3URIHVVLRQDO 5DGLR *3 8VHU *XLGH 3 % $ ,VVXH -XO\
&217(176 2SHUDWLRQ DQG &RQWURO )XQFWLRQV 5DGLR &RQWUROV 3URJUDPPDEOH %XWWRQV $XGLR 6LJQDO 7RQHV 6HOHFWLQJ D 5DGLR &KDQQHO 6HQGLQJ D &DOO 5HFHLYLQJ D &DOO 5DGLR &DOOV %DWWHU\ ,QIRUPDWLRQ
&217(176 6DIHW\ ,QIRUPDWLRQ 6DIH DQG (IILFLHQW 2SHUDWLRQ ([SRVXUH WR 5DGLR )UHTXHQF\ (QHUJ\ 5DGLR 2SHUDWLRQ DQG (0( ([SRVXUH (OHFWURPDJQHWLF ,QWHUIHUHQFH &RPSDWLELOLW\ 2SHUDWLRQDO :DUQLQJV 9HKLFOHV ZLWK DQ $LU %DJ 3RWHQWLDOO\ ([SORVLYH $WPRVSKHUHV %DWWHULHV
/(' ,QGLFDWRU *UHHQ 6XFFHVVIXO SRZHU XS *UHHQ )ODVKLQJ 5DGLR VFDQQLQJ 5HG 5DGLR WUDQVPLWWLQJ 5HG )ODVKLQJ &KDQQHO EXV\ ZKHQ UHFHLYLQJ
5$',2 29(59,(: )HDWXUH 0RQLWRU &DQFHO 5DGLR &DOO 6FDQ 2Q 2II (QJOLVK 'HVFULSWLRQ 7R PRQLWRU WKH VHOHFWHG FKDQQHO IRU DQ\ DFWLYLW\ RU WR FDQFHO D FXUUHQW RXWJRLQJ RU LQFRPLQJ FDOO 7R PDNH DQ LQGLYLGXDO RU JURXS VHOHFWLYH FDOO 7R WRJJOH EHWZHHQ VWDUW DQG VWRS RI WKH VFDQ RSHUDWLRQ 1XLVDQFH 'HOHWH &DQFHO 7R GHOHWH D QXLVDQFH FKDQQHO ZKLOH VFDQQLQJ RU GHOHWH WKH PHVVDJH FXUUHQWO\ EHLQJ SOD\HG EDFN IURP YRLFH VWRUDJH 7UDQVPLW 3RZHU 7R WRJJOH \RXU UDGLR·V WUDQVPLW SRZHU OHYHO EHWZHHQ +LJK DQG
:KLVSHU 'HVFULSWLRQ 5$',2 29(59,(: )HDWXUH 7R LQFUHDVH WKH PLFURSKRQH JDLQ WR DOORZ \RX WR VSHDN TXLHWO\ 5HFRUG 3OD\ EDFN 7R UHFRUG SOD\ EDFN LQFRPLQJ FDOOV RU PHPR XVLQJ YRLFH UHFRUGHU IHDWXUH &DQFHO 0HVVDJH 'HOHWHV WKH PHVVDJH FXUUHQWO\ EHLQJ SOD\HG EDFN IURP YRLFH UHFRUGHU 9RLFH VWRUDJH (QJOLVK
5$',2 29(59,(: $XGLR 6LJQDO 7RQHV +LJK SLWFKHG WRQH /RZ SLWFKHG WRQH 3RZHU 8S 5DGLR VHOI WHVW 2.
