User's Guide
Table Of Contents
- Payflow Pro Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Freight Forwarder Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Deactivating Fraud Protection Services
- Index
Fraud Protection Services User’s Guide 55
Screening Transactions Using the Payflow SDK
Response Strings for Transactions that Trigger Filters
7
VERBOSITY=LOW: This is the default setting for Payflow Pro accounts. The following
values (described in Payflow Pro Developer’s Guide) are returned: {RESULT, PNREF,
RESPMSG, AUTHCODE, AVSADDR, AVSZIP, CVV2MATCH, IAVS, CARDSECURE}
The following values are specific to Fraud Protection Services:
VERBOSITY=MEDIUM: Returns all of the values returned for a LOW setting, plus the
following values:
TABLE 7.3 Low VERBOSITY parameters
Parameter Description
RESULT See
“RESULT Values Specific to Fraud Protection Services” on
page 57
.
PREFPSMSG Preprocessing Fraud Protection Services messages. These apply to all filters
except: AVS Failure, Card Security Code Failure, and Custom Filters.
POSTFPSMSG Postprocessing Fraud Protection Services messages. These apply to the
following filters only: AVS Failure, Card Security Code Failure, and Custom
Filters.
T
ABLE 7.4 Medium VERBOSITY parameters
Parameter Type Length Description
FPS_PREXMLDATA char Itemized list of responses for
triggered filters.
HOSTCODE char 7 Response code returned by the
processor. This value is not
normalized.
RESPTEXT char 17 Text corresponding to the response
code returned by the processor. This
text is not normalized.
PROCAVS char 2 AVS (Address Verification Service)
response from the processor
PROCCVV2 char 1 CVV2 (buyer authentication)
response from the processor
PROCCARDSECURE char 1 VPAS/SPA response from the
processor
ADDLMSGS char Up to 1048
characters.
Typically 50
characters.
Additional error message that
indicates that the merchant used a
feature that is disabled