User's Guide
Table Of Contents
- Payflow Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Deactivating Fraud Protection Services
- Index
Performing Buyer Authentication Transactions Using the SDK
Buyer Authentication Transaction Parameters and Return Values
6
44 Fraud Protection Services User’s Guide
Validate Authentication Transaction Name-Value Pairs
Validate Authentication Return Values
T
ABLE 6.4 Validate Authentication parameters
Name Description Type
Max.
Length
TRXTYPE Z alpha 1
VENDOR Vendor name
USER User name
PARTNER Partner name
PWD Merchant’s password
PARES The complete XML PARES message generated by
the ACS
T
ABLE 6.5 Validate Authentication response values
Name Value Type
Max
Length
RESULT 0: successfully verified integer 1
RESPMSG Error description if result is not 0 ANS 256
AUTHENTICATION_ID Message ID of the response, passed with
the authorization transaction
ANS 64
AUTHENTICATION_STATUS The status of the PARES:
Y: Authentication Successful — the
password was correct.
A: Authentication Attempted — the
issuing bank does not support buyer
authentication
N: Authentication Failed (bad password)
U: Unable to Authenticate (network
error)
F: Validate Authentication transaction
error
alpha 1
CAVV CAVV value returned if
AUTHENTICATION_Status is Y or A
ANS 64