User's Guide
Table Of Contents
- Payflow Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Deactivating Fraud Protection Services
- Index
Performing Buyer Authentication Transactions Using the SDK
Buyer Authentication Transaction Parameters and Return Values
6
42 Fraud Protection Services User’s Guide
CAVV Is Valid
RESULT=0&PNREF=VXYZ01234567&RESPMSG=APPROVED&AUTHCODE=123456&AVSADDR=Y&A
VSZIP=N&IAVS=Y&CVV2MATCH=Y&CARDSECURE=Y
CAVV Is Invalid
RESULT=0&PNREF=VXYZ01234567&RESPMSG=APPROVED&AUTHCODE=123456&AVSADDR=Y&A
VSZIP=N&IAVS=Y&CVV2MATCH=Y&CARDSECURE=N
Buyer Authentication Transaction Parameters and Return
Values
The Buyer Authentication server accepts the parameters listed in this section. This section also
describes expected return values for buyer authentication transactions.
NOTE: Be sure to follow the guidelines for specifying the parameters. Standard Payflow
parameters, parameters that you can pass for reporting purposes, as well as return
values are described in Gateway Developer’s Guide and Reference (
PDF).
Transaction Parameters
In the following tables, ANS indicates alphanumeric-special characters—the set of
alphanumeric characters plus characters like / = + : %.
Verify Enrollment Transaction Name-Value Pairs
TABLE 6.2 Verify enrollment parameters
Name Description Type
Max.
Length
TRXTYPE E 1
VENDOR Vendor name
USER User name
PARTNER Partner name
PWD Vendor’s password
ACCT PAN, card number
EXPDATE Expiration mmyy
AMT Decimal Amount