Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information

Overview of Calculator Operations
This chapter describes the basic operation of your BA II PLUS™ calculator,
including how to:
• Turn on and turn off the calculator
• Select second functions
• Read the display and set calculator formats
• Clear the calculator and correct entry errors
• Perform math and memory operations
• Use the Last Answer feature
• Use worksheets
Turning On the Calculator
Press $.
• If you turned off the calculator by pressing $, the
calculator returns to the standard-calculator mode with a
displayed value of zero.
All worksheets and formats for numbers, angle units,
dates, separators, and calculation method retain
previous values and configurations.
• If the Automatic Power Down™ (APD™) feature turned off
the calculator, the calculator turns on exactly as you left
it, saving display settings, stored memory, pending
operations, and error conditions.
Turning Off the Calculator
Press $.
• The displayed value and any error condition clear.
• Any unfinished standard-calculator operation and worksheet calculation in
progress cancel.
• The Constant Memory™ feature retains all worksheet values and settings,
including the contents of the 10 memories and all format settings.
Overview of Calculator Operations 1