P9RLFHP9LS$PD]RQ $OH[D6KRS6XSSRUW%ORJ ,QIR$PEDVVDGRU XVHU PDQXDO YRLFH 0$57,$1 92,&( 60$57:$7&+ 86(5 *8,'( &RPSOHWH SURGXFW XVHU PDQXDO IRU 0DUWLDQ P9RLFH (QYR\ $OSKD $YLDWRU (OHFWUD 3DVVSRUW 9LFWRU\ DQG * * 6DYH WR 3') *(7 67$57(' :KDW V LQ WKH ER[ 0RELOH 'HYLFH &RPSDWLELOLW\ 6HWWLQJ 7KH 7LPH &KDUJLQJ
3$,5 <285 :$7&+ 3DLULQJ 0DUWLDQ :DWFK WR L26 3DLULQJ 0DUWLDQ :DWFK WR $QGURLG 81'(567$1' <285 :$7&+ 6WDWXV %DU :DWFK 0HQX 0XVLF 0RGH 9ROXPH /LJKW 'R 1RW 'LVWXUE '1' &DPHUD 0RGH 6WRSZDWFK )LQG 3KRQH 6HWXS 0HQX /DQJXDJH 'DWH )RUPDW /(' /LJKW /HDVK *HVWXUH $ '3 )LUPZDUH YHUVLRQ 6(77,1* 0$57,$1 $33 0DUWLDQ $SS IRU L3KRQH L3DG 0DUWLDQ $SS IRU $QGURLG 86,1* 0$57,$1 :$7&+ 8VLQJ 9RLFH &RPPDQG &DOOV 7H[W 0HVVDJHV $'',7,21$/ +(/3 0DVWHU 5HVHW pdfcrowd.
)DFWRU\ 5HVWRUH 7URXEOH 6KRRWLQJ 6DIHW\ 5HJXODWRU\ DQG /HJDO *(7 67$57(' %HIRUH \RX VWDUW XVLQJ \RXU 0$57,$1 92,&( &200$1' :$7&+ PDNH VXUH WKH IROORZLQJ LWHPV DUH LQ WKH ER[ 0DUWLDQ :DWFK 0LFUR 86% &DEOH 4XLFN &RQQHFW *XLGH
7KH ZDWFK FURZQ NQRE RQ ULJKW VLGH RI ZDWFK LV ²RXW³ WR VDYH EDWWHU\ GXULQJ VKLSSLQJ 5RWDWH LW WR VHW WKH WLPH WKHQ SXVK LW LQ XQWLO \RX KHDU D FOLFN %HIRUH \RX VWDUW XVLQJ \RXU ZDWFK ORFDWH WKH PLFUR 86% FDEOH LQFOXGHG LQ WKH ORZHU FRPSDUWPHQW RI WKH ER[ 7KH FKDUJLQJ FDEOH FDQ EH SOXJJHG LQWR \RXU FRPSXWHUµV 86% SRUW RU D SRZHU RXWOHW YLD D 86% ZDOO DGDSWHU VROG VHSDUDWHO\ $ VROLG UHG OLJKW ZLOO DSSHDU ZKHQ WKH ZDWFK LV FKDUJLQJ $ VROLG JUHHQ OLJKW LQGLFDWHV WKH ZDWFK LV IXOO\ FKDUJHG )XOO
PDUW³ 8SRQ VXFFHVVIXO SDLULQJ \RX ZLOO VHH WKH KRPH SDJH RI WKH 0DUWLDQ P9RLFH $SS $W WKH WRS RI WKH VFUHHQ \RX VKRXOG VHH ²&RQQHFWHG³
2Q \RXU $QGURLG 0RELOH 'HYLFH D 2SHQ WKH 0DUWLDQ P9RLFH DSS IROORZ WKH VWHS E\ VWHS JXLGH WR SDLU \RXU 0DUWLDQ :DWFK E $FFHSW ²%OXHWRRWK 3DLULQJ 5HTXHVW³ ° $ SRS XS ZLQGRZ ZLOO DSSHDU RQ \RXU PRELOH GHYLFH WHOOLQJ \RX WKDW 0DUWLDQ :DWFK ZRXOG OLNH WR SDLU ZLWK \RXU PRELOH GHYLFH 7DS ²2.³ WR FRPSOHWH WKH SDLULQJ SURFHVV ,I WKH FRGHV GR QRW PDWFK WDS ²&DQFHO³ DQG WU\ DJDLQ ,I WKH SDLULQJ SURFHVV LV VXFFHVVIXO WKH ZDWFK ZLOO YLEUDWH DQG UHDG ²3DLUHG WR >GHYLFH QDPH@ ³ F &RQQHFW WR WKH 0DUWLDQ P