SHUIRUPDQFH RI WKH UDGLR 0RWRUROD UDSLG UDWH EDWWHU\ FKDUJHUV FRQWDLQ D WHPSHUDWXUH VHQVLQJ FLUFXLW WR HQVXUH WKDW WKH EDWWHU\ LV FKDUJHG ZLWKLQ WKHVH WHPSHUDWXUH OLPLWV %$77(5< ,1)250$7,21 %DWWHU\ &DUH DQG 7LSV 7KLV SURGXFW LV SRZHUHG E\ D QLFNHO FDGPLXP 1L &G QLFNHO PHWDO K\GULGH 1L0+ RU OLWKLXP LRQ UHFKDUJHDEOH EDWWHU\ 7KH IROORZLQJ EDWWHU\ WLSV ZLOO KHOS \RX REWDLQ WKH KLJKHVW SHUIRUPDQFH DQG ORQJHVW F\FOH OLIH IURP \RXU 0RWRUROD UHFKDUJHDEOH EDWWHU\ &KDUJH \RXU QHZ EDWWHU\ RYHUQ
*(77,1* 67$57(' 5HF\FOLQJ RU 'LVSRVDO RI %DWWHULHV &KDUJHU /(' NiCd $W WKH HQG RI LWV XVHIXO OLIH WKH 1L&G EDWWHU\ FDQ EH UHF\FOHG +RZHYHU UHF\FOLQJ IDFLOLWLHV PD\ QRW EH DYDLODEOH LQ DOO DUHDV 0RWRUROD HQGRUVHV DQG HQFRXUDJHV WKH UHF\FOLQJ RI DOO UH FKDUJHDEOH EDWWHULHV &RQWDFW \RXU ORFDO 0RWRUROD GHDOHU IRU IXUWKHU LQIRUPDWLRQ &KDUJLQJ WKH %DWWHU\ ,I D EDWWHU\ LV QHZ RU LWV FKDUJH OHYHO LV YHU\ ORZ \RX ZLOO QHHG WR FKDUJH WKH EDWWHU\ EHIRUH \RX FDQ XVH LW LQ \RXU UDGLR 3OHDVH FRQWDFW
$&&(6625< ,1)250$7,21 *(77,1* 67$57(' $WWDFKLQJ WKH %DWWHU\ 5HPRYLQJ WKH %DWWHU\ %DWWHU\ /DWFKHV 6ORWV )LW WKH H[WHQVLRQV DW WKH ERWWRP RI WKH EDWWHU\ LQWR WKH VORWV DW WKH ERWWRP RI WKH UDGLR·V ERG\ 3UHVV WKH WRS SDUW RI WKH EDWWHU\ WRZDUGV WKH UDGLR XQWLO \RX KHDU D FOLFN 7XUQ RII WKH UDGLR LI LW LV WXUQHG RQ 6OLGH WKH EDWWHU\ ODWFKHV RQ ERWK VLGHV RI WKH EDWWHU\ GRZQZDUGV 3XOO WKH WRS SDUW RI WKH EDWWHU\ DZD\ IURP WKH UDGLR·V ERG\ DQG UHPRYH WKH EDWWHU\
5HPRYLQJ WKH $QWHQQD $OLJQ WKH WKUHDGHG HQG RI WKH DQWHQQD ZLWK WKH UDGLR·V DQWHQQD FRQQHFWRU 7XUQ WKH DQWHQQD FORFNZLVH WR IDVWHQ LW *(77,1* 67$57(' $WWDFKLQJ WKH $QWHQQD (QJOLVK 7XUQ WKH DQWHQQD FRXQWHUFORFNZLVH XQWLO \RX FDQ UHPRYH LW
$WWDFKLQJ WKH %HOW &OLS 5HPRYLQJ WKH %HOW &OLS *(77,1* 67$57(' %HOW &OLS 7DE 1 2 $OLJQ WKH JURRYHV RI WKH EHOW FOLS ZLWK WKRVH RI WKH EDWWHU\ 8VH D NH\ WR SUHVV WKH EHOW FOLS WDE DZD\ IURP WKH EDWWHU\ 3UHVV WKH EHOW FOLS GRZQZDUGV XQWLO D FOLFN LV KHDUG 6OLGH WKH EHOW FOLS XSZDUGV WR UHPRYH LW (QJOLVK
*(77,1* 67$57(' 7851,1* 7+( 5$',2 21 25 2)) 6(/(&7,1* $ 5$',2 &+$11(/
5$',2 &$//6 0DNLQJ D 6HOHFWLYH &DOO
5$',2 &$//6 (0(5*(1&< &$//
/21( :25.
5$',2 &$//6 7$/.
