Study Guide
Table Of Contents
- PayPal Certified Developer Program Study Guide
- Contents
- List of Tables
- Online Payment Processing
- Internet Security and Fraud Prevention
- Why Every Business Should Be Concerned About Internet Fraud
- Liability for Internet Fraud
- Internet Fraud: What It Is and How It Happens
- Who Is at Risk for Online Fraud
- Reducing Exposure to Fraud
- What Banks and Card Associations Are Doing to Prevent Online Credit Card Fraud
- What PayPal Is Doing to Protect Your Business Against Fraud
- Disclosure and Compliance
- PayPal Fraud Protection Services
- Review Questions
- Getting Started With Account Setup
- API Credentials
- Name-Value Pair (NVP) API
- Express Checkout
- Direct Payment API
- Transactions
- Sandbox Testing
- Answers to Review Questions
- General Reference Information
- Glossary
- Index
Internet Security and Fraud Prevention
PayPal Fraud Protection Services
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36 March 2008 PayPal Certified Developer Program Study Guide
PayPal Fraud Protection Services Upgrade Options
Account Monitoring
The Account Monitoring service uses trained security professionals who constantly monitor
your business for suspicious activities and take action to protect it. Account Monitoring
provides:
z Security. Our full-time protection keeps an eye on suspicious activity related to credits and
refunds.
z Assistance. Our security professionals help prevent fraud by blocking settlements of
suspicious transactions. If loss occurs, we work with law enforcement and your bank to
assist in recovery.
z Prevention. We give customized recommendations to avoid future fraud.
z Ease of use. No lengthy set-up or configuration process.
Buyer Authentication
Buyer Authentication provides the Verified by Visa and MasterCard SecureCode. By adding
Buyer Authentication to your Basic or Advanced Fraud Protection Service, your business
receives merchant liability protection on qualified credit card transactions. Buyer
Authentication gives you:
z Single pre-integrated solution. Add Buyer Authentication and take full advantage of both
services without wasting staff and infrastructure resources integrating them yourself.
High-Risk Address Filters
Check for suspect zip codes and freight forwarders plus IP address.
XX
Automatic Rejection Lists
Help protect you business from known offenders.
X
Automatic Acceptance Lists
Keep good customers buying by automatically accepting their payments.
X
High-Risk International Filters
Identify risky international payments.
X
Additional Risk Filters
Get more tools to catch warning signs like rapid card use, risky banks, and
tighter address validations.
X
Custom Filter Wizard
Customize new rules that match your specific business needs.
X
Operations Security
Identify vulnerabilities and list fixes with a security audit from Qualys.
XX
T
ABLE 2.6 Comparison of Fraud Protection Services
Features
Basic
Protection
Advanced
Protection