Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
42 Cash Flow Worksheet
Cash Flow Worksheet
Use the Cash Flow worksheet to solve problems with
unequal cash flows.
To solve problems with equal cash flows, use the TVM
worksheet. Time-Value-of-Money and Amortization
Worksheets
• To access the Cash Flow worksheet and initial cash flow
value (CFo), press '.
• To access the cash flow amount and frequency variables
(C
nn
/F
nn
), press # or ".
• To access the discount rate variable (I), press (.
• To compute net present value (NPV), press # or " and
C for each variable.
• To compute the internal rate of return (IRR), press ).
• To compute the modified internal rate of return (MOD),
press # to access the reinvestment rate (RI) variable,
key in a value, and press #.
Cash Flow Worksheet Variables
Variable Key Display
Variable
Type**
Initial cash flow
'
CFo
Enter-only
Amount of
n
th cash flow
#
C
nn
* Enter-only
Frequency of
n
th cash flow
#
F
nn
* Enter-only
Discount rate
(
I
Enter-only
Net present value # C
NPV
Compute-only
Internal rate of return
)
IRR
Compute-only
*
nn
represents the cash flow (C01–C24) or frequency (F01–F24) number.