2009
Table Of Contents
- Contents
- Signing Up for Payflow ACH Payment Service
- About ACH Payments
- Summary of Authorization Requirements
- How Payflow ACH Payment Works
- ACH Payment Flow
- Timetable for a Typical ACH Payment
- Example of a Successful Business-to-Business Debit/Sale Payment
- Example of a Business-to-Business Sale/Debit Payment With a Customer Return Within Three Posting Days
- Example of a Business-to-Consumer Sale/Debit Payment With a Customer Return After Three Posting Days
- Example of a Successful Business-to-Consumer Credit Payment
- Example of a Business-to-Consumer Credit Payment With a Customer Side Return
- ACH Payment Types
- Retrying Returned Payments
- Notifications of Change
- Using PayPal Manager to Perform ACH Payments
- Using the Payflow Pro SDK to Perform ACH Payments
- Testing ACH Payments Using the Payflow SDK
- Responses to ACH Payment Requests
- Index
About ACH Payments
ACH Terminology
2
16 Payflow ACH Payment Service Guide
SEC Code Standard Entry Class code. Three-letter code that uniquely identifies the type of ACH
payment (for example, TEL).
TEL Telephone-Initiated Entry — Single-entry Debit/Sale with verbal telephone
authorization by the consumer. See “Summary of TEL Requirements” on page 22 for
other requirements.
Payflow ACH Payment
Service
PayPal is a “third party processor,” originating ACH payments on behalf of the biller.
Void A Void payment cancels a Debit/Sale payment. A Void payment requires the Original
Payment ID of an earlier Debit/Sale payment. You can Void any payment in status
P02 or P04. (P02 is the state of a transaction waiting to settle the first time. P04 is the
state of a retried transaction waiting to be settled.)
You cannot void a Void payment.
WEB payment A class of Business-to-Business payment for which you obtained customer
authorization over the Internet.
T
ABLE 2.1 ACH terminology