2009
Table Of Contents
- Payflow Link Fraud Protection Services User’s Guide
- Contents
- Preface
- Introduction
- How Fraud Protection Services Protect You
- Configuring Payflow Link
- Integrating Your Web Site with Payflow Link (Basic Integration)
- Integrating Your Web Site with Payflow Link (Advanced Integration)
- Testing Payflow Link
- Activating Payflow Link
- Managing Payflow Link
- Assessing Transactions that Triggered Filters
- Integrating TeleCheck Transactions
- Transaction Responses
- Submitting Transaction Data to the Payflow Link Server
- About the Confirmation Email Messages
- Payflow Link Transaction Types
- Frequently Asked Questions
- Index
Contents
iv Payflow Link Fraud Protection Services User’s Guide
Generating Buyer Authentication Reports . . . . . . . . . . . . . . . . . . . . . . . . 13
Special Considerations. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13
Merchants with an Instant Fulfillment Business Model . . . . . . . . . . . . . . . . . 13
Merchants using the Recurring Billing Service . . . . . . . . . . . . . . . . . . . . . 14
Protection From System-wide Threats—The Premium Services . . . . . . . . . . . . . . 14
Account Monitoring Service . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
Chapter 3 Configuring Payflow Link . . . . . . . . . . . . . . . . . .15
Configuring Payflow Link Settings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15
Chapter 4 Configuring the Fraud Protection Services Filters . . . . .19
Phase 1: Run Test Transactions Against Filter Settings on Test Transaction Security Servers .
20
Phase 2: Run Live Transactions on Live Transaction Servers in Observe Mode . . . . . . 21
Phase 3: Run All Transactions Through the Live Transaction Security Servers Using Active
Mode . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22
Chapter 5 Integrating Your Web Site with Payflow Link (Basic
Integration)23
Example of a Simple Integration . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23
Chapter 6 Integrating Your Web Site with Payflow Link (Advanced
Integration)25
Example of a Custom Integration . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25
Chapter 7 Testing Payflow Link . . . . . . . . . . . . . . . . . . . .27
Testing Credit Card Transactions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27
Verify that the Transaction Process Mode is set to TEST . . . . . . . . . . . . . . . . 27
Performing Test Transactions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28
Alternative Methods for Generating Specific Result Codes . . . . . . . . . . . . . . . 30
Testing Address Verification Service (AVS) . . . . . . . . . . . . . . . . . . . . . . . . . 31
Testing Card Security Code . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32
Testing the Buyer Authentication Service . . . . . . . . . . . . . . . . . . . . . . . . . . 33
Test Account Numbers. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33
Chapter 8 Activating Payflow Link . . . . . . . . . . . . . . . . . . .35