User Manual

5: Time Value of Money 79
File name : English-M02-1-040308(Print).doc Print data : 2004/3/9
2. Store the values for I%YR , PV, and PMT. (Press
&
to make PMT a
negative number.) If you need to calculate one of these values, follow
the instructions under “Using the TVM Menu,” on page 66. Then go
on to step 3.
3. Press  to display the rest of the TVM menu.
4. If necessary, change the number of payment periods per year stored
in 
.
5. If necessary, change the payment mode by pressing

or

.
(Most loan calculations use End mode.)
6. Press 
.
(If you want to print the amortization schedule, go to
page 82 to continue.)
7. Key in the number of payments to be amortized at one time and press
. For example, to see a year of monthly payments at one time,
set #P to 12. To amortize the entire life of a loan at one time, set #P
equal to the total number of payments (N).
If #P = 12, the display would show:
Current set of
payments to be amortized
Number of payments
amortized at one time
Press to see results
8.To display the results, press, 
,
 and  (or press
]
to view the results from the stack).
9. To continue calculating the schedule for subsequent payments, do a
or b. To start the schedule over, do c.
a. To calculate the next successive amortization schedule, with the
same number of payments, press .