User's Guide
Table Of Contents
- Payflow Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Deactivating Fraud Protection Services
- Index
Screening Transactions Using the Payflow SDK
Response Strings for Transactions that Trigger Filters
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58 Fraud Protection Services User’s Guide
TRANSSTATE Integer 10 State of the transaction. The values
are:
0 = General succeed state
1 = General error state
3 = Authorization approved
6 = Settlement pending (transaction is
scheduled to be settled)
7 =Settlement in progress (transaction
involved in a currently ongoing
settlement)
8 = Settled successfully
9 = Authorization captured (once an
authorization type transaction is
captured, its TRANSSTATE becomes
9)
10 =Capture failed (an error occurred
while trying to capture an
authorization because the transaction
was already captured)
11 = Failed to settle (transactions fail
settlement usually because of
problems with the merchant’s
processor or because the card type is
not set up with the merchant’s
processor)
12 - Unsettled transaction because of
incorrect account information
14 = For various reasons, the batch
containing this transaction failed
settlement
16 = Merchant ACH settlement failed;
(need to manually collect it). For
information on TRANSSTATE
incremental values, see the table
below.
DATE_TO_SETTLE Date format
YYYY-MM-
DD
HH:MM:SS
19 Value available only before settlement
has started.
T
ABLE 7.4 Medium VERBOSITY parameters
Parameter Type Length Description