User's Guide
Table Of Contents
- Payflow Pro Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Freight Forwarder Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Deactivating Fraud Protection Services
- Index
Performing Buyer Authentication Transactions Using the SDK
ECI Values
6
44 Fraud Protection Services User’s Guide
Sale or Authorization Response Value
Visa only: In addition to the return values described in Payflow Pro Developer’s Guide, the
following value is returned:
ECI Values
TABLE 6.7 Buyer Authentication Visa response values
Name Value
CARDSECURE Visa only. CAVV validity.
Y=Card issuer judges CAVV to be valid
N=Card issuer judges CAVV to be invalid
X=Cannot determine validity
T
ABLE 6.8 ECI values
Description of Scenario
Merchant
Region
Response to
TRXNTYPE=E
Response to
TRXNTYPE=X ECI
Merchant
calculates
ECI because
cannot
authenticate?
Visa - Not Enrolled USA O N/A 6 Y
Visa - Unable to determine
enrollment
USA X N/A 7 Y
Visa - Verify Enrollment
transaction error
USA I N/A 7 Y
Visa - Card Enrolled -
Successful Authentication
USA E Y 5 N
Visa - Card Enrolled -
Authentication Attempted
USA E A (Contact Visa to
verify that this
value is returned.)
6N
Visa - Card Enrolled -
Authentication Failed
USA E N 7 Y
Visa - Card Enrolled - Unable
to Authenticate
USA E U 7 Y
Visa - Card Enrolled - Error
in transaction
USA E F 7 Y
MasterCard - Not Enrolled WORLD O N/A 1 Y
MasterCard - Unable to
determine enrollment
WORLD X N/A 1 Y