Integration Guide

Using Your Merchant Account Profile and Tools
Blocking Certain Kinds of Payment
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48 November 2005 Website Payments Standard Checkout Integration Guide
to take on the risk of not having the buyer’s Confirmed Address for each transaction. If you
accept the payment, it becomes a completed transaction. If you deny a particular payment,
the sender of the payment is notified that the payment has been denied and is credited with
the payment amount. PayPal does not charge fees for denied payments.
Blocking Payments in a Currency You Do Not Hold
When you receive a payment in a currency you do not hold, PayPal prompts you to open a
balance for that currency, convert it to your primary balance, or deny the payment. Payments
in currencies for which you hold a balance are applied to the appropriate balance. You see a
summary of each currency balance in your Account Overview page. For more information
about managing your currency balances, see “PayPal-Supported Currencies” on page 56.”
There are three choices for this preference:
z Yes: Accept the payment regardless of the currency in which the payment is made.
z No, accept them and convert them to U.S. Dollars: Accept the payment but
automatically converts to U.S. Dollars.
z Ask Me: Transaction-by-transaction, you can choose to accept or deny a payment in a
currency you do not currently hold. If you accept the payment, it becomes a completed
transaction. If you deny a particular payment, the sender of the payment is notified that the
payment has been denied and is credited with the payment amount. PayPal does not charge
fees for denied payments.
Blocking Payments From Users With Non-U.S. PayPal Accounts
Because many international addresses cannot be confirmed, you may choose to block
payments from users with non-U.S. PayPal accounts in order to qualify for the Seller
Protection Policy.
Blocking Payments From the Pay Anyone Subtab
You can choose whether or not to receive payments initiated via the Pay Anyone subtab of the
Send Money tab on the PayPal website. Selecting this option might help you manage your
account, because the payments you receive will be associated with a specific item or
transaction that you defined.
If you block these payments, you accept only payments initiated from Buy Now buttons,
Donations, Shopping Cart, Subscriptions and Recurring Payments, Winning Buyer
Notification, Mass Payments, Money Requests, Smart Logos, or eBay Checkout Payments.
Blocking Payments Funded By Credit Cards When Sender Has a Bank Account
You can force customers to pay you with a bank account or PayPal funds if they are able to do
so. However, if they cannot pay you using a bank account or PayPal funds, they still have the
option to pay with a credit card.
This preference can also help to reduce your risk of chargebacks. Verified users are users who
have confirmed their bank accounts with PayPal or have been otherwise verified by PayPal.
Because most Verified members have the option of paying with their bank accounts (via
eCheck or Instant Transfer), this preference does not prevent users from sending you money.
When they pay with PayPal’s Instant Transfer, you receive the payment instantly, just as when