User's Guide
Table Of Contents
- Payflow Pro Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Freight Forwarder Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Deactivating Fraud Protection Services
- Index
Fraud Protection Services User’s Guide 25
5
Activating and Configuring the
Buyer Authentication Service
This chapter describes how to enroll, configure, test, and activate the Buyer Authentication
Service.
In This Chapter
“Building Customer Confidence” on page 25
“Enrolling for the Buyer Authentication Service” on page 25
“Downloading the Payflow (Including APIs and API Documentation)” on page 25
“Configuring Buyer Authentication” on page 26
“Testing and Activating the Service” on page 28
Building Customer Confidence
Buyer Authentication reduces your risk and builds your customers' confidence. The card
brands make marketing resources available to you to promote your Web site and logos you can
build into your checkout process.
For more information, visit:
http://usa.visa.com/business/accepting_visa/ops_risk_management/vbv_marketing_support.html
or
http://www.securecodemerchant.com
Enrolling for the Buyer Authentication Service
To enroll for the Buyer Authentication Service, click the Buyer Authentication banner on the
PayPal Manager main page. Follow the on-screen instructions to determine whether both your
processor and your acquiring bank support the Buyer Authentication service. If they both
support the service, then you can follow the on-screen instructions to enroll.
Downloading the Payflow (Including APIs and API
Documentation)
The Payflow software development kit (SDK) is available from the PayPal Manager
Downloads page as a .NET or Java library, or you can build your own API by posting directly
to the Payflow servers via HTTPS.