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ELLǼȁȁǾȃǿȀǹ
ǹǻǼǿǼȈȋȇǾȈǾȈȈǾȂǼǿȍȈǾīǿǹȉȅȁȅīǿȈȂǿȀȅǹȃȅǿȋȉȅȊȀȍǻǿȀǹ
ǹǻǼǿǼȈȋȇǾȈǾȈ
ȅȚȣʌȠıIJȘȡȚȗȩȝİȞİȢȐįİȚİȢȤȡȒıȘȢİȞįȑȤİIJĮȚȞĮįȚĮijȑȡȠȣȞĮȞȐȜȠȖĮȝİIJȠȝȠȞIJȑȜȠīȚĮʌİȡȚııȩIJİȡİȢ
ʌȜȘȡȠijȠȡȓİȢıȤİIJȚțȐȝİIJȚȢȐįİȚİȢȤȡȒıȘȢİʌȚıțİijșİȓIJİIJȘįȚİȪșȣȞıȘZZZOJFRP
ȀĮIJĮıțİȣȐıIJȘțİȝİIJȘȞȐįİȚĮIJȘȢ'ROE\/DERUDWRULHVǾȠȞȠȝĮıȓĮ'ROE\țĮȚIJȠ
ıȪȝȕȠȜȠįȚʌȜȠȪ'İȓȞĮȚİȝʌȠȡȚțȐıȒȝĮIJĮIJȘȢ'ROE\/DERUDWRULHV
ǾȠȞȠȝĮıȓĮ+'0,IJȠȜȠȖȩIJȣʌȠ+'0,țĮȚȘȠȞȠȝĮıȓĮ+LJK'HILQLWLRQ0XOWLPHGLD
,QWHUIDFHİȓȞĮȚİȝʌȠȡȚțȐıȒȝĮIJĮȒıȒȝĮIJĮțĮIJĮIJİșȑȞIJĮIJȘȢ+'0,/LFHQVLQJ//&
ȆȁǾȇȅĭȅȇǿǼȈīǿǹȉȅǺǿȃȉǼȅ',9;ȉȠ'LY;İȓȞĮȚȝȚĮȥȘijȚĮțȒȝȠȡijȒȕȓȞIJİȠ
ʌȠȣįȘȝȚȠȣȡȖȒșȘțİĮʌȩIJȘȞ'LY;//&ȝȚĮșȣȖĮIJȡȚțȒIJȘȢ5RYL&RUSRUDWLRQǾ
ıȣȖțİțȡȚȝȑȞȘıȣıțİȣȒİȓȞĮȚȝȚĮİȖțİțȡȚȝȑȞȘıȣıțİȣȒĮȞĮʌĮȡĮȖȦȖȒȢȕȓȞIJİȠ'LY;
ʌȠȣijȑȡİȚİʌȓıȘȝȘʌȚıIJȠʌȠȓȘıȘĮʌȩIJȘȞ'LY;'LY;&HUWL¿HGīȚĮʌİȡȚııȩIJİȡİȢ
ʌȜȘȡȠijȠȡȓİȢțĮȚİȡȖĮȜİȓĮȜȠȖȚıȝȚțȠȪȖȚĮIJȘȝİIJĮIJȡȠʌȒĮȡȤİȓȦȞıİȕȓȞIJİȠ'LY;
İʌȚıțİijșİȓIJİIJȘȞIJȠʌȠșİıȓĮGLY[FRP
ȆȁǾȇȅĭȅȇǿǼȈīǿǹǺǿȃȉǼȅ',9;ȀǹȉǹȆǹǿȉǾȈǾǹȣIJȒȘıȣıțİȣȒȝİ
ʌȚıIJȠʌȠȓȘıȘ'LY;'LY;&HUWL¿HGșĮʌȡȑʌİȚȞĮįȘȜȦșİȓʌȡȠțİȚȝȑȞȠȣȞĮİȓȞĮȚ
įȣȞĮIJȒȘĮȞĮʌĮȡĮȖȦȖȒIJĮȚȞȚȫȞ'LY;ʌȠȣȑȤİIJİĮȖȠȡȐıİȚțĮIJĮʌĮȓIJȘıȘ92'
īȚĮȞĮĮʌȠțIJȒıİIJİIJȠȞțȦįȚțȩįȒȜȦıȘȢȝİIJĮȕİȓIJİıIJȘȞİȞȩIJȘIJĮȕȓȞIJİȠ'LY;țĮIJ
ĮʌĮȓIJȘıȘ92'ıIJȠȝİȞȠȪȡȪșȝȚıȘȢIJȘȢıȣıțİȣȒȢıĮȢīȚĮȞĮȝȐșİIJİʌİȡȚııȩIJİȡĮ
ıȤİIJȚțȐȝİIJȘȞȠȜȠțȜȒȡȦıȘIJȘȢįȚĮįȚțĮıȓĮȢįȒȜȦıȘȢȝİIJĮȕİȓIJİıIJȘįȚİȪșȣȞıȘYRG
GLY[FRP
