User's Guide
Table Of Contents
- Payflow Pro Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Freight Forwarder Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Deactivating Fraud Protection Services
- Index
Performing Buyer Authentication Transactions Using the SDK
Logging Transaction Information
6
46 Fraud Protection Services User’s Guide
Logging Transaction Information
A record is maintained of all transactions executed on your account. Use PayPal Manager to
view the record and use the information to help reconcile your accounting records.
NOTE: This record is not the official bank statement. The activity on your account is the
official record.
In addition, it is strongly recommended that you log all transaction results (except for check
information) on your own system. At a minimum, log the following data:
PNREF (called the Transaction ID in PayPal Manager reports)
Transaction Date
Transaction Amount
If you have any questions regarding a transaction, use the PNREF to identify the transaction.
Audit Trail and Transaction Logging
The Buyer Authentication server logs Verify-Enrollment transactions, PAREQ values, and
PARES values.
1023 Buyer Authentication Service — Merchant status for 3D secure is invalid
1041 Validate Authentication failed: missing or invalid PARES
1042 Validate Authentication failed: PARES format invalid
1043 Validate Authentication failed: Cannot find successful Verify Enrollment
1044 Validate Authentication failed: Signature validation failed for PARES
1045 Validate Authentication failed: Mismatched or invalid amount in PARES
1046 Validate Authentication failed: Mismatched or invalid acquirer in PARES
1047 Validate Authentication failed: Mismatched or invalid Merchant ID in PARES
1048 Validate Authentication failed: Mismatched or invalid card number in PARES
1049 Validate Authentication failed: Mismatched or invalid currency code in PARES
1050 Validate Authentication failed: Mismatched or invalid XID in PARES
1051 Validate Authentication failed: Mismatched or invalid order date in PARES
1052 Validate Authentication failed: This PARES was already validated for a previous
Validate Authentication transaction
T
ABLE 6.9 Buyer Authentication transaction decline or error RESULT values
RESULT RESPMSG/Explanation