User's Guide
Table Of Contents
- Payflow Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Deactivating Fraud Protection Services
- Index
Fraud Protection Services User’s Guide 23
Assessing Transactions that Triggered Filters
Reviewing Suspicious Transactions
4
NOTE: If filters are deployed in Observe mode, then all transactions have been submitted for
processing and are ready to settle. Transactions are marked with the action that the
filter would have taken had the filters been deployed in Active mode.
The following information appears in the report:
The following transaction status values can appear in the report:
Click the Transaction ID of the transaction of interest.
The Fraud Details page appears, as discussed in the next section.
TABLE 4.2 Transactions Report field descriptions
Heading Description
Report Type The type of report created.
Date Date and time range within which the transactions in this report were
run.
Time Zone Time zone represented in this report.
Transaction Mode Test, Observe, or Active
Transaction ID Unique transaction identifier. Click this value to view the Transaction
Detail page.
Transaction Time Time and date that the transaction occurred.
Transaction Type The transaction status that resulted from filter action, as described in
Table 4.1.
Card Type MasterCard or Visa.
Amount Amount of the transaction.
T
ABLE 4.3 Transaction status values
Stage of Review
Transaction
Status
Result
Code Result Message
Report in Which
the Transaction
Appears
Screened by filters Pass 0 Approved Approved report
Screened by filters Reject 125 Declined by Fraud Service Declined report
Screened by filters Accept 0 Approved Approved report
Screened by filters Service Outage 127 Unprocessed by Fraud Service Approved report
After review by
merchant
Accepted 0 Approved Approved report
Rejected 128 Declined by Merchant Declined report