ȈȣıțİȣȒȝİʌȚıIJȠʌȠȓȘıȘ'LY;ȖȚĮIJȘȞĮȞĮʌĮȡĮȖȦȖȒȕȓȞIJİȠ'LY;ȑȦȢțĮȚ+'
SıȣȝʌİȡȚȜĮȝȕĮȞȠȝȑȞȠȣIJȠȣıȣȞįȡȠȝȘIJȚțȠȪʌİȡȚİȤȠȝȑȞȠȣ
ȅȚȠȞȠȝĮıȓİȢ'LY;'LY;&HUWL¿HGțĮȚIJĮıȤİIJȚțȐȜȠȖȩIJȣʌĮİȓȞĮȚİȝʌȠȡȚțȐ
ıȒȝĮIJĮIJȘȢ5RYL&RUSRUDWLRQȒIJȦȞșȣȖĮIJȡȚțȫȞIJȘȢțĮȚȤȡȘıȚȝȠʌȠȚȠȪȞIJĮȚțĮIJȩʌȚȞ
ĮįİȓĮȢ
ȀĮȜȪʌIJİIJĮȚĮʌȩȑȞĮȒʌİȡȚııȩIJİȡĮĮʌȩIJĮĮțȩȜȠȣșĮįȚʌȜȫȝĮIJĮİȣȡİıȚIJİȤȞȓĮȢıIJȚȢ
ǾȆǹ
´
ȀĮIJĮıțİȣȐıIJȘțİȝİțĮIJȩʌȚȞĮįİȓĮȢıȪȝijȦȞĮȝİIJĮįȚʌȜȫȝĮIJĮİȣȡİıȚIJİȤȞȓĮȢ
ıIJȚȢǾȆǹțĮȚȐȜȜĮįȚʌȜȫȝĮIJĮİȣȡİıȚIJİȤȞȓĮȢ
ıIJȚȢǾȆǹțĮȚʌĮȖțȠıȝȓȦȢʌȠȣȑȤȠȣȞİțįȠșİȓȒȕȡȓıțȠȞIJĮȚıİİțțȡİȝȩIJȘIJĮǾ
ȠȞȠȝĮıȓĮ'76IJȠıȪȝȕȠȜȠ'76țĮȚIJȠıȪȝȕȠȜȠȝĮȗȓİȓȞĮȚıȒȝĮIJĮțĮIJĮIJİșȑȞIJĮ
IJȘȢțĮȚȠȞȠȝĮıȓĮ'76'LJLWDO2XWİȓȞĮȚİȝʌȠȡȚțȩıȒȝĮIJȘȢ'76,QFȉȠʌȡȠȧȩȞ
ʌİȡȚȜĮȝȕȐȞİȚȜȠȖȚıȝȚțȩ'76,QFȂİIJȘȞİʌȚijȪȜĮȟȘʌĮȞIJȩȢįȚțĮȚȫȝĮIJȠȢ
ȈǾȂǼǿȍȈǾīǿǹȉȅȁȅīǿȈȂǿȀȅǹȃȅǿȋȉȅȊ
ȀȍǻǿȀǹ
īȚĮIJȘȜȒȥȘIJȠȣʌȘȖĮȓȠȣțȫįȚțĮʌȠȣįȚȑʌİIJĮȚĮʌȩIJȚȢȐįİȚİȢȤȡȒıȘȢ*3//*3/03/țĮȚȐȜȜİȢ
ȐįİȚİȢȤȡȒıȘȢĮȞȠȚȤIJȠȪțȫįȚțĮȠȠʌȠȓȠȢʌİȡȚȜĮȝȕȐȞİIJĮȚıIJȠʌȡȠȧȩȞİʌȚıțİijIJİȓIJİIJȘįȚİȪșȣȞıȘKWWS
RSHQVRXUFHOJHFRP
ǼțIJȩȢĮʌȩIJȠȞʌȘȖĮȓȠțȫįȚțĮįȚĮIJȓșİȞIJĮȚʌȡȠȢȜȒȥȘȩȜȠȚȠȚĮȞĮijİȡȩȝİȞȠȚȩȡȠȚĮįİȚȫȞȤȡȒıȘȢȠȚ
ĮʌȠʌȠȚȒıİȚȢİȖȖȣȒıİȦȞțĮȚȠȚıȘȝİȚȫıİȚȢʌȞİȣȝĮIJȚțȫȞįȚțĮȚȦȝȐIJȦȞ
Ǿ/*(OHFWURQLFVʌĮȡȑȤİȚİʌȓıȘȢIJȠȞĮȞȠȚȤIJȩțȫįȚțĮıİ&'520ȑȞĮȞIJȚĮȞIJȚIJȓȝȠȣʌȠȣțĮȜȪʌIJİȚIJȠțȩıIJȠȢ
IJȘȢįȚĮȞȠȝȒȢȩʌȦȢIJȠțȩıIJȠȢIJȠȣȝȑıȠȣİȖȖȡĮijȒȢIJȘȞĮʌȠıIJȠȜȒțĮȚIJȘȞʌĮȡȐįȠıȘțĮIJȩʌȚȞȣʌȠȕȠȜȒȢ
ĮȚIJȒȝĮIJȠȢȝȑıȦHPDLOıIJȘįȚİȪșȣȞıȘRSHQVRXUFH#OJHFRPǹȣIJȒȘʌȡȠıijȠȡȐȚıȤȪİȚȖȚĮʌİȡȓȠįȠIJȡȚȫȞ
İIJȫȞĮʌȩIJȘȞȘȝİȡȠȝȘȞȓĮĮȖȠȡȐȢIJȠȣʌȡȠȧȩȞIJȠȢ