2009

Fraud Filter Reference
About the Fraud Risk Lists
E
84 Fraud Protection Services User’s Guide
z “IP Address Velocity Filter” on page 95
Filters Included with the Advanced Fraud Protection Services Option
All Basic filters plus:
z “To enforce the minimum Visa regulations, set the filter to Medium strength with an action
of Reject. This setting rejects N responses, however, so there is no liability benefit.” on
page 90
z “USPS Address Validation Failure Filter” on page 93
z “Email Service Provider Risk List Match Filter” on page 94
z “IP Address Match Filter” on page 93
z “Account Number Velocity Filter” on page 91
z “Geo-location Failure Filter” on page 94
z “Bad Lists” on page 96
z “International Shipping/Billing Address Filter” on page 97
z “International AVS Filter” on page 98
z “International IP Address Filter” on page 97
z “Country Risk List Match Filter” on page 96
z “Good Lists” on page 99
z “Total Purchase Price Floor Filter” on page 99
z “Custom Filters” on page 100
z “Product Watch List Filter” on page 86
About the Fraud Risk Lists
Filters whose name includes “Risk List” make use of lists that the Fraud Protections Services
manage. Extensive statistical analysis of millions of e-commerce transactions is performed to
determine transaction data elements (for example BIN numbers or ZIP codes) that are
statistically more likely than average to be correlated with fraudulent transactions.
Inclusion in a Risk List is not an absolute indication of fraud, only a statistical correlation that
indicates that you should evaluate the transaction more closely (and in conjunction with other
filter results for the transaction).