2009

Testing Payflow Link
Testing Card Security Code
7
32 Payflow Link Fraud Protection Services User’s Guide
If STREET starts with 667-999, or begins with a non-numeric character, as anything above
999 will revert to a 3-character check. So if a merchant puts in 1111 and thinks that they will
get a X because it is “higher” than 667, then they will actually get a Y because the pilot AVS
only checks the first three digits.
Testing Card Security Code
If you submit a value for a card security code, the cardholder’s bank returns a Yes/No/Not
Supported (Y/N/X) response on whether the value matches the number on file at the bank.
NOTE: Some processors will decline (result code 12) a transaction if the card security code
does not match without returning a CVV2MATCH value. Test the results and check
with your processor to determine whether they support card security code checking.
IMPORTANT: Once you deploy the filters to Live mode (either Observe or Active), the AVS
and card security code checks that you may have previously set on the Payflow
Link Configuration page are replaced by the AVS and card security code filter
settings. In Observe mode, no action is taken on AVS and card security code.
To take action if you are confident of your filter settings, deploy to Active
mode.
TABLE 7.5 Testing AVS STREET
Submitted Value for STREET Example STREET value AVS Address Result
000-333 24234 Elm Y
334-666 49365 Main N
667 or higher or begins with a non-
numeric character
79287 Maple X
TABLE 7.6 Testing AVS ZIP
Submitted Value for ZIP Example ZIP value AVS ZIP Result
00000-50000 00382 Y
50001-99999 94303 N
Any value (if street address is 667 or
higher or begins with a non-numeric
character)
Address=79287 Maple,
ZIP=20304
X