User's Guide
Table Of Contents
- Payflow Pro Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Freight Forwarder Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Deactivating Fraud Protection Services
- Index
Index
104 Fraud Protection Services User’s Guide
H
hacking 13
High-risk Address Filters 82
High-risk Payment Filters 77
I
instant fulfillment 14
IP Address Match Filter 84
IP Address Velocity Filter 86
L
libraries, .NET 25
libraries, Java 25
logging transaction information 46, 61
logging transaction results 46
M
Merchant Plug-in 32
O
Observe mode 15, 17
P
PAREQ 32
PARES 32
Payflow parameters
RESULT 71
PNREF 63
format of value 65
PNREF value 64
Product Watch List Filter 77
R
recurring transactions 14
rejected transactions 20
rejecting transactions 22
RESPMSG 64
RESPMSG value 65
responses 54
credit card transaction 63
RESULT 63
RESULT value 65
RESULT values
communication errors 71
Reviewed transactions 20
reviewing transactions 20
risk lists 74
S
Shipping/Billing Mismatch Filter 76
T
Test phase 15
testing 16
filters 91
Total Item Ceiling Filter 76
Total Purchase Price Ceiling Filter 75
transaction response
PNREF parameter 64
RESPMSG parameter 65
RESULT parameter 65
transaction status values 21
transactions
logging 61
rejecting 22
U
Unusual Order Filters 75
USPS Address Validation Failure Filter 83
V
Validate Authentication call 36
VERBOSITY parameter 54
Verify Enrollment call 26, 33
X
XID 32
XMLPay
Buyer Authentication Service 33