User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
Index 109
Statistics worksheet 63–67
Storing to memory
12
Straight line (SL)
57, 59, 60
Subtraction
8
Sum of the years’ digits (SYD)
57, 59,
60
Sum of X ((X)
63, 65
Sum of X2 ((X2)
63, 65
Sum of XY products ((XY)
63
Sum of Y ((Y)
63
Sum of Y2 ((Y2)
63
support and service
98
Sx (sample standard deviation of X)
63, 65
Sy (sample standard deviation of Y)
63
SYD (sum of the years’ digits)
57, 59,
60
T
Time-Value-of-Money (TVM)
worksheet
15, 16, 18, 21
Time-Value-of-Money and
Amortozation worksheets
??–40
Turning calculator off
1
Turning calculator on
1
TVM (Time-Value-of-Money)
worksheet
15, 16, 18, 21
Two coupons per year (2/Y)
52, 53, 55
Two-variable statistics
65, 67
U
Uneven cash flows 42
Unit price (P)
79
Universal power
8
V
Value assigned (=) indicator 3
Value computed (*) indicator
3
Value entered (Ä) indicator
3
Variable cost per unit (VC)
79
VC (variable cost per unit)
79
W
What-if calculations 15
Worksheets
Amortization
21
Bond
51
Breakeven
78
Cash Flow
41
Date
75
Depreciation
57
display indicators
19
Interest Conversion
73
Memory
80
Percent Change/Compound
Interest
69
Profit Margin
77
prompted
18
TVM (Time-Value-of-Money)
15,
16, 18, 21
variables
15, 16, 17, 18
X
X value (Xnn) 63, 65
X' (predicted X value)
63, 65, 67
Xnn (X value)
63, 65
xP/Y key (multiply payments per
year)
25
Y
Y' (predicted Y value) 63, 65
Year to compute (YR)
57, 59, 60
Yield to maturity
54
Yield to redemption (YLD)
52, 55
Y-intercept (a)
63
YLD (yield to redemption)
52, 55
Ynn (frequency of X value)
63, 65
YR (year to compute)
57, 59, 60