Warranty
If we determine, in our sole discretion, that your furniture item cannot be serviced, we may replace the affected area(s). 
If the affected area(s) cannot be replaced, subject to the limit of liability, you can select a new replacement piece equal 
in value to the original purchase price from the retailer from whom this Plan was purchased. Professional service or 
replacement is limited to the affected area(s) only. At our sole discretion, replacement may be effectuated in the form of 
issuance of a certificate for an in-store credit at the retailer where the Plan was purchased. 
4. 
Replacement is limited to the retailer where the Plan was purchased. If you move outside of the delivery area of the 
retailer, you must pay all applicable shipping/delivery costs associated with the Plan service request. 
5. 
We may offer a cash settlement in lieu of cleaning, repair or replacement should you decide to keep the original furniture 
item in its present condition. If a cash settlement offer is  accepted by the Lessee in an RTO Transaction, the  cash 
settlement will be paid to the Lessor/owner of the product at the time the settlement is made, as stated in the RTO 
Transactions section above. 
6. 
We  will  not replace  or  otherwise  service  matching  pieces  of  furniture  items  that are  not  damaged  and we  are  not 
responsible for, and will take no action to correct, dye lot or texture variations arising from service or replacement of a 
part of a furniture item or replacement of an entire furniture item. This Plan does not transfer to replacement furniture. 
You shall reasonably cooperate with us and Guardian in our efforts to perform our obligations under this Plan, which may 
include providing required documentation, including but not limited to sales receipts, and photographs. Failure to comply with 
the provisions in this Plan may result in your service request being deemed ineligible for service. We have the right to deny 
service should you refuse our attempts to repair or service. You also must provide a safe, non-threatening environment for 
our technicians to perform service. If you are not present for a scheduled technician visit, we may close your service request. 
NOTE: Materials and services covered during the manufacturer’s warranty period are the responsibility of the manufacturer. 
This   Plan is inclusive of the manufacturer’s warranty; it does not replace the manufacturer’s warranty,    but provides certain 
additional benefits during the term of the manufacturer’s warranty. 
DEDUCTIBLE: No deductible is required. 
EXCLUSIONS TO COVERAGE: 
1.
Anything  not  listed  in  the  “Product Specific 
Coverage” of this Plan. 
2.
Damage to furniture items that  is covered  or 
should  be  covered  by  the  manufacturer’s 
warranty,  repairer’s  warranty  or  any  other 
warranty  in  effect;  any  and  all  pre-existing 
conditions that occur prior to the effective date 
of  this  Plan;  defects  that  are  subject  to 
manufacturer’s recall; any breach of an implied 
or expressed warranty of  merchantability or 
fitness; any furniture item sold without a store 
or manufacturer warranty. 
3.
Damage  that  occurs  to  furniture  items  while 
located outside the 50 states of  the United 
States, including the District of Columbia. 
4.
Damage caused during, or as result of delivery, 
handling,  set-up  or  assembly  of  furniture 
items; furniture items  in  transit  or  storage; 
furniture items located outdoors or on patios 
or screened rooms where they may be directly 
or  indirectly  exposed  to  outside  elements; 
damage by outside contractors; water damage 
by  leaking  appliances,  water  heaters, 
skylights,  pipes  and  all  losses  covered  by 
homeowners or renters insurance. 
5.
Damage  caused  by  pets  or  other  animals, 
including but not limited to damage caused by 
beaks, claws, or jaws; repeated pet bodily 
fluid stains which are considered preventable 
occurrences. 
6.
General soiling, which is defined as  a  gradual 
buildup of dirt, dust, body oils, perspiration, or 
any other  accumulated stains that cannot be 
attributed to a single incident. 
7.
Indentations from writing on wood surface or 
any type of surface abrasion; finish scorching 
(unless  a specifically  covered  heat mark) 
and  wood  burns  or  heat  damage;  loss  of 
silvering  of  glass  or  mirror  components 
(unless  specifically covered); scratches, rips, 
cuts, gouges, and scuff marks of any type that 
do not clearly penetrate through upholstery or 
the  clear-coat  finish  on wood,  exposing  the 
bare wood. 
8.
Leather or vinyl cracking or peeling, including 
damage caused by perspiration, body and hair 
oils; stress tears or rips, scratches, and leather 
scars or finish defects. Repair and replacement 
are specifically excluded on split hides used in 
seating areas. 
9.
Odors. 
10.
Unknown  stains;  color  loss,  fading,  and 
discoloration;  all  normal  wear  and  tear, 
including damage that cannot be attributed to 
a single relatable incident. 










