Integration Guide

Using Your PayPal Account Profile
Adding Your Credit Card Statement Name
7
310 September 2008 Website Payments Standard Integration Guide
Blocking Payments Initiated Through the Pay Anyone Subtab
You can choose whether or not to receive payments initiated via the Pay Anyone subtab of the
Send Money tab on the PayPal website. Selecting this option might help you manage your
account, because the payments you receive will be associated with a specific item or
transaction that you defined.
If you block these payments, you accept only payments initiated from Buy Now, PayPal
Shopping Cart, Gift Certificate, Subscription, and Donate buttons, as well as Winning Buyer
Notification, Mass Payments, Money Requests, Smart Logos, or eBay Checkout Payments.
Blocking Payments by Credit Card Instead of Bank Account
You can force people to pay you with a bank account or funds in their PayPal balances if they
are able to do so. However, if they cannot pay using a bank account or their PayPal balances,
they still have the option to pay with a credit card.
This preference can also help to reduce your risk of chargebacks. Verified members are people
who have confirmed their bank accounts with PayPal or who have been otherwise verified by
PayPal. Because most Verified members have the option of paying with their bank accounts
(via eCheck or Instant Transfer), this preference does not prevent them from sending you
money. When they pay with PayPal’s Instant Transfer, you receive the payment instantly, just
as when they pay with a credit card. Members who have not confirmed their bank accounts
with PayPal can still send you money funded by credit cards.
Blocking Payments Funded With eChecks
You can block payments from PayPal members who pay with eChecks. Because eCheck
payments take three to four business days to clear, you might want to block them for your
Instant Purchase and Buy Now buttons.
If you choose to block these payments, users who attempt to pay via eCheck are prompted to
add a credit card to their account before completing the transaction.
If you choose not to block these payments, you can receive eCheck payments through PayPal
Website Payments or Auction Logos. eCheck payments are listed as Pending and are not
credited to your PayPal account for three to four business days.
Adding Your Credit Card Statement Name
When PayPal members pay with credit cards on file with their PayPal accounts, the
transactions appear on their credit card statements in the following format in the description:
PAYPAL*MERCHANT
By default, MERCHANT is:
z For premiere accounts, the mailbox name of the email addressed that you specified when
you signed up your account.