User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
104 Index
BGN (beginning-of-period)
indicator
3
payments
22, 24
Bond
accrued interest (AI)
52
price (PRI)
56
terminology
54
worksheet
51–56
Breakeven worksheet
78–80
C
C/Y (compounding periods per year)
22, 24, 74
Calculation method
4, 5
Call date
54
Cash Flow worksheet
41–50
Cash flows
computing
44
deleting
42, 43
editing
47
entering
42, 43
formulas
85
grouped
43
inserting
44
uneven
42
CFo (initial cash flow)
41
Chain (Chn) calculation
4, 5, 8
Chn (chain) calculation
4, 5, 8
Clearing
calculations
6
calculator
6
characters
6
entry errors
6
error messages
6
errors
6
memory
6, 12
worksheets
6
Cnn (amount of nth cash flow)
41
Combinations
8, 10
Compound interest
54, 69, 71, 73
Compounding periods per year (C/Y)
22, 24, 74
COMPUTE indicator
3
Constant Memory™ feature
2
Constants
13
contact information
98
Correcting entry errors
7
Correlation coefficient (r)
63, 66
Cost (CST)
57, 60, 77, 78
Cost-Sell-Markup
71, 72
Coupon payment
54
CPN (annual coupon rate, percent)
52, 53, 54, 55
CST (cost)
57, 60, 77, 78
Curve fitting
65
customer support and service
98
CV_Cash Flow Variables
41
D
Data points 66
Date 1 and 2 (DT1, DT2)
57, 76
Date worksheet
75
Dates
30/360 day-count method (360)
76
actual/actual (ACT) day-count
method
76
date 1 and 2 (DT1, DT2)
76
days between dates (DBD)
76
entering
75
Days between dates (DBD)
76
DB (declining balance)
57, 59, 60, 89
DBD (days between dates)
76
DBF (French declining balance)
57,
59, 60
DBX (declining balance with
crossover)
57, 59, 60
DEC (decimal format)
4
Decimal format (DEC)
4
Declining balance (DB)
57, 59, 60, 89
Declining balance with crossover
(DBX)
57, 59, 60
DEG (degrees)
4, 5
Degree angle units
5
Degrees (DEG)
4, 5
DEL (delete) indicator
3
Delete (DEL) indicator
3
DEP (depreciation)
57, 58, 60
Depreciation (DEP)
57, 58, 60
Depreciation worksheet
57–61
Difficulty
96
Discount bond
54
Discount rate (I)
41
Display indicators
3