)($785(6 )($785(6 7KH IHDWXUHV GHVFULEHG EHORZ DUH SURJUDPPHG LQWR \RXU UDGLR E\ \RXU GHDOHU DQG DUH DFFHVVLEOH YLD WKH UDGLR·V SURJUDPPDEOH EXWWRQV (QJOLVK
)($785(6 75$160,7 32:(5
:+,63(5 )($785(6 :KLVSHU DOORZV \RX WR WDON TXLHWO\ LQWR WKH UDGLR PLFURSKRQH ZKHQ PDNLQJ D FDOO 7R VZLWFK :KLVSHU RQ 3UHVV WKH :KLVSHU EXWWRQ RQFH ZKHQ WKH IHDWXUH HQDEOH DOHUW ZLOO VRXQG 7R VZLWFK :KLVSHU RII 3UHVV WKH :KLVSHU EXWWRQ DJDLQ ZKHQ WKH IHDWXUH GLVDEOH DOHUW ZLOO VRXQG (QJOLVK
)($785(6 &$// )25:$5'
92,&( 23(5$7(' 75$160,7 92; )($785(6 :KHQ WKH 92; KHDGVHW PLFURSKRQH LV FRQQHFWHG \RXU UDGLR PD\ EH XVHG ZLWK KDQGV IUHH RSHUDWLRQ 7R VWDUW WKH 92; IHDWXUH &RQQHFW WKH 92; KHDGVHW RQWR WKH DFFHV VRU\ FRQQHFWRU RI WKH UDGLR 6ZLWFK 2Q WKH UDGLR
)($785(6 92,&( 5(&25'(5
6&$1 2QFH WKH UDGLR·V VFDQ RSHUDWLRQ LV DFWLYDWHG DQG WKH UDGLR GHWHFWV D FDOO FRPLQJ WKURXJK D FKDQQHO LQ LWV VFDQ OLVW LW VZLWFKHV WR WKDW FKDQQHO IRU \RX WR UHFHLYH WKH FDOO
6&$1 '(/(7,1* $ 18,6$1&( &+$11(/ ,I D FKDQQHO FRQWLQXDOO\ JHQHUDWHV XQZDQWHG FDOOV QRLVH D ´QXLVDQFHµ FKDQQHO \RX FDQ WHPSRUDULO\ UHPRYH LW IURP WKH VFDQ OLVW E\ SHUIRUPLQJ D 1XLVDQFH &KDQQHO 'HOHWH RSHUDWLRQ :KLOH WKH UDGLR LV RQ WKH 1XLVDQFH &KDQ QHO SUHVV DQG KROG WKH 1XLVDQFH 'HOHWH &DQFHO EXWWRQ XQWLO \RX KHDU WKH VFDQ VWDUW DOHUW WRQH 5HOHDVH WKH 1XLVDQFH 'HOHWH &DQFHO EXW WRQ 1RWH
6$)(7< ,1)250$7,21 7KLV VHFWLRQ SURYLGHV LQIRUPDWLRQ DQG LQVWUXFWLRQV IRU WKH VDIH DQG HIÀFLHQW RSHUDWLRQ RI 0RWRUROD 3RUWDEOH DQG 0RELOH 7ZR :D\ 5DGLRV )RU LQIRUPDWLRQ UHJDUGLQJ UDGLR XVH LQ KD]DUGRXV DUHDV SOHDVH UHIHU WR WKH )DFWRU\ 0XWXDO )0 DSSURYDO PDQXDO VXSSOHPHQW RU ,QVWUXFWLRQ &DUG ZKLFK LV LQFOXGHG ZLWK UDGLR PRGHOV WKDW RIIHU WKLV FDSDELOLW\ ([SRVXUH 7R 5DGLR )UHTXHQF\ (QHUJ\ 1DWLRQDO DQG ,QWHUQDWLRQDO 6WDQGDUGV DQG *XLGHOLQHV
6$)(7< 3RUWDEOH 5DGLR 2SHUDWLRQ DQG (0( ([SRVXUH 2SHUDWLRQDO :DUQLQJV :KHQ WUDQVPLWWLQJ ZLWK D SRUWDEOH UDGLR KROG WKH UDGLR LQ D YHUWLFDO SRVLWLRQ ZLWK LWV PLFURSKRQH WR FHQWLPHWHUV WR LQFKHV DZD\ IURP \RXU PRXWK .
%DWWHULHV 7R DYRLG SRVVLEOH LQWHUIHUHQFH ZLWK EODVWLQJ RSHUDWLRQV WXUQ RII \RXU UDGLR ZKHQ \RX DUH QHDU HOHFWULFDO EODVWLQJ FDSV LQ D EODVWLQJ DUHD RU LQ DUHDV SRVWHG ´7XUQ RII WZR ZD\ UDGLR µ 2EH\ DOO VLJQV DQG LQVWUXFWLRQV $OO EDWWHULHV FDQ FDXVH SURSHUW\ GDPDJH DQG RU ERGLO\ LQMXU\ VXFK DV EXUQV LI D FRQGXFWLYH PDWHULDO VXFK DV MHZHOOHU\ NH\V RU EHDGHG FKDLQV WRXFK H[SRVHG WHUPLQDOV 7KH FRQGXFWLYH PDWHULDO PD\ FRPSOHWH DQ HOHFWULFDO FLUFXLW VKRUW FLUFXLW DQG EHFRPH TXLWH KRW ([HUFLV
127(6 127(6 (QJOLVK