Developer's Guide

Gateway Developer Guide and Reference 07 January 2014 59
Submitting Credit Card Transactions
Credit Card Features
6
Credit Card Features
The Payflow SDK supports the following transaction types for credit card processing:
The Payflow SDK also supports the following credit card features:
 Address verification service and card security code validation
 Card-present (SWIPE) transactions
 Partial authorizations for pre-paid cards
 Purchasing card transactions
 Reference transactions (also called tokenization)
 Submitting Soft Merchant information
Planning Your Gateway Integration
When designing your Gateway integration, evaluate:
 Whether to use a one-step or two-step transaction process. One-step: Submit a sale
transaction, which performs the authorization and (if successful) then flags the transaction
for settlement. Two-step: Perform an authorization-only transaction and then later perform
a delayed capture transaction. The delayed capture transaction can be for the same amount
as the original transaction or for a lower amount. (In the case of a split shipment, you can
perform a delayed capture transaction for the initial shipment and a reference transaction
for the final payment.
According to card association rules, most physical goods merchants should use a two-step
process, since settlement should occur when the merchant ships the goods. A two-step
Transaction Type Billable
Authorization Yes
Account Verification No
Balance Inquiry No
Credit Yes
Delayed Capture No
Inquiry No
Sale Yes
Voice Authorization Yes
Vo i d Yes