variable. To
represent the next depreciation year, press C to increment the
value for
YR by one.
• To compute a depreciation schedule, repeatedly return to the year to
compute (
YR) variable, press C to increment the value for YR, and
compute values for
DEP, RBV, and RDV. The schedule is complete
when
RDV equals zero.