2009
Table Of Contents
- Contents
- Signing Up for Payflow ACH Payment Service
- About ACH Payments
- Summary of Authorization Requirements
- How Payflow ACH Payment Works
- ACH Payment Flow
- Timetable for a Typical ACH Payment
- Example of a Successful Business-to-Business Debit/Sale Payment
- Example of a Business-to-Business Sale/Debit Payment With a Customer Return Within Three Posting Days
- Example of a Business-to-Consumer Sale/Debit Payment With a Customer Return After Three Posting Days
- Example of a Successful Business-to-Consumer Credit Payment
- Example of a Business-to-Consumer Credit Payment With a Customer Side Return
- ACH Payment Types
- Retrying Returned Payments
- Notifications of Change
- Using PayPal Manager to Perform ACH Payments
- Using the Payflow Pro SDK to Perform ACH Payments
- Testing ACH Payments Using the Payflow SDK
- Responses to ACH Payment Requests
- Index
Using PayPal Manager to Perform ACH Payments
Submitting a Single ACH Payment
5
34 Payflow ACH Payment Service Guide
Bank Account
Number
Savings or checking account number.
Bank Account Type Account type: Savings Account or Checking Account.
Amount US dollar amount of the ACH payment.
Specify the exact amount to the cent using a decimal point—use 34.00, not 34.
Do not include comma separators—use 1199.95, not 1,199.95.
Customer
Reference Number
Payment identifier that you, the merchant, provide. You can search for
payments in PayPal Manager using this value. Up to 12 characters.
Comment 1
Comment 2
Optional text that you can provide for reporting/auditing. You can search upon
this text. This text appears in the ACH Settlement report.
Descriptor Description (up to 80 characters) of the goods or services being purchased.
This text appears on the customer’s bank account statement.
Required only for B2B format Payflow ACH Payment accounts. Optional for
B2C WEB payments.
Auth Source This field appears only for B2C format Payflow ACH Payment accounts.
Re-presented Check Entry (RCK): See “RCK Notice Requirements” on
page 22.
Telephone (TEL) indicates verbal customer authorization over the telephone.
See “TEL Authorization Requirements” on page 23.
Over the Internet (WEB) indicates customer authorization over the Internet.
N OTE: If you specify Over the Internet for a Credit payment, then you must
provide the Original Payment ID of an earlier Debit/Sale payment,
and the Amount must be empty or the exact amount of the original
Debit/Sale payment.
Other (PPD) indicates another approved authorization method. See the online
help for guidance.
Mode Specify Live or Test payments.
Billing Information
Company Name Account holder’s company name.
Bill Address Street address for the account (number and street name).
Bill City City of account holder’s address.
Bill State State of account holder’s address.
Bill Zip Code Account holder’s 5- to 9-digit ZIP code. Do not use spaces, dashes, or non-
numeric characters.
Bill Email Account holder’s e-mail address.
T
ABLE 5.1 Manual ACH Payments page fields(Continued)
Field Description