Study Guide
Table Of Contents
- PayPal Certified Developer Program Study Guide
- Contents
- List of Tables
- Online Payment Processing
- Internet Security and Fraud Prevention
- Why Every Business Should Be Concerned About Internet Fraud
- Liability for Internet Fraud
- Internet Fraud: What It Is and How It Happens
- Who Is at Risk for Online Fraud
- Reducing Exposure to Fraud
- What Banks and Card Associations Are Doing to Prevent Online Credit Card Fraud
- What PayPal Is Doing to Protect Your Business Against Fraud
- Disclosure and Compliance
- PayPal Fraud Protection Services
- Review Questions
- Getting Started With Account Setup
- API Credentials
- Name-Value Pair (NVP) API
- Express Checkout
- Direct Payment API
- Transactions
- Sandbox Testing
- Answers to Review Questions
- General Reference Information
- Glossary
- Index
PayPal Certified Developer Program Study Guide March 2008 35
Internet Security and Fraud Prevention
PayPal Fraud Protection Services
2
z Reduce chargeback costs. Automatically reject or flag transactions that you deem
suspicious.
z Get started fast. Quickly set up and manage your security system with easy-to-use tools.
Basic Fraud Protection Service works by using:
z Filters. Quickly set up filters that you can customize to fit your business needs.
z Online reports. Easily review and then accept or reject online orders.
z Monitoring. Standard reports let you check on filter and their effects.
Advanced Fraud Protection Service
Advanced Fraud Protection Service is essential for businesses processing medium-to-high
transaction volumes, handling international customers, or selling high-risk merchandise
through a Payflow payment gateway. It is a flexible security solution that helps your business:
z Avoid losses. Special tools flag unusual orders, questionable addresses, high-risk
payments, and international orders.
z Lower costs. Spend less money on fraud management by automating order reviews and
tailoring the system to meet your needs.
Advanced Fraud Protection Service works by using:
z Enhanced filters. Supplement the basic filters with ones specially suited for your high-risk
needs.
z Online reports. Easily accept or reject online orders with the added security benefit of
audit reports.
z Watch lists. Create custom lists based on products or other criteria.
z Trusted transaction lists. Establish lists that accept or deny transactions based on bad
emails or credit cards.
z Full testing. Test your system before going live to determine its effect on your business
and customers.
TABLE 2.6 Comparison of Fraud Protection Services
Features
Basic
Protection
Advanced
Protection
PayPal Fraud Manager
Take control: find suspicious transactions with transaction review module,
resolve chargebacks using audit trails, and tune filters to your business needs.
XX
Unusual Order Filters
Catch common fraud warnings like high dollar amounts, high quantities, and
shipping/billing address mismatch.
XX
High-Risk Payment Filters
Catch suspicious transactions like rapid repeat buying from an internet address.
XX