User Manual

Household Spending
20-30%
Housing
25-30%
Living
Expenses
10-20%
Savings
5-10%
Fun!
And that’s it!
With just a few minutes a day and very little effort, you’ve started to take
control of your finances. Now that you know where your money is going, you can
make the adjustments necessary to accomplish your short and long term goals,
often with very minor changes.
You can put a budget together that will help you spend money where you
want and need to. Spending percentages by category will vary from
household to household, however, the chart on the left is a general
guideline.
Anything left over can go towards additional savings or paying off debt.
Remember - learning what you spend is step one, but it’s an ongoing
process. Continue to use NeatWorks™ to scan in your expenses, bills and
financial statements on a regular basis. Over time, you’ll gain perspective
on your spending habits and will find it easier to stick to your goals.
Also, there are many online and professional resources available to help
you plan your budget and meet longer term goals, such as saving for
retirement, so take control and take the next step!