2009
Table Of Contents
- Payflow Link Fraud Protection Services User’s Guide
- Contents
- Preface
- Introduction
- How Fraud Protection Services Protect You
- Configuring Payflow Link
- Integrating Your Web Site with Payflow Link (Basic Integration)
- Integrating Your Web Site with Payflow Link (Advanced Integration)
- Testing Payflow Link
- Activating Payflow Link
- Managing Payflow Link
- Assessing Transactions that Triggered Filters
- Integrating TeleCheck Transactions
- Transaction Responses
- Submitting Transaction Data to the Payflow Link Server
- About the Confirmation Email Messages
- Payflow Link Transaction Types
- Frequently Asked Questions
- Index
Fraud Protection Services User’s Guide 99
Fraud Filter Reference
Accept Filters
E
Accept Filters
Accept Filters immediately approve transactions that meet characteristics that you specify. If a
filter in this group is triggered, then the transaction is accepted regardless of Review filter
results.
IMPORTANT: The Accept filters are designed to reduce the load on your staff by reducing
the number of transactions set aside for review. The Accept filters do not
reduce risk.
Good Lists
What does the filter do?
This filter compares the customer’s e-mail address and credit card number against lists (that
you create) of addresses and numbers for known good customers. You create the lists.
Any transaction for which the e-mail address or credit card number is an exact match with an
entry in one of your good lists is accepted and no other filters are applied. Enter only numerals
in the credit card number list—no spaces or dashes.
NOTE: Unlike the Risk lists that PayPal manages, you, solely, manage and update the Good
Lists.
Items that you enter in the test Good lists are not carried over to your configuration for
the live servers, so do not spend time entering a complete list for the test configuration.
If you activate this filter, then you must set up lists of good email addresses and good card
numbers. Be sure to type the e-mail addresses and credit card numbers accurately.
IMPORTANT: The Good Lists do not authenticate individuals. If a fraudster were to steal
e-mail addresses or credit card account numbers from this list, then they
would be able to bypass the filter.
How does the filter protect me?
To ensure that loyal repeat customers are not held up by your fraud review process, you may
want to create lists of e-mail addresses and card numbers that should be accepted. This ensures
that an abnormal shopping pattern on the part of a loyal customer (for example making a
purchase while on vacation overseas) does not trigger a filter and delay the transaction.
Total Purchase Price Floor Filter
What does the filter do?
This filter screens the total amount of a transaction (including tax, shipping and handling fees).
If a transaction amount is below the price set for this filter, then the transaction is accepted and
no other filters are applied.