User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
Bond Worksheet 55
If necessary, change the day-count method (ACT or 360) and coupon-
frequency (
2/Y or 1/Y). The Bond worksheet stores all values and settings
until you clear the worksheet or change the values and settings.
Entering Known Bond Values
1. Press &l. The current SDT value appears.
2. To clear the worksheet, press &z.
3. If necessary, key in a new
SDT value and press !.
4. Repeat step 3 for
CPN, RDT, and RV, pressing # once for each
variable.
Note:
To enter dates, use this convention: mm.ddyy (US) or dd.mmyy
(European).
Setting the Bond Day-Count Method and Coupon
Frequency
1. To display the day-count method, press # until ACT or 360 appears.
2. To change the day-count method, press &V.
3. To display the coupon frequency, press # until
2/Y or 1/Y appears.
4. To change the coupon frequency, press &V.
Computing the Bond Price (PRI)
1. Press # until YLD appears.
2. Key in a value for
YLD and press !.
3. Press # to display
PRI, and then press C. The calculator displays the
computed
PRI value.
Computing the Bond Yield (YLD)
1. Press # until PRI appears.
2. Key in a value for
PRI and press !.
3. Press # to display
YLD, and then press C. The calculator displays the
computed
YLD value.
Computing Accrued Interest (AI)
To compute accrued interest, press # until the AI variable appears. The
calculator automatically computes AI in terms of dollars per $100 of par
value.