User's Guide
Table Of Contents
- Payflow Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Deactivating Fraud Protection Services
- Index
Index
106 Fraud Protection Services User’s Guide
H
hacking 15
High-risk Address Filters 84
High-risk Payment Filters 79
I
instant fulfillment 16
IP Address Match Filter 85
IP Address Velocity Filter 87
L
libraries, .NET 28
libraries, Java 28
logging transaction information 49, 63
logging transaction results 49
M
Merchant Plug-in 34
O
Observe mode 17, 19
P
PAREQ 34
PARES 34
Payflow parameters
RESULT 73
PNREF 65
format of value 67
PNREF value 66
Product Watch List Filter 79
R
recurring transactions 16
rejected transactions 22
rejecting transactions 24
RESPMSG 66
RESPMSG value 67
responses 56
credit card transaction 65
RESULT 65
RESULT value 67
RESULT values
communication errors 73
Reviewed transactions 22
reviewing transactions 22
risk lists 76
S
Shipping/Billing Mismatch Filter 78
T
Test phase 17
testing 18
filters 93
Total Item Ceiling Filter 78
Total Purchase Price Ceiling Filter 77
transaction response
PNREF parameter 66
RESPMSG parameter 67
RESULT parameter 67
transaction status values 23
transactions
logging 63
rejecting 24
U
Unusual Order Filters 77
USPS Address Validation Failure Filter 85
V
Validate Authentication call 38
VERBOSITY parameter 56
Verify Enrollment call 28, 35
X
XID 34
XMLPay
Buyer Authentication Service 35