User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
Cash Flow Worksheet 41
Cash Flow Worksheet
Cash Flow Worksheet Variables
* nn represents the cash flow (C01–C24) or frequency (F01–F24)
number.
Use the Cash Flow worksheet to solve problems with
unequal cash flows.
To solve problems with equal cash flows, use the TVM
worksheet. (See “Time-Value-of-Money and Amortization
Worksheets”.)
• To access the Cash Flow worksheet and initial cash flow
value (
CFo), press '.
• To access the cash flow amount and frequency variables
(
Cnn/Fnn), press # or ".
• To access the discount rate variable (
I), press (.
• To compute net present value (
NPV), press # or " and
C for each variable.
• To compute the internal rate of return (IRR), press )).
Variable Key Display Variable
Type
**
Initial cash flow '
CFo
Enter-only
Amount of n
th
cash flow
#
Cnn* Enter-only
Frequency of n
th
cash flow
#
Fnn* Enter-only
Discount rate (
I
Enter-only
Net present value # C
NPV
Compute-only
Internal rate of return )
IRR
Compute-only