User's Guide
Table Of Contents
- Payflow Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Deactivating Fraud Protection Services
- Index
Fraud Protection Services User’s Guide 61
Screening Transactions Using the Payflow SDK
Response Strings for Transactions that Trigger Filters
7
ion>Total Purchase Price Ceiling</ruleDescription><action>R</action><trigge
redMessage>The purchase amount of 7501 is greater than the ceiling value
set of 7500</triggeredMessage><rulevendorparms><ruleParameter
num="1"><name>CeilingValue</name><value type="USD">75.00</value></ruleParam
eter></rulevendorparms></rule><rule num="2"><ruleId>6</ruleId><ruleAlias>Hi
ghOrderNumber</ruleAlias><ruleDescription>Total ItemCeiling</ruleDescriptio
n><action>R</action><triggeredMessage>16 items were ordered, which is over
the maximum allowed quantity of 15</triggeredMessage><rulevendorparms><rule
Parameter num="1"><name>Value</name><valuetype="Integer">15</value></rulePa
rameter></rulevendorparms></rule>(Remove text completely<rulenum="3"><ruleI
d>7</ruleId><ruleAlias>BillShipMismatch</ruleAlias><ruleDescription>Shippin
g/BillingMismatch</ruleDescription><action>R</action><triggeredMessage>The
billing and shipping addresses did not match</triggeredMessage></rule><rule
num="4"><ruleId>13</ruleId><ruleAlias>HighRiskBinCheck</ruleAlias><ruleDesc
ription>BIN Risk List Match</ruleDescription><action>R</action><triggeredMe
ssage>The card number is in a high risk bin list</triggeredMessage></rule><
rulenum="5"><ruleId>37</ruleId><ruleAlias>HighRiskZIPCheck</ruleAlias><rule
Description>Zip Risk List Match</ruleDescription><action>R</action><trigger
edMessage>High risk shipping zip</triggeredMessage></rule><rulenum="6"><rul
eId>16</ruleId><ruleAlias>BillUSPostalAddressCheck</ruleAlias><
ruleDescription>USPS Address Validation Failure</ruleDescription><action>R<
/action><triggeredMessage>The billing address is not a valid US
Address</triggeredMessage><rulevendorparms><ruleParameternum="1"><name>Addr
essToVerify</name><valuetype="String">bill</value></ruleParameter></ruleven
dorparms></rule>(Remove text completely)<rulenum="7"><ruleId>10</ruleId><ru
leAlias>HighRiskEmailCheck</ruleAlias><ruleDescription>Email Service
Provider Risk List Match</ruleDescription><action>R</action><triggeredMessa
ge>The email address fraud@asiamail.com in bill Email was found in a high
risk email providerlist</triggeredMessage></rule><rulenum="8"><ruleId>38</r
uleId><ruleAlias>GeoLocationCheck</ruleAlias><ruleDescription>Geo-Location
Failure</ruleDescription><action>R</action><triggeredMessage>GeoLocation
difference: Bill Address and IP, GeoLocation difference: Ship Address and
IP</triggeredMessage></rule><rulenum="9"><ruleId>8</ruleId><ruleAlias>NonUS
IPAddress</ruleAlias><ruleDescrip tion>International
IP Address</ruleDescription><action>R</action><triggeredMessage>The IP
address