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Table Of Contents
- Contents
- Signing Up for Payflow ACH Payment Service
- About ACH Payments
- Summary of Authorization Requirements
- How Payflow ACH Payment Works
- ACH Payment Flow
- Timetable for a Typical ACH Payment
- Example of a Successful Business-to-Business Debit/Sale Payment
- Example of a Business-to-Business Sale/Debit Payment With a Customer Return Within Three Posting Days
- Example of a Business-to-Consumer Sale/Debit Payment With a Customer Return After Three Posting Days
- Example of a Successful Business-to-Consumer Credit Payment
- Example of a Business-to-Consumer Credit Payment With a Customer Side Return
- ACH Payment Types
- Retrying Returned Payments
- Notifications of Change
- Using PayPal Manager to Perform ACH Payments
- Using the Payflow Pro SDK to Perform ACH Payments
- Testing ACH Payments Using the Payflow SDK
- Responses to ACH Payment Requests
- Index
Payflow ACH Payment Service Guide 9
Signing Up for Payflow ACH Payment Service
How To Sign Up
1
– A recurring Debit/Sale payment and authorization is not provided over the Internet.
– A Business-to-Consumer Debit/Sale payment and authorization is not provided over the
Internet or over the telephone or it is not a reprocessed check.
Step 5 Work with your Account Representative to configure your account’s
transaction preferences
You can specify the following settings for your Payflow ACH Payment account:
Processing Limits and Posting Days
z ACH Credit processing limit: The aggregate Credit transaction amount to allow for any
single settlement period.
z ACH Credit posting days. The number of days for which PayPal holds the funds. Typically
three days.
z ACH Debit/Sale processing limit. The aggregate Debit/Sale transaction amount to allow
for any single settlement period.
z ACH Debit/Sale posting days. The number of days for which PayPal holds the funds.
Typically three days.
ACH Transaction Settings
These settings enable you to configure transaction limits that enhance your Payflow ACH
Payment account’s security. (These settings are separate from your credit card transaction
settings.)
z Maximum Amount for ACH debits. (Default setting: unlimited) Specify the maximum
amount to allow per single payment.
z Maximum Amount for ACH credits. (Default setting: unlimited) Specify the maximum
amount to allow for credit payments. Specify 0 (zero) to disable credit payments for your
Payflow ACH Payment account.
z Allow non-reference ACH credits. (Default setting: Yes) You can specify whether to
require that credits must reference a previous Debit/Sale payment. Specify No to permit
ACH credits only against previous payments. Specify Yes to allow any credit payment to
be processed.
If you specify Yes for this option, then you cannot specify No for the Credits that may
exceed the original payment amount option.
z Allow ACH credit amount to be greater than original amount. (Default setting: Yes) If you
specified that you do not allow non-referenced credits, you can specify whether credits can
exceed their original amount. Specify No to require that the credit amount may not exceed
the original payment amount. Specify Yes to allow any credit amount up to the limit
established for the Payflow ACH Payment account.
If you specify No for this option, then you cannot specify Yes for the Allow Non-reference
ACH Credits option.