Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
• To clear all 10 memories at once, press & z.
• To view the contents of the memories, press # or " once for each
memory.
• To store a value, select a memory (M0-M9), key in a value, and press
!.
• Memory arithmetic.
Examples: Using the Memory Worksheet
To Press Display
Access Memory worksheet & {
M0=
Current value
Select
M4. # # # #
M4=
Current value
Clear
M4. 0 !
M4= 0.001
Store 95.
9 5 !
M4= 95.001
Add 65. H
6 5 !
M4= 160.001
Subtract 30. B
3 0 !
M4= 130.001
Multiply by 95. <
9 5 !
M4= 12,350.001
Divide by 65. 6
6 5 !
M4= 190.001
Raise to 2
nd
power. ;
2 !
M4= 36,100.001
Other Worksheets 81