2013

ManualsBrandsPayPal ManualsApplicationsGateway

Table Of Contents

Content
Preface
- Scope
- Related Documentation
- Intended Audience
  - Who Should Use This Document
- Revision History
Introducing the Gateway Checkout Solutions
- About the Gateway Checkout Solutions
  - Summary of the Gateway Checkout Solutions
  - Gateway Product Details
- About the Gateway Transaction Flow
- About Security
- Processing Platforms Supporting Card-Present Transactions
- Supported Payment Types
- Supported Languages
- Recurring Billing Service
- Fraud Protection Service
Secure Token
- About the Secure Token
- Integrating the Secure Token With the Hosted Checkout Pages
- Integrating the Secure Token Without the Hosted Checkout Pages: Transparent Redirect
- Secure Token Errors
- Posting To the Hosted Checkout Page
Configuring Hosted Checkout Pages
- Configuring Hosted Checkout Pages
- Configuring Hosted Pages Using PayPal Manager
- Using a Secure Token to Pass Hosted Pages Customization Parameters
- Using the PARMLIST Parameter
- Hosted Pages and Mobile Browsers
  - Mobile Optimized Checkout Pages
- Silent Posts
  - Force Silent Post Confirmation
  - Data Returned by the Silent Post Features
- Passing Other Data to Your Server Using Post or Silent Post
Payflow SDK
- Preparing the Payflow Gateway Client Application
- Activating Your Payflow Gateway Account
- Host URL Addresses
Sending a Simple Transaction to the Server
- About Name-Value Pairs
- Payflow Connection Parameters
- User Parameter Data
- Sale Transaction Example
  - Typical Sale Transaction
- Formatting Payflow Gateway Transactions
Submitting Credit Card Transactions
- Obtaining an Internet Merchant Account
- About Credit Card Processing
- Credit Card Features
- Planning Your Gateway Integration
  - Complying With E-commerce Indicator
  - Handling Credit Card Type Information
- Core Credit Card Parameters
- Submitting Account Verifications
  - When To Use Account Verifications
  - Required Account Verification Parameters
  - Example Account Verification String
- Submitting Authorization/Delayed Capture Transactions
  - When to Use Authorization/Delayed Capture Transactions
  - Required Authorization Transaction Parameters
  - Typical Authorization Transaction Parameter String
- Submitting Balance Inquiry Transactions
  - Processing Platforms Supporting Balance Inquiry Transactions
  - Required Balance Inquiry Parameters
  - Example Balance Inquiry Transaction String
- Submitting Card Present (SWIPE) Transactions
  - Processing Platforms Supporting Card-Present Transactions
  - Card Present Transaction Syntax
- Submitting Credit Transactions
  - Required Credit Transaction Parameters
- Submitting Inquiry Transactions
  - When To Use an Inquiry Transaction
  - Required Parameters When Using the PNREF
  - Inquiry Transaction Parameter String Using the PNREF
  - Required Parameters When Using the CUSTREF
  - Inquiry Transaction Parameter String Using the CUSTREF
  - Required Parameters When Using the Secure Token
  - Inquiry Parameter String Using the Secure Token
- Submitting Partial Authorizations
  - When To Use Partial Authorizations
  - Required Partial Authorization Parameters
  - Example Partial Authorization
- Submitting Purchasing Card Transactions
- Submitting Reference Transactions (Tokenization)
  - When To Use a Reference Transaction
  - Transaction Types That Can Be Used As the Original Transaction
  - Fields Copied From Reference Transactions
  - Example Reference Transaction
  - Data Upload - Storing Credit Card Data on the Gateway Server
- Submitting Sale Transactions
  - When To Use a Sale Transaction
  - Additional Parameters For Sale Transactions
  - Typical Sale Transaction Parameter String
- Submitting Soft Merchant Information
  - About Soft Merchant Information
  - Ways to Send Soft Merchant Information
- Submitting Voice Authorization Transactions
  - When To Use a Voice Authorization Transaction
  - Required Voice Authorization Transaction Parameters
- Submitting Void Transactions
  - When To Use a Void Transaction
  - Required Void Transaction Parameters
  - Fields Copied From the Original Transaction Into the Void Transaction
  - Example Void Transaction Parameter String
- Using Address Verification Service
  - Example Address Verification Service Parameter String
- Using Card Security Code
Testing Transactions
- Setting Up The Payflow Gateway Testing Environment
- Testing Guidelines
- Processors Other Than PayPal
- PayPal Processor
  - Credit Card Numbers for Testing
  - Result Values Based On Amount
Transaction Responses
- Credit Card Transaction Responses
- Address Verification Service Responses From PayPal
- Card Security Code Results
  - Normalized Card Security Code Results
  - PayPal Card Security Code Results
- BALAMT Response and Stored Value Cards
  - American Express Stored Value Card Example
- PNREF
- RESULT Values and RESPMSG Text
  - RESULT Values For Communications Errors
Processors Requiring Additional Transaction Parameters
- American Express Additional Credit Card Parameters
- Elavon Additional Credit Card Parameters
- First Data Merchant Services Nashville, Additional Credit Card Parameters
- First Data Merchant Services North, Additional Credit Card Parameters
- Heartland, Additional Credit Card Parameters
- Litle Additional Credit Card Parameters
- Merchant e-Solutions, Additional Credit Card Parameters
- Paymentech Salem (New Hampshire) Additional Credit Card Parameters for American Express
- PayPal Credit Card Transaction Request Parameters
- SecureNet Additional Credit Card Parameters for American Express
- Vantiv Additional Credit Card Parameters
  - Additional Credit Card Parameters
  - Soft Merchant Descriptor Parameters
- WorldPay Additional Credit Card Parameters
TeleCheck Electronic Check Processing
- TeleCheck NFTF Overview of Services
- TeleCheck NFTF Processing Overview
- TeleCheck Parameters
  - Required TeleCheck Parameters
- Testing TeleCheck Transactions
  - Example Test Transaction
- Preparing for TeleCheck Production Transactions
- Responses to TeleCheck Transactions
  - Transaction Responses Common to All Tender Types
- Response Code Values
- TeleCheck Authorization Requirements
  - Authorization – Sales Consent
  - Authorization – Sales Decline/Error
Submitting Purchasing Card Level 2 and 3 Transactions
- About Purchasing Cards
- About Program Levels
  - Accepted BIN Ranges
- About American Express Purchasing Card Transactions
- American Express Purchasing Card Transaction Processing
- Elavon (Formerly Nova) Purchasing Card Transaction Processing
- First Data Merchant Services (FDMS) Nashville Purchasing Card Transaction Processing
  - FDMS Nashville Commercial Card Parameters
- First Data Merchant Services (FDMS) North Purchasing Card Transaction Processing
  - FDMS North Purchasing Parameters
  - FDMS North Purchasing Card Line Item Parameters
- First Data Merchant Services South (FDMS) Purchasing Card Transaction Processing
- Global Payments - Central Purchasing Card Transaction Processing
  - Global Payments - Central Level 2 Parameters
- Global Payments - East Purchasing Card Transaction Processing
  - Global Payments - East Level 2 Parameters
  - Example Global Payments - East Level 2 Visa or MasterCard Transaction Parameter String
- Heartland Purchasing Card Transaction Processing
- Litle Purchasing Card Transaction Processing
  - Litle Level 2 Parameters
  - Litle Level 3 Parameters
- Merchant e-Solutions Purchasing Card Transaction Processing
- Paymentech Salem (New Hampshire) Purchasing Card Transaction Processing
  - Paymentech Salem (New Hampshire) Level 2 Parameters for American Express
  - Paymentech Salem (New Hampshire) Level 3 Purchasing Card Parameters
- Paymentech Tampa Level 2 Purchasing Card Transaction Processing
  - Paymentech Tampa Level 2 Parameters
  - Example Paymentech Tampa Level 2 Visa and MasterCard Transaction Parameter String
- SecureNet Purchasing Card Transaction Processing
- TSYS Acquiring Solutions Purchasing Card Transaction Processing
- Vantiv Purchasing Card Transaction Processing
  - Vantiv Purchasing Parameters
  - Vantiv Purchasing Card Line Item Parameters
- WorldPay Purchasing Cards Transaction Processing
  - WorldPay Level 2 Parameters
  - WorldPay Level 3 Parameters
Payflow Header Parameters
- Sending Requests Directly to PayPal Bypassing Payflow
- Posting Transactions Directly Without the Payflow SDK
VERBOSITY: Processor-Specific Transaction Results
ISO Country Codes
Codes Used by FDMS South Only
- MasterCard Country Codes for FDMS South Only
- Visa Country Codes
- Units of Measure
PayPal Acquirer
- Countries and Regions Supported by PayPal
- PayPal Currency Codes
Additional Processor Information
- Moneris Solutions
Payflow Link Migration
- Migrating from a legacy Payflow Link Integration
Payflow Gateway MagTek Parameters
- MagTek MagneSafe Secure Card Readers and Qwick Codes
  - MagneSafe Secure Card Reader Authenticators
  - MagTek Qwick Codes
- Passing Encrypted Card Swipe Data and Qwick Codes to the Payflow Gateway
  - Encrypted Card Swipe Payflow Example
  - Qwick Code (PCode) Payflow Example
- Parameters for Encrypted Card Swipe Transactions
- Parameters for MagTek Qwick Code (PCode) Transactions
- MagTek Error Codes and Messages

