User's Manual
20
Gener
al
T
erms
and
Conditions
of
Se
r
vice
v.7
-
1
-
1
3
v
.7-
1-
13
Gene
r
al
T
erms
and
Conditions
of
Se
r
vice
21
Cr
edit
Check
s
&
Cr
edit
Inf
ormation
W
e
agr
ee
to
pro
vide
you
Ser
vice
s
on
the
condition
that
you
ha
v
e
and
maint
ain satisf
actor
y
cr
edit
according
to
our
standards
and
policie
s.
Y
ou
agr
ee
to
pro
vide
information
that
w
e
may
r
equest
or
complete
an
y
applications
that
w
e
may
pro
vide
you
to
f
acilit
ate
our
r
e
vie
w
.
W
e
r
ely
on
the
cr
edit
information
you
furnish,
cr
edit
bur
eau
repor
ts
or
other
dat
a
a
v
ailable
fr
om
commer
cial
cr
edit
ref
erence
ser
vice
s,
and
other
information
(
such
as
pa
yment
history
with
us)
to
determine
whether
to
pro
vide
or
continue
to
pro
vide
you
Ser
vice
s.
The
Ser
vice
s
w
e
off
er
you
can
v
ar
y
based
on
y
our
cr
edit
history
.
W
e
may
at
an
y
time
,
based
on
y
our
cr
edit
history
,
withdr
a
w
or
change
Ser
vice
s
or
place
limits
or
conditions
on
the
use
of
our
Ser
vice
s.
Y
ou
agr
ee
to
pro
vide
us
updated
cr
edit
information
upon
r
eque
st.
W
e
may
pro
vide
y
our
pa
yment
history
and
other
account
billing/
charge
information
to
an
y
cr
edit
repor
ting
agency
or
industr
y
clearinghouse
.
A
ccount
Spending Limit
s
(“
A
SL
”)
An
A
SL
is
a
tempor
ar
y
or
permanent
limit
(typically
based
on
cr
edit
history
,
pa
yment
history
,
or
to
pr
e
v
ent
fr
aud)
that
w
e
place
on
the
amount
of
unpaid
charge
s
you
can
accumulate
on
y
our
account,
r
egardle
ss
of
when
pa
yment
on
those
charge
s
is
due
.
W
e
r
eser
v
e
the
right
to
determine
which
charge
s
count
to
w
ar
d
an
A
SL.
If
you
ha
v
e an
A
SL
,
w
e
may
suspend
y
our
Ser
vice
s
without
prior
notice
if
y
our
account
balance
r
e
ache
s
the
A
SL
,
e
ven
if
y
our
account
is
not
past
due
.
W
e
may
impose
or
incr
e
ase
an
A
SL
at
an
y
time
with
notice
.
An
A
SL
is
f
or
our
benefit
only
and
should
not
be
r
elied
on
b
y
you
to
manage
usage
.
Depo
sit
s
&
R
eturning
Depo
sit
s
W
e
may
at
an
y
time
r
equir
e
a
deposit
as
a
guarantee
of
pa
yment
f
or
you
to
e
stablish
or
maint
ain
Ser
vice
(“Deposit”).
B
y
providing
us
a
Deposit,
you
gr
ant
us
a
security
inter
e
st
f
or
all
current
or
futur
e
amounts
ow
ed
to
us.
W
e
may
change
the
Deposit
at
an
y
time
with
notice
.
Y
ou
can
’t
use
a
Deposit
to
make
or
delay
payments.
The
Deposit,
the
length
of
time
w
e
hold
the
Deposit,
and
change
s
to
the
Deposit
are
determined
based
on
y
our
cr
edit
history
,
pa
yment
history
,
and
other
f
actor
s.
U
nle
ss
prohibited
b
y
la
w
,
w
e
may
mix
Deposits
with
our
other
funds
and
it
won’t
earn
inter
est,
and
w
e
r
eser
v
e
the
right
to
return
the
Deposit
as
a
cr
edit
on
y
our
inv
oice
at
an
y
time
.
If
y
our
Ser
vice
s
are
terminated
f
or
an
y
r
eason,
w
e
may
k
eep
and
apply
y
our
Deposit
to
an
y
outst
anding
charge
s.
W
e’ll
send
an
y
r
emaining
portion
of
the
Deposit
to
y
our
last
kno
wn
addr
e
ss
within
90
da
ys
af
ter
y
our
final
inv
oice—if
it
is
r
eturned
to
us,
w
e
will
f
orw
ar
d
it
on
to
the
appropriate
state
authoritie
s
to
the
e
xtent
r
equired
b
y
la
w
.
R
e
strictions On Using
S
er
vice
s
Y
ou
can
’t
use
our
Ser
vice
s:
(a)
in
a
w
a
y
that
could
cause
damage
or
adver
sely
affect
an
y
of
our
other
customer
s
or
our
reput
ation,
netw
ork
s,
property
,
or
Ser
vice
s;
or
(b)
in
an
y
w
a
y
prohibited
b
y
the
terms
of
our
Ser
vice
s,
the
A
gr
eement,
or
our
P
olicie
s.
Y
ou
cannot
in
an
y
manner
r
esell
the
Ser
vice
s
to
another
par
ty
.
F
or
additional
r
e
strictions
on
the
use
of
our
Ser
vice
s,
see
our
A
ccept
able
U
se
P
olic
y
and
V
isitor
s
A
gr
eement,
which
are
a
v
ailable
on
our
w
ebsite
,
and
the
det
ailed
plan
or
other
information
on
Ser
vice
s
that
w
e
pro
vide
or
ref
er
you
to
during
the
sale
s
tr
ansaction.