Developer's Guide

Table Of Contents

Gateway Developer Guide and Reference 31 July 2012 137

TeleCheck Electronic Check Processing

Response Code Values

For your service, below is a complete list of possible Response Codes. Depending upon the

merchants risk parameters and service type, some of these may not apply. Please confirm

applicable codes with TeleCheck’s Merchant Boarding and Certification group.

NOTE: Merchants should establish policies and procedures for each applicable response code.

For example, if a clerk enters a transaction and receives Response Code 27, they

should retry the transaction. If, after entering the item a second time they receive a

Response Code 27 again, the merchant may choose to cancel or terminate the

transaction and a) retry the transaction b) call TeleCheck Live Operator Authorization

Center, or c) request another form of payment from the check writer.

Sale Response Code Values

Sale Approval Responses

Sale Decline Responses

HOSTCODE TeleCheck’s response code representing the results of the transaction

authorization attempt.

Character length and limitations: 6 numeric characters

RESPMSG A descriptive message associated with decline or error result values.

Character length and limitations: alphanumeric, variable number of characters

Code Description Merchant Action

07 Approved No action needed.

Code Description Merchant Action

08 Rejected (Negative Data) Ask for other form of payment or decline sale

to customer.

73 Lost or Stolen check Ask for other form of payment or decline sale

to customer.

88 Rejected Code 3 (Risk) Ask for other form of payment or decline sale

to customer.

25 Ineligible – ACH Not Offered

NOTE: Do NOT use the verbiage

“decline” this is not a true decline.

Ask for other form of payment.

Field Description