Gateway Developer Guide and Reference 07 February 2013 3

Content

Chapter Preface . . . . . . . . . . . . . . . . . . . . . . . . . . .13

Scope . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13

Related Documentation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13

Intended Audience . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13

Who Should Use This Document . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14

Revision History . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17

Chapter 1 Introducing the Gateway Checkout Solutions . . . . . . . .23

About the Gateway Checkout Solutions . . . . . . . . . . . . . . . . . . . . . . . . . . . 23

Summary of the Gateway Checkout Solutions . . . . . . . . . . . . . . . . . . . . . 23

Gateway Product Details . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24

About the Gateway Transaction Flow . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25

About Security . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26

Secure Token . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26

Hosted Checkout Pages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26

PCI Compliance Without Hosted Pages: Transparent Redirect . . . . . . . . . . . . . 27

Processing Platforms Supporting Card-Present Transactions . . . . . . . . . . . . . . . . 28

Supported Payment Types . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29

Supported Languages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29

Recurring Billing Service . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30

Fraud Protection Service. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30

Chapter 2 Secure Token . . . . . . . . . . . . . . . . . . . . . . . .31

About the Secure Token . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31

Integrating the Secure Token With the Hosted Checkout Pages . . . . . . . . . . . . . . 31

Integrating the Secure Token Without the Hosted Checkout Pages: Transparent Redirect . 32

Secure Token Errors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33

Posting To the Hosted Checkout Page . . . . . . . . . . . . . . . . . . . . . . . . . . . 34

Chapter 3 Configuring Hosted Checkout Pages . . . . . . . . . . . .37

Configuring Hosted Checkout Pages . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37