7KH 0HQX DOORZV \RX WR FKDQJH WKH VHWWLQJV RI VHOHFW IHDWXUHV RQ WKH :DWFK 7R DFFHVV DQG QDYLJDWH WKH :DWFK 0HQX 3UHVV WKH ERWWRP EXWWRQ WZLFH TXLFNO\ WR YLHZ WKH :DWFK 0HQX 3UHVV WKH ERWWRP EXWWRQ UHSHDWHGO\ WR VFUROO WKURXJK WKH DYDLODEOH 0HQX LWHPV 3UHVV WKH WRS EXWWRQ WR FKDQJH D 0HQX VHWWLQJ 3UHVV WKH WRS EXWWRQ WR VFUROO WR WKH SUHIHUUHG VHWWLQJ 7R VDYH WKDW VHWWLQJ HLWKHU WDS WKH ERWWRP EXWWRQ DQG PRYH RQ WR WKH QH[W 0HQX LWHP RU GR QRWKLQJ DQG WKH :DWFK 0HQX ZLOO DXWRPDWLFDOO\ H[LW D
OHYHO 2QFH WKH YROXPH LV VHW WDS WKH ERWWRP EXWWRQ WR JR EDFN WR WKH :DWFKHV 0DLQ 0HQX RU GR QRWKLQJ DQG WKH 0HQX ZLOO H[LW DXWRPDWLFDOO\ DIWHU VHFRQGV 7KH YROXPH FDQ EH FKDQJHG GXULQJ DQ DFWLYH FDOO E\ WDSSLQJ WKH ERWWRP EXWWRQ UHSHDWHGO\ 2SWLRQV DUH +LJK 0HGLXP /RZ DQG &OHDU 9RLFH &
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
FRQQHFWV *HVWXUH 2Q 2II 1DYLJDWH WR WKH *HVWXUH RSWLRQ RI WKH 6HWXS 0HQX DQG WDS WKH WRS EXWWRQ WR WXUQ WKH *HVWXUH 2Q FKHFN PDUN LQ ER[ RU WR WXUQ WKH *HVWXUH 2II QR FKHFN PDUN LQ ER[ $ '3 1DYLJDWH WR WKH $ '3 RSWLRQ RI WKH 6HWXS 0HQX DQG WDS WKH WRS EXWWRQ WR WXUQ $ '3 2Q FKHFN PDUN LQ ER[ RU WR WXUQ $ '3 2II QR FKHFN PDUN LQ ER[ $ '3 FRQWUROV ZKHWKHU \RXU PXVLF DQG RWKHU VRXQGV H J IURP JDPHV FRPHV WKURXJK \RXU PRELOH GHYLFH RU %OXHWRRWK GHYLFH LQ WKLV FDVH \RXU ZDWFK ,I $ '3 LV RII
&RQWDFW VXSSRUW 7KH 0DUWLDQ P9RLFH $SS KDV ILYH WDEV 0< :$7&+ $ODUPV $OH[D $OHUWV DQG 6HWWLQJV 0< :$7&+ WDE &RQQHFWHG 'LVFRQQHFWHG 7KLV LV DQ LQIRUPDWLRQDO VWDWXV PHVVDJH WKDW LQGLFDWHV LI WKH :DWFK LV FRQQHFWHG WR \RXU GHYLFH 7KH SRVVLEOH VWDWXVHV DUH ²&RQQHFWHG³ ²'LVFRQQHFWHG³ DQG ²&RQQHFWLQJ³ :RUOG 7LPH 7KLV IHDWXUH SXVKHV DFFXUDWH WLPH IRU DQ\ ZRUOG WLPH ]RQH WR WKH :DWFK 2/(' GLVSOD\ 7KH WLPH DSSHDUV XSRQ SUHVVLQJ WKH ERWWRP EXWWRQ RQ WKH :DWFK 7R HQDEOH WKLV IHDWXUH WDS WKH VZLWFK QH[W WR
7KLV VZLWFK WXUQV 'R 1RW 'LVWXUE 21 RU 2)) ,I 'R 1RW 'LVWXUE LV 21 WKH :DWFK ZLOO RQO\ UHFHLYH 6LOHQW $ODUPV 1R RWKHU 1RWLILFDWLRQV RU 0HVVDJHV ZLOO EH UHFHLYHG RQ WKH :DWFK )LQG :DWFK 7DS WKH 3OD\ EXWWRQ WR SOD\ D WRQH RQ \RXU :DWFK LQ RUGHU WR ORFDWH LW 7KH :DWFK DQG PRELOH GHYLFH PXVW EH FRQQHFWHG DQG ZLWKLQ %OXHWRRWK UDQJH $ODUPV WDE 6LOHQW $ODUPV 6LOHQW $ODUPV FDQ EH XVHG DV D SHUVRQDO PRUQLQJ ZDNH XS ZLWKRXW ZDNLQJ DQ\RQH HOVH QHDUE\ RU IRU UHPLQGHUV WKURXJKRXW WKH GD\ 7DS RQ ² ³ WR FUHDWH
3UHVV DQG KROG WKH WRS EXWWRQ RQ WKH :DWFK WR GLVPLVV WKH 6LOHQW $ODUP 'LVPLVV ZLOO VKRZ RQ WKH :DWFK VFUHHQ ZKHQ WKH 6LOHQW $ODUP KDV EHHQ GLVPLVVHG 1RWH ,I <(6 LV VHOHFWHG IRU 'LVPLVV )URP 3KRQH RQO\ ORQJ SUHVVLQJ WKH WRS EXWWRQ RI WKH :DWFK ZLOO QRW GLVPLVV WKH 6LOHQW $ODUP ,Q WKLV FDVH WKH 6LOHQW $ODUP PXVW EH GLVPLVVHG IURP WKH PRELOH GHYLFH 7DS RQ ²'LVPLVV $ODUP³ WR GLVPLVV D 6LOHQW $ODUP WKDW KDV EHHQ PDUNHG DV 'LVPLVV )URP 3KRQH RQO\ (GLW 6LOHQW $ODUP 7DS RQ (GLW DW WKH WRS OHIW RI WKH
$OHUWV 7DE 7KH $OHUWV )LOWHU 7DE LV SUH SRSXODWHG ZLWK ERWK FRUH QRWLILFDWLRQ W\SHV OLNH ,QFRPLQJ &DOO 0LVVHG &DOO 9RLFHPDLO &DOHQGDU (PDLO 606 /RZ 3KRQH %DWWHU\ DQG DOVR PDQ\ FRPPRQO\ XVHG $SSV VXFK DV )DFHERRN 7ZLWWHU :KDWVDSS ,QVWDJUDP 3LQWHUHVW *RRJOH 6N\SH HWF $SSV DSSHDULQJ LQ WKH $OHUWV )LOWHU WDE FDQ EH (QDEOHG RU 'LVDEOHG DQG FDQ DOVR EH DVVLJQHG FXVWRP 9LEUDWLRQ 3DWWHUQV $GGLQJ $SSV WR WKH $OHUWV 7DE $Q $SS PXVW EH ERWK LQVWDOOHG RQ \RXU L26 GHYLFH $1' FRQILJXUHG WR $OOR
WKH SUHIHUUHG SDWWHUQ IRU HDFK $SS 9LEUDWLRQ 3DWWHUQ SUHIHUHQFHV DUH VDYHG RQ WKH :DWFK DQG ZLOO UHPDLQ LQ HIIHFW LI WKH 0DUWLDQ P9RLFH $SS LV UXQQLQJ LQ WKH EDFNJURXQG RI \RXU L3KRQH 7R 6HW &KDQJH 9LEUDWLRQ 3DWWHUQV )LQG WKH $SS LQ WKH $OHUWV 7DE DQG WDS RQ ! RI WKH $SS WR RSHQ WKH 9LEUDWLRQ 3DWWHUQ VFUHHQ 7RJJOH HDFK FROXPQ XS GRZQ WR KLJKOLJKW WKH SUHIHUUHG YLEUDWLRQ IRU HDFK VORW 7DS WKH 3OD\ 9LEUDWLRQ 3DWWHUQ WR WHVW WKH SDWWHUQ VHOHFWHG 7DS WKH EXWWRQ DW WKH WRS OHIW RI WKH VFUHHQ WR VD
7DS RQ 6FUROO 6SHHG WR FKRRVH D VSHHG IURP WR ZKHUH LV WKH IDVWHVW 6FUROO 6SHHG DQG LV WKH VORZHVW 6FUROO 6SHHG 7DS LQ WKH WRS OHIW RI WKH 6FUROO 6SHHG VFUHHQ WR VDYH \RXU SUHIHUHQFH $OHUW 6FUROO 'HOD\ :KHQ D PHVVDJH IURP \RXU PRELOH GHYLFH ILUVW DSSHDUV RQ WKH :DWFK LW SDXVHV RQ WKH VHQGHU QDPH EHIRUH LW VWDUWV VFUROOLQJ WKH PHVVDJH 7DS $OHUW 6FUROO 'HOD\ WR FKRRVH WKH OHQJWK RI WKH SDXVH RQ WKH VHQGHUµV QDPH IURP WR VHFRQGV 7DS LQ WKH WRS OHIW RI WKH $OHUW 6FUROO 'HOD\ VFUHHQ WR VDY
9LGHR 7XWRULDOV $FFHVV YLGHR WXWRULDOV RQ VHWWLQJ XS \RXU :DWFK IURP ZLWKLQ WKH $SS )UHTXHQWO\ $VNHG 4XHVWLRQV 3URYLGHV D TXLFN UHIHUHQFH JXLGH WR ILQG DQVZHUV WR FRPPRQ TXHVWLRQV TXLFNO\ DQG HDVLO\ (PDLO WR 6XSSRUW ,I \RX KDYH DQ LVVXH ZLWK WKH :DWFK RXU 6XSSRUW WHDP PD\ DVN \RX WR SURYLGH LQIRUPDWLRQ IURP $ERXW :DWFK WR KHOS GLDJQRVH WKH SUREOHP \RX DUH H[SHULHQFLQJ $ERXW :DWFK &KHFN \RXU :DWFKµV VSHFV LQFOXGLQJ WKH VHULDO QXPEHU LQ WKLV WDE &KHFN )LUPZDUH 9HUVLRQ 7DS WKLV RSWLRQ WR GHWHUPLQH
37/ ([LVWLQJ PRGHOV * * 3DVVSRUW 9LFWRU\ DUH QRW VXSSRUWHG )ROORZ WKHVH VWHSV WR FRQILJXUH \RXU ZDWFK WR \RXU $QGURLG 0RELOH 'HYLFH )HDWXUHV &RQQHFWLRQ VWDWXV LQIRUPDWLRQ EHWZHHQ $SS DQG :DWFK 6LPSOH LQWHUIDFH WR FXVWRPL]H ZKLFK 1RWLILFDWLRQV $OHUWV \RX ZDQW VHQW WR WKH :DWFK &XVWRPL]DEOH 9LEUDWLRQ 3DWWHUQV IRU HDFK 0HVVDJH W\SH ZLWK FXVWRPL]DEOH 9LEUDWLRQ ,QWHQVLW\ VHWWLQJV 6HW RQH WLPH RU UHSHDWLQJ DODUPV WR EH VHQW WR WKH :DWFK )LQG :DWFK DQG )LQG 3KRQH &RQILJXUH RWKHU :DWFK SU
ZLWKLQ WKH 7LPH =RQH GHVLUHG 7DS LQ WKH WRS OHIW FRUQHU RI WKH VFUHHQ WR VDYH VHWWLQJV 7KH /RFDO 7LPH RSWLRQ ZLOO DXWRPDWLFDOO\ GHWHUPLQH WKH FORVHVW FLW\ DQG VHQG WKH DSSURSULDWH WLPH WR WKH :DWFK :KHQ \RX ODQG LQ D QHZ FLW\ DQG WKH $SS LV RSHQHG RQ \RXU PRELOH GHYLFH WKH $SS ZLOO UHWULHYH WKH /RFDO 7LPH DQG GLVSOD\ LW RQ WKH :DWFK &XUUHQW :HDWKHU 7KLV IHDWXUH SXVKHV WKH 7RGD\µV :HDWKHU WR WKH ZDWFK 2/(' GLVSOD\ LQFOXGLQJ +L DQG /R WHPSHUDWXUHV IRU WKH GD\ DQG D JHQHUDO GHVFULSWLRQ RI WKH ZHDWKHU 7
*RRJOH 1RZ ZLOO VWLOO EH DYDLODEOH WR DFWLYDWH *RRJOH 1RZ VKRUW SUHVV WKH WRS EXWWRQ 1RWH
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
6KRUW SUHVV WKH WRS EXWWRQ RI WKH :DWFK WR 6QRR]H IRU PLQXWHV 6QRR]H ZLOO VKRZ RQ WKH :DWFK VFUHHQ ZKHQ WKH 6LOHQW $ODUP KDV EHHQ 6QRR]HG 1RWH 'XULQJ 6QRR]H QRWLILFDWLRQV ZLOO QRW EH VHQW WR WKH :DWFK 'LVPLVV 6LOHQW $ODUP /RQJ SUHVV WKH WRS EXWWRQ RQ WKH :DWFK WR GLVPLVV WKH 6LOHQW $ODUP 'LVPLVV ZLOO VKRZ RQ WKH :DWFK VFUHHQ ZKHQ WKH 6LOHQW $ODUP KDV EHHQ GLVPLVVHG 1RWH ,I 'LVPLVV )URP 3KRQH RQO\ LV VHOHFWHG IRU WKH 6LOHQW $ODUP LQ WKH $SS ORQJ SUHVVLQJ WKH WRS EXWWRQ RI WKH :DWFK ZLOO QRW GL
7KH WLPH FDQ EH GLVSOD\HG DV D KRXU + RU KRXU + FORFN RQ WKH :DWFK 7DS 7LPH DQG VHOHFW \RXU SUHIHUHQFH WDS &KRRVH WR VDYH 6FUROO 6SHHG 0HVVDJHV IURP \RXU PRELOH GHYLFH VFUROO DFURVV WKH 2/(' RI WKH :DWFK 7DS RQ 6FUROO 6SHHG WR FKRRVH D VSHHG IURP WR ZKHUH LV WKH IDVWHVW 6FUROO 6SHHG DQG LV WKH VORZHVW 6FUROO 6SHHG 7DS &KRRVH WR VDYH \RXU SUHIHUHQFH $OHUW 6FUROO 'HOD\ :KHQ D PHVVDJH IURP \RXU PRELOH GHYLFH ILUVW DSSHDUV RQ WKH :DWFK LW SDXVHV RQ WKH VHQGHU QDPH EHIRUH LW VWDUWV
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
127( %HFDXVH \RXU ZDWFK LV DFFHVVLQJ \RXU PRELOH GHYLFHµV 9RLFH &RPPDQG IHDWXUHV LW FDQ RQO\ H[HFXWH FRPPDQGV WKDW \RXU VSHFLILF PRELOH GHYLFH LV FDSDEOH RI H[HFXWLQJ 6HH \RXU PRELOH GHYLFHµV 9RLFH &RPPDQG LQVWUXFWLRQV WR ILQG RXW ZKLFK FRPPDQGV LW FDQ DFFHSW &DOOV ,QFRPLQJ &DOO :KHQ WKH PRELOH GHYLFH LV UHFHLYLQJ DQ LQFRPLQJ FDOO WKH :DWFK YLEUDWHV UHSHDWHGO\ DQG WKH :DWFK /(' OLJKW IODVKHV JUHHQ 7KH QDPH RU QXPEHU RI WKH FDOOHU LV GLVSOD\HG RQ WKH :DWFKµV 2/(' GLVSOD\ 7R DQVZHU SUHVV WKH WRS EXWW
,QFRPLQJ 7H[W 0HVVDJHV :KHQ UHFHLYLQJ D WH[W PHVVDJH WKH :DWFK YLEUDWHV RQFH WKH EOXH OLJKW IODVKHV DQG WKH QDPH RU QXPEHU RI WKH VHQGHU LV GLVSOD\HG RQ WKH :DWFK 2/(' 7R VWRS DQ LQFRPLQJ WH[W PHVVDJH IURP GLVSOD\LQJ RQ WKH :DWFK SUHVV WKH ERWWRP EXWWRQ RU WDS WKH :DWFK IDFH 7R UHFDOO WKH PRVW UHFHQW PHVVDJH ZLWKLQ PLQXWHV WDS WKH :DWFK IDFH ,I \RXU PRELOH GHYLFH VXSSRUWV 9RLFH &RPPDQGV WDS WKH WRS EXWWRQ DQG DIWHU WKH EHHS VD\ ²UHDG WH[W³ 7KH ODVW WH[W PHVVDJH UHFHLYHG ZLOO EH UHDG EDFN WR \RX
:KHQ WKH ZDWFK HVWDEOLVKHV D FRQQHFWLRQ ZLWK VRPH $QGURLG SKRQHV DIWHU D TXLFN RII RQ WKH DXGLR OLQNV DQG WXUQV RQ -XVW WDS WKH WRS EXWWRQ RQ \RXU ZDWFK WR WXUQ LW RII 2Q DQ LQFRPLQJ FDOO WKH 2/(' GLVSOD\ EULHIO\ GLVSOD\V WKH FDOOHUµV SKRQH QXPEHU WKHQ VZLWFKHV WR WKH FDOOHUµV QDPH DV VKRZQ LQ \RXU DGGUHVV ERRN 6RPH $QGURLG SKRQHV WUDQVIHU WKH LQIRUPDWLRQ VR TXLFNO\ WR WKH ZDWFK WKDW LW VKRZV XS WKLV ZD\ ° SKRQH QXPEHU WKHQ FDOOHU QDPH
7KH EDFNJURXQG QRLVH RQ WKH UHFHLYLQJ HQG PD\ EH WRR ORXG VR 0$57,$1 :$7&+ FDQµW GLIIHUHQWLDWH EHWZHHQ WKH SHUVRQµV YRLFH DQG WKH EDFNJURXQG QRLVH 7KLV FDXVHV WKH :DWFKµV PLFURSKRQH WR WKLQN WKH SHUVRQ LV VSHDNLQJ ZKLFK LQ WXUQ FXWV RII \RXU VSHHFK ,I WKH SHUVRQ RQ WKH UHFHLYLQJ HQG PRYHV WR D TXLHWHU ORFDWLRQ WKLV VKRXOG UHVROYH 2Q $QGURLG SKRQH &DOOHU ,' VKRZV $GGUHVV %RRN QDPHV IRU WH[WV EXW 0$57,$1 :$7&+ RQO\ VKRZV SKRQH QXPEHUV IRU LQFRPLQJ FDOOV &DOOHU ,' IRU LQFRPLQJ FDOOV FRPHV IURP WKH SKRQ
FKRVH WKH ²DOZD\V DOORZ³ RSWLRQ ,I \RX SUHYLRXVO\ FKRVH ²DOZD\V DVN³ SUHVV WKH ²DOZD\V DOORZ³ EXWWRQ ZKHQ SURPSWHG E\ \RXU SKRQH 9HULI\ \RX DUH LQ UDQJH E\ SUHVVLQJ WKH ERWWRP EXWWRQ WR YLHZ WKH VWDWXV EDU ° WKH LFRQ ZLOO DSSHDU LI WKH :DWFK LV LQ UDQJH RI WKH SKRQH 1RWH 6ROLG REVWDFOHV UHGXFH WKH UDQJH RI WKH :DWFK DQG VRPH SKRQH FDVHV UHGXFH WKH SKRQHµV %OXHWRRWK UDQJH &KHFN WR VHH LI \RXU :DWFK KDV GLVFRQQHFWHG IURP \RXU SKRQH ,I VR UH SDLU WKH :DWFK WR \RXU SKRQH IROORZLQJ LQVWUXFWLRQV LQ W
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
$YRLG OLTXLGV LQFOXGLQJ ZDWHU /LTXLGV FDQ JHW LQWR \RXU ZDWFK FLUFXLWV OHDGLQJ WR FRUURVLRQ .HHS \RXU ZDWFK DZD\ IURP KHDW VRXUFHV +LJK WHPSHUDWXUHV FDQ FDXVH WKH EDWWHU\ WR VZHOO OHDN RU PDOIXQFWLRQ $OZD\V NHHS WKH PLQL 86% FRYHU FORVHG ZKHQ QRW LQ XVH WR KHOS NHHS ZDWHU IURP JHWWLQJ LQ ,I \RXU ZDWFK JHWV ZHW GRQµW DWWHPSW WR GU\ LW ZLWK DQ\ KHDW VRXUFH VXFK DV D KDLU GU\HU RU PLFURZDYH RYHQ $OORZ LW WR GU\ QDWXUDOO\ DW URRP WHPSHUDWXUH 'RQµW OHDYH \RXU ZDWFK LQ \RXU FDU +LJK WHPSHU
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
6KRS $ERXW &RQWDFW $SSV %ORJ 7HUPV DQG &RQGLWLRQV 3ULYDF\ 3ROLF\ 6KLSSLQJ 5HWXUQ :DUUDQW\ &RS\ULJKW $OO ULJKWV UHVHUYHG pdfcrowd.