+% ,16758&7,21 0$18$/ +$1' %/(1'(5 6(7 3DJH
5HDG WKLV PDQXDO EHIRUH RSHUDWLRQ RI WKH DSSOLDQFH 'HDU &XVWRPHU &RQJUDWXODWLRQV RQ WKH SXUFKDVH RI \RXU QHZ 'HI\ DSSOLDQFH 3OHDVH UHDG WKLV PDQXDO FDUHIXOO\ EHIRUH XVLQJ \RXU DSSOLDQFH IRU WKH ILUVW WLPH DQG WKHQ VWRUH LW ZLWKLQ HDV\ UHDFK IRU IXWXUH UHIHUHQFH :H WUXVW \RX ZLOO HQMR\ \HDUV RI WURXEOH IUHH XVH 7KH XVHU PDQXDO x 7KLV PDQXDO ZLOO SURYLGH \RX ZLWK LQIRUPDWLRQ RQ KRZ WR VDIHO\ RSHUDWH DQG FDUH IRU \RXU DSSOLDQFH LQ RUGHU WKDW \RX JDLQ WKH PD[LPXP EHQH
6DIHW\ DQG VHW XS 3OHDVH UHDG WKLV LQVWUXFWLRQ PDQXDO WKRURXJKO\ SULRU WR XVLQJ WKLV DSSOLDQFH )ROORZ DOO VDIHW\ LQVWUXFWLRQV LQ RUGHU WR DYRLG GDPDJHV GXH WR LPSURSHU XVH .
6DIHW\ DQG VHW XS x 'R QRW RSHUDWH WKH DSSOLDQFH ZLWKRXW x x x x x x x x x x x x LQJUHGLHQWV LQ WKH PHDVXULQJ MXJ RU FKRSSLQJ ERZO 1HYHU SODFH WKH DSSOLDQFH DWWDFKPHQWV SRZHU FRUG RU SOXJ RQ KRW VXUIDFHV VXFK DV JDV RU HOHFWULF EXUQHUV RU KRW RYHQ VXUIDFHV DQG QHYHU XVH ZLWK KRW OLTXLGV RU IRRG /HW KRW IRRG DQG OLTXLGV FRRO GRZQ WR PLQ & RU OHVV EHIRUH XVLQJ WKH DSSOLDQFH 'R QRW XVH WKH DSSOLDQFH IRU DQ\WKLQJ RWKHU WKDQ L
2SHUDWLRQ 3UHSDUDWLRQ 5HPRYH DOO SDFNDJLQJ DQG VWLFNHU PDWHULDOV DQG GLVSRVH RI WKHP DFFRUGLQJ WR WKH DSSOLFDEOH UHJXODWLRQV %HIRUH XVLQJ WKH DSSOLDQFH IRU WKH ILUVW WLPH FOHDQ SDUWV ZKLFK FRPH LQWR FRQWDFW ZLWK IRRG VHH WKH ³&OHDQLQJ DQG FDUH´ VHFWLRQ &XW IRRG LQWR VPDOO SLHFHV EHIRUH SURFHVVLQJ ZLWK WKH DSSOLDQFH 0D[LPXP TXDQWLWLHV DQG SURFHVVLQJ WLPH 5HIHU WR WKH WDEOH IRU WKH PD[LPXP TXDQWLWLHV DQG SURFHVVLQJ WLPH 0D[LPXP TX
2SHUDWLRQ ,I \RX ZRXOG OLNH WR XVH WKH EOHQGHU GLUHFWO\ LQ WKH FRRNLQJ SRW ILUVW WDNH WKH FRRNLQJ SRW RII WKH VWRYH WR SUHYHQW WKH EOHQGHU IURP RYHUKHDWLQJ 'R QRW RSHUDWH WKH DSSOLDQFH FRQWLQXRXVO\ IRU PRUH WKDQ PLQXWH LQ RUGHU WR SUHYHQW RYHUKHDWLQJ RI WKH DSSOLDQFH 1HYHU VZLWFK RQ WKH DSSOLDQFH IRU ORQJHU DV \RX QHHG WR SURFHVV WKH IRRG 3ODFH WKH LQJUHGLHQWV LQ WKH FKRSSLQJ ERZO ³ ´ 3XW WKH FKRSSHU OLG ³ ´ RQWR WKH FKRSSLQJ ERZO ³ ´ 3XW WKH EDV
2SHUDWLRQ ,I WKH FKRSSHU GRHV QRW ZRUN RU LI WKH FKRSSLQJ EODGH ³ ´ RQO\ WXUQV VORZO\ ILUVW SXOO RXW WKH SRZHU SOXJ ³ ´ 7KHQ WDNH WKH EDVH XQLW ³ ´ DQG WKH FKRSSHU OLG ³ ´ RII &KHFN WKH FKRSSLQJ ERZO ³ ´ WR VHH LI WKHUH LV VRPHWKLQJ EORFNLQJ WKH FKRSSLQJ EODGH 0D\EH \RX SXW WRR PXFK KDUG IRRG LQ WKH FKRSSLQJ ERZO ,I WKH LQJUHGLHQWV VWLFN WR WKH VLGH RI WKH FKRSSLQJ ERZO ³ ´ D VSDWXOD PD\ EH XVHG WR UHPRYH WKH IRRG IURP WKH FKRSSLQJ ERZO 7R GR WKLV WKH DSSOLDQFH PXVW EH
,QIRUPDWLRQ &OHDQLQJ DQG FDUH :$51,1* 1HYHU XVH SHWURO VROYHQWV RU DEUDVLYH FOHDQHUV PHWDO REMHFWV RU KDUG EUXVKHV WR FOHDQ WKH DSSOLDQFH :$51,1* 'R QRW WRXFK WKH FKRSSLQJ EODGHV ZLWK EDUH KDQGV 7KH EODGHV DUH YHU\ VKDUS 8VH D EUXVK 6WRUDJH x ,I \RX GR QRW SODQ WR XVH WKH DSSOLDQFH IRU D ORQJ SHULRG RI WLPH SOHDVH VWRUH LW FDUHIXOO\ x 0DNH VXUH WKH DSSOLDQFH LV XQSOXJJHG DQG FRPSOHWHO\ GU\ x 6WRUH WKH DSSOLDQFH LQ D FRRO GU\ SODFH x 0DNH VX
6HUYLFH &HQWUHV ,I \RX KDYH IROORZHG WKH LQVWUXFWLRQV DQG VWLOO KDYH D SUREOHP FRQWDFW WKH QHDUHVW 'HI\ 6HUYLFH &HQWUH 7KH\ ZLOO EH DEOH WR DGYLVH \RX RQ DQ\ DVSHFW RI WKH DSSOLDQFH 6RXWK $IULFDQ 6HUYLFH $JHQWV %/2(0)217(,1 /RQJ 6WUHHW +LOWRQ %ORHPIRQWHLQ 7HO %ORHPIRQWHLQ 6HUYLFH#GHI\ FR ]D &$3( 72:1 $ 0DUFRQL 5G 0RQWDJXH *DUGHQV 7HO &DSH7RZQ 6HUYLFH#GHI\ FR ]D '85%$1 ,QWHUVLWH $YHQXH 8PJHQL %XVLQHVV 3DUN 'XUEDQ 7HO
:DUUDQW\ 7KLV FHUWLILFDWH LV LVVXHG E\ '()< $33/,$1&(6 37< /,0,7(' PDQXIDFWXUHUV RI 'HI\ DQG 2FHDQ SURGXFWV KHUHLQDIWHU WKH &RPSDQ\ WR WKH RULJLQDO SXUFKDVHU RQO\ RI WKH DSSOLDQFH GHVFULEHG RQ WKH FHUWLILFDWH DQG VKDOO FRQVWLWXWH WKH RQO\ ZDUUDQW\ JLYHQ LQ UHVSHFW RI WKLV DSSOLDQFH 7KH &RPSDQ\ ZDUUDQWV WR WKH RULJLQDO SXUFKDVHU WKDW IRU D SHULRG RI 21( <($5 IURP GDWH RI SXUFKDVH WKH DSSOLDQFH LV IUHH IURP GHIHFW XQGHU QRUPDO GRPHVWLF XVH ERWK LQ ZRUNPDQVKLS