Specifications

Credit Card Transaction Record Formats
Approval/Decline Messages
2
20 October 2009 Moneris Receipts Specification
Approval/Decline Messages
Except for cancelled transactions and timed out transactions, the CTR customer message must
be preceded by the ISO response code. Moneris response code must follow the customer
message, except for reversals, cancelled transactions or timed out transactions.
CTR Customer Message Format
CTR Customer Message Examples
NOTE: * Response codes are not required for cancellations.
** Response codes are not required for time-outs or reversals
*** When a SPED with a Moneris application is used, this message should be used
when a SPED returns Condition Code 307.
WITH RESPONSE CODES WITHOUT RESPONSE CODES
99 <customer message> XXX <customer message>
Where:
99 ISO response code
XXX = Host response code
MESSAGE FOR ENGLISH FRENCH
Approval 99 Approved - Thank You XXX 99 Approuvée – Merci
Cancellation * Transaction Cancelled Operation Annulée
Terminal Time-out ** Transaction Not Completed Operation non Executée
Reversal ** Transaction Not Completed Operation non Executée
All Credit card declines 99 Transaction Not Approved XXX 99 Operation Refusée XXX
Debit card declines with ISO
Codes 05, 51, 54, 55, 57, 58, 61,
62, 65, 75, 82, 92
99 Transaction Not Approved XXX 99 Operation Refusée XXX
All other Debit card declines *** 99 Transaction Not Completed XXX 99 Operation non Completée XXX
Store & Forward (SAF) Approved – Thank You Approuvée – Merci