Specifications

Smart Cards Lab COMPGA12 University College London
15 Bank Card Magnetic Stripe Exploration
Warning: your bank card belongs to your bank, not to you. It is specifically
written in card contracts. You are NOT allowed to do what you want with
your card. You are NOT allowed to hack your bank card.
Students are asked not to try anything with their current UK bank card.
We will experiment with some old and foreign bank cards.
Reading the magnetic stripe of your card:
15.1 Track 1
High resolution track.
We can only decode it if it is in the standard and popular format B.
Other formats are proprietary.
One can split it as follows:
PAN:
NAME:
Expires: Service Code:
PVKI: PVV: CVV:
15.2 Track 2
Low resolution ABA track. More or less the same, except the name.
One can split it as follows:
PAN:
Expires: Service Code:
PVKI: PVV: CVV:
c
Nicolas T. Courtois 2009-10