User's Guide
Table Of Contents
- Payflow Pro Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Freight Forwarder Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Deactivating Fraud Protection Services
- Index
Testing the Transaction Security Filters
Total Purchase Price Ceiling Filter
B
98 Fraud Protection Services User’s Guide
"TRXTYPE=A&ACCT=3528000000000015&AMT[4]=1000&BROWSERCOUNTRYCODE=203&BROWSERTIME[22]=J
uly 11, 2002 12:12:12&BROWSERUSERAGENT=BROWSERUSERAGENT&CITY=No City&COMMENT1=Automat
ed testing from AdminTester&COUNTRY=203&COUNTRYCODE=203&CUSTIP=255.255.255.255&CUSTRE
F=CUSTREF&DESC=DESC&DL=CA111111&DOB=CA123456&EMAIL[20]=admin@merchant.com&EXPDATE=120
9&FIRSTNAME=John&FREIGHTAMT=1.11&LASTNAME=Johnson&L_COST0=11.11&L_DESC0=L_DESC0&L_QTY
0=6&L_SKU0=L_SKU0&L_TYPE0=L_TYPE0&L_UPC0=L_UPC0&MIDDLENAME=Z&ORDERTIMEZONE=1&PARTNER=
PayPal&PHONENUM=650-555-
0123&PONUM=PONUM&PWD=testing1&SHIPCARRIER=SHIPCARRIER&SHIPMETHOD=SHIPMETHOD&SHIPTOCIT
Y=SHIPTOCITY&SHIPTOEMAIL[20]=admin@merchant.com&SHIPTOFIRSTNAME=SHIPTOFIRSTNAME&SHIPT
OLASTNAME=SHIPTOLASTNAME&SHIPTOMIDDLENAME=SHIPTOMIDDLENAME&SHIPTOPHONE=650-555-
0124&SHIPTOPHONE2=650-555-
0125&SHIPTOSTATE=CA&SHIPTOSTREET=SHIPTOSTREET&SHIPTOSTREET2=123 SHIPTOSTREET
2&SHIPTOZIP=11111&SS=565796510&STATE=CA&STREET=123 Main St.&TAXAMT=1.01&TENDER=C&USER
=TESTHighOrderNumberReject&VENDOR=TESTHighOrderNumberReject&ZIP=11111"
Expected Response Message
resp mesg=RESULT=125&PNREF=VB0A25030952&RESPMSG=Declined by Fraud
Service&PREFPSMSG=Reject HighOrderNumber
!!ERROR 13:19:25 result=125 TRXTYPE=A!!
Total Purchase Price Ceiling Filter
First, set the filter to trigger at 1000.00. For testing, pass in an amount higher than 1000, as
shown here.
"TRXTYPE=A&ACCT=3528000000000015&AMT[7]=1000.01&BROWSERCOUNTRYCODE=203&BROWSERTIME[22
]=July 11, 2002 12:12:12&BROWSERUSERAGENT=BROWSERUSERAGENT&CITY=No City&COMMENT1=Auto
mated testing from AdminTester&COUNTRY=203&COUNTRYCODE=203&CUSTIP=255.255.255.255&CUS
TREF=CUSTREF&DESC=DESC&DL=CA111111&DOB=CA123456&EMAIL[20]=admin@merchant.com&EXPDATE=
1209&FIRSTNAME=John&FREIGHTAMT=1.11&LASTNAME=Johnson&L_COST0=11.11&L_DESC0=L_DESC0&L_
QTY0=1&L_SKU0=L_SKU0&L_TYPE0=L_TYPE0&L_UPC0=L_UPC0&MIDDLENAME=Z&ORDERTIMEZONE=1&PARTN
ER=PayPal&PHONENUM=650-555-
0123&PONUM=PONUM&PWD=testing1&SHIPCARRIER=SHIPCARRIER&SHIPMETHOD=SHIPMETHOD&SHIPTOCIT
Y=SHIPTOCITY&SHIPTOEMAIL[20]=admin@merchant.com&SHIPTOFIRSTNAME=SHIPTOFIRSTNAME&SHIPT
OLASTNAME=SHIPTOLASTNAME&SHIPTOMIDDLENAME=SHIPTOMIDDLENAME&SHIPTOPHONE=650-555-
0124&SHIPTOPHONE2=650-555-
0125&SHIPTOSTATE=CA&SHIPTOSTREET=SHIPTOSTREET&SHIPTOSTREET2=123 SHIPTOSTREET
2&SHIPTOZIP=11111&SS=565796510&STATE=CA&STREET=123 Main St.&TAXAMT=1.01&TENDER=C&USER
=TESTCeilingAmountReject&VENDOR=TESTCeilingAmountReject&ZIP=11111"
Expected Response Message
resp mesg=RESULT=125&PNREF=VB0A25030756&RESPMSG=Declined by Fraud
Service&PREFPSMSG=Reject CeilingAmount
!!ERROR 13:11:4 result=125 TRXTYPE